Brentwood Insurance Rates:

Brentwood, NY homeowners insurance is nearly $533 to $722, about $44-$60/month. Our detailed research reveals consumers can save upto $251 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
We incurred some storm damage to our roof. from the get go, farmers was attentive, businesslike and professional, and quick! they had an appraiser out to our location that very same day, and we had appointments for follow up and restoration within days.
Erie Insurance
Sometimes, they increased the price more than 20% of the previous year price.
Allstate
Our coverage is very comprehensive and clear. we have auto pay directly to our checking account for the monthly premiums which eliminates the manual effort of paying invoices
Erie Insurance
Their customer service is really bad. They're not very helpful when you have questions. I have asked several questions and I didn't believe the answers that agent gave me. I didn't feel that they were intentionally lying but they just weren't knowledgeable enough to know better.

Brentwood, NY Homeowners Insurance By Home Value

Brentwood, NY Home Value Total Homes % of Total Average Brentwood, NY Homeowners Insurance
Less than $50,000 102 1.0% $50
$100,000 to $124,999 124 1.0% $219
$150,000 to $174,999 262 2.0% $326
$175,000 to $199,999 478 5.0% $376
$200,000 to $249,999 1,371 15.0% $458
$250,000 to $299,999 2,319 25.0% $558
$300,000 to $399,999 4,238 47.0% $709

Top Home Insurance Agents Near Brentwood, NY

Home Insurance Company Near Brentwood, NY Homeowners Insurance Agency Near Brentwood, NY Address
NA Pinkham Agency, Inc. 102 S Wellwood Ave, Lindenhurst, NY, 11757
Travelers Carlson & Carlson Inc 45 PARK AVE 4TH FL, NEW YORK, NY, 10016
Travelers Harding Martucci Inc 626 RXR PLAZA 6TH FL, UNIONDALE, NY, 11556
Allstate Mariola Rutkowska 1064 Jackson Ave Fl 2, Long Island City, NY, 11101
State Farm Steve Boyle 920 Broad Street, Bridgeport, CT, 06604-4811

Cost Of Homeowners Insurance By Street Near Brentwood, NY

Streets in Brentwood Area Homeowners Insurance Cost
Polly Dr, Charter Oaks Ave, Riddle St, Aljan Dr, Barleau St, Peterson St, Bergold St, Jensen Rd, Ninth Ave, W 26th St$631
Nolin St, Morton St, American Blvd, Chanel Dr, Dickman St, Gray St, Ames St, Studley St, Bushwick Ave, Arlene Dr$631
Douglass St, Blue Jay Dr, Fairtown Rd, Newham Ave, Cyprus Ave, Bancroft Rd, Rodeo Dr, Milandy St, Henderson Pl, Bradley St$622
Kohl Ct, Claywood Dr, Third St, Macarthur Ave, Swallow Ln, Stahley St, Willen Ln, Quail Dr, Pheasant Pl, Zane Ct$630
Garnet Dr, Morris St, Quarles St, Dillmont St, Gibson Ave, Swan Pl, Mayflower Ave, S Fifth Ave, Robin Hill Pl, Ealing Ct$621

Brentwood, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brentwood$93 to $96
North Bay Shore$94
Baywood$95
Central Islip$93

Brentwood, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Bay Shore CDP, New York $94 $125 $188
Baywood CDP, New York $95 $126 $189
Central Islip CDP, New York $94 $125 $188

Brentwood, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brentwood, NY2%5.7%
North Bay Shore1.99%5.28%
Baywood1.99%5.89%
Central Islip2.02%5.62%

Brentwood Renters Insurance as a Percentage of Rent

Brentwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 107 2.0% $780
$300 to $499 260 7.0% $1230
$500 to $749 390 10.0% $1905
$750 to $999 334 9.0% $2655
$1,000 to $1,499 994 27.0% $3780
$1,500 or more 1,478 41.0% $5430

Brentwood, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$8,600
Yearly Brentwood Homeowner Insurance Premium Example $6,100$5,100
Out of Pocket Expense During Claim$1,600$8,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $50,400$49,400
Net Savings to Brentwood Home Owner from High Deductible Plan $1,000

Brentwood, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brentwood, NY Home Replacement Value MORE than Home Value Brentwood, NY Home Replacement Value LESS than Home Value
Replacement Value $385,000 $257,500
Insurance Premium based on Replacement Value $3,475 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,500 Risk Exposure from Under Insuring Coverage is $67,000
Premium Impact Insurance cheaper by $625/year Insurance costlier by $525/year

Example Brentwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualChubb Group of Insurance
Monthly Premium 290217262
Year Built 196619771982
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $350000-$400000$250000-$300000$300000-$350000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Brentwood, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 205,000 Membrane Roof 1,470 3 $5000 to $10,000 Deductible 200 2 Brick siding yes
1988 690,000 Wood Shake Roof 3,720 5 $500- $1000 Deductible 3150 8 Stone Siding No
1977 345,000 Wood Shake Roof 2,650 5 > $10,000 Deductible 250 2 Stucco siding yes
1988 350,000 Wood Shake Roof 2,000 4 $2500-$5000 Deductible 880 5 Stucco siding No
1982 410,000 Shingles Roof 3,140 5 $500 Deductible 2620 8 Brick siding yes
1961 380,000 Asphalt Shingles Roof 2,430 5 $1000-$2500 Deductible 920 4 Fiber-Cement Siding yes
1986 810,000 Tile Roof 4,750 5 $2500-$5000 Deductible 1610 4 Fiber-Cement Siding No
1979 470,000 Wood Shake Roof 3,220 4 $500- $1000 Deductible 1880 4 Wood siding yes
1981 425,000 Metal Roof 2,530 4 $1000-$2500 Deductible 2160 8 Fiber-Cement Siding yes
1974 615,000 Asphalt Shingles Roof 3,410 5 $500- $1000 Deductible 550 1 Wood siding No
1977 325,000 Membrane Roof 2,290 3 $500 Deductible 710 3 Stucco siding No
1973 535,000 Metal Roof 3,440 5 > $10,000 Deductible 2710 9 Brick siding No
1972 555,000 Tile Roof 3,030 5 > $10,000 Deductible 1080 4 Brick siding No
1978 330,000 Membrane Roof 1,770 3 $500- $1000 Deductible 1870 9 Wood siding yes
1977 455,000 Shingles Roof 3,420 5 $500 Deductible 440 1 Wood siding No