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Boston, MA Home Values & Insurance Rates

Boston, MA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,034 2.0% $63
$100,000 to $124,999 841 1.0% $308
$125,000 to $149,999 911 1.0% $383
$150,000 to $174,999 1,538 3.0% $457
$175,000 to $199,999 1,807 3.0% $532
$200,000 to $249,999 8,231 17.0% $639
$250,000 to $299,999 10,224 21.0% $777
$300,000 to $399,999 22,913 47.0% $990

Top Home Insurance Agents Near Boston, MA

Home Insurance Company Near Boston, MA Homeowners Insurance Agency Near Boston, MA Address
NA The Corporate Benefits Group Llc 100 Conifer Hill Dr Ste 103, Danvers, MA, 1923
NA Insurancebee Inc. 2 Clock Tower Place Ste. 425, Maynard, MA, 1754
Travelers A James Lynch Insurance Agency 297 BROADWAY, LYNN, MA, 1904
Nationwide James M Dolan 560 Mendon Rd, Cumberland, RI, 02864-6215
Travelers Telamon Insurance & Financial Network Llc 150 WELLS AVE, NEWTON, MA, 2459

Estimated Home Insurance By Street Area Near Boston, MA

Boston Area Estimated House Insurance
Hartley Ter, Stanhope St, Reservoir Ct, Pitsmoor Rd, Douglas St, Laconia St, Eliot Pl, Winship St, Laurel Ave, Howard Ave$993
Orchardhill Rd, Enneking Pkwy, Baker St, Rodman St, Wadsworth St, Child St, Landseer St, Wilkinson Park, M Street Pl, Fulda St$1,043
Hartford St, Legion Pl, Montfern Ave, Richwood St, Holmfield Ave, Lafield St, Reddy Ave, Lawley St, Harmon St, Hanover St$1,099
Stockton St, Locust St, Lindall Pl, Port Norfolk St, Hautevale St, Merriam St, Edgewood St, Fawndale Rd, Holbrook St, Lattimore Ct$1,053
W Thompson St, Sewall St, Gem Ave, 9th St, Castleton St, Rocky Nook Ter, Martinwood Rd, Elmira St, Frazer St, Strathmore Rd$1,049
Cedar Grove St, Hospital Rd, Rutland St, St James Ave, Seaport Ln, Milton Ter, W 6th St, Newmarket Sq, Emery Rd, Millet St$1,051
Norton St, Chelmsford St, Radcliffe Rd, Centre Street Ter, Edith St, Wellsmere Park, Quaker Ln, Morrill St, Sinclair Rd, Thompson St$1,051
Mansur St, Monument Ct, Camp Rd, O St, Cary St, Erie St, St Marys St, Chicamauga Park, Gaffney St, Goldsmith St$1,049
Eldon St, Iroquois St, Farragut Rd, Ditmus Ct, Dorset St, Fernwood Rd, Delano Park, Schirmer Rd, Necco St, Jackson St$1,133
Nixon St, Wilton St, Coolidge Rd, Bothwell Rd, Bowditch Rd, Walker St, Dunbar Ave, Cricket Ln, Dunning Way, Lawrence Ave$1,100

Savings on home insurance for senior occupied homes

PlaceSavings
Boston$159 to $161
Suffolk County$159
Winthrop Town$158
Chelsea$154

Boston, MA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Boston, MA3.8%12.3%
Suffolk County3.85%12.1%
Winthrop Town3.95%10.23%
Chelsea4.11%12.17%

Boston Renters Insurance as a Percentage of Rent

Boston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 5,124 3.0% $344
$200 to $299 12,893 8.0% $794
$300 to $499 11,686 7.0% $1244
$500 to $749 10,612 6.0% $1919
$750 to $999 14,985 9.0% $2669
$1,000 to $1,499 48,473 30.0% $3794
$1,500 or more 56,310 35.0% $5444

Boston, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Boston Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,100$13,300
Net Savings to Boston Home Owner from High Deductible Plan $800

Boston, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Boston, MA Home Replacement Value MORE than Home Value Boston, MA Home Replacement Value LESS than Home Value
Replacement Value $374,500 $266,500
Insurance Premium based on Replacement Value $3,600 $2,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,000 Risk Exposure from Under Insuring Coverage is $57,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $500/year

Example Boston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualChubb Group of Insurance
Monthly Premium 88177270
Year Built 194819481945
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$250000-$300000$400000-$500000
Deductible $500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Boston, MA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Suffolk County, Massachusetts $159 $212 $318
Winthrop Town city, Massachusetts $158 $211 $317
Chelsea city, Massachusetts $155 $206 $309

Sample Home Insurance Rates for Boston, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 350,000 Asphalt Shingles Roof 1,920 3 $500 Deductible 560 3 Wood siding No
1943 240,000 Asphalt Shingles Roof 1,380 2 $1000-$2500 Deductible 1140 9 Fiber-Cement Siding No
1945 240,000 Shingles Roof 1,330 3 $5000 to $10,000 Deductible 330 4 Stucco siding yes
1942 265,000 Shingles Roof 1,200 2 $2500-$5000 Deductible 230 2 Vinyl siding No
1947 385,000 Membrane Roof 2,580 4 $5000 to $10,000 Deductible 140 1 Stone Siding No
1941 545,000 Wood Shake Roof 3,140 4 $500 Deductible 4650 10 Vinyl siding yes
1947 325,000 Wood Shake Roof 1,460 3 > $10,000 Deductible 220 2 Wood siding yes
1948 345,000 Membrane Roof 1,740 4 $500 Deductible 1330 5 Vinyl siding yes
1946 300,000 Asphalt Shingles Roof 1,760 3 $500- $1000 Deductible 1020 7 Vinyl siding No
1932 230,000 Asphalt Shingles Roof 900 2 $1000-$2500 Deductible 690 3 Wood siding yes