Bound Brook, NJ homeowners insurance is about $715 to $974, about $59-$81/month. Our extensive research reveals consumers can save as much as $337 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bound Brook, NJ | Homeowners Insurance Agency Near Bound Brook, NJ | Address |
|---|---|---|
| Travelers | Durkin Agency Inc | 106 Grand Ave 3Rd Fl, Englewood, NJ, 7631 |
| Allstate | Matthew Parmiter | 534 Merrick Rd, Lynbrook, NY, 11563 |
| Travelers | Seely & Durland Inc | 13 OAKLAND AVE, WARWICK, NY, 10990 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| South Bound Brook borough, New Jersey | $105 | $140 | $210 |
| Finderne CDP, New Jersey | $107 | $142 | $213 |
| Middlesex borough, New Jersey | $107 | $143 | $214 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bound Brook, NJ | 2.8% | 7.8% |
| South Bound Brook | 2.79% | 7.79% |
| Finderne | 3.54% | 8.52% |
| Middlesex | 3.17% | 8.16% |
| Bound Brook Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 60 | 3.0% | $1911 |
| $750 to $999 | 262 | 16.0% | $2661 |
| $1,000 to $1,499 | 750 | 48.0% | $3786 |
| $1,500 or more | 480 | 30.0% | $5436 |
| Streets in Bound Brook Area | Homeowners Insurance Cost |
|---|---|
| Cedar Crest Dr, Piedmont Dr, E Maple Ave, Dalay Pl, Livingston St, W Maple Ave, Winsor St, S Meadow Dr, Longwood Ave, Wahnetah Dr | $861 |
| S Main St, W Franklin St, Lamonte Ave, Somerset Ct, Welch Rd, Lawrence Rd, Helfin St, Watchung Rd, W High St, Saint Johns Pl | $838 |
| Kensington Rd, Metape Cir E, N Meadow Dr, Schoolhouse Ln, Imlay Pl, Codrington Dr, E Meadow Dr, Farm Ln, Metape Cir N, Tea St | $862 |
| Village Ct, W Union Ave, John St, Clearview Pl, Hanken Rd, Crescent Dr, Washington Rd, Metape Cir S, Maiden Ln, Codrington Pl | $835 |
| Kings Ct, Hayward St, Grove Ave, W Union Ave, Talmage Ave, Betsy Ross Pl, Drake St, E Union Ave, Metape Cir W, Verona Pl | $859 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bound Brook | $126 to $129 |
| South Bound Brook | $126 |
| Finderne | $127 |
| Middlesex | $128 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $4,300 |
| Yearly Bound Brook Homeowner Insurance Premium Example | $4,000 | $3,500 |
| Out of Pocket Expense During Claim | $1,300 | $4,300 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $33,300 | $32,300 |
| Net Savings to Bound Brook Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Bound Brook, NJ Home Replacement Value MORE than Home Value | Bound Brook, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $302,500 | $192,500 |
| Insurance Premium based on Replacement Value | $1,250 | $800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $64,000 | Risk Exposure from Under Insuring Coverage is $46,000 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $250/year |
| Insurance Company | Allstate | Nationwide Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 118 | 137 | 47 |
| Year Built | 1966 | 1971 | 1955 |
| Home Details | 4 Beds, 3 Baths | 3 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $250000-$300000 | $150000-$175000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $5000 to $10,000 Deductible |