Boonville Insurance Rates:

Boonville, MO homeowners insurance is roughly $814 to $1,112, about $67-$92/month. Our exhaustive research reveals consumers can save as much as $385 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Boonville, MO Homeowners Insurance By Home Value

Boonville, MO Home Value Total Homes % of Total Average Boonville, MO Homeowners Insurance
Less than $50,000 198 7.0% $211
$50,000 to $59,999 146 5.0% $452
$60,000 to $69,999 207 8.0% $558
$70,000 to $79,999 112 4.0% $645
$80,000 to $89,999 304 12.0% $731
$90,000 to $99,999 141 5.0% $818
$100,000 to $124,999 356 14.0% $943
$125,000 to $149,999 237 9.0% $1184
$150,000 to $174,999 224 9.0% $1405
$175,000 to $199,999 189 7.0% $1617
$200,000 to $249,999 162 6.0% $1945
$250,000 to $299,999 118 4.0% $2378
$300,000 to $399,999 83 3.0% $3023

Top Home Insurance Agents Near Boonville, MO

Home Insurance Company Near Boonville, MO Homeowners Insurance Agency Near Boonville, MO Address
NA Edge Insurance 308 S 9Th Street Ste 115N, Columbia, MO, 65201
NA West Side Insurance Center 2413 Hyde Park Rd Jefferson City, Jefferson City, MO, 65109
Travelers Dysart Agency 117 N Lafayette Ave, Marshall, MO, 65340
State Farm John Conrad 2316 Saint Marys Blvd Ste 150, Jefferson Cty, MO, 65109-4417
Travelers Select Ins & Financial Services Llc 925 S COUNTY CLUB STE I, JEFFERSON CITY, MO, 65109

Cost Of Homeowners Insurance By Street Near Boonville, MO

Streets in Boonville Area Homeowners Insurance Cost
Ormond Ct, Jefferson Rd, Mill St, State Hwy T, Watring Loop, Klein Farm Rd, Turtle Creek Rd, Rhodes Rd, Lacy St, Christus Dr$991
W Elm Ave, State Hwy U, Gmelich St, Walker Rd, Franklin Dr, Woodland School Dr, State Hwy Hh, 87-15-W, Sells Ct, Elliot Ln$1,000
Baines Ln, Crab Orchard Rd, Destrehan Ct, 10th St, Olive St, Vermont Dr, Sky View Ln, Stringtown Rd, State Hwy Z, Kliethermes Dr$941
Kimber Ridge Ct, Elsie St, Old Palestine Rd, Pisgah Rd, Robien Dr, New Lebanon Dr, Georgetown St, Poplar St, Buffalo Prairie Dr, Granvel Dr$942
Industrial Dr, Conservation Dr, Springs Rd, Teller St, State Hwy Y, Woodlake Rd, Jackson St, Saline County Line Dr, Dunkles Dr, Brady Ln$944

Boonville, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Boonville$143 to $145
Windsor Place$148
New Franklin$140
Clark Fork$151

Boonville, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Windsor Place village, Missouri $124 $165 $247
New Franklin city, Missouri $117 $156 $234
Clark Fork township, Cooper County, Missouri $126 $167 $251

Boonville, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Boonville, MO8.0%21.1%
Windsor Place6.41%27.91%
New Franklin9.05%19.54%
Clark Fork8.01%20.72%

Boonville Renters Insurance as a Percentage of Rent

Boonville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 66 6.0% $800
$300 to $499 251 23.0% $1250
$500 to $749 417 39.0% $1925
$750 to $999 246 23.0% $2675
$1,000 to $1,499 57 5.0% $3800
$1,500 or more 15 1.0% $5450

Boonville, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Boonville Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,300$10,800
Net Savings to Boonville Home Owner from High Deductible Plan $500

Boonville, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Boonville, MO Home Replacement Value MORE than Home Value Boonville, MO Home Replacement Value LESS than Home Value
Replacement Value $110,000 $66,000
Insurance Premium based on Replacement Value $650 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Boonville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmGEICO Insurance
Monthly Premium 668659
Year Built 200619461966
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$250000-$300000$250000-$300000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Boonville, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 115,000 Wood Shake Roof 1,790 4 $500- $1000 Deductible 460 8 Stucco siding yes
1982 250,000 Slate Shingles Roof 3,590 5 > $10,000 Deductible 300 7 Wood siding yes
1970 235,000 Tile Roof 2,610 4 $500- $1000 Deductible 500 7 Stucco siding No
1990 150,000 Composition Roof 2,470 5 $5000 to $10,000 Deductible 30 1 Stucco siding yes
2002 195,000 Composition Roof 2,430 4 $2500-$5000 Deductible 460 8 Fiber-Cement Siding No
1971 195,000 Metal Roof 2,910 4 $5000 to $10,000 Deductible 390 7 Brick siding yes
1967 255,000 Composition Roof 3,830 5 $500- $1000 Deductible 1100 12 Stucco siding yes
1998 150,000 Asphalt Shingles Roof 1,900 5 $500 Deductible 290 5 Vinyl siding yes
1988 145,000 Asphalt Shingles Roof 2,220 5 $500- $1000 Deductible 600 12 Stucco siding yes
2011 125,000 Asphalt Shingles Roof 1,610 3 $1000-$2500 Deductible 420 9 Brick siding No
1970 120,000 Wood Shake Roof 1,760 3 $1000-$2500 Deductible 540 12 Stucco siding yes
2003 360,000 Tile Roof 4,550 5 $1000-$2500 Deductible 470 3 Vinyl siding yes
1984 190,000 Shingles Roof 2,510 4 $500- $1000 Deductible 60 1 Wood siding No
1979 75,000 Shingles Roof 1,220 3 $500- $1000 Deductible 260 10 Wood siding yes
1971 335,000 Asphalt Shingles Roof 4,400 5 $2500-$5000 Deductible 1490 12 Brick siding No
1980 160,000 Slate Shingles Roof 1,970 5 $5000 to $10,000 Deductible 110 2 Brick siding yes
1990 260,000 Composition Roof 3,180 4 $1000-$2500 Deductible 580 8 Stone Siding yes
2003 240,000 Tile Roof 2,900 4 $500 Deductible 980 12 Vinyl siding No
1949 160,000 Slate Shingles Roof 2,230 3 $500 Deductible 410 7 Brick siding yes
1961 150,000 Asphalt Shingles Roof 1,730 3 $500 Deductible 880 12 Stucco siding yes
2012 145,000 Asphalt Shingles Roof 2,310 3 $2500-$5000 Deductible 390 7 Brick siding No
2008 130,000 Composition Roof 2,140 3 $2500-$5000 Deductible 320 7 Brick siding yes
1976 145,000 Tile Roof 2,440 4 $500 Deductible 280 4 Stone Siding yes
1991 275,000 Asphalt Shingles Roof 3,740 5 $500- $1000 Deductible 160 2 Stucco siding No
1971 145,000 Slate Shingles Roof 2,070 3 $500- $1000 Deductible 340 6 Stucco siding No
1947 255,000 Tile Roof 3,520 5 $1000-$2500 Deductible 170 2 Stucco siding yes
1988 150,000 Composition Roof 2,210 3 $500 Deductible 300 6 Vinyl siding yes
1944 175,000 Shingles Roof 2,310 5 $500 Deductible 790 9 Stucco siding No
1993 175,000 Composition Roof 2,120 5 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
1967 80,000 Metal Roof 1,280 3 $2500-$5000 Deductible 50 2 Fiber-Cement Siding yes
2013 235,000 Asphalt Shingles Roof 2,760 4 $5000 to $10,000 Deductible 620 10 Vinyl siding No
1961 200,000 Membrane Roof 2,480 4 $500- $1000 Deductible 860 12 Stone Siding yes
2014 290,000 Wood Shake Roof 4,210 5 $500 Deductible 1050 10 Stucco siding No
2000 185,000 Metal Roof 2,240 4 $5000 to $10,000 Deductible 320 9 Brick siding No