Breese Insurance Rates:

Breese, IL homeowners insurance is nearly $635 to $866, about $52-$72/month. Our complete guide indicates shoppers can save upto $300 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Breese, IL Homeowners Insurance By Home Value

Breese, IL Home Value Total Homes % of Total Average Breese, IL Homeowners Insurance
Less than $50,000 108 6.0% $135
$50,000 to $59,999 73 4.0% $277
$60,000 to $69,999 47 2.0% $345
$80,000 to $89,999 57 3.0% $457
$90,000 to $99,999 148 8.0% $510
$100,000 to $124,999 203 12.0% $592
$125,000 to $149,999 378 22.0% $742
$150,000 to $174,999 196 11.0% $877
$175,000 to $199,999 167 10.0% $1012
$200,000 to $249,999 121 7.0% $1215
$250,000 to $299,999 119 7.0% $1492
$300,000 to $399,999 30 1.0% $1890

Top Home Insurance Agents Near Breese, IL

Home Insurance Company Near Breese, IL Homeowners Insurance Agency Near Breese, IL Address
Travelers Ahm Insurance Group 11975 Westline Industrial Dr Ste 200 Saint Louis, Maryland Heights, MO, 63146
Allstate Jdc Insurance Group 8 Eastwood Ln, Centralia, IL, 62801
Travelers Risk Strategies Llc 517 W US HWY 50, FALLON, IL, 62269
State Farm Tony Wielt 4121 S. Water Tower Place, Mt Vernon, IL, 62864-6565
Erie Willms & Yakel Insurance Agency 411 W Gallatin Street, Vandalia, IL, 62471

Cost Of Homeowners Insurance By Street Near Breese, IL

Streets in Breese Area Homeowners Insurance Cost
Church St, Co Rd 2050 N, Reeb Rd, E Old US Hwy 50, 1st St, Co Rd 1600 E, 450 E, Mill St, Kalmer, Linda St$759
E Indiana St, Co Hwy 23, Summer Rd, W 1st St, Co Hwy 14, Keyesport Rd, Beaver Rd, Co Rd 970 E, Ammons Rd, Packers Dr$758
N 9th, N 1st St, Peek Rd, Country Lakes Dr, Co Rd 1550 E, Pieron Rd, S A St, Patriot Dr, Dora, E Park Rd$750
Co Rd 500 N, Co Rd 1330 E, Wellen Rd, S 2nd, Co Rd 1900 N, Co Rd 1370 N, N Cherry St, Creekside Dr, N 2nd St, N 12th St$746
W 1st St, Co Rd 400 E, Co Rd 150 E, Dairyman Rd, E Center St, Red Bud Ln, Oil Field Rd, Co Rd 130 E, Co Hwy 11, S Clinton St$763

Breese, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Breese$112 to $115
Aviston$113
Beckemeyer$108
St. Rose$114

Breese, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Aviston village, Illinois $113 $151 $227
Beckemeyer village, Illinois $109 $145 $218
St. Rose township, Clinton County, Illinois $114 $152 $228

Breese, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Breese, IL4.7%13.5%
Aviston4.34%12.48%
Beckemeyer5.89%18.42%
St. Rose4.21%11.64%

Breese Renters Insurance as a Percentage of Rent

Breese Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 188 54.0% $1919
$750 to $999 77 22.0% $2669
$1,000 to $1,499 36 10.0% $3794
$1,500 or more 45 13.0% $5444

Breese, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Breese Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Breese Home Owner from High Deductible Plan $600

Breese, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Breese, IL Home Replacement Value MORE than Home Value Breese, IL Home Replacement Value LESS than Home Value
Replacement Value $184,500 $133,500
Insurance Premium based on Replacement Value $1,075 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Breese Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersFarmers Insurance
Monthly Premium 794468
Year Built 194520002011
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$125000-$150000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Breese, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 400,000 Shingles Roof 3,990 5 $2500-$5000 Deductible 640 7 Wood siding No
1970 470,000 Slate Shingles Roof 4,970 5 > $10,000 Deductible 720 5 Stucco siding No
2000 285,000 Shingles Roof 3,380 5 $1000-$2500 Deductible 690 7 Wood siding No
1961 145,000 Membrane Roof 1,760 3 $1000-$2500 Deductible 330 6 Vinyl siding No
1949 165,000 Metal Roof 2,130 3 $5000 to $10,000 Deductible 180 5 Vinyl siding yes
2010 370,000 Wood Shake Roof 3,760 5 $500 Deductible 850 7 Wood siding No
1961 160,000 Tile Roof 2,200 3 $500- $1000 Deductible 280 5 Stucco siding yes
1968 250,000 Wood Shake Roof 2,550 4 > $10,000 Deductible 230 5 Vinyl siding No
2012 145,000 Tile Roof 2,040 5 $2500-$5000 Deductible 300 9 Stone Siding yes
1966 95,000 Asphalt Shingles Roof 1,340 3 $500 Deductible 550 10 Wood siding yes
1967 170,000 Shingles Roof 2,200 3 $5000 to $10,000 Deductible 410 12 Stucco siding No
1968 200,000 Asphalt Shingles Roof 1,920 4 $5000 to $10,000 Deductible 40 1 Stucco siding yes
2006 185,000 Tile Roof 2,700 5 $1000-$2500 Deductible 640 10 Fiber-Cement Siding yes
1975 390,000 Shingles Roof 4,020 5 > $10,000 Deductible 110 1 Vinyl siding yes
1968 160,000 Wood Shake Roof 2,160 3 $1000-$2500 Deductible 390 6 Wood siding yes
1962 185,000 Metal Roof 1,800 3 $1000-$2500 Deductible 1060 12 Vinyl siding yes
1967 120,000 Asphalt Shingles Roof 1,490 3 $500 Deductible 160 3 Fiber-Cement Siding No
2003 145,000 Tile Roof 1,790 5 $1000-$2500 Deductible 560 12 Vinyl siding No
1970 300,000 Metal Roof 3,110 5 > $10,000 Deductible 310 4 Stone Siding yes
1949 210,000 Metal Roof 2,760 4 $5000 to $10,000 Deductible 430 5 Fiber-Cement Siding No
2001 290,000 Asphalt Shingles Roof 3,200 4 $500- $1000 Deductible 820 7 Stone Siding yes
1967 220,000 Shingles Roof 2,240 4 $500- $1000 Deductible 1220 12 Stone Siding yes
2011 195,000 Composition Roof 2,260 3 $500- $1000 Deductible 740 8 Stone Siding No
2004 150,000 Tile Roof 1,740 3 $2500-$5000 Deductible 470 10 Wood siding No
1960 305,000 Slate Shingles Roof 4,000 5 $1000-$2500 Deductible 770 9 Stone Siding No
1942 415,000 Slate Shingles Roof 4,840 5 $2500-$5000 Deductible 1370 12 Stone Siding yes
2001 255,000 Wood Shake Roof 3,240 4 $2500-$5000 Deductible 700 8 Vinyl siding No
2010 170,000 Tile Roof 1,760 4 $5000 to $10,000 Deductible 40 1 Stucco siding yes
1945 185,000 Metal Roof 1,850 4 $2500-$5000 Deductible 630 9 Stone Siding yes
1969 255,000 Asphalt Shingles Roof 2,780 4 > $10,000 Deductible 60 1 Stone Siding No
1960 185,000 Wood Shake Roof 2,250 4 $5000 to $10,000 Deductible 780 12 Fiber-Cement Siding yes
1975 170,000 Shingles Roof 2,090 4 $5000 to $10,000 Deductible 340 6 Fiber-Cement Siding No
2005 300,000 Slate Shingles Roof 4,040 5 > $10,000 Deductible 260 5 Stucco siding No
2008 240,000 Composition Roof 2,600 5 $1000-$2500 Deductible 270 3 Wood siding yes