Brandon Insurance Rates:

Brandon, SD homeowners insurance is approximately $576 to $782, about $48-$65/month. Our comprehensive guide shows customers can save as much as $271 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Brandon, SD Homeowners Insurance By Home Value

Brandon, SD Home Value Total Homes % of Total Average Brandon, SD Homeowners Insurance
Less than $50,000 93 4.0% $95
$60,000 to $69,999 28 1.0% $258
$90,000 to $99,999 67 2.0% $380
$100,000 to $124,999 149 6.0% $441
$125,000 to $149,999 404 17.0% $556
$150,000 to $174,999 617 26.0% $658
$175,000 to $199,999 204 8.0% $760
$200,000 to $249,999 306 13.0% $916
$250,000 to $299,999 222 9.0% $1113
$300,000 to $399,999 195 8.0% $1419

Top Home Insurance Agents Near Brandon, SD

Home Insurance Company Near Brandon, SD Homeowners Insurance Agency Near Brandon, SD Address
Travelers Northwest Consultants Inc 217 CENTRAL AVE NE, ORANGE CITY, IA, 51041
Allstate The Estenson Co Inc 419 E Main, Luverne, MN, 56156
NA Peoples Insurance Po Box 37, Lester, IA, 51242
NA Bruce Farwick Agency 3000 W 34Th St #301 Sioux Falls, Sioux Falls, SD, 57105
NA United Prairie Insurance Po Box 189, Wilmont, MN, 56185

Cost Of Homeowners Insurance By Street Near Brandon, SD

Streets in Brandon Area Homeowners Insurance Cost
Magnolia Dr, Woods Ln, E Cedar St, Sunday Dr, Maple St, E Mystic Dr, Kay Lee St, E Callies Pl, River Oak St, N Six Mile Rd$684
N Maple Ave, E Hidden Valley Rd, Sandstone Ave, Tucker Dr, Pasque Flower Trl, Sunnyside Ave, E Cedar St, E Birch St, River Bluff Dr, N Oak Rd$734
N Oak Ridge Pl, Lynx St, E Elm St, 259th St, Sunrise Ct, 487th Ave, Pine Lake Ridge, N Lakeview Rd, Creekview Cir, Dakota Ave$711
Lewis Dr, Elm St, Augustana Pl, E Aspen Blvd, Red Rock Rd, E Hemlock Blvd, W Greenwood St, Ashton Trl, Prairie Sage St, W Beechnut St$695
Dogwood St, S Teton Dr, Palmer Dr, Mulberry Ave, Pine St, W Elm St, Portage St, Maywood St, Erickson Dr, Box Elder St$679

Brandon, SD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Brandon$101 to $104
Split Rock$110
Pine Lakes Addition$105
Red Rock$106

Brandon, SD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Split Rock township, Minnehaha County, South Dakota $92 $122 $183
Pine Lakes Addition CDP, South Dakota $88 $117 $175
Red Rock township, Minnehaha County, South Dakota $89 $119 $178

Brandon, SD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Brandon, SD4.1%11.8%
Split Rock3.16%12.11%
Red Rock4.27%10.04%
Anderson3.18%11.87%

Brandon Renters Insurance as a Percentage of Rent

Brandon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 56 7.0% $1226
$500 to $749 296 38.0% $1901
$750 to $999 294 38.0% $2651
$1,000 to $1,499 106 13.0% $3776

Brandon, SD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Brandon Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Brandon Home Owner from High Deductible Plan $600

Brandon, SD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Brandon, SD Home Replacement Value MORE than Home Value Brandon, SD Home Replacement Value LESS than Home Value
Replacement Value $183,000 $134,500
Insurance Premium based on Replacement Value $1,000 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Brandon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 8210784
Year Built 200720102006
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Brandon, SD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 220,000 Membrane Roof 2,300 4 $5000 to $10,000 Deductible 50 1 Brick siding No
2011 275,000 Asphalt Shingles Roof 2,930 4 > $10,000 Deductible 230 4 Stucco siding yes
2014 175,000 Asphalt Shingles Roof 1,700 5 $500- $1000 Deductible 110 2 Brick siding yes
2010 230,000 Composition Roof 2,880 4 > $10,000 Deductible 340 5 Brick siding yes
2003 160,000 Membrane Roof 1,700 4 $2500-$5000 Deductible 40 1 Brick siding yes
2000 190,000 Composition Roof 1,980 3 $500- $1000 Deductible 320 3 Vinyl siding yes
2014 225,000 Composition Roof 2,120 4 $500 Deductible 950 7 Brick siding yes
2014 265,000 Slate Shingles Roof 2,600 4 > $10,000 Deductible 470 8 Wood siding yes
2006 275,000 Metal Roof 2,810 4 $500 Deductible 320 2 Fiber-Cement Siding No
2008 180,000 Tile Roof 2,180 4 $2500-$5000 Deductible 370 7 Stone Siding No
2011 190,000 Metal Roof 1,990 3 $5000 to $10,000 Deductible 220 5 Stone Siding No
2008 180,000 Shingles Roof 1,630 3 $500 Deductible 1210 12 Stucco siding yes
2010 135,000 Tile Roof 1,260 3 $1000-$2500 Deductible 230 5 Brick siding No
2012 285,000 Membrane Roof 2,690 5 $2500-$5000 Deductible 770 8 Stone Siding No
2004 140,000 Metal Roof 1,260 3 $2500-$5000 Deductible 110 3 Wood siding yes
2014 280,000 Composition Roof 3,520 5 > $10,000 Deductible 150 2 Brick siding No
2001 460,000 Asphalt Shingles Roof 4,070 5 > $10,000 Deductible 670 8 Fiber-Cement Siding yes
2013 125,000 Asphalt Shingles Roof 1,570 5 $2500-$5000 Deductible 420 12 Fiber-Cement Siding yes
2007 490,000 Tile Roof 4,500 5 $500- $1000 Deductible 2540 12 Brick siding No
2011 260,000 Wood Shake Roof 2,430 4 $2500-$5000 Deductible 400 6 Vinyl siding No
2008 295,000 Shingles Roof 3,610 5 $1000-$2500 Deductible 860 8 Brick siding No
2006 200,000 Membrane Roof 1,830 3 $2500-$5000 Deductible 60 1 Vinyl siding yes
2010 135,000 Membrane Roof 1,610 3 $2500-$5000 Deductible 270 7 Vinyl siding No
2011 370,000 Metal Roof 3,150 4 $2500-$5000 Deductible 590 6 Wood siding yes
2010 135,000 Tile Roof 1,660 3 $2500-$5000 Deductible 140 3 Fiber-Cement Siding yes
2002 230,000 Slate Shingles Roof 2,350 4 $5000 to $10,000 Deductible 60 1 Vinyl siding No
2014 290,000 Asphalt Shingles Roof 2,960 4 $2500-$5000 Deductible 100 1 Stucco siding yes
2003 145,000 Shingles Roof 1,700 5 $1000-$2500 Deductible 660 12 Brick siding No
2006 160,000 Metal Roof 1,600 4 $2500-$5000 Deductible 50 1 Brick siding No
2005 110,000 Shingles Roof 1,410 3 $500 Deductible 370 10 Stone Siding No
2013 200,000 Shingles Roof 1,770 4 $500- $1000 Deductible 150 2 Wood siding yes
2014 180,000 Wood Shake Roof 1,710 4 $2500-$5000 Deductible 110 2 Fiber-Cement Siding No