Box Elder Insurance Rates:

Box Elder, SD homeowners insurance is nearly $558 to $773, about $46-$64/month. Our all inclusive research shows customers can save as much as $266 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Box Elder, SD Homeowners Insurance By Home Value

Box Elder, SD Home Value Total Homes % of Total Average Box Elder, SD Homeowners Insurance
Less than $50,000 264 21.0% $119
$60,000 to $69,999 25 2.0% $319
$80,000 to $89,999 56 4.0% $419
$90,000 to $99,999 75 6.0% $466
$100,000 to $124,999 142 11.0% $539
$125,000 to $149,999 103 8.0% $679
$150,000 to $174,999 218 17.0% $799
$175,000 to $199,999 152 12.0% $925
$200,000 to $249,999 138 11.0% $1112
$250,000 to $299,999 34 2.0% $1358
$300,000 to $399,999 16 1.0% $1724

Top Home Insurance Agents Near Box Elder, SD

Home Insurance Company Near Box Elder, SD Homeowners Insurance Agency Near Box Elder, SD Address
NA Colvin Insurance Agency Po Box 887, Lead, SD, 57754
NA Dakota Financial Services 1080 Main St Ste 100, Sturgis, SD, 57785
Allstate Doug Geary 3423 W Main St, Rapid City, SD, 57702
Allstate Leavitt Heartland Ins. Services 2011 N Main, Spearfish, SD, 57783
Farmers Roger Beck 1241 Sherman St, Sturgis, SD, 57785

Cost Of Homeowners Insurance By Street Near Box Elder, SD

Streets in Box Elder Area Homeowners Insurance Cost
Hickory Dr, C and F Ave, Creekside Dr, 245th St, Bunker Dr, Dam View Cir, Halley Rd, Hurst Ave, Paulsen Rd, Box Elder Rd$662
Rando Ct, Bennett Rd, Green Dr, Sharp Ln, 219th St, Southside Dr, 213th St, Bluebird Dr, Flintlock Ct, Cimarron Hill Dr$659
Universal Dr, Dusty Trl, Sharp Dr, 10th Ave, Myrtle Ave, Old Folsom Rd, Macks Dr, S D Ave, Circle Dr, N Elk Vale Rd$659
B St, Penn T463, Quinn Rd, Penn Co L282, Hustead St, Gumbo Dr, Moonlight Dr, Mettler Ln, Ave A, 225th St$657
Penn Co L221, Sturgis Rd, Ardee Ave, Ash St, Meadow Ranch Rd, Ashland Rd, Starling Ct, 5th Ave, Oconnell Rd, Ambush Ranch Ct$666

Box Elder, SD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Box Elder$98 to $101
Ashland Heights$94
Rapid Valley$100
Rapid City$101

Box Elder, SD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ashland Heights CDP, South Dakota $79 $105 $157
Rapid Valley CDP, South Dakota $84 $111 $167
Green Valley CDP, South Dakota $84 $111 $167

Box Elder, SD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Box Elder, SD4.1%14.1%
Ashland Heights4.77%18.29%
Rapid Valley4.63%13.56%
Green Valley4.87%14.22%

Box Elder Renters Insurance as a Percentage of Rent

Box Elder Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 85 7.0% $332
$200 to $299 66 5.0% $782
$300 to $499 97 8.0% $1232
$500 to $749 222 19.0% $1907
$750 to $999 480 42.0% $2657
$1,000 to $1,499 165 14.0% $3782
$1,500 or more 24 2.0% $5432

Box Elder, SD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Box Elder Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,600$6,100
Net Savings to Box Elder Home Owner from High Deductible Plan $500

Box Elder, SD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Box Elder, SD Home Replacement Value MORE than Home Value Box Elder, SD Home Replacement Value LESS than Home Value
Replacement Value $160,000 $113,000
Insurance Premium based on Replacement Value $825 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year

Example Box Elder Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 534260
Year Built 199319802013
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$125000-$150000$175000-$200000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Box Elder, SD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 300,000 Tile Roof 3,720 5 > $10,000 Deductible 340 6 Vinyl siding No
2002 430,000 Asphalt Shingles Roof 4,310 5 $2500-$5000 Deductible 740 6 Vinyl siding yes
2008 160,000 Asphalt Shingles Roof 1,700 3 $2500-$5000 Deductible 200 4 Wood siding yes
1995 190,000 Shingles Roof 2,220 4 $500- $1000 Deductible 280 3 Wood siding No
1995 230,000 Membrane Roof 3,400 5 $5000 to $10,000 Deductible 880 12 Stone Siding No
1991 160,000 Composition Roof 1,880 3 $2500-$5000 Deductible 110 3 Stone Siding No
2006 125,000 Slate Shingles Roof 1,520 3 $1000-$2500 Deductible 80 2 Stucco siding No
2013 455,000 Asphalt Shingles Roof 4,850 5 $2500-$5000 Deductible 930 10 Stone Siding yes
1980 285,000 Metal Roof 3,800 5 $1000-$2500 Deductible 1190 9 Vinyl siding No
1991 160,000 Shingles Roof 2,330 4 $5000 to $10,000 Deductible 400 8 Vinyl siding yes
2009 150,000 Wood Shake Roof 1,550 5 $2500-$5000 Deductible 70 2 Stone Siding yes
2001 145,000 Shingles Roof 1,770 3 $500 Deductible 410 7 Vinyl siding No
2011 325,000 Composition Roof 3,590 5 $5000 to $10,000 Deductible 480 8 Vinyl siding yes
1988 205,000 Metal Roof 2,090 3 > $10,000 Deductible 320 8 Stucco siding No
2012 125,000 Composition Roof 1,780 4 $500 Deductible 290 7 Stone Siding No
1983 340,000 Asphalt Shingles Roof 4,620 5 $2500-$5000 Deductible 240 3 Vinyl siding No
2008 195,000 Wood Shake Roof 1,960 4 $5000 to $10,000 Deductible 70 1 Stucco siding yes
1984 270,000 Composition Roof 3,400 4 $5000 to $10,000 Deductible 570 8 Stone Siding yes
1996 195,000 Slate Shingles Roof 2,630 4 $1000-$2500 Deductible 860 12 Fiber-Cement Siding yes
2011 205,000 Asphalt Shingles Roof 2,990 5 > $10,000 Deductible 290 6 Vinyl siding yes
2007 245,000 Asphalt Shingles Roof 2,790 4 $500 Deductible 1050 10 Brick siding No
1989 290,000 Membrane Roof 3,170 5 $2500-$5000 Deductible 1430 12 Brick siding yes
1991 160,000 Metal Roof 1,810 4 $500- $1000 Deductible 140 3 Stucco siding yes
2000 205,000 Membrane Roof 2,310 4 $2500-$5000 Deductible 130 3 Stone Siding yes
1989 360,000 Shingles Roof 3,980 5 $5000 to $10,000 Deductible 830 10 Brick siding yes
2001 255,000 Metal Roof 2,650 4 $500 Deductible 1050 10 Stone Siding No
2006 165,000 Tile Roof 2,060 3 $500- $1000 Deductible 550 8 Stucco siding yes
1984 195,000 Composition Roof 2,720 5 $5000 to $10,000 Deductible 390 7 Vinyl siding yes
1988 150,000 Metal Roof 1,970 3 $500- $1000 Deductible 290 5 Brick siding yes
1997 145,000 Membrane Roof 1,740 4 $500- $1000 Deductible 620 10 Stucco siding yes
2013 145,000 Membrane Roof 2,070 3 $2500-$5000 Deductible 40 1 Brick siding No
1993 250,000 Metal Roof 3,390 4 $1000-$2500 Deductible 460 6 Stucco siding No
2002 180,000 Shingles Roof 2,250 3 $500- $1000 Deductible 560 10 Stucco siding No
2001 150,000 Slate Shingles Roof 1,640 3 $500 Deductible 270 6 Stucco siding No