Bremerton Insurance Rates:

Bremerton, WA homeowners insurance is approximately $508 to $688, about $42-$57/month. Our thorough analysis reveals consumers can save upto $239 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Their Customer service lacking. Their premiums are not transparent. Their coverage might not be adequate. They are invisible on a daily/monthly/yearly basis. I never hear from them.
Safeco Insurance
I would probably recommend or be more neutral. We haven't had anything bad, but also haven't needed to test out doing any claims either so I can't say if they handle them well or not.
The policy offerings are probably a bit more limited, but I'm okay with it because I don't have much to insure, since I have just recently moved in. I know they cover damages due to fires.
State Farm
I did not receive good customer service. I was put on hold for a very long time and did not speak to anyone.
State Farm
We have a wonderful agent who is friendly and neighborly. we appreciate feeling like family and having her right in our little town is a plus.
I feel that maybe the prices could get better, because if the insurance wasn't high a lot of other people would be able to have, it would be more accessible.
State Farm
I had a claim last year and was extremely satisfied with the service i received from the claims agent throughout the process
State Farm
I think the website is easy to use. The only problem is how you have to contact an agent and cannot chat with them or get live support online. This is very inconvenient.
State Farm
I'm happy with the price of the quotes. They typically have the lowest price for the amount of coverage that you end up getting when compared to other companies.
State Farm
It is nice to know that if something ever happens that I will be taken care of.
I like that they constantly communicate and reach out to me with updates and promos and new developments if any. I feel completely aware of everything going on.
American Family
I feel the premium is excessive. I haven't ever had a claim and think I should be receiving a discount, similar to auto insurance where you receive a discount for being a good driver. Being a good homeowner and keeping up with basic maintenance doesn't provide you with any perks.
State Farm
My company's website is very easy to navigate and access what I need to access when I need to access it. I have a pretty no-nonsense policy that allows me to easily opt in and out and my friend is my agent.
State Farm
They keep me up to date with letters and e-mails about offers. I don't just hear from them when it's time to pay the bill, which is nice. It can be a bit of an overload and spam my though.
Easy to request a claim with a 1-800 number. The whole issue can be resolved in one call with the company handling everything.
The company is not so bad overall; it could be better in some ways but I accept the coverage as it is.
State Farm
I really don't have anything that I do not like about the company. It would be unfair of me to write something when the only time I have had to call them was pleasant.
State Farm
Overall, I like the fact that I trust my insurance agent. I do not have to worry about him trying to sell me something that I do not need. I am confident that if I have to file a claim, he will make the process extremely easy and fast for me.
Amica Mutual Insurance
They are a little rude if you need to file a claim with them. The claims specialist we were assigned to made sure to tell us at every turn that we were wrong and weren't going to be covered. The adjuster proved that she was wrong, and we were covered.
They offer an up-front comprehensive outline of what is covered, and how much it costs to insure. And the price seems quite reasonable!
Safeco Insurance
The company that I have chosen is Safeco Insurance. I have been with them for over 2 years now. I have not had to file any claims at this point. The only contact that I have with customer service is when I was calling about getting a quote for my new condo. They were fast and extremely competitive with the pricing. Overall a very friendly company with great rates.
I would recommend travelers because they have great rates and their employees are great and responsive and easy to work with.
State Farm
I'd recommend State Farm and have to my neighbors. I have not gotten any bad feedback. Their offices are very conveniently located in our area and they are very open to walk ins if you have questions and are always reachable by phone, even during off hours.
My company offers a lot of different policies from home and auto to farm and equipment including livestock and crops. It is very handy to have living in Wisconsin.
I am happy with MetLife for home insurance compared to other carriers because I know that if something happens they will pay the claim.
State Farm
I don't like that it's so large and that your agent doesn't really get to know you as well as they should. My agent, whenever I see her, she seems to be meeting me for the first time, each time.
State Farm
I like that they are proactive about calling or emailing me about anything important and that I can stop by the office or call at any time and they will help me with any issues I have. I feel like they value my business and are willing to do what they need to to keep it.
American Family
Cost! I dislike the increasing prices we are subject to each year without explanation. I feel that this is the reason people insurance hop is because rates get jacked up to compensate for the claims being paid out and the customers who do not submit claims ultimately feel as if they are punished for retaining pristine driving records or never submitting house claims
Farmer's Insurance
On a scale of 1 -5 My home insurance company rates a 5. I have a great agent who always has time to talk.

Bremerton, WA Homeowners Insurance By Home Value

Bremerton, WA Home Value Total Homes % of Total Average Bremerton, WA Homeowners Insurance
Less than $50,000 954 4.0% $59
$80,000 to $89,999 238 1.0% $203
$90,000 to $99,999 244 1.0% $227
$100,000 to $124,999 879 4.0% $263
$125,000 to $149,999 881 4.0% $334
$150,000 to $174,999 2,146 10.0% $394
$175,000 to $199,999 2,160 10.0% $454
$200,000 to $249,999 4,866 23.0% $550
$250,000 to $299,999 4,176 19.0% $669
$300,000 to $399,999 4,093 19.0% $849

Top Home Insurance Agents Near Bremerton, WA

Home Insurance Company Near Bremerton, WA Homeowners Insurance Agency Near Bremerton, WA Address
Liberty Mutual Independent Bell-Anderson Agency Inc 2949 GRIFFIN AVE STE 101, ENUMCLAW, WA, 98022
Allstate Dave Keen 22019 Highway 99 Ste C, Edmonds, WA, 98026
State Farm Karmin Landry 31775 State Route 20 Ste B3, Oak Harbor, WA, 98277-5105
State Farm Lee Ingrim 4780 Capitol Blvd SE Unit 1, Tumwater, WA, 98501-4497
Travelers Yele Kerry Tang 2515 6TH AVE, SEATTLE, WA, 98121

Bremerton, WA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Bremerton, WA

Streets in Bremerton Area Homeowners Insurance Cost
Willow St, Tiger Mission Rd W, Kitty Hawk Dr NW, Holland Rd NW, NE Athens Way, Lobelia Ave NW, Anoka Ave, NE Garinger St, Mallard Ln, Farragut St$603
Bledsoe Ave, Oyster Bay Ct, NW Newberry Ln, S Marion Ave, Tik Pl, Vincent Way, Aegan Blvd NE, Amethyst Loop NW, NW Ioka Way, NW Dolly Varden Ln$592
NW Brinkley Ct, NE Aquarius Ln, Hart St NW, Solnae Pl NW, NW Wilkes St, NE Wyoming St, Bristlecone Dr, Broadway Ave, E 32nd St, NE Furneys Ln$596
E 16th St, Calumet Dr NW, NW Eldorado Blvd, Humphrey St W, Fenner Pl, NE Valley Oak Dr, Harlow Dr NW, Viola Pl W, Hope St, Papoose Pl NE$616
Front Ave W, NE Towne Ct, NE Wise St, Raptor Ln NW, Silverdale Loop Rd NW, Wright Ct, Vandalia Ave, NE Tracy Ave, Grand Pine Loop NE, Bunker St NW$594
Overland Trl NW, NE Ocasta St, Kingsway W, NE Mount Olympus Ln, Ridgemont Dr NE, NE Fuson Rd, NE Mulberry Ln, Caymans Pl NE, Shore Pl NW, Taft Ave$595
Cortez Pl NW, Nels Nelson Rd NW, Cranway Ln NW, Rainier Ave, Dowell Rd, Rocky Point Rd NW, Yoder Ln NE, Sea Scape Ln NW, NE Goldstone Ln, U St$598
Earendal Ave, Magnuson Ct, Hidden Firs Ln NE, Sylvan Pines Cir, NW Herried Rd, Walnut St, Hoogwerff Rd, Elizabeth Ave, Sundown Dr, Chestnut St$581
Looney Tune Ln NW, Grandpeak Ln NW, NW Hydrangea St, Thayer Ln NW, Larkin Ln NE, NW Windjammer Ln, NW Stavis Bay Rd, Hewitt Ave, 8th St, Olympic View Rd NW$608
Bridlevale Blvd NW, Myers Rd, Ridgeway Dr NW, Fidalgo Ct NW, State Hwy 306, Brownsville Hwy NE, NE Benita Pl, NW Harrison Ave NW, NW Myhre Rd, Wembly Ave NE$603

Bremerton, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bremerton$89 to $91
Erlands Point-Kitsap Lake$89

Bremerton, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Erlands Point-Kitsap Lake CDP, Washington $75 $99 $149
Chico CDP, Washington $79 $105 $157
Seabeck CDP, Washington $79 $105 $158

Bremerton, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bremerton, WA2.9%10.0%
Erlands Point-Kitsap Lake3.71%10.37%

Bremerton Renters Insurance as a Percentage of Rent

Bremerton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 315 1.0% $342
$200 to $299 301 1.0% $792
$300 to $499 775 4.0% $1242
$500 to $749 2,921 17.0% $1917
$750 to $999 4,775 28.0% $2667
$1,000 to $1,499 5,760 34.0% $3792
$1,500 or more 1,833 10.0% $5442

Bremerton, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Bremerton Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,500$8,000
Net Savings to Bremerton Home Owner from High Deductible Plan $500

Bremerton, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bremerton, WA Home Replacement Value MORE than Home Value Bremerton, WA Home Replacement Value LESS than Home Value
Replacement Value $197,000 $145,000
Insurance Premium based on Replacement Value $575 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Bremerton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualChubb Group of Insurance
Monthly Premium 575833
Year Built 199820082012
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$150000-$175000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Bremerton, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 410,000 Tile Roof 3,720 5 $1000-$2500 Deductible 160 2 Wood siding yes
1953 225,000 Membrane Roof 2,140 3 > $10,000 Deductible 330 7 Brick siding No
1958 390,000 Slate Shingles Roof 2,840 5 $1000-$2500 Deductible 640 12 Stucco siding No
1940 365,000 Asphalt Shingles Roof 2,440 5 $500 Deductible 560 6 Stone Siding No
1995 205,000 Membrane Roof 1,700 4 > $10,000 Deductible 130 5 Stone Siding No
2003 345,000 Slate Shingles Roof 2,370 4 $5000 to $10,000 Deductible 390 7 Wood siding yes
1998 220,000 Asphalt Shingles Roof 1,510 3 $500- $1000 Deductible 450 10 Stone Siding yes
2011 495,000 Tile Roof 4,080 5 $500 Deductible 730 5 Fiber-Cement Siding yes
2010 250,000 Composition Roof 1,900 4 $5000 to $10,000 Deductible 40 1 Vinyl siding yes
2002 170,000 Membrane Roof 1,540 3 $500 Deductible 220 5 Wood siding No
2012 250,000 Wood Shake Roof 1,610 2 > $10,000 Deductible 90 2 Fiber-Cement Siding No
1997 405,000 Metal Roof 2,560 4 $500 Deductible 240 2 Stone Siding No
2011 220,000 Composition Roof 1,600 3 > $10,000 Deductible 230 9 Stone Siding No
2013 115,000 Membrane Roof 910 2 $2500-$5000 Deductible 60 4 Fiber-Cement Siding yes
1957 180,000 Shingles Roof 1,220 2 $2500-$5000 Deductible 250 7 Brick siding No
1988 215,000 Asphalt Shingles Roof 1,670 2 $500 Deductible 110 2 Stucco siding No
2013 215,000 Shingles Roof 1,910 4 > $10,000 Deductible 160 5 Fiber-Cement Siding yes
1992 245,000 Membrane Roof 2,230 3 $1000-$2500 Deductible 430 10 Brick siding No
2014 135,000 Tile Roof 980 2 $1000-$2500 Deductible 50 2 Stucco siding No
1950 250,000 Composition Roof 2,370 4 $5000 to $10,000 Deductible 390 10 Stucco siding yes
1999 295,000 Slate Shingles Roof 1,990 4 > $10,000 Deductible 330 7 Stone Siding yes
1957 155,000 Metal Roof 1,340 3 $5000 to $10,000 Deductible 210 7 Vinyl siding No
1943 185,000 Asphalt Shingles Roof 1,270 2 $5000 to $10,000 Deductible 150 5 Stone Siding yes
2003 180,000 Membrane Roof 1,700 5 $2500-$5000 Deductible 280 10 Fiber-Cement Siding yes
1957 225,000 Wood Shake Roof 1,720 2 > $10,000 Deductible 200 8 Vinyl siding yes
2012 480,000 Asphalt Shingles Roof 4,550 5 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding yes
1986 350,000 Composition Roof 2,400 3 $500 Deductible 190 2 Stone Siding yes
2009 320,000 Shingles Roof 2,480 5 $500- $1000 Deductible 150 2 Fiber-Cement Siding yes
1951 210,000 Metal Roof 1,930 4 > $10,000 Deductible 30 1 Brick siding No
1998 175,000 Membrane Roof 1,560 2 $2500-$5000 Deductible 270 9 Fiber-Cement Siding yes
1994 215,000 Membrane Roof 1,395 2 $5000 to $10,000 Deductible 560 1 Stucco siding No

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