Bradenton Insurance Rates:

Bradenton ,FL Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Bradenton, FL homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Bradenton, FL is $1964. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Bradenton, FL: Customer-Reviewed Options


Bradenton, FL Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Bradenton, FL. VHome Insurance will help you navigate the world of homeowners insurance coverages in Bradenton, FL.

Coverage Level Average Annual Premium
$100,000 $786
$200,000 $1,336
$300,000 $1,650
$400,000 $2,514
$500,000 $3,162


Bradenton, FL Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Bradenton, FL, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $2,014
$1000 Deductible $1,801
$1500 Deductible $1,699
$2500 Deductible $1,532
$5000 Deductible $1,296



Top Home Insurance Agents Near Bradenton, FL

Home Insurance Company Near Bradenton, FL Homeowners Insurance Agency Near Bradenton, FL Address
NA Moore Capital Ventures Inc. Dba Moore Resources 4763 Central Ave Saint Petersburg, St. Petersburg, FL, 33713
Travelers Acg South Insurance Agency Llc 6210 MANATEE AVE W, BRADENTON, FL, 34209
State Farm Katherine Jones 575 S Hercules Ave Ste 604, Clearwater, FL, 33764-6345
Travelers Laake Financial Services Inc 1070 KAPP DR, CLEARWATER, FL, 33765
Liberty Mutual Independent Tampa Bay Insurance Llc 2402 Merchant Ave , Odessa, FL, 33556

Bradenton, FL Home Insurance Agents for Top Companies


Bradenton, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Bradenton CDP, Florida $147 $196 $294
South Bradenton CDP, Florida $139 $185 $278
Cortez CDP, Florida $146 $195 $292


Bradenton, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bradenton, FL6.5%19.9%
West Bradenton6.64%19.54%
South Bradenton8.65%26.83%

Bradenton Renters Insurance as a Percentage of Rent

Bradenton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 301 1.0% $338
$300 to $499 1,363 4.0% $1238
$500 to $749 5,976 20.0% $1913
$750 to $999 10,224 34.0% $2663
$1,000 to $1,499 7,840 26.0% $3788
$1,500 or more 3,393 11.0% $5438

Cost Of Homeowners Insurance By Street Near Bradenton, FL

Streets in Bradenton Area Homeowners Insurance Cost
Harbor Cir, Broad River Run, Pussywillow Ln, 41st St NE, Clemson St, Heron Dr, Fairway Ln, Rutgers Ave, Pelican Dr, 50th Ct W$1,098
73rd Pl E, Magellan Dr, 38th St W, Seminole Dr, 2nd Avenue Cir W, Trinity Cir, 57th Ter W, Caladesia Dr, Chauncey Ave E, Burma Ct$1,133
Magnolia Way, Lantern Ct, Palm Aire Ln, Lois Ave, 61st Dr E, Ave Q, S Michael Dr, 28th Street Ct E, 6th Ln, Prospect Rd$1,224
66th Street Ct E, Sycamore Ave, 87th St NW, Suponic Ave, Bay Side Dr, Oak Ave, 41st Avenue Dr E, 52nd Avenue Dr E, Archer Way, 28th Ct E$1,344
12th Ave NW, Tarpon St, 119th St W, 63rd Ter E, Palmetto Cir, 41st Street Cir E, E Ave W, Robbie Way, Shepherd St, 16th Cir NW$1,165
51st Blvd E, Crane Dr, Driftwood Ln, 72nd Ct E, 16th Ave NW, 20th Ave NW, 50th Street Ct W, Garden Ln, Gardenia Ln, 92nd St NW$1,258
Nassau Rd, 36th St NE, Gulf Dr S, Cypress Rd, 36th St, Marina Isle Ln, Paradiso Dr, Hague Dr, 17th Street Cir E, Bristol Bay Dr$1,157
19th Ln E, 17th Dr NW, 58th St, W Peninsular Ter, Cedar St, Harvard Ave, Ave A, 71st St W, St James Xing, 65th St NE$1,293
38th St W, 72nd Street Cir W, 56th Avenue Plz W, Cypress Lake Cir, Whitfield Industrial Ave, Lancaster Ct, Marbury Ln, 34th St E, Riverview Ln, Grand Point Ave$1,298
Whitebridge Glen, 9th Ave NW, 8th Ter NW, Spanish Dr, 61st Avenue Ter W, 25th St N, G Ave E, 83rd St, 76th Ave E, Prospect Rd$1,283

Bradenton, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bradenton$174 to $177
West Bradenton$176
South Bradenton$167

Average Cost Of Home Insurance By Company In Areas Nearby Bradenton For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Southern Fidelity Insurance $2,250
150,000 27 NO Southern Oak Insurance $3,029
150,000 27 NO Tower Hill Prime Insurance $2,602
150,000 27 NO Universal Insurance $3,111
150,000 27 YES Castle Key Indemnity Company Insurance $1,562
150,000 27 YES Citizens Property Insurance $1,032
150,000 27 YES Federated National Insurance $1,197
150,000 27 YES First Community Insurance $1,536
150,000 27 YES Florida Peninsula Insurance $1,400
150,000 27 YES Stillwater Property And Casualty Insurance $1,341
150,000 27 YES Tower Hill Signature Insurance $1,691
300,000 12 NA Asi Preferred Insurance $2,092
300,000 12 NA Castle Key Indemnity Company Insurance $2,681
300,000 12 NA Southern Oak Insurance $3,010


Bradenton, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Bradenton Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $20,700$20,200
Net Savings to Bradenton Home Owner from High Deductible Plan $500


Bradenton, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bradenton, FL Home Replacement Value MORE than Home Value Bradenton, FL Home Replacement Value LESS than Home Value
Replacement Value $203,000 $118,000
Insurance Premium based on Replacement Value $4,325 $2,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,500 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $775/year Insurance costlier by $1,025/year


Example Bradenton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersChubb Group of Insurance
Monthly Premium 144215306
Year Built 201119751998
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$125000-$150000$175000-$200000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible