Braceville Insurance Rates:

Braceville, IL homeowners insurance is approximately $645 to $877, about $53-$73/month. Our complete analysis indicates shoppers can save upto $304 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Braceville, IL Homeowners Insurance By Home Value

Braceville, IL Home Value Total Homes % of Total Average Braceville, IL Homeowners Insurance
Less than $50,000 117 6.0% $114
$60,000 to $69,999 32 1.0% $304
$80,000 to $89,999 36 2.0% $403
$90,000 to $99,999 50 2.0% $448
$100,000 to $124,999 208 12.0% $517
$125,000 to $149,999 293 17.0% $646
$150,000 to $174,999 326 18.0% $768
$175,000 to $199,999 90 5.0% $890
$200,000 to $249,999 342 19.0% $1073
$250,000 to $299,999 181 10.0% $1308
$300,000 to $399,999 37 2.0% $1658

Top Home Insurance Agents Near Braceville, IL

Home Insurance Company Near Braceville, IL Homeowners Insurance Agency Near Braceville, IL Address
State Farm Dave Rundle 4316 W 63rd St, Chicago, IL, 60629-5012
Farmers James Jim Cotter 8113 S Pulaski Rd, Chicago, IL, 60652
State Farm Nick Calo 2906 Ogden Ave, Aurora, IL, 60504-7202
State Farm Rick Schwab 149 E Main St, Glenwood, IL, 60425-1756
Travelers Warren Insurance Agency Inc 3502 CHICAGO ROAD, STEGER, IL, 60475

Cost Of Homeowners Insurance By Street Near Braceville, IL

Streets in Braceville Area Homeowners Insurance Cost
E Main St, E South Railroad St, N Carey St, Amber Ln, E Parker St, Railroad St, S Grundy St, S Railroad St, South St, Co Rd 6000 S$751
W Gould St, Cambridge Dr, E 3300 Rd N, Morgan Rd, E Main Rd, Balfour, N East St, E Railroad St S, Kevin Dr, 3rd Ave$747
S de Witt Pl, Dove, E Stonewall Rd, N Merrill St, S Peck St, N 19000W Rd, State Rte 53, Emerald St, W Mazon St, N Monroe St$751
S Gorman Rd, Co Hwy 3, Grundy County Line Rd, Co Rd 7000 S, S Jugtown Rd, S Mitchell Rd, N Jackson St, E Smith Rd, E Chestnut St, S Carbon Hill Rd$747
S Broadway Rd, Co Rd 29, S Farmstone Dr, Spencer St, N Adams St, S Campus Rd, Hunters Run, 2nd Ave, E Scully Rd, S Di Paolo Dr$751

Braceville, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Braceville$113 to $116
Godley$110
Coal City$114
Diamond$116

Braceville, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Godley village, Illinois $110 $147 $221
Coal City village, Illinois $114 $152 $228
Diamond village, Illinois $116 $154 $231

Braceville, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Braceville, IL4.3%13.1%
Godley4.91%18.47%
Coal City4.19%13.87%
Diamond3.72%10.59%

Braceville Renters Insurance as a Percentage of Rent

Braceville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 7 1.0% $339
$200 to $299 8 1.0% $789
$300 to $499 13 2.0% $1239
$500 to $749 56 11.0% $1914
$750 to $999 172 36.0% $2664
$1,000 to $1,499 217 45.0% $3789

Braceville, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Braceville Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,300$9,700
Net Savings to Braceville Home Owner from High Deductible Plan $600

Braceville, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Braceville, IL Home Replacement Value MORE than Home Value Braceville, IL Home Replacement Value LESS than Home Value
Replacement Value $158,500 $120,000
Insurance Premium based on Replacement Value $825 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Braceville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmerican Family InsuranceAllstate
Monthly Premium 5593122
Year Built 200320121949
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$350000-$400000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Braceville, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 365,000 Shingles Roof 3,700 5 $500- $1000 Deductible 2090 12 Brick siding yes
1949 170,000 Shingles Roof 1,680 5 $2500-$5000 Deductible 590 10 Fiber-Cement Siding yes
2011 115,000 Slate Shingles Roof 1,520 5 $1000-$2500 Deductible 30 1 Stone Siding No
2000 155,000 Membrane Roof 1,980 3 $500 Deductible 650 10 Fiber-Cement Siding No
2011 145,000 Slate Shingles Roof 1,690 4 $2500-$5000 Deductible 300 10 Wood siding No
2010 190,000 Composition Roof 2,520 4 $1000-$2500 Deductible 350 4 Fiber-Cement Siding No
2002 210,000 Slate Shingles Roof 2,160 3 $2500-$5000 Deductible 400 9 Stucco siding yes
1943 190,000 Wood Shake Roof 1,680 3 $1000-$2500 Deductible 180 4 Stone Siding yes
1945 195,000 Asphalt Shingles Roof 2,220 3 $5000 to $10,000 Deductible 140 2 Stone Siding yes
1946 255,000 Shingles Roof 2,740 5 $2500-$5000 Deductible 190 2 Stucco siding yes
2004 170,000 Wood Shake Roof 1,750 3 $500 Deductible 560 8 Stucco siding No
2009 240,000 Wood Shake Roof 2,780 4 > $10,000 Deductible 190 4 Wood siding No
2005 415,000 Wood Shake Roof 3,840 5 $500 Deductible 420 2 Brick siding No
1949 385,000 Wood Shake Roof 4,310 5 $1000-$2500 Deductible 360 4 Brick siding No
2009 255,000 Tile Roof 2,350 5 > $10,000 Deductible 430 7 Brick siding yes
2006 130,000 Membrane Roof 1,350 3 $500- $1000 Deductible 260 7 Vinyl siding No
2006 245,000 Shingles Roof 2,730 4 > $10,000 Deductible 300 5 Wood siding yes
1949 130,000 Membrane Roof 1,560 3 $500 Deductible 890 12 Vinyl siding No
1945 220,000 Asphalt Shingles Roof 2,230 5 $5000 to $10,000 Deductible 650 8 Brick siding yes
2004 410,000 Asphalt Shingles Roof 4,660 5 $500 Deductible 410 2 Fiber-Cement Siding No
1942 150,000 Metal Roof 1,660 5 $1000-$2500 Deductible 420 9 Stone Siding yes
2007 200,000 Membrane Roof 1,870 3 $2500-$5000 Deductible 600 12 Wood siding No
1946 255,000 Shingles Roof 2,970 4 $5000 to $10,000 Deductible 530 9 Stucco siding No
1947 155,000 Asphalt Shingles Roof 1,800 5 $2500-$5000 Deductible 500 9 Fiber-Cement Siding yes
2005 190,000 Membrane Roof 2,260 4 $500 Deductible 950 9 Fiber-Cement Siding No
1948 185,000 Metal Roof 1,870 3 $500 Deductible 160 2 Wood siding No
2003 170,000 Membrane Roof 1,800 5 $500 Deductible 620 8 Fiber-Cement Siding No
1941 190,000 Wood Shake Roof 2,040 4 $5000 to $10,000 Deductible 350 6 Stone Siding yes
1949 280,000 Metal Roof 3,400 5 $500 Deductible 790 8 Vinyl siding No
2012 150,000 Asphalt Shingles Roof 1,740 5 $500 Deductible 260 5 Brick siding yes
2014 150,000 Shingles Roof 1,920 4 $5000 to $10,000 Deductible 450 10 Wood siding No