Bowling Green Insurance Rates:

Bowling Green, KY homeowners insurance is about $663 to $898, about $55-$74/month. Our detailed research shows customers can save as much as $312 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmers Insurance Company
Very personable when dealing with a claim agent. she is knowledgeable and willing to get the answers to fix the situation.
Progressive
If you make mistake by allowing them to withdraw their monthly payment, you will regret it. your account will overdraw every month.
Usaa
The cost is pretty low and easy to manage. the company did save me a couple dollars a month by switching to them from my previous company.

Bowling Green, KY Homeowners Insurance By Home Value

Bowling Green, KY Home Value Total Homes % of Total Average Bowling Green, KY Homeowners Insurance
Less than $50,000 1,099 6.0% $124
$50,000 to $59,999 293 1.0% $273
$60,000 to $69,999 386 2.0% $343
$70,000 to $79,999 725 4.0% $390
$80,000 to $89,999 601 3.0% $445
$90,000 to $99,999 722 4.0% $499
$100,000 to $124,999 2,455 15.0% $577
$125,000 to $149,999 2,259 14.0% $726
$150,000 to $174,999 2,203 13.0% $859
$175,000 to $199,999 1,245 7.0% $991
$200,000 to $249,999 1,536 9.0% $1187
$250,000 to $299,999 1,280 8.0% $1452
$300,000 to $399,999 1,039 6.0% $1850

Top Home Insurance Agents Near Bowling Green, KY

Home Insurance Company Near Bowling Green, KY Homeowners Insurance Agency Near Bowling Green, KY Address
NA Pedigo-Lessenberry Insurance Agency, Inc. 103 Pin Oak Ln, Glasgow, KY, 42141
Travelers Arbuckle Insurance 700 N MAIN STREET, GREENVILLE, KY, 42345
Allstate June Matthews 102 Hwy 51 Byp W, Lafayette, TN, 37083
Travelers Martinek Insurance Services 394 W Main Street Ste B5, Hendersonville, TN, 37075
Travelers Pigg Insurance 120 ANDERSON LN, HENDERSONVILLE, TN, 37075

Bowling Green, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warren County, Kentucky $97 $129 $194
Plum Springs city, Kentucky $94 $125 $188
Plano CDP, Kentucky $98 $131 $196

Bowling Green, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bowling Green, KY5.4%17.4%
Warren County5.64%17.77%
Plum Springs6.58%21.68%
Plano4.66%20.75%

Bowling Green Renters Insurance as a Percentage of Rent

Bowling Green Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 259 1.0% $337
$200 to $299 457 3.0% $787
$300 to $499 2,472 17.0% $1237
$500 to $749 6,510 45.0% $1912
$750 to $999 2,469 17.0% $2662
$1,000 to $1,499 1,742 12.0% $3787
$1,500 or more 258 1.0% $5437

Average Cost Of Home Insurance By Company In Areas Nearby Bowling Green For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
125,000 Frame 29 years Aig Property Casualty Company 476
125,000 Frame 29 years Kentucky Farm Bureau Mutual Insurance Company 539
150,000 Brick Veneer 19 years Metropolitan Property And Casualty Insurance Company 635
150,000 Brick Veneer 19 years Allstate Property & Casualty Insurance Company 1,093
250,000 Masonry 9 years Auto Club Property-Casualty Insurance Company 1,044
125,000 Frame 29 years Homesite Insurance Company 1,019
125,000 Frame 29 years Metropolitan Direct Property And Casualty Insurance Company 1,223
250,000 Masonry 9 years Standard Fire Insurance Company (The) 1,152
125,000 Frame 29 years Underwriters At Lloyd's London 0
250,000 Masonry 9 years Unitrin Auto And Home Insurance Company 1,347

Bowling Green, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Bowling Green Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,500$15,300
Net Savings to Bowling Green Home Owner from High Deductible Plan $1,200

Bowling Green, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bowling Green, KY Home Replacement Value MORE than Home Value Bowling Green, KY Home Replacement Value LESS than Home Value
Replacement Value $279,500 $160,000
Insurance Premium based on Replacement Value $1,525 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $56,500 Risk Exposure from Under Insuring Coverage is $63,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $325/year

Example Bowling Green Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 473768
Year Built 197519932007
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$100000-$125000$125000-$150000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Bowling Green, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 90,000 Metal Roof 1,030 2 $500 Deductible 40 1 Vinyl siding No
2000 155,000 Tile Roof 1,940 3 $5000 to $10,000 Deductible 260 6 Vinyl siding yes
2006 450,000 Tile Roof 4,210 5 $2500-$5000 Deductible 940 8 Wood siding yes
1986 145,000 Membrane Roof 1,660 4 $2500-$5000 Deductible 210 5 Stucco siding No
2000 150,000 Membrane Roof 1,660 4 $2500-$5000 Deductible 380 9 Brick siding yes
1998 130,000 Wood Shake Roof 1,590 2 $500- $1000 Deductible 480 10 Wood siding No
1970 135,000 Membrane Roof 1,690 4 $500- $1000 Deductible 620 10 Wood siding yes
2007 250,000 Tile Roof 2,490 5 $1000-$2500 Deductible 950 10 Stone Siding No
1992 240,000 Slate Shingles Roof 2,680 4 $500- $1000 Deductible 180 2 Wood siding No
1970 100,000 Membrane Roof 980 2 $500- $1000 Deductible 50 1 Vinyl siding yes
1970 295,000 Wood Shake Roof 3,360 4 $1000-$2500 Deductible 1300 12 Brick siding No
2013 90,000 Asphalt Shingles Roof 1,020 2 $2500-$5000 Deductible 200 9 Stucco siding yes
2000 200,000 Membrane Roof 2,480 5 > $10,000 Deductible 90 2 Wood siding No
1983 105,000 Slate Shingles Roof 1,393 2 $2500-$5000 Deductible 310 6 Brick siding No