Brandywine Insurance Rates:

Brandywine, MD homeowners insurance is about $601 to $826, about $50-$68/month. Our comprehensive analysis shows customers can save as much as $285 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Brandywine, MD Homeowners Insurance By Home Value

Brandywine, MD Home Value Total Homes % of Total Average Brandywine, MD Homeowners Insurance
$100,000 to $124,999 17 1.0% $249
$150,000 to $174,999 140 8.0% $371
$175,000 to $199,999 105 6.0% $428
$200,000 to $249,999 274 17.0% $514
$250,000 to $299,999 494 30.0% $628
$300,000 to $399,999 550 34.0% $799

Top Home Insurance Agents Near Brandywine, MD

Home Insurance Company Near Brandywine, MD Homeowners Insurance Agency Near Brandywine, MD Address
NA Nuzum Ins Agcy 15416 Bald Eagle Ln, Woodbridge, VA, 22191
State Farm Dave Vidmar 9 North Summit Avenue, Gaithersburg, MD, 20877-2906
Allstate Geoffrey S. Walker 10296a Baltimore National Pike, Ellicott City, MD, 21042
Allstate Kevin Dupree 1760 Reston Pkwy Ste 411, Reston, VA, 20190
Erie Superior Insurance Llc 5515 Selma Avenue, Halethorpe, MD, 21227

Cost Of Homeowners Insurance By Street Near Brandywine, MD

Streets in Brandywine Area Homeowners Insurance Cost
Crestwood Ave N, Cherry Tree Crossing Rd, Wistar Rd, Old Brandywine Rd, Morano Dr, Dorado Ter, Berry St, Tayman Farm Rd, Redwood Ct, Pyle Ct$721
Cedarforest Rd, Duley Station Rd, Gardner Rd, Heatherwick Ct, Earnshaw Dr, Pocopson Creek Way, Benjamin Ring St, Kennett Square Way, Knollwood St, Dyson Rd$714
State Hwy 373, Middleridge Ct, Currano Ct, Van Brady Rd, Hamptonf Farm Ln, Hampton Village Way, Church Dr, Elmwood Dr, Elora Ln, Cross Road Trl$719
Chadds Ford Dr, Burch Hill Rd, Moores Rd, Missouri Ave, Becker Rd, Earnshaw Ct, Redwood Dr E, S Hill Rd, Bee Oak Rd, Caliph St$716
Gwynn Park Ct, Crestwood Turn, Sheehan Dr, Charm Ct, Dent Rd, Hickory Bend Rd, Lytton Ave, S Springfield Rd, Duckett Rd, Brandywine Heights Rd$693

Brandywine, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brandywine$105 to $108
Cedarville$95
Clinton$107
Rosaryville$108

Brandywine, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cedarville CDP, Maryland $95 $127 $191
Clinton CDP, Maryland $107 $143 $215
Rosaryville CDP, Maryland $108 $144 $216

Brandywine, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brandywine, MD2.2%10.4%
Cedarville4.55%7.16%
Clinton2.44%9.35%
Rosaryville2.2%9.03%

Brandywine Renters Insurance as a Percentage of Rent

Brandywine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 9 5.0% $1228
$750 to $999 30 16.0% $2653
$1,000 to $1,499 70 39.0% $3778
$1,500 or more 69 38.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Brandywine For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
330,000 500 Frame 25 Encompass Home/Auto Insurance Co. n/a
280,000 500 Frame 35 Federal Insurance Co. 1,861
380,000 1,000 Masonry 15 Ngm Insurance Co. 785
430,000 1,000 Frame 10 Selective Ins. Co. Of South Carolina 1,284
330,000 500 Frame 25 State Auto Property & Casualty Ins. Co. 959
380,000 1,000 Masonry 15 State Farm Fire & Casualty Co. 1,225
430,000 1,000 Frame 10 Stillwater P & C Insurance Co. 1,417
380,000 1,000 Masonry 15 Usaa Casualty Insurance Co. 1,613
380,000 1,000 Masonry 15 Unitrin Auto & Home Insurance Co. 1,336
380,000 1,000 Masonry 15 Universal North America Insurance Co. 1,211

Brandywine, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Brandywine Homeowner Insurance Premium Example $2,700$2,100
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $18,100$17,500
Net Savings to Brandywine Home Owner from High Deductible Plan $600

Brandywine, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brandywine, MD Home Replacement Value MORE than Home Value Brandywine, MD Home Replacement Value LESS than Home Value
Replacement Value $394,500 $286,500
Insurance Premium based on Replacement Value $2,325 $1,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,500 Risk Exposure from Under Insuring Coverage is $57,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $300/year

Example Brandywine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 1717667
Year Built 197020131983
Home Details 4 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $500000-$600000$400000-$500000$250000-$300000
Deductible $1000-$2500 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Brandywine, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 425,000 Slate Shingles Roof 2,600 5 $1000-$2500 Deductible 750 5 Brick siding yes
2013 315,000 Shingles Roof 2,390 4 $2500-$5000 Deductible 640 6 Wood siding yes
1986 485,000 Tile Roof 3,490 5 $2500-$5000 Deductible 1300 9 Stone Siding yes
2013 350,000 Tile Roof 2,100 4 $500 Deductible 1430 9 Brick siding No
1982 330,000 Membrane Roof 2,260 5 $1000-$2500 Deductible 890 8 Vinyl siding No
2014 260,000 Composition Roof 1,970 4 $1000-$2500 Deductible 920 9 Vinyl siding No
1988 695,000 Membrane Roof 4,030 5 $2500-$5000 Deductible 2130 8 Vinyl siding No
1986 455,000 Membrane Roof 3,240 4 $500 Deductible 1310 10 Brick siding No
1983 800,000 Slate Shingles Roof 4,480 5 > $10,000 Deductible 1050 6 Fiber-Cement Siding No
1980 225,000 Membrane Roof 1,710 4 > $10,000 Deductible 100 2 Wood siding No
1982 285,000 Tile Roof 1,950 4 $500- $1000 Deductible 530 6 Vinyl siding yes
2010 590,000 Tile Roof 3,270 4 $1000-$2500 Deductible 640 3 Wood siding No
1982 340,000 Wood Shake Roof 1,850 4 $5000 to $10,000 Deductible 620 8 Stone Siding No
1981 415,000 Shingles Roof 3,200 4 $500 Deductible 840 4 Brick siding yes
1983 290,000 Composition Roof 2,070 5 > $10,000 Deductible 330 5 Fiber-Cement Siding No
2014 415,000 Wood Shake Roof 2,370 4 $500 Deductible 2650 12 Stone Siding No
2010 365,000 Metal Roof 2,680 4 > $10,000 Deductible 1070 9 Stucco siding yes
2013 325,000 Wood Shake Roof 2,460 5 $500- $1000 Deductible 530 5 Brick siding yes
1970 340,000 Shingles Roof 2,530 5 $2500-$5000 Deductible 480 6 Vinyl siding yes
2011 435,000 Membrane Roof 2,340 4 > $10,000 Deductible 940 8 Fiber-Cement Siding No
1989 430,000 Slate Shingles Roof 2,480 4 > $10,000 Deductible 640 7 Brick siding yes
1987 630,000 Shingles Roof 4,950 5 $2500-$5000 Deductible 380 2 Brick siding No
1985 645,000 Composition Roof 3,420 5 $500 Deductible 3440 12 Fiber-Cement Siding No
1973 715,000 Wood Shake Roof 3,750 5 $1000-$2500 Deductible 530 3 Stone Siding No
2013 330,000 Tile Roof 2,590 4 > $10,000 Deductible 630 10 Stone Siding yes
1988 220,000 Composition Roof 1,680 5 $1000-$2500 Deductible 460 6 Vinyl siding yes
1970 425,000 Wood Shake Roof 2,360 4 $500 Deductible 660 4 Fiber-Cement Siding No
2014 685,000 Asphalt Shingles Roof 3,970 5 $500- $1000 Deductible 290 1 Stone Siding yes
2010 355,000 Composition Roof 2,040 4 $5000 to $10,000 Deductible 920 7 Brick siding yes
1970 630,000 Metal Roof 4,850 5 $500- $1000 Deductible 2620 12 Stucco siding No
1981 310,000 Wood Shake Roof 1,960 5 $2500-$5000 Deductible 530 5 Brick siding yes