Bowling Green, KY homeowners insurance is about $663 to $898, about $55-$74/month. Our detailed research shows customers can save as much as $312 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bowling Green, KY | Homeowners Insurance Agency Near Bowling Green, KY | Address |
|---|---|---|
| Allstate | June Matthews | 102 Hwy 51 Byp W, Lafayette, TN, 37083 |
| Travelers | Martinek Insurance Services | 394 W Main Street Ste B5, Hendersonville, TN, 37075 |
| Travelers | Pigg Insurance | 120 ANDERSON LN, HENDERSONVILLE, TN, 37075 |
| Travelers | Arbuckle Insurance | 700 N MAIN STREET, GREENVILLE, KY, 42345 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Warren County, Kentucky | $97 | $129 | $194 |
| Plum Springs city, Kentucky | $94 | $125 | $188 |
| Plano CDP, Kentucky | $98 | $131 | $196 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bowling Green, KY | 5.4% | 17.4% |
| Warren County | 5.64% | 17.77% |
| Plum Springs | 6.58% | 21.68% |
| Plano | 4.66% | 20.75% |
| Bowling Green Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 259 | 1.0% | $337 |
| $200 to $299 | 457 | 3.0% | $787 |
| $300 to $499 | 2,472 | 17.0% | $1237 |
| $500 to $749 | 6,510 | 45.0% | $1912 |
| $750 to $999 | 2,469 | 17.0% | $2662 |
| $1,000 to $1,499 | 1,742 | 12.0% | $3787 |
| $1,500 or more | 258 | 1.0% | $5437 |
| Home value ($) | Construction type | Age of home | Company | premium ($) |
|---|---|---|---|---|
| 125,000 | Frame | 29 years | Aig Property Casualty Company | 476 |
| 125,000 | Frame | 29 years | Kentucky Farm Bureau Mutual Insurance Company | 539 |
| 150,000 | Brick Veneer | 19 years | Metropolitan Property And Casualty Insurance Company | 635 |
| 150,000 | Brick Veneer | 19 years | Allstate Property & Casualty Insurance Company | 1,093 |
| 250,000 | Masonry | 9 years | Auto Club Property-Casualty Insurance Company | 1,044 |
| 125,000 | Frame | 29 years | Homesite Insurance Company | 1,019 |
| 125,000 | Frame | 29 years | Metropolitan Direct Property And Casualty Insurance Company | 1,223 |
| 250,000 | Masonry | 9 years | Standard Fire Insurance Company (The) | 1,152 |
| 125,000 | Frame | 29 years | Underwriters At Lloyd's London | 0 |
| 250,000 | Masonry | 9 years | Unitrin Auto And Home Insurance Company | 1,347 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $1,900 |
| Yearly Bowling Green Homeowner Insurance Premium Example | $1,000 | $800 |
| Out of Pocket Expense During Claim | $900 | $1,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,900 | $8,300 |
| Net Savings to Bowling Green Home Owner from High Deductible Plan | $600 | |
| Scenario | Bowling Green, KY Home Replacement Value MORE than Home Value | Bowling Green, KY Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $136,500 | $78,500 |
| Insurance Premium based on Replacement Value | $625 | $350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $33,500 | Risk Exposure from Under Insuring Coverage is $24,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $150/year |
| Insurance Company | Amica Mutual Insurance Company | Allstate | Travelers |
| Monthly Premium | 62 | 95 | 51 |
| Year Built | 1986 | 2009 | 2010 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $150000-$175000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |