Braidwood Insurance Rates:

Braidwood, IL homeowners insurance is nearly $646 to $881, about $53-$73/month. Our detailed research reveals consumers can save upto $305 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Braidwood, IL Homeowners Insurance By Home Value

Braidwood, IL Home Value Total Homes % of Total Average Braidwood, IL Homeowners Insurance
Less than $50,000 129 6.0% $114
$50,000 to $59,999 34 1.0% $236
$70,000 to $79,999 21 1.0% $343
$80,000 to $89,999 55 2.0% $389
$90,000 to $99,999 53 2.0% $435
$100,000 to $124,999 236 11.0% $504
$125,000 to $149,999 174 8.0% $626
$150,000 to $174,999 479 24.0% $741
$175,000 to $199,999 264 13.0% $863
$200,000 to $249,999 379 19.0% $1031
$250,000 to $299,999 103 5.0% $1268
$300,000 to $399,999 55 2.0% $1604

Top Home Insurance Agents Near Braidwood, IL

Home Insurance Company Near Braidwood, IL Homeowners Insurance Agency Near Braidwood, IL Address
Travelers C & G Insurance Agency Inc 900 S FRONTAGE RD STE 375, WOODRIDGE, IL, 60517
State Farm Henry Napue 3842 W 79th St, Chicago, IL, 60652-1815
Liberty Mutual Independent Highland Associates Inc 9805 Prairie Ave., Highland, IN, 46322
State Farm Jessica Knight 3900 W 95th St Ste 4, Evergreen Pk, IL, 60805-1901
State Farm Scott Collins 1650 45th Ave, Munster, IN, 46321-3962

Cost Of Homeowners Insurance By Street Near Braidwood, IL

Streets in Braidwood Area Homeowners Insurance Cost
Widows Rd, S Cooper Rd, Quail Ct, W 1st St, Ridge St, E 1st St, Hawk Trl, Smallmouth Ln, 6000N Rd, Sunfish Cir$756
Co Hwy 28, Big Musky Circle Ln, Sullivan Ln, Derby Ct, Bluegill Cir, W Reed St, Cemetery Rd, Co Hwy 31, Stewart St, S Francis St$764
Novy Rd, Jordan Ave, Kyle Ct, Bobby Ln, S Hickory St, Fossil Bay Ct, S School St, E Coal City Rd, N Will Rd, Charles Ln$764
Grundy County Line Rd, Stevens Ln, Little Musky Cir, Walleye Ln, English, N Water St, Widows Dr, Grove St, N Kenard St, I- 55$761
Tommy Dr, S Cook St, Harbor Lndg, Carol Ln, E Sandy Ct, N Roberts Dr, Kristen Dr, Charlotte St, W Bergera Rd, Mason St$766

Braidwood, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Braidwood$114 to $117
Diamond$116
Reed$114
Godley$110

Braidwood, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Diamond village, Illinois $97 $129 $193
Reed township, Will County, Illinois $95 $127 $190
Godley village, Illinois $92 $123 $184

Braidwood, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Braidwood, IL4.1%12.9%
Diamond3.72%10.59%
Reed4.09%13.28%
Godley4.91%18.47%

Braidwood Renters Insurance as a Percentage of Rent

Braidwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 5 1.0% $337
$300 to $499 55 16.0% $1237
$500 to $749 71 21.0% $1912
$750 to $999 98 29.0% $2662
$1,000 to $1,499 91 27.0% $3787
$1,500 or more 9 2.0% $5437

Braidwood, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Braidwood Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Braidwood Home Owner from High Deductible Plan $600

Braidwood, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Braidwood, IL Home Replacement Value MORE than Home Value Braidwood, IL Home Replacement Value LESS than Home Value
Replacement Value $208,500 $136,000
Insurance Premium based on Replacement Value $1,075 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year

Example Braidwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 1105953
Year Built 200319812014
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $250000-$300000$150000-$175000$200000-$250000
Deductible $500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Braidwood, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 305,000 Composition Roof 2,710 4 $500 Deductible 1810 12 Stucco siding No
2008 280,000 Shingles Roof 2,730 5 $5000 to $10,000 Deductible 70 1 Brick siding yes
2013 160,000 Composition Roof 1,370 2 $5000 to $10,000 Deductible 510 10 Brick siding No
2009 125,000 Tile Roof 1,330 2 $2500-$5000 Deductible 460 12 Stone Siding No
1998 145,000 Tile Roof 1,710 3 $500 Deductible 710 12 Brick siding yes
1995 85,000 Membrane Roof 990 2 $2500-$5000 Deductible 30 1 Vinyl siding No
2005 145,000 Metal Roof 1,660 2 $1000-$2500 Deductible 110 3 Vinyl siding yes
2014 170,000 Slate Shingles Roof 1,530 2 $1000-$2500 Deductible 340 7 Fiber-Cement Siding yes
1993 275,000 Tile Roof 3,030 4 $2500-$5000 Deductible 910 12 Wood siding yes
2012 140,000 Shingles Roof 1,560 2 $500- $1000 Deductible 260 5 Vinyl siding yes
1981 200,000 Wood Shake Roof 1,910 3 $500- $1000 Deductible 650 10 Stucco siding yes
1986 160,000 Slate Shingles Roof 1,550 5 $1000-$2500 Deductible 60 1 Fiber-Cement Siding yes
2010 115,000 Shingles Roof 1,120 2 $2500-$5000 Deductible 300 9 Stone Siding yes