Bonner Springs Insurance Rates:

Bonner Springs, KS homeowners insurance is nearly $862 to $1,180, about $71-$98/month. Our all inclusive research indicates shoppers can save upto $408 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bonner Springs, KS Homeowners Insurance By Home Value

Bonner Springs, KS Home Value Total Homes % of Total Average Bonner Springs, KS Homeowners Insurance
Less than $50,000 117 6.0% $163
$50,000 to $59,999 38 2.0% $347
$60,000 to $69,999 22 1.0% $428
$80,000 to $89,999 69 3.0% $561
$90,000 to $99,999 119 6.0% $622
$100,000 to $124,999 279 15.0% $724
$125,000 to $149,999 231 13.0% $908
$150,000 to $174,999 289 16.0% $1072
$175,000 to $199,999 191 10.0% $1245
$200,000 to $249,999 250 14.0% $1490
$250,000 to $299,999 100 5.0% $1827
$300,000 to $399,999 64 3.0% $2317

Top Home Insurance Agents Near Bonner Springs, KS

Home Insurance Company Near Bonner Springs, KS Homeowners Insurance Agency Near Bonner Springs, KS Address
NA Sidwell Baker Insurance 300 Se Wilson Street Lees Summit, Lee's Summit, MO, 64063
State Farm Dan Demory 420 Branch St, Platte City, MO, 64079-9705
State Farm Jacob Pratt 6434 NW Crooked Rd, Parkville, MO, 64152-3497
State Farm Joe Mayer 1133 SW Gage Blvd, Topeka, KS, 66604-2294
State Farm John Booth 1821 S Ridgeview Rd, Olathe, KS, 66062-2288

Cost Of Homeowners Insurance By Street Near Bonner Springs, KS

Streets in Bonner Springs Area Homeowners Insurance Cost
Crimson St, S Glenn Rd, 154th Pl, Highview St, Sheehan Rd, Forest View Dr, Timber Ln, Prairie View Rd, 189th St, Forestview Ct$1,087
Briarwood Dr, Cypress St, Pine Ridge Rd, State Hwy 32, Cypress Bnd, Dwyer Rd, Praire View Rd, 154th Cir, Sweet Briar Dr, S 142nd St$1,078
156th Ter, Deer Track St, Freeman Dr, Dunnigan Rd, 165th St, 169th St, Nottingham Ct, Glenwood Dr, Honey Creek Rd, 168th St$1,071
Quail Walk St, 157th Ter, 142nd St, Pine Ridge, 188th St, 152 St, 152nd St, Tucker Ct, Juniper Dr, Rolling Hills Rd$1,076
Lakeview Dr, Skyway Dr, Linden St, Forest View Cir, Levee 6, 153rd Ter, Sweetbriar Dr, Orchard Rd, 149th St, Juniper Ln$1,078

Bonner Springs, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bonner Springs$152 to $154
Edwardsville$150
Basehor$156
Shawnee$158

Bonner Springs, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Edwardsville city, Kansas $150 $200 $300
Basehor city, Kansas $156 $208 $312
Shawnee city, Kansas $158 $210 $315

Bonner Springs, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bonner Springs, KS5.9%17.0%
Edwardsville6.51%14.03%
Basehor5.28%17.11%
Shawnee5.23%17.12%

Bonner Springs Renters Insurance as a Percentage of Rent

Bonner Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 10 1.0% $335
$200 to $299 37 4.0% $785
$300 to $499 79 10.0% $1235
$500 to $749 311 40.0% $1910
$750 to $999 254 32.0% $2660
$1,000 to $1,499 53 6.0% $3785
$1,500 or more 33 4.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Bonner Springs For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Allstate Vehicle And Property Insurance Company 800 1,003 1,043
100,000 Safeco Insurance Company Of America 1,549 2,896 3,407
100,000 Travelers Home And Marine Insurance Company (The) 1,208 1,932 2,451
100,000 Usaa Casualty Insurance Company 2,663 2,763 2,763
200,000 Shelter Mutual Insurance Company 2,398 3,523 4,710
200,000 Usaa Casualty Insurance Company 3,354 3,478 3,478
300,000 Allstate Vehicle And Property Insurance Company 1,832 2,158 2,222
300,000 Homesite Indemnity Company 3,013 4,180 5,008
300,000 Travelers Home And Marine Insurance Company (The) 2,725 4,183 5,191
300,000 Usaa General Indemnity Company 4,605 4,742 4,742

Bonner Springs, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Bonner Springs Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,500$18,000
Net Savings to Bonner Springs Home Owner from High Deductible Plan $500

Bonner Springs, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bonner Springs, KS Home Replacement Value MORE than Home Value Bonner Springs, KS Home Replacement Value LESS than Home Value
Replacement Value $296,500 $209,500
Insurance Premium based on Replacement Value $3,075 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $61,000
Premium Impact Insurance cheaper by $625/year Insurance costlier by $275/year

Example Bonner Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceTravelers
Monthly Premium 154235245
Year Built 199019422012
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$250000-$300000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Bonner Springs, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 190,000 Asphalt Shingles Roof 2,250 3 $500 Deductible 440 2 Stone Siding yes
1940 325,000 Slate Shingles Roof 3,870 5 $500- $1000 Deductible 2650 8 Stone Siding yes
1963 160,000 Metal Roof 1,850 3 $2500-$5000 Deductible 720 6 Vinyl siding yes
1962 190,000 Asphalt Shingles Roof 1,800 3 $5000 to $10,000 Deductible 1100 8 Brick siding No
1996 190,000 Asphalt Shingles Roof 1,980 4 $1000-$2500 Deductible 870 6 Brick siding No
1993 145,000 Wood Shake Roof 1,610 5 $500 Deductible 1320 12 Fiber-Cement Siding yes
1989 285,000 Wood Shake Roof 3,210 5 > $10,000 Deductible 730 5 Fiber-Cement Siding No
1974 250,000 Metal Roof 2,830 4 > $10,000 Deductible 680 4 Wood siding No
1986 280,000 Slate Shingles Roof 3,710 5 $5000 to $10,000 Deductible 1300 5 Fiber-Cement Siding yes
1943 190,000 Composition Roof 2,470 5 $2500-$5000 Deductible 620 4 Brick siding No
1947 205,000 Metal Roof 2,250 3 $500- $1000 Deductible 1120 7 Stone Siding yes
1988 145,000 Tile Roof 1,460 3 $500- $1000 Deductible 1030 7 Stone Siding No
1967 350,000 Membrane Roof 3,520 5 $500 Deductible 900 3 Brick siding yes
1982 410,000 Wood Shake Roof 3,730 5 $1000-$2500 Deductible 4980 10 Stone Siding yes
1988 135,000 Tile Roof 1,300 3 $500 Deductible 840 4 Wood siding No
2013 230,000 Shingles Roof 2,160 3 $2500-$5000 Deductible 120 1 Stone Siding No
2011 205,000 Asphalt Shingles Roof 1,910 5 $500- $1000 Deductible 150 1 Vinyl siding No
1991 495,000 Wood Shake Roof 4,960 5 $5000 to $10,000 Deductible 1320 4 Stone Siding No
2013 275,000 Wood Shake Roof 3,360 4 $2500-$5000 Deductible 270 1 Brick siding No
1960 460,000 Asphalt Shingles Roof 4,770 5 > $10,000 Deductible 920 5 Brick siding yes
1940 125,000 Tile Roof 1,420 3 $500- $1000 Deductible 1340 9 Brick siding No
1980 330,000 Membrane Roof 4,270 5 $500- $1000 Deductible 950 3 Fiber-Cement Siding No
1949 270,000 Wood Shake Roof 2,410 5 $1000-$2500 Deductible 1840 6 Stone Siding No
1980 245,000 Composition Roof 2,240 3 $1000-$2500 Deductible 180 1 Vinyl siding No
1983 535,000 Slate Shingles Roof 4,930 5 $2500-$5000 Deductible 3550 9 Brick siding yes
2012 205,000 Membrane Roof 2,220 3 $500- $1000 Deductible 1330 8 Vinyl siding No
2014 255,000 Shingles Roof 2,880 4 $500- $1000 Deductible 1520 4 Vinyl siding No
1965 220,000 Composition Roof 2,650 4 $2500-$5000 Deductible 1180 7 Vinyl siding No
1970 255,000 Tile Roof 2,940 4 $1000-$2500 Deductible 940 4 Fiber-Cement Siding No
1971 255,000 Shingles Roof 3,130 5 > $10,000 Deductible 160 1 Stone Siding No
1978 155,000 Membrane Roof 1,660 4 $5000 to $10,000 Deductible 380 4 Stucco siding No
1973 425,000 Metal Roof 4,150 5 > $10,000 Deductible 1670 7 Stone Siding yes