Branchburg Insurance Rates:

Branchburg, NJ homeowners insurance is roughly $756 to $1,033, about $63-$86/month. Our exhaustive guide reveals consumers can save as much as $358 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Branchburg, NJ Homeowners Insurance By Home Value

Branchburg, NJ Home Value Total Homes % of Total Average Branchburg, NJ Homeowners Insurance
Less than $50,000 101 5.0% $44
$50,000 to $59,999 29 1.0% $98
$100,000 to $124,999 54 3.0% $214
$150,000 to $174,999 23 1.0% $313
$200,000 to $249,999 185 10.0% $438
$250,000 to $299,999 346 19.0% $537
$300,000 to $399,999 1,014 56.0% $689

Top Home Insurance Agents Near Branchburg, NJ

Home Insurance Company Near Branchburg, NJ Homeowners Insurance Agency Near Branchburg, NJ Address
Allstate Ramon Elias Pujols 90 S Washington Ave, Bergenfield, NJ, 7621
Allstate Steve Ulrich 390 Rte 206, Hillsborough, NJ, 8844
NA Madden Insurance Agency 618 S Broad Street Lansdale, Upper Gwynedd Township, PA, 19446
NA Comprehensive Risk Mgmt. Inc. 1514 Highway 138, Ste 2 Wall, Wall Township, NJ, 7719
Travelers Cohens Insurance Agency Inc 85 ASHLEY DR, FEASTERVILLE, PA, 19053

Cost Of Homeowners Insurance By Street Near Branchburg, NJ

Streets in Branchburg Area Homeowners Insurance Cost
Arbor Way, Edgewood Rd, Century Ln, Holland Brook Rd W, Trailers Park, Fremont St, Oak Crest Dr, Howell Dr, Bridle Way, Post Rd$917
Summit St, Windy Willow Way, Plymouth Ct, Mitchell Rd, Kyle Ct, Cheyenne Trl, Rose Way, Susquehanna Trl, Orion Way, Munsee Trl$884
Salem Ct, Rolling Hills Ln, Libby Ln, Summer Rd, Barton Ln, Pulaski Rd, Henry Rd, Horizon Way, Kelly Dr, Tanner Pl$922
Grandview Dr, S Branch Rd, Devon Ln, Carol Jean Way, Harlen School Rd, Dow Pl, Gordon Pl, Baird Rd, Burmuda Dr, Ariel Ct$914
Sturbridge Dr, Apache Way, Miller Ave, Seminole Path, Blue Grass Blvd, Vanessa Ln, Glen Crest Dr, Santoro Ct, Dana Ter, Hill Top Ln$925

Branchburg, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Branchburg$133 to $135
Bradley Gardens$132
Readington$134
White House Station$129

Branchburg, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bradley Gardens CDP, New Jersey $110 $147 $220
Readington township, Hunterdon County, New Jersey $112 $149 $223
White House Station CDP, New Jersey $108 $144 $216

Branchburg, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Branchburg, NJ2.7%7.6%
Bradley Gardens2.88%7.34%
Readington2.4%7.45%
White House Station2.76%7.2%

Branchburg Renters Insurance as a Percentage of Rent

Branchburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 15 4.0% $1888
$750 to $999 17 4.0% $2638
$1,000 to $1,499 184 52.0% $3763
$1,500 or more 132 37.0% $5413

Branchburg, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Branchburg Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,000$8,500
Net Savings to Branchburg Home Owner from High Deductible Plan $1,500

Branchburg, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Branchburg, NJ Home Replacement Value MORE than Home Value Branchburg, NJ Home Replacement Value LESS than Home Value
Replacement Value $490,000 $301,000
Insurance Premium based on Replacement Value $2,750 $1,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $100,500 Risk Exposure from Under Insuring Coverage is $88,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $575/year

Example Branchburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceChubb Group of Insurance
Monthly Premium 82270153
Year Built 199120031984
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$500000-$600000$350000-$400000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Branchburg, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 470,000 Asphalt Shingles Roof 1,880 3 $500- $1000 Deductible 2020 10 Wood siding yes
1984 335,000 Shingles Roof 1,710 4 $2500-$5000 Deductible 230 2 Vinyl siding No
2003 455,000 Metal Roof 2,560 5 $500 Deductible 450 3 Wood siding yes
2005 510,000 Slate Shingles Roof 2,560 4 > $10,000 Deductible 420 5 Fiber-Cement Siding yes
1986 485,000 Slate Shingles Roof 2,440 4 $2500-$5000 Deductible 630 5 Wood siding yes
1997 230,000 Slate Shingles Roof 1,290 3 > $10,000 Deductible 650 12 Fiber-Cement Siding No
1983 1,260,000 Composition Roof 4,970 5 $500 Deductible 1730 4 Stone Siding yes
1996 655,000 Composition Roof 3,470 5 $1000-$2500 Deductible 1730 8 Wood siding yes
1995 445,000 Membrane Roof 2,140 3 > $10,000 Deductible 780 9 Fiber-Cement Siding No
1990 930,000 Membrane Roof 4,390 5 $5000 to $10,000 Deductible 730 3 Stucco siding yes
1986 1,090,000 Metal Roof 4,350 5 $2500-$5000 Deductible 1880 7 Wood siding No
1984 470,000 Asphalt Shingles Roof 1,890 5 > $10,000 Deductible 110 1 Fiber-Cement Siding No
1996 580,000 Metal Roof 3,170 4 > $10,000 Deductible 1090 9 Wood siding No
1994 550,000 Metal Roof 2,110 4 $500 Deductible 1570 6 Brick siding yes
2004 470,000 Composition Roof 2,270 5 > $10,000 Deductible 220 2 Vinyl siding No
1991 330,000 Slate Shingles Roof 1,810 4 $5000 to $10,000 Deductible 180 3 Vinyl siding No
1980 315,000 Membrane Roof 1,520 3 $5000 to $10,000 Deductible 570 8 Vinyl siding yes
2006 770,000 Shingles Roof 3,840 5 $5000 to $10,000 Deductible 470 2 Vinyl siding No
2008 320,000 Metal Roof 1,680 3 > $10,000 Deductible 130 2 Fiber-Cement Siding No
1999 320,000 Shingles Roof 1,720 3 $1000-$2500 Deductible 830 10 Wood siding yes
1990 415,000 Membrane Roof 1,930 3 $500- $1000 Deductible 950 7 Fiber-Cement Siding yes
1991 310,000 Shingles Roof 1,380 3 $500 Deductible 1070 10 Wood siding No
1985 465,000 Tile Roof 2,480 4 $2500-$5000 Deductible 990 6 Stucco siding No
2006 370,000 Slate Shingles Roof 1,810 4 $5000 to $10,000 Deductible 150 1 Wood siding yes
1999 955,000 Shingles Roof 3,750 5 $500- $1000 Deductible 3220 10 Wood siding No
2001 430,000 Slate Shingles Roof 1,960 5 $2500-$5000 Deductible 1310 10 Wood siding No
1988 895,000 Asphalt Shingles Roof 3,790 5 $1000-$2500 Deductible 2090 6 Vinyl siding yes
2007 1,045,000 Composition Roof 3,990 5 > $10,000 Deductible 2180 12 Wood siding No
1992 775,000 Composition Roof 3,780 5 $2500-$5000 Deductible 1120 4 Vinyl siding No
2002 310,000 Slate Shingles Roof 1,210 3 > $10,000 Deductible 230 4 Stone Siding yes
1999 335,000 Tile Roof 1,290 3 $2500-$5000 Deductible 840 7 Fiber-Cement Siding No
2005 335,000 Metal Roof 1,710 4 $500 Deductible 910 5 Vinyl siding No