Brecksville Insurance Rates:

Brecksville, OH homeowners insurance is about $655 to $897, about $54-$74/month. Our comprehensive research shows customers can save upto $310 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Brecksville, OH Homeowners Insurance By Home Value

Brecksville, OH Home Value Total Homes % of Total Average Brecksville, OH Homeowners Insurance
Less than $50,000 67 1.0% $77
$70,000 to $79,999 45 1.0% $232
$80,000 to $89,999 55 1.0% $263
$90,000 to $99,999 84 2.0% $294
$100,000 to $124,999 102 2.0% $341
$125,000 to $149,999 149 4.0% $426
$150,000 to $174,999 395 10.0% $504
$175,000 to $199,999 365 9.0% $582
$200,000 to $249,999 879 23.0% $698
$250,000 to $299,999 724 19.0% $853
$300,000 to $399,999 794 21.0% $1086

Top Home Insurance Agents Near Brecksville, OH

Home Insurance Company Near Brecksville, OH Homeowners Insurance Agency Near Brecksville, OH Address
NA Lakeshore Insurance Group 7803 Brookpark Rd Cleveland, Parma, OH, 44129
NA Neil Kadey Insurance 1245 E Main St, Ashland, OH, 44805
Liberty Mutual Independent Professional Insurance Managme 7585 FREDLE DR STE C, PAINESVILLE, OH, 44077
Nationwide Richard L Winkler 4001 S Cleveland-Massillon Rd, Norton, OH, 44203-5604
Allstate Ryan K Parnell 129 Lafayette St, Medina, OH, 44256

Cost Of Homeowners Insurance By Street Near Brecksville, OH

Streets in Brecksville Area Homeowners Insurance Cost
Sunstone Dr, Hunting Valley Ln, Tamarack Trl, Springside Oval, Brookview Rd, Knights Way, Whitewood Rd, Province Ln, Castle Cir, Daventree Dr$776
Windswept Dr, Crabtree Ln, Pershing Dr, Shenandoah Dr, Ridgewood Ln, Fawn Cir, Kings Ct, Cinnabar Dr, Greystone Pkwy, Glen Eagle Dr$781
Snowossom Ln, Iroquois Trl, Community Dr, Monticello Dr, Crystal Creek Dr, Log Cabin Ct, Vera Dr, Forge Dr, E Point Cir, Wiese Rd$790
Summit Cir, Chippewa Rd, S Edgerton Rd, Coachman Ct, Hilton Rd, Lloyd Dr, Noble Park Dr, Deer Path, Maidstone Dr, N Point Cir$791
Forestdale Dr, Turning Leaf Trl, Southpointe Pkwy, Public Sq, Knolls Ln, Station Rd, Somerset Oval, Chestnut Cir, Fitzwater Rd, Crinkleroot Clearing$776

Brecksville, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brecksville$115 to $117
Broadview Heights$113
Richfield$119
Northfield Center$111

Brecksville, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Broadview Heights city, Ohio $113 $151 $227
Sagamore Hills township, Summit County, Ohio $113 $151 $227
Richfield township, Summit County, Ohio $119 $158 $237

Brecksville, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brecksville, OH3.2%8.5%
Broadview Heights3.44%9.69%
Sagamore Hills3.57%10.54%
Richfield3.29%11.65%

Brecksville Renters Insurance as a Percentage of Rent

Brecksville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 8 1.0% $1195
$500 to $749 86 13.0% $1870
$750 to $999 95 14.0% $2620
$1,000 to $1,499 284 44.0% $3745
$1,500 or more 169 26.0% $5395

Brecksville, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Brecksville Homeowner Insurance Premium Example $3,600$2,600
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $11,400$10,400
Net Savings to Brecksville Home Owner from High Deductible Plan $1,000

Brecksville, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brecksville, OH Home Replacement Value MORE than Home Value Brecksville, OH Home Replacement Value LESS than Home Value
Replacement Value $207,500 $134,500
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Brecksville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceNationwide Insurance
Monthly Premium 596171
Year Built 200719661974
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $300000-$350000$350000-$400000$350000-$400000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Brecksville, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 415,000 Tile Roof 2,830 4 $500- $1000 Deductible 630 4 Wood siding No
1994 270,000 Membrane Roof 2,490 5 > $10,000 Deductible 400 6 Vinyl siding yes
1971 305,000 Metal Roof 2,510 4 > $10,000 Deductible 480 10 Vinyl siding yes
1988 170,000 Metal Roof 1,510 3 $2500-$5000 Deductible 450 10 Wood siding No
1999 655,000 Membrane Roof 4,670 5 $500 Deductible 590 3 Stucco siding No
1968 180,000 Membrane Roof 1,550 5 $5000 to $10,000 Deductible 200 5 Stone Siding yes
2007 250,000 Membrane Roof 1,750 3 $5000 to $10,000 Deductible 290 5 Stone Siding yes
1986 195,000 Metal Roof 1,690 3 $2500-$5000 Deductible 220 5 Stucco siding yes
1985 245,000 Membrane Roof 1,910 4 $5000 to $10,000 Deductible 330 9 Stucco siding No
1994 365,000 Tile Roof 2,570 4 $2500-$5000 Deductible 460 6 Vinyl siding No
1982 295,000 Metal Roof 2,400 3 $1000-$2500 Deductible 1270 12 Stucco siding No
1969 180,000 Shingles Roof 1,440 3 $5000 to $10,000 Deductible 260 7 Stucco siding yes
2003 155,000 Asphalt Shingles Roof 1,380 3 $2500-$5000 Deductible 130 3 Stone Siding yes
2005 230,000 Composition Roof 1,540 5 $500- $1000 Deductible 500 8 Wood siding yes
1995 335,000 Asphalt Shingles Roof 3,110 4 $2500-$5000 Deductible 730 9 Vinyl siding yes
2000 320,000 Wood Shake Roof 2,720 4 $500 Deductible 220 2 Fiber-Cement Siding No
1961 255,000 Slate Shingles Roof 1,690 3 $2500-$5000 Deductible 740 10 Vinyl siding No
1964 280,000 Slate Shingles Roof 2,190 5 $5000 to $10,000 Deductible 190 3 Brick siding No
2001 240,000 Tile Roof 1,940 3 > $10,000 Deductible 50 1 Fiber-Cement Siding yes
2000 240,000 Composition Roof 2,190 3 $500- $1000 Deductible 530 8 Brick siding No
1974 245,000 Composition Roof 2,200 4 > $10,000 Deductible 330 8 Stucco siding No
1962 420,000 Slate Shingles Roof 3,760 5 $500 Deductible 310 3 Vinyl siding No
1997 445,000 Membrane Roof 2,780 4 $500- $1000 Deductible 450 3 Wood siding No
2008 240,000 Metal Roof 2,200 5 $1000-$2500 Deductible 740 10 Vinyl siding No
1975 185,000 Membrane Roof 1,720 4 $500 Deductible 200 3 Stucco siding yes
1965 165,000 Asphalt Shingles Roof 1,310 3 $500 Deductible 380 10 Stucco siding No
1962 285,000 Tile Roof 2,300 3 > $10,000 Deductible 500 12 Brick siding No
1970 540,000 Shingles Roof 3,580 5 $500 Deductible 1180 6 Stone Siding yes
1962 305,000 Shingles Roof 2,730 4 $500- $1000 Deductible 600 6 Fiber-Cement Siding yes
1992 385,000 Asphalt Shingles Roof 2,560 4 $500 Deductible 850 6 Wood siding yes
2001 250,000 Tile Roof 2,160 5 $2500-$5000 Deductible 200 3 Stucco siding No
1973 245,000 Shingles Roof 2,280 3 $5000 to $10,000 Deductible 420 8 Stucco siding yes
1976 595,000 Slate Shingles Roof 4,630 5 $1000-$2500 Deductible 410 2 Stucco siding yes
1982 225,000 Composition Roof 1,490 3 $2500-$5000 Deductible 160 4 Stone Siding No