Bourbonnais Insurance Rates:

Bourbonnais, IL homeowners insurance is roughly $645 to $875, about $53-$72/month. Our thorough research reveals consumers can save as much as $304 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like that i understand why my rates cost what they do, even if i think they're too high. it simplifies the experience.
Liberty Mutual
A recent hurricane caused some structural issues to my home. liberty mutual worded their finding so that they were able to deny the claim.
Metlife
I love the agent that we dealt with, was a very close friend of ours. we did our due diligence with price comparison and nothing else compared. i always love to give a friend some business. good for the relationship.
American Family
Nothing i dislike that all things are perfect and make some good thought are very nice
Farmer's Insurance
The customer service is pretty good. It's a small, local office, so it has a personal touch. They usually return my calls within an afternoon.
Pekin Insurance
I appreciate the ease of use and the structure of information on the website. It makes it easy for me to understand the claim process as well as what is covered under my current policy.
State Farm
I really like that they go out of their way to make sure your claim is resolved to your liking. I never got any questions or hassle. They took Care of me during some difficult times.
Erie Insurance
It is really easy to use there is a chat option where you can chat with an agent

Bourbonnais, IL Homeowners Insurance By Home Value

Bourbonnais, IL Home Value Total Homes % of Total Average Bourbonnais, IL Homeowners Insurance
Less than $50,000 825 8.0% $114
$60,000 to $69,999 96 1.0% $304
$80,000 to $89,999 447 4.0% $402
$90,000 to $99,999 490 5.0% $448
$100,000 to $124,999 972 10.0% $524
$125,000 to $149,999 1,420 14.0% $653
$150,000 to $174,999 1,586 16.0% $775
$175,000 to $199,999 1,066 11.0% $889
$200,000 to $249,999 1,501 15.0% $1071
$250,000 to $299,999 651 6.0% $1314
$300,000 to $399,999 415 4.0% $1664

Top Home Insurance Agents Near Bourbonnais, IL

Home Insurance Company Near Bourbonnais, IL Homeowners Insurance Agency Near Bourbonnais, IL Address
NA Mcmillan Insurance Services, Inc. 309 S Crescent St, Gilman, IL, 60938
Travelers Americas Insurance Brokers Inc 27W054 ROOSEVELT ROAD, WINFIELD, IL, 60190
Travelers Insureone Independent Ins Agency Llc 150 HARVESTER DR STE 300, BURR RIDGE, IL, 60527
State Farm Jim Fuentes 17256 Oak Park Avenue, Tinley Park, IL, 60477-3403
Allstate Kristi Dreistadt - Bloedorn 281 S Schmidt Rd, Bolingbrook, IL, 60440

Cost Of Homeowners Insurance By Street Near Bourbonnais, IL

Streets in Bourbonnais Area Homeowners Insurance Cost
Peacock Dr, Norman Ave, Church St, N 4000East Rd, Merlin Rd, Beauregard Ct, N Spruce St, Burns Ct, Stone Mill Dr, N 3000 W Rd$769
Eagle Bluff Dr, N 3000W Rd, Croswell Ave, Danube Ln, Percy Ct, Coyote Trl, Mid Ct, Marquette Pl S, Greenlawn Dr, Ken Hayes Dr$781
Parseghian Pl, K C Ln, Magnolia, Lincoln Dr, Magnolia Dr, Independence Dr, Viking Dr, N Kinzie Ave, N Hickory St, Heritage Ct$755
N 1000West Rd, W 4th St, Justin Ct, Merlot Blanc, Lasalle Dr, NW Circle Dr, Stone Mill Ct, Fightng Irish Cir, N Co Hwy 7, George Ln$770
S Hillcrest Ave, White Hawk Way, Surrey Dr, Periwinkle Ct, Drummond Dr, Midcourt, Auquin, E Miracle Dr, Eagle Cir, One Veterans Dr$777
Peony Ln, E Bradford Dr, Lowe Rd, Patriot Way, Waterberry Dr, Patriot Blvd, S Prairie Ave, Willow Brook Dr, S Kinzie Ave, Blaye St$774
N Division St, Julie Ct, Ambes, W Lawn St, Claire Ct, Jefferson St, Springpark Loop, Bethel Dr, Joshua Ct, US Hwy 52$781
Saint George Dr, Trotters Ln, Panozzo Rd, W Chestnut St, Goodwin St, E 1000N Rd, Nally Dr, Jan Dr, Swan Dr, Gertsam Dr$751
E Amberstone Rd, Beach Ave, Perry St, W Cap Cir, Condor Dr, Stratford Dr E, Jordan Ave, S Poplar St, Jonette Ave, Bethel Dr$778
S Drummond Ct, Liberty St, S Cryer Ave, E Co Hwy 9, S Bresee Ave, Theresa Ln, Keigher Dr, W Seneca St, Waldron Rd, Herman Pl$757

Bourbonnais, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bourbonnais$113 to $116
Bradley$112
Kankakee County$113
Kankakee$110

Bourbonnais, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bradley village, Illinois $112 $149 $224
Kankakee County, Illinois $113 $151 $227
Kankakee township, Kankakee County, Illinois $110 $146 $219

Bourbonnais, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bourbonnais, IL4.3%12.7%
Bradley4.66%14.22%
Kankakee County4.4%12.48%
Kankakee4.98%13.13%

Bourbonnais Renters Insurance as a Percentage of Rent

Bourbonnais Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 50 1.0% $789
$300 to $499 152 3.0% $1239
$500 to $749 1,175 28.0% $1914
$750 to $999 1,176 28.0% $2664
$1,000 to $1,499 1,318 32.0% $3789
$1,500 or more 215 5.0% $5439

Bourbonnais, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Bourbonnais Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,900$16,900
Net Savings to Bourbonnais Home Owner from High Deductible Plan $1,000

Bourbonnais, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bourbonnais, IL Home Replacement Value MORE than Home Value Bourbonnais, IL Home Replacement Value LESS than Home Value
Replacement Value $235,500 $146,500
Insurance Premium based on Replacement Value $1,000 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $250/year

Example Bourbonnais Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceErie InsuranceAmerican Family Insurance
Monthly Premium 579666
Year Built 197120001965
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$250000-$300000$250000-$300000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Bourbonnais, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 150,000 Shingles Roof 1,470 3 $1000-$2500 Deductible 200 5 Stucco siding yes
1982 215,000 Membrane Roof 1,950 4 $5000 to $10,000 Deductible 70 1 Vinyl siding No
2007 155,000 Composition Roof 1,460 3 $500 Deductible 360 4 Brick siding yes
1983 285,000 Tile Roof 2,600 4 > $10,000 Deductible 600 10 Wood siding yes
2008 140,000 Asphalt Shingles Roof 1,820 3 $500 Deductible 590 9 Vinyl siding yes
1960 205,000 Metal Roof 2,380 3 $2500-$5000 Deductible 270 4 Brick siding yes
1980 380,000 Membrane Roof 4,380 5 $500- $1000 Deductible 1400 9 Fiber-Cement Siding yes
1968 215,000 Metal Roof 2,710 4 $1000-$2500 Deductible 360 6 Stone Siding yes
2011 225,000 Wood Shake Roof 2,230 3 $1000-$2500 Deductible 350 4 Stucco siding No
2010 250,000 Shingles Roof 2,390 3 $500 Deductible 710 7 Stone Siding No
1989 190,000 Membrane Roof 1,730 4 $1000-$2500 Deductible 330 5 Stone Siding yes
2001 185,000 Composition Roof 2,210 3 $5000 to $10,000 Deductible 50 1 Fiber-Cement Siding yes
2000 170,000 Metal Roof 1,690 3 $2500-$5000 Deductible 240 7 Fiber-Cement Siding yes
1964 315,000 Tile Roof 3,880 5 $500- $1000 Deductible 890 10 Brick siding yes
2008 245,000 Wood Shake Roof 2,670 5 $5000 to $10,000 Deductible 500 6 Stone Siding No
1977 180,000 Composition Roof 2,190 4 $500 Deductible 640 9 Fiber-Cement Siding No
1982 530,000 Shingles Roof 4,650 5 $500 Deductible 2050 8 Brick siding yes
1978 305,000 Shingles Roof 3,220 4 $5000 to $10,000 Deductible 80 1 Stucco siding No
1978 150,000 Asphalt Shingles Roof 1,690 3 $1000-$2500 Deductible 130 3 Wood siding No
2010 210,000 Asphalt Shingles Roof 2,060 4 $500- $1000 Deductible 870 9 Fiber-Cement Siding yes
2007 165,000 Wood Shake Roof 1,870 3 $500 Deductible 310 5 Stone Siding yes
2009 325,000 Metal Roof 2,850 4 $500- $1000 Deductible 970 9 Stone Siding No