Bostonia Insurance Rates:

Bostonia, CA homeowners insurance is about $518 to $709, about $43-$59/month. Our exhaustive analysis indicates shoppers can save as much as $245 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bostonia, CA Homeowners Insurance By Home Value

Bostonia, CA Home Value Total Homes % of Total Average Bostonia, CA Homeowners Insurance
Less than $50,000 451 26.0% $49
$50,000 to $59,999 51 2.0% $110
$60,000 to $69,999 78 4.0% $135
$80,000 to $89,999 27 1.0% $178
$90,000 to $99,999 32 1.0% $196
$125,000 to $149,999 57 3.0% $288
$150,000 to $174,999 184 10.0% $343
$200,000 to $249,999 94 5.0% $472
$250,000 to $299,999 196 11.0% $583
$300,000 to $399,999 517 30.0% $742

Top Home Insurance Agents Near Bostonia, CA

Home Insurance Company Near Bostonia, CA Homeowners Insurance Agency Near Bostonia, CA Address
Farmers Guadalupe Green 2568 Waterline Way, Chula Vista, CA, 91914
Travelers Harding Insurance Agency 6150 YARROW SUITE F, CARLSBAD, CA, 92011
Travelers Preferred One Ins Services Inc 249 E ST, CHULA VISTA, CA, 91910
Travelers Strachota Insurance Agency 27710 JEFFERSON AVE STE 100, TEMECULA, CA, 92590
Farmers Tracy Sekhon 16959 Bernardo Center Dr Ste 202, San Diego, CA, 92128

Cost Of Homeowners Insurance By Street Near Bostonia, CA

Streets in Bostonia Area Homeowners Insurance Cost
Pegeen Pl, Wilfred St, Marilla Dr, el Rey Ct, Meadow Rd, Sevilla St, Navello Ter, Shir Mar Pl, N Marshall Ave, Ablette Rd$623
Vernon Way, Luke Ln, Bethany Pl, Bostonia St, Alpine Ln, Green Garden Dr, Groveland Ter, Montrose Ct, Savin Dr, Sheila St$622
Sumner Pl, State Rte 67, Somermont Dr, Sumner Ave, Andes Rd, Flamingo Ave, N Anza St, Walnut Tree Ln, Saxon Pl, Friendship Dr$630
Orchard Rd, Sundial Ter, Rockview Dr, State Rte 67, Meadow Terrace Dr, Coy Ct, Coconut Ln, N 1st St, Birdsong Pl, Northcote Rd$618
Fonteyn Ct, Key Ln, Bentwood Dr, Rex Ln, Oro St, N Pierce St, Sams Hill Rd, Steele St, Spinel Ave, Plumeria Dr$581

Bostonia, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bostonia$91 to $94
Winter Gardens$92
El Cajon$93
Granite Hills$97

Bostonia, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winter Gardens CDP, California $92 $122 $183
El Cajon city, California $93 $124 $186
Granite Hills CDP, California $97 $129 $194

Bostonia, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bostonia, CA2.6%9.8%
Winter Gardens2.53%10.07%
El Cajon2.44%12.01%
Granite Hills1.84%8.85%

Bostonia Renters Insurance as a Percentage of Rent

Bostonia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 39 1.0% $792
$300 to $499 99 3.0% $1242
$500 to $749 263 9.0% $1917
$750 to $999 419 14.0% $2667
$1,000 to $1,499 1,530 53.0% $3792
$1,500 or more 517 18.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby Bostonia For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
2500001000NewEncompass546
2500001000NewUnigard Group461
250000500NewTravelers386
7500002500NewCSE Safeguard931
7500002500NewKemper926
1500005001-3 YearsHomesite587
2000005001-3 YearsAIG Prop Cas687
3000005001-3 YearsPacific Specialty659
40000010001-3 YearsOregon Mutual715
50000010001-3 YearsBankers Standard1788
1500005004-6 YearsIntegon/National442
2000005004-6 YearsSafeco618
2500005004-6 YearsAIG Prop Cas889
2500005004-6 YearsBankers Standard1900
40000010004-6 YearsCentury National881
50000025004-6 YearsAmerican Modern1462
25000010007-15 YearsHomesite764
3000005007-15 YearsQBE (Balboa)920
3000005007-15 YearsSafeco901
50000010007-15 YearsForemost Insurance2096
75000025007-15 YearsAmerican Security1501

Bostonia, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Bostonia Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,300$4,800
Net Savings to Bostonia Home Owner from High Deductible Plan $500

Bostonia, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bostonia, CA Home Replacement Value MORE than Home Value Bostonia, CA Home Replacement Value LESS than Home Value
Replacement Value $463,500 $305,500
Insurance Premium based on Replacement Value $1,100 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,500 Risk Exposure from Under Insuring Coverage is $86,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $175/year

Example Bostonia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 656329
Year Built 199319721982
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000$300000-$350000$175000-$200000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Bostonia, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 245,000 Asphalt Shingles Roof 1,780 3 > $10,000 Deductible 250 8 Brick siding yes
1994 295,000 Tile Roof 1,650 3 $5000 to $10,000 Deductible 420 10 Stone Siding yes
1996 290,000 Wood Shake Roof 2,010 4 > $10,000 Deductible 300 9 Brick siding No
1993 235,000 Wood Shake Roof 1,310 3 $2500-$5000 Deductible 80 2 Vinyl siding yes
1967 315,000 Asphalt Shingles Roof 2,370 3 $500 Deductible 660 9 Fiber-Cement Siding yes
1977 335,000 Tile Roof 1,910 3 $2500-$5000 Deductible 210 4 Fiber-Cement Siding yes
1998 175,000 Membrane Roof 1,270 3 $5000 to $10,000 Deductible 120 4 Fiber-Cement Siding yes
1996 500,000 Composition Roof 3,160 4 $2500-$5000 Deductible 380 5 Stucco siding No
1987 525,000 Metal Roof 3,370 4 $2500-$5000 Deductible 960 10 Vinyl siding yes
1987 210,000 Slate Shingles Roof 1,600 3 $2500-$5000 Deductible 170 4 Fiber-Cement Siding yes
1972 260,000 Tile Roof 1,710 4 > $10,000 Deductible 320 12 Fiber-Cement Siding No
1992 250,000 Composition Roof 1,660 3 $2500-$5000 Deductible 500 12 Brick siding No
1990 245,000 Metal Roof 1,850 3 > $10,000 Deductible 340 12 Vinyl siding yes
1964 295,000 Slate Shingles Roof 1,980 3 $500- $1000 Deductible 540 8 Fiber-Cement Siding No
1965 335,000 Membrane Roof 2,280 3 $500- $1000 Deductible 450 5 Stone Siding No
1996 210,000 Asphalt Shingles Roof 1,350 3 $2500-$5000 Deductible 230 8 Fiber-Cement Siding yes
1993 535,000 Asphalt Shingles Roof 3,160 4 > $10,000 Deductible 360 4 Stone Siding No
1966 335,000 Asphalt Shingles Roof 2,400 4 $2500-$5000 Deductible 490 7 Brick siding No
1968 415,000 Membrane Roof 2,330 4 $5000 to $10,000 Deductible 610 8 Stone Siding yes
1976 255,000 Asphalt Shingles Roof 1,490 3 $500 Deductible 360 8 Stucco siding yes
1967 240,000 Slate Shingles Roof 1,820 4 $1000-$2500 Deductible 190 5 Wood siding No
1995 300,000 Metal Roof 1,830 4 $500- $1000 Deductible 480 7 Vinyl siding No
1970 460,000 Asphalt Shingles Roof 3,000 4 $500- $1000 Deductible 850 12 Stucco siding No
1969 190,000 Asphalt Shingles Roof 1,240 3 $2500-$5000 Deductible 300 8 Vinyl siding yes
1979 185,000 Asphalt Shingles Roof 1,240 3 $5000 to $10,000 Deductible 200 10 Vinyl siding No
1987 210,000 Membrane Roof 1,600 3 > $10,000 Deductible 150 7 Stone Siding yes
1996 325,000 Wood Shake Roof 2,460 4 > $10,000 Deductible 430 10 Stone Siding yes
1960 220,000 Metal Roof 1,420 3 > $10,000 Deductible 320 8 Stucco siding yes
1999 365,000 Wood Shake Roof 2,590 4 $2500-$5000 Deductible 510 9 Stucco siding No
1980 240,000 Slate Shingles Roof 1,840 3 $2500-$5000 Deductible 220 6 Stucco siding yes
1965 425,000 Membrane Roof 2,970 4 $500- $1000 Deductible 310 4 Fiber-Cement Siding No
1966 285,000 Slate Shingles Roof 1,710 4 > $10,000 Deductible 140 4 Stone Siding yes
1997 390,000 Tile Roof 2,670 4 $1000-$2500 Deductible 920 12 Fiber-Cement Siding No
1970 455,000 Wood Shake Roof 3,010 4 $5000 to $10,000 Deductible 470 8 Brick siding yes