Bradenton Insurance Rates:

Bradenton, FL homeowners insurance is nearly $991 to $1,343, about $82-$111/month. Our thorough research indicates shoppers can save as much as $466 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Universal Insurance
Our insurance company accepted our home even though it has dated piping and electrical systems. we had problems finding an insurer before universal. we are very pleased with them so far and have had no issues.
Farmer's Insurance
Farmer's seems to be a bit outdated. it is an older company that has been around for decades. my husband and i would have preferred something a bit more up to date and modern. instead of feeling like we are doing business with our grandfather's insurance company.
State Farm
State farm agents are knowledgeable, helpful, and anxious to please in terms of giving customers the exact coverage they need.
Allstate
My local Allstate representative is easy to get in touch with and responds quickly to requests and questions. If I leave him a message, he usually gets back to me within a day.
Usaa
I wish there were different level options of insurance than just the 2 they offered me. the options need to be extended.
Esurance
Easy to work with and very good when I call about communicating. I like their premium prices and the fact that they are consistently the lowest, even though I don't bundle my care insurance through them.
Geico
Everything I care about has been handled in an efficient manner. I don't micromanage my account, but the major details and price all fit with my desire, so I am fine with them.

Bradenton, FL Homeowners Insurance By Home Value

Bradenton, FL Home Value Total Homes % of Total Average Bradenton, FL Homeowners Insurance
Less than $50,000 8,767 15.0% $174
$50,000 to $59,999 1,863 3.0% $384
$60,000 to $69,999 2,106 3.0% $466
$70,000 to $79,999 2,197 3.0% $548
$80,000 to $89,999 2,322 4.0% $617
$90,000 to $99,999 2,180 3.0% $687
$100,000 to $124,999 5,757 9.0% $804
$125,000 to $149,999 4,822 8.0% $1002
$150,000 to $174,999 6,358 10.0% $1189
$175,000 to $199,999 4,315 7.0% $1364
$200,000 to $249,999 7,281 12.0% $1644
$250,000 to $299,999 4,832 8.0% $2017
$300,000 to $399,999 5,060 8.0% $2565

Top Home Insurance Agents Near Bradenton, FL

Home Insurance Company Near Bradenton, FL Homeowners Insurance Agency Near Bradenton, FL Address
NA Moore Capital Ventures Inc. Dba Moore Resources 4763 Central Ave Saint Petersburg, St. Petersburg, FL, 33713
Travelers Acg South Insurance Agency Llc 6210 MANATEE AVE W, BRADENTON, FL, 34209
State Farm Katherine Jones 575 S Hercules Ave Ste 604, Clearwater, FL, 33764-6345
Travelers Laake Financial Services Inc 1070 KAPP DR, CLEARWATER, FL, 33765
Liberty Mutual Independent Tampa Bay Insurance Llc 2402 Merchant Ave , Odessa, FL, 33556

Cost Of Homeowners Insurance By Street Near Bradenton, FL

Streets in Bradenton Area Homeowners Insurance Cost
Harbor Cir, Broad River Run, Pussywillow Ln, 41st St NE, Clemson St, Heron Dr, Fairway Ln, Rutgers Ave, Pelican Dr, 50th Ct W$1,098
73rd Pl E, Magellan Dr, 38th St W, Seminole Dr, 2nd Avenue Cir W, Trinity Cir, 57th Ter W, Caladesia Dr, Chauncey Ave E, Burma Ct$1,133
Magnolia Way, Lantern Ct, Palm Aire Ln, Lois Ave, 61st Dr E, Ave Q, S Michael Dr, 28th Street Ct E, 6th Ln, Prospect Rd$1,224
66th Street Ct E, Sycamore Ave, 87th St NW, Suponic Ave, Bay Side Dr, Oak Ave, 41st Avenue Dr E, 52nd Avenue Dr E, Archer Way, 28th Ct E$1,344
12th Ave NW, Tarpon St, 119th St W, 63rd Ter E, Palmetto Cir, 41st Street Cir E, E Ave W, Robbie Way, Shepherd St, 16th Cir NW$1,165
51st Blvd E, Crane Dr, Driftwood Ln, 72nd Ct E, 16th Ave NW, 20th Ave NW, 50th Street Ct W, Garden Ln, Gardenia Ln, 92nd St NW$1,258
Nassau Rd, 36th St NE, Gulf Dr S, Cypress Rd, 36th St, Marina Isle Ln, Paradiso Dr, Hague Dr, 17th Street Cir E, Bristol Bay Dr$1,157
19th Ln E, 17th Dr NW, 58th St, W Peninsular Ter, Cedar St, Harvard Ave, Ave A, 71st St W, St James Xing, 65th St NE$1,293
38th St W, 72nd Street Cir W, 56th Avenue Plz W, Cypress Lake Cir, Whitfield Industrial Ave, Lancaster Ct, Marbury Ln, 34th St E, Riverview Ln, Grand Point Ave$1,298
Whitebridge Glen, 9th Ave NW, 8th Ter NW, Spanish Dr, 61st Avenue Ter W, 25th St N, G Ave E, 83rd St, 76th Ave E, Prospect Rd$1,283

Bradenton, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bradenton$174 to $177
West Bradenton$176
South Bradenton$167
Cortez$175

Bradenton, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Bradenton CDP, Florida $147 $196 $294
South Bradenton CDP, Florida $139 $185 $278
Cortez CDP, Florida $146 $195 $292

Bradenton, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bradenton, FL6.5%19.9%
West Bradenton6.64%19.54%
South Bradenton8.65%26.83%
Cortez5.32%18.14%

Bradenton Renters Insurance as a Percentage of Rent

Bradenton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 301 1.0% $338
$300 to $499 1,363 4.0% $1238
$500 to $749 5,976 20.0% $1913
$750 to $999 10,224 34.0% $2663
$1,000 to $1,499 7,840 26.0% $3788
$1,500 or more 3,393 11.0% $5438

Average Cost Of Home Insurance By Company In Areas Nearby Bradenton For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Southern Fidelity Insurance $2,250
150,000 27 NO Southern Oak Insurance $3,029
150,000 27 NO Tower Hill Prime Insurance $2,602
150,000 27 NO Universal Insurance $3,111
150,000 27 YES Castle Key Indemnity Company Insurance $1,562
150,000 27 YES Citizens Property Insurance $1,032
150,000 27 YES Federated National Insurance $1,197
150,000 27 YES First Community Insurance $1,536
150,000 27 YES Florida Peninsula Insurance $1,400
150,000 27 YES Stillwater Property And Casualty Insurance $1,341
150,000 27 YES Tower Hill Signature Insurance $1,691
300,000 12 NA Asi Preferred Insurance $2,092
300,000 12 NA Castle Key Indemnity Company Insurance $2,681
300,000 12 NA Southern Oak Insurance $3,010

Bradenton, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Bradenton Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $20,700$20,200
Net Savings to Bradenton Home Owner from High Deductible Plan $500

Bradenton, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bradenton, FL Home Replacement Value MORE than Home Value Bradenton, FL Home Replacement Value LESS than Home Value
Replacement Value $203,000 $118,000
Insurance Premium based on Replacement Value $4,325 $2,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,500 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $775/year Insurance costlier by $1,025/year

Example Bradenton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersChubb Group of Insurance
Monthly Premium 144215306
Year Built 201119751998
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$125000-$150000$175000-$200000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Bradenton, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 145,000 Wood Shake Roof 1,600 3 $500 Deductible 1520 6 Stucco siding yes
1990 190,000 Asphalt Shingles Roof 2,390 3 $500 Deductible 2740 8 Stucco siding No
2013 90,000 Composition Roof 940 2 $500- $1000 Deductible 920 6 Fiber-Cement Siding yes
1991 135,000 Tile Roof 1,340 3 $500- $1000 Deductible 170 1 Fiber-Cement Siding No
2000 110,000 Slate Shingles Roof 1,210 3 $2500-$5000 Deductible 100 1 Stucco siding yes
1986 255,000 Tile Roof 2,560 4 $1000-$2500 Deductible 450 1 Wood siding yes
1996 220,000 Tile Roof 2,250 3 $2500-$5000 Deductible 1970 7 Fiber-Cement Siding No
2010 125,000 Composition Roof 1,240 2 $500- $1000 Deductible 680 3 Stone Siding No
1986 290,000 Wood Shake Roof 3,300 4 $2500-$5000 Deductible 1100 3 Brick siding yes
1973 200,000 Membrane Roof 2,380 3 $500- $1000 Deductible 3450 10 Wood siding No
1990 285,000 Membrane Roof 3,150 4 $2500-$5000 Deductible 730 2 Stucco siding yes
2011 215,000 Slate Shingles Roof 2,230 3 $5000 to $10,000 Deductible 330 2 Stucco siding No
1974 300,000 Wood Shake Roof 1,517 2 $1000-$2500 Deductible 6180 10 Stucco siding No