Brea Insurance Rates:

Brea, CA homeowners insurance is roughly $555 to $753, about $46-$62/month. Our exhaustive guide shows customers can save as much as $261 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend this company to most people. The customer support is good and the benefits of it to my knowledge seem to be good.
Progressive
It is pretty good for such a big house. I'm happy with my premium which I'm paying presently
Safeco Insurance
I have not compared premium for a couple years, but when I switched to Safeco from state farm a few years ago, I was able to get better coverage for less premium. I shared the info with a couple friends and they also switched to Safeco to save some money.
Liberty Mutual
there is nothing I dislike I like the bundle with the car not many ins co offer that
Allstate
When we had to start looking for homeowners insurance (recently), we got quotes from a number of different agencies. This one offered us the best quote with the lowest deductible. The reason why I don't mind paying the yearly premium that I do is that the deductible is not out of pocket. It is simply subtracted from the total of my policy in the event that I need to open up a claim.
State Farm
My premium is rather expensive but it gives me a piece of mind when it comes to having great coverage. Many offer low cost insurance but it barely covers what I need.

Brea, CA Homeowners Insurance By Home Value

Brea, CA Home Value Total Homes % of Total Average Brea, CA Homeowners Insurance
Less than $50,000 178 8.0% $26
$50,000 to $59,999 263 12.0% $58
$60,000 to $69,999 75 3.0% $71
$70,000 to $79,999 49 2.0% $85
$80,000 to $89,999 91 4.0% $98
$90,000 to $99,999 77 3.0% $111
$100,000 to $124,999 166 7.0% $130
$125,000 to $149,999 59 2.0% $163
$150,000 to $174,999 25 1.0% $189
$175,000 to $199,999 33 1.0% $222
$200,000 to $249,999 191 8.0% $268
$250,000 to $299,999 251 11.0% $327
$300,000 to $399,999 728 33.0% $418

Top Home Insurance Agents Near Brea, CA

Home Insurance Company Near Brea, CA Homeowners Insurance Agency Near Brea, CA Address
State Farm Andy Rhone 234 E Yorba Linda Blvd Ste A, Placentia, CA, 92870-3445
State Farm Gwyn Petrick 6355 Topanga Canyon, Woodland Hills, CA, 91367-2140
State Farm Mel Palomo 2100 Sawtelle Blvd Ste 305, Los Angeles, CA, 90025-6265
Liberty Mutual Independent Nahai Insurance Services Inc 465 S BEVERLY DR STE 200, BEVERLY HILLS, CA, 90212
Allstate Salvador Mercado 1424 4th St Ste 228, Santa Monica, CA, 90401

Brea, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Brea, CA

Streets in Brea Area Homeowners Insurance Cost
W Calle Grande Rd, Glen Ct, Rockridge Ln, Rimcrest Rd, Meadowcreek Rd, Stony Ln, Blossom Pl, Frederick St, N Madrona Ave, Golden Way$674
Wildcat Way, Paloma Ct, Grandview Dr, Firethorne Ave, Surry Ct, Chicago Ave, N Associated Rd, Village Lake Mall, Westridge Way, Ponderosa Ave$677
S Brea Blvd, Royal Stewart Dr, Tea Ln, Lake Park Way, Whistle Train Rd, N Redtail Dr, Beryl St, Onyx St, Chickasaw Dr, Basse Ln$675
Midbury St, E Date St, Apple Blossom Cir, Muirwood Dr, Apricot Ave, Telegraph Canyon Rd, Redbud St, Lime St, McCormack Ln, Charwood Ct$655
Longfellow Dr, Forest Lake Dr, Carina Ave, Glenberry Ct, Capricorn St, S Brea Blvd, E Mockingbird Ln, Evergreen Ave, Beacon St, Sand Canyon Way$657

Brea, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brea$97 to $100
Placentia$97
Rowland Heights$96
La Habra$94

Brea, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Placentia city, California $98 $130 $195
Rowland Heights CDP, California $97 $129 $194
Fullerton city, California $97 $129 $194

Brea, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brea, CA2.2%10.7%
Placentia2.08%10.64%
Rowland Heights2.24%10.2%
Fullerton2.02%11.81%

Brea Renters Insurance as a Percentage of Rent

Brea Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 86 1.0% $771
$300 to $499 86 1.0% $1221
$500 to $749 123 2.0% $1896
$750 to $999 590 12.0% $2646
$1,000 to $1,499 1,828 37.0% $3771
$1,500 or more 2,192 44.0% $5421

Average Cost Of Home Insurance By Company In Areas Nearby Brea For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewChubb/Federal908
150000500NewMetropolitan Direct309
2500001000NewGeneral Ins278
250000500NewMercury Ins Group315
300000500NewQBE (Balboa)646
5000001000NewMAPFRE Group884
2000005001-3 YearsFirst American Ins473
25000010001-3 YearsAmerican Reliable565
25000010001-3 YearsCentury National577
2500005001-3 YearsCentury National641
2500005001-3 YearsMAPFRE Group578
3000005001-3 YearsAIG Prop Cas1172
3000005001-3 YearsChubb/Federal1622
3000005001-3 YearsHomesite1193
40000010001-3 YearsUniversal North America639
40000010001-3 YearsUSAA754
75000025001-3 YearsAmerican Modern2175
75000025001-3 YearsAmica Mutual1442
75000025001-3 YearsStillwater Prop & Cas Co1006
2000005004-6 YearsIDS Property Casualty574
25000010004-6 YearsUniversal North America481
3000005004-6 YearsForemost Insurance1053

Brea, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$5,800
Yearly Brea Homeowner Insurance Premium Example $2,500$1,700
Out of Pocket Expense During Claim$1,800$5,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,800$16,000
Net Savings to Brea Home Owner from High Deductible Plan $800

Brea, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brea, CA Home Replacement Value MORE than Home Value Brea, CA Home Replacement Value LESS than Home Value
Replacement Value $560,000 $408,500
Insurance Premium based on Replacement Value $1,900 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $96,000 Risk Exposure from Under Insuring Coverage is $55,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $325/year

Example Brea Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmTravelers
Monthly Premium 486099
Year Built 199119781980
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$350000-$400000$600000-$700000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Brea, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 385,000 Slate Shingles Roof 1,740 2 $2500-$5000 Deductible 610 7 Wood siding No
1966 400,000 Wood Shake Roof 1,820 4 $2500-$5000 Deductible 250 4 Stucco siding No
1977 375,000 Membrane Roof 1,780 2 $500- $1000 Deductible 550 9 Fiber-Cement Siding yes
1968 535,000 Shingles Roof 2,100 3 $500- $1000 Deductible 180 2 Brick siding No
1988 1,140,000 Wood Shake Roof 4,940 5 $500 Deductible 1130 5 Vinyl siding No
1968 280,000 Shingles Roof 1,340 3 > $10,000 Deductible 410 10 Stucco siding yes
1996 340,000 Metal Roof 1,160 2 $2500-$5000 Deductible 310 6 Vinyl siding yes
1972 750,000 Composition Roof 3,310 4 $2500-$5000 Deductible 100 1 Vinyl siding yes
1969 735,000 Slate Shingles Roof 2,480 4 $2500-$5000 Deductible 130 1 Stucco siding yes
1987 330,000 Membrane Roof 1,430 2 > $10,000 Deductible 450 8 Stucco siding yes
1962 375,000 Metal Roof 1,510 3 $500- $1000 Deductible 620 7 Vinyl siding yes
1973 390,000 Asphalt Shingles Roof 1,370 2 > $10,000 Deductible 390 10 Stone Siding No
1960 270,000 Membrane Roof 1,200 2 $500- $1000 Deductible 510 10 Wood siding yes
1965 265,000 Metal Roof 990 2 > $10,000 Deductible 30 1 Stone Siding No
1971 445,000 Asphalt Shingles Roof 1,910 3 > $10,000 Deductible 870 10 Stucco siding No
1984 475,000 Metal Roof 1,680 4 $500- $1000 Deductible 120 1 Fiber-Cement Siding yes
1983 540,000 Membrane Roof 1,810 5 $500 Deductible 720 8 Stone Siding No
1967 365,000 Tile Roof 1,470 2 $5000 to $10,000 Deductible 420 8 Brick siding No
1967 580,000 Shingles Roof 2,340 4 $1000-$2500 Deductible 80 1 Fiber-Cement Siding No
1968 295,000 Tile Roof 1,430 2 $500 Deductible 280 3 Stucco siding yes
1965 360,000 Metal Roof 1,420 3 $2500-$5000 Deductible 170 3 Fiber-Cement Siding No
1981 680,000 Tile Roof 2,390 5 $2500-$5000 Deductible 740 7 Fiber-Cement Siding yes
1961 795,000 Shingles Roof 3,030 5 $2500-$5000 Deductible 1140 8 Stucco siding yes
1960 460,000 Wood Shake Roof 1,940 5 $500- $1000 Deductible 200 2 Wood siding No
1966 530,000 Tile Roof 2,410 4 $5000 to $10,000 Deductible 790 10 Fiber-Cement Siding yes
1987 450,000 Shingles Roof 1,620 2 > $10,000 Deductible 410 9 Stone Siding No
1973 515,000 Tile Roof 2,020 4 $2500-$5000 Deductible 90 1 Fiber-Cement Siding yes
1972 700,000 Tile Roof 2,390 4 $500 Deductible 750 5 Wood siding yes
1982 640,000 Asphalt Shingles Roof 2,190 3 $500 Deductible 440 3 Vinyl siding No
1965 350,000 Metal Roof 1,240 2 > $10,000 Deductible 110 2 Fiber-Cement Siding No
1997 1,050,000 Tile Roof 3,480 5 $5000 to $10,000 Deductible 1400 12 Fiber-Cement Siding No
1960 615,000 Composition Roof 2,080 3 $500- $1000 Deductible 300 3 Stone Siding No
1983 485,000 Membrane Roof 1,800 2 > $10,000 Deductible 370 5 Stucco siding yes
1960 1,225,000 Asphalt Shingles Roof 4,280 5 $1000-$2500 Deductible 760 3 Wood siding No

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