Breckenridge Insurance Rates:

Breckenridge, CO homeowners insurance is nearly $809 to $1,119, about $67-$93/month. Our detailed analysis indicates shoppers can save upto $385 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
Sometimes it is difficult to get in touch with a representative because of the limited business hours and call volume.
State Farm
Friendly service and helpful local people who seem to care about looking out for you as a person, not just a policy. Prices seem fair and reasonable.
State Farm
This company provides excellent coverage with a low cost to it, especially for the coverage you get. I can't say enough nice things about them and how they've treated me.

Breckenridge, CO Homeowners Insurance By Home Value

Breckenridge, CO Home Value Total Homes % of Total Average Breckenridge, CO Homeowners Insurance
Less than $50,000 189 11.0% $48
$50,000 to $59,999 33 1.0% $96
$60,000 to $69,999 65 3.0% $125
$100,000 to $124,999 28 1.0% $212
$125,000 to $149,999 23 1.0% $269
$150,000 to $174,999 26 1.0% $318
$175,000 to $199,999 232 13.0% $366
$200,000 to $249,999 243 14.0% $443
$250,000 to $299,999 141 8.0% $539
$300,000 to $399,999 675 40.0% $684

Top Home Insurance Agents Near Breckenridge, CO

Home Insurance Company Near Breckenridge, CO Homeowners Insurance Agency Near Breckenridge, CO Address
State Farm Chuck Ridings 3112 Evergreen Pkwy, Evergreen, CO, 80439-7908
Travelers Davidson Insurance Agency Inc 30772 SOUTHVIEW DR 250, EVERGREEN, CO, 80439
Allstate Robert Fritz 500 McWethy Dr, Leadville, CO, 80461
Liberty Mutual Independent South Park Insurance Services 551 FRONT ST, FAIRPLAY, CO, 80440
Travelers Wall Street Insurance Inc 105 Village Blvd #C-201 , Edwards, CO, 81632

Cost Of Homeowners Insurance By Street Near Breckenridge, CO

Streets in Breckenridge Area Homeowners Insurance Cost
Paulson Pl, S 6th Ave, Ski Crest Cir, Stoner Dr, Sherwood Trail Rd, Co Rd 770, Brook St, Straight Creek Dr, Co Rd 801, Co Rd 796$955
Lake View Cir W, 4th Ave, Timber Ct, Cr 240, Victory Ln, Rivercrest Dr, Cr 198, Airport Rd, Kokopelli Ct, Highwood Cir$962
Primrose Ln, Louise Placer Rd, Snowberry Ln, Pine Cir, Fairway Ln, Ski Hill Rd, St John Rd, Meadows Ct, Avalanche Ct, Peerless Dr$947
Gentian Rd, Miners Cr Rd, Co Rd 651, Four O' Clock Rd, Co Rd 78, Lee Ct, Uneva Pl, Idlewild Dr, Timber Hill Dr, Ln Pine Cd$938
Cr 257, Co Rd 54, Tenmile Cir, Cr 589, Argentine Cir, Snake River Dr, S Park Ave, Co Rd 708, McDill Rd, Beaver Ct$951

Breckenridge, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Breckenridge$142 to $146
Blue River$150
Frisco$144
Keystone$130

Breckenridge, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Blue River town, Colorado $151 $201 $302
Frisco town, Colorado $144 $192 $288
Keystone CDP, Colorado $131 $174 $261

Breckenridge, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Breckenridge, CO4.1%17.0%
Blue River3.54%12.52%
Frisco4.02%16.77%
Dillon4.0%19.46%

Breckenridge Renters Insurance as a Percentage of Rent

Breckenridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 72 4.0% $761
$300 to $499 28 1.0% $1211
$500 to $749 166 9.0% $1886
$750 to $999 375 20.0% $2636
$1,000 to $1,499 622 34.0% $3761
$1,500 or more 531 29.0% $5411

Breckenridge, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$6,900
Yearly Breckenridge Homeowner Insurance Premium Example $3,500$2,300
Out of Pocket Expense During Claim$900$6,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $21,900$20,700
Net Savings to Breckenridge Home Owner from High Deductible Plan $1,200

Breckenridge, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Breckenridge, CO Home Replacement Value MORE than Home Value Breckenridge, CO Home Replacement Value LESS than Home Value
Replacement Value $637,500 $447,000
Insurance Premium based on Replacement Value $2,675 $1,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $135,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $225/year

Example Breckenridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceGEICO Insurance
Monthly Premium 23512882
Year Built 199920042013
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$350000-$400000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Breckenridge, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 255,000 Metal Roof 1,160 2 $1000-$2500 Deductible 540 5 Brick siding No
2013 815,000 Tile Roof 3,330 4 $1000-$2500 Deductible 2030 6 Vinyl siding yes
1994 965,000 Shingles Roof 3,490 5 $2500-$5000 Deductible 2420 7 Fiber-Cement Siding yes
1989 465,000 Slate Shingles Roof 1,910 3 $2500-$5000 Deductible 1080 7 Wood siding No
2005 350,000 Tile Roof 1,610 3 $1000-$2500 Deductible 100 1 Vinyl siding yes
1986 335,000 Tile Roof 1,200 2 > $10,000 Deductible 800 12 Stone Siding yes
1994 300,000 Metal Roof 1,510 3 > $10,000 Deductible 60 1 Wood siding yes
2012 660,000 Composition Roof 3,080 4 > $10,000 Deductible 1170 6 Brick siding No
1990 950,000 Slate Shingles Roof 4,010 5 > $10,000 Deductible 390 2 Stone Siding yes
1997 830,000 Composition Roof 3,290 4 $5000 to $10,000 Deductible 740 3 Stone Siding No
2010 435,000 Slate Shingles Roof 1,760 4 $5000 to $10,000 Deductible 830 7 Stone Siding yes
1996 475,000 Tile Roof 2,270 3 $5000 to $10,000 Deductible 1070 9 Vinyl siding No
1987 500,000 Tile Roof 2,160 3 $5000 to $10,000 Deductible 1080 9 Brick siding yes
2007 525,000 Shingles Roof 2,800 5 $500 Deductible 1700 8 Stucco siding No
2008 585,000 Slate Shingles Roof 2,200 5 > $10,000 Deductible 1080 7 Brick siding No
1988 885,000 Membrane Roof 3,340 5 $1000-$2500 Deductible 2160 7 Wood siding yes
2011 780,000 Tile Roof 3,280 5 $5000 to $10,000 Deductible 1380 7 Wood siding yes
1989 605,000 Tile Roof 2,610 4 $500 Deductible 2240 10 Brick siding No
2014 735,000 Asphalt Shingles Roof 2,880 5 $2500-$5000 Deductible 170 1 Stone Siding No
1990 325,000 Composition Roof 1,680 3 $500 Deductible 1260 9 Fiber-Cement Siding yes
1984 580,000 Shingles Roof 2,810 4 $500 Deductible 1410 8 Stone Siding No
2012 830,000 Wood Shake Roof 4,340 5 $500- $1000 Deductible 1030 4 Stone Siding yes
1995 900,000 Wood Shake Roof 4,450 5 $2500-$5000 Deductible 2020 8 Wood siding No
2005 505,000 Wood Shake Roof 1,850 3 $5000 to $10,000 Deductible 110 1 Brick siding No
2009 420,000 Composition Roof 1,660 2 $2500-$5000 Deductible 690 5 Vinyl siding yes
1998 1,290,000 Membrane Roof 4,810 5 $5000 to $10,000 Deductible 1610 6 Vinyl siding No
1989 405,000 Composition Roof 1,810 3 $1000-$2500 Deductible 2000 12 Stucco siding No
2000 315,000 Membrane Roof 1,480 3 $500 Deductible 140 1 Stucco siding yes
1983 855,000 Membrane Roof 4,500 5 $1000-$2500 Deductible 1350 4 Stone Siding yes
1999 820,000 Wood Shake Roof 3,370 4 > $10,000 Deductible 1120 6 Brick siding yes
1998 400,000 Tile Roof 1,800 3 > $10,000 Deductible 150 2 Stucco siding yes
1984 540,000 Tile Roof 1,950 3 $500- $1000 Deductible 1300 6 Brick siding yes
2004 410,000 Shingles Roof 1,480 2 $500- $1000 Deductible 490 3 Stucco siding yes
2008 630,000 Shingles Roof 2,300 4 > $10,000 Deductible 740 6 Stone Siding yes