Bonita Springs Insurance Rates:

Bonita Springs, FL homeowners insurance is nearly $1,021 to $1,387, about $85-$115/month. Our detailed guide reveals consumers can save as much as $481 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State Farm has provided awesome service and has been there when we needed them.
Farmer's Insurance
The deductible and premium are a little higher than most plans. I would say that is mostly due to the fact that you get better service with them. You get what you pay for.
Progressive
I am happy with the policy offerings. However, due to lack of certain types of weather where we live, we are covered in the case of certain damage.It would be better if we were offered even more coverage.
State Farm
Our insurance is bundled with our auto insurance to save money, but it is less than $100 per month to insure. I believe that is a fairly good rate.
Usaa
The premium and deductible that I have was pretty reasonably priced.They are just a bit lower on the overall cost for the coverage I selected, versus other companies for the same deductibles, which is always a good thing.
Geico
Geico works to match any other policy. They ask how much coverage I need in each category. They let me decide.
Assurant Specialty Property
The premium and deductible policy just like the health insurance ; if i use my renters policy a deductible applies. Other insurances might cover the same policies.
State Farm
In-house customer service was nice, friendly, and prompt, professional and courteous. i've highlighted some points above that would build my interest in wanting to stay with state farm. as a paying customer, i would like to personally be informed of all changes so that i understand why the changes are occurring. a phone call or an email.
Allstate
It is really pricey and they should add more discounts for staying with them so long and being loyal
State Farm
State farm is a lovely insurance company that is there for me when i needed them in my car crash and in the hurricane against my home.
State Farm
I am pretty satisfied with them, they check the boxes for services that I need. I'm satisfied with what they offer and how they offer it. I'd be willing to switch for a lower price though.
Usaa
I'm happy knowing my investment is cared for and if anything were to happen to it we would be covered. It's good to not have the worry that we would hurt financially if something did happen.
Liberty Mutual
The company overall is wonderful... The customer service is good, there very friendly, and very quick to satisfy all my needs
Centauri Insurance
I haven't really used it so I can't say that I dislike it. My insurance is handled through my mortgage so I never deal with it,
Usaa
The premium is much lower than our previous carrier and we actually have more coverage than our previous policy offered
Citizens Property Insurance
This is not a good insurance company. They do not have good offerings compared to a lot of people. We don't have a lot of choice in yhe hurricane area.
Farmer's Insurance
I would recomment this firm. I have not had a claim on the house but it is backed by a major firm so there will be payouts if I need them.
Progressive
I would definetly reccommend progressive to friends and family.We have our auto ins with them as well and they offer lots of discounts and other htings for loyal customers.
The Hartford
The Hartford's property insurance can help protect the property your business owns, leases or rents, including things like buildings, equipment, inventory, furniture and fixtures.
State Farm
I have recently had pretty good experience with my homeowners customer service. I have called with a question about my policy and the phone was answered right away.

Bonita Springs, FL Homeowners Insurance By Home Value

Bonita Springs, FL Home Value Total Homes % of Total Average Bonita Springs, FL Homeowners Insurance
Less than $50,000 1,644 6.0% $132
$50,000 to $59,999 624 2.0% $276
$60,000 to $69,999 913 3.0% $349
$70,000 to $79,999 1,051 4.0% $397
$80,000 to $89,999 676 2.0% $457
$90,000 to $99,999 854 3.0% $505
$100,000 to $124,999 2,111 8.0% $589
$125,000 to $149,999 1,856 7.0% $734
$150,000 to $174,999 2,486 10.0% $878
$175,000 to $199,999 1,873 7.0% $1011
$200,000 to $249,999 4,077 16.0% $1216
$250,000 to $299,999 2,754 11.0% $1492
$300,000 to $399,999 3,908 15.0% $1890

Top Home Insurance Agents Near Bonita Springs, FL

Home Insurance Company Near Bonita Springs, FL Homeowners Insurance Agency Near Bonita Springs, FL Address
NA Acentria Insurance 6640 Taylor Rd #111 , Punta Gorda, FL, 33950
Travelers Avalon Insurance Group 7370 College Parkway Ste 312 Ft. Myers, Fort Myers, FL, 33907
Allstate Edward Donnelly 2200 Kings Hwy Unit 2H, Port Charlotte, FL, 33980
Allstate Leslie Sayus 4515 Del Prado Blvd S Ste 3, Cape Coral, FL, 33904
Travelers Ott Insurance 10915 Bonita Beach Rd Se Ste 1141 , Bonita Springs, FL, 34135

Bonita Springs, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Bonita Springs, FL

Streets in Bonita Springs Area Homeowners Insurance Cost
Tampa Rd, Rita Ln, Pensacola Ave, Strike Ln, Unique Cir, Hacienda Vlg Dr SE, Creek Branch Ln, Bridgeford Ave, Taft Ct, Busy Bee Dr$1,211
S Riverside Dr, Pilgrims Way E, Astonia Way, Duchess Ln, Pine Run Ln, Light Blue Cir, Bonapartes Gull, Oliver Dr, Via Veneto, Kindlewood Ln$1,159
Vintage Trace Cir, Cobble Hill Rd, Ani Cir, Golf Lake Cir, Sunset Strip, Pueblo Bonito Blvd, Oak Forest Dr, Robert E Lee Blvd E, Barletta Ln, Channel 30 Dr$1,141
Red Fox Run, Georgia Rd, Pago Pago Ln, North Carolina Dr, Shriver Ave, Fairwinds Ln, Bonita Village Blvd, Morgan Rd, Cypress Dr S, Aron Ct$1,235
Red Root Ct, Pinson Dr, Sundancer Ct, Rockwood Ln, Malaga Rd, Commons Way, Poinciana Dr, Sombrero Dr, Big Bend Rd, Oak Strand Dr$1,232
Palmas Grandes Blvd, Washington St, Sungate Ct, Little Hickory Rd, Coconut Shores Dr, Lynx Ct, Lantern Ln E, Hidden River Ct, Homewood Dr, Captiva Island Ln$1,224
Dorado Dr, Treasure Cay Ln, Sawgrass Point Dr, Persimmon Pl, Watkins Ave, Somers Dr, Sandpiper Rd, Mamie St, Corkscrew Commons Dr, Stony Run Ct$1,252
S Tampa Rd, Notting Hill Ln, Myrtle Oak Ct SW, Sandy Ln, Bear Hollow Cir, Arbor Strand Dr, Saint Thomas Dr, Villagewalk Cir, Avocado Dr, Casselberry Ln$1,473
Lake Devonwood Dr, Fuchsia Rd, Red Cedar Dr, Cherry Dr, Royal Palm Dr, Shell Rd, Trost Blvd, Shaddock Rd E, Lake Harbor Ct, Trillium Rd$1,155
Shifting Sand Ave, Anglers Dr, Abernathy St, Sun Dew Ln, Dogwood Rd, Tennessee St, Citrus Dr, la Pluma Way, Harrell Ave, River Homes Ln$1,154

Bonita Springs, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bonita Springs$180 to $183
Estero$183
Three Oaks$176
San Carlos Park$172

Bonita Springs, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Estero CDP, Florida $184 $245 $368
Three Oaks CDP, Florida $176 $235 $353
San Carlos Park CDP, Florida $173 $230 $345

Bonita Springs, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bonita Springs, FL5.6%16.9%
Estero5.06%15.16%
Three Oaks5.22%23.39%
San Carlos Park6.61%22.84%

Bonita Springs Renters Insurance as a Percentage of Rent

Bonita Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 97 1.0% $1228
$500 to $749 1,049 13.0% $1903
$750 to $999 2,466 31.0% $2653
$1,000 to $1,499 3,147 39.0% $3778
$1,500 or more 1,091 13.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Bonita Springs For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Tower Hill Preferred Insurance $2,554
150,000 27 NO Universal Property & Casualty Insurance $3,671
150,000 27 YES Asi Preferred Insurance $1,916
150,000 27 YES Federated National Insurance $1,436
150,000 27 YES St. Johns Insurance $1,213
150,000 27 YES Universal Property & Casualty Insurance $1,669
300,000 12 NA First Community Insurance $2,964

Bonita Springs, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Bonita Springs Homeowner Insurance Premium Example $8,500$8,000
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $60,500$60,000
Net Savings to Bonita Springs Home Owner from High Deductible Plan $500

Bonita Springs, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bonita Springs, FL Home Replacement Value MORE than Home Value Bonita Springs, FL Home Replacement Value LESS than Home Value
Replacement Value $169,000 $99,500
Insurance Premium based on Replacement Value $3,925 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $700/year Insurance costlier by $900/year

Example Bonita Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceTravelers
Monthly Premium 290511270
Year Built 200219942010
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$250000-$300000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Bonita Springs, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 240,000 Tile Roof 1,750 3 > $10,000 Deductible 1230 7 Fiber-Cement Siding yes
2011 325,000 Wood Shake Roof 3,340 4 $500- $1000 Deductible 4860 10 Brick siding yes
2013 185,000 Composition Roof 1,280 3 $1000-$2500 Deductible 1870 6 Vinyl siding yes
2012 170,000 Tile Roof 1,660 3 $500- $1000 Deductible 2450 10 Stucco siding No
1998 315,000 Membrane Roof 2,870 4 $500- $1000 Deductible 4840 10 Fiber-Cement Siding No
2011 190,000 Membrane Roof 1,620 4 $500 Deductible 3000 8 Wood siding yes
2009 280,000 Membrane Roof 2,140 4 $500 Deductible 2230 5 Vinyl siding yes
1992 360,000 Membrane Roof 3,010 4 $1000-$2500 Deductible 2700 5 Brick siding No
2010 155,000 Wood Shake Roof 1,480 3 $1000-$2500 Deductible 590 3 Brick siding yes
2009 295,000 Metal Roof 2,290 4 $2500-$5000 Deductible 1010 3 Stone Siding yes
1990 140,000 Composition Roof 1,300 3 $2500-$5000 Deductible 1650 10 Stone Siding No
1991 150,000 Composition Roof 1,480 3 $1000-$2500 Deductible 1080 5 Stone Siding No
2012 260,000 Slate Shingles Roof 2,360 3 $500- $1000 Deductible 3500 10 Stone Siding No
2009 290,000 Membrane Roof 2,310 3 $5000 to $10,000 Deductible 2300 8 Stone Siding yes
2005 225,000 Membrane Roof 2,140 3 $1000-$2500 Deductible 410 1 Fiber-Cement Siding yes
2003 415,000 Metal Roof 2,860 4 $5000 to $10,000 Deductible 3460 9 Stucco siding yes
2014 155,000 Slate Shingles Roof 1,410 3 $5000 to $10,000 Deductible 1520 8 Vinyl siding yes
2004 265,000 Slate Shingles Roof 1,920 3 $1000-$2500 Deductible 4700 10 Wood siding No
2013 225,000 Slate Shingles Roof 1,830 3 $500 Deductible 250 1 Fiber-Cement Siding No
2014 270,000 Composition Roof 2,540 4 > $10,000 Deductible 1410 5 Fiber-Cement Siding No
2001 305,000 Wood Shake Roof 3,160 4 $2500-$5000 Deductible 5030 12 Brick siding yes
2006 225,000 Metal Roof 1,920 3 $500- $1000 Deductible 3410 12 Brick siding yes
1994 220,000 Wood Shake Roof 1,940 3 $5000 to $10,000 Deductible 1200 5 Wood siding yes
2013 195,000 Tile Roof 1,890 4 $2500-$5000 Deductible 3710 12 Fiber-Cement Siding No
2008 190,000 Tile Roof 1,370 3 $5000 to $10,000 Deductible 1440 7 Stone Siding yes
2007 265,000 Asphalt Shingles Roof 2,120 3 $2500-$5000 Deductible 3790 12 Wood siding No
2014 230,000 Shingles Roof 1,590 3 > $10,000 Deductible 1060 5 Fiber-Cement Siding No
2011 260,000 Shingles Roof 2,350 4 $5000 to $10,000 Deductible 3770 10 Wood siding yes
2005 210,000 Tile Roof 1,470 3 $1000-$2500 Deductible 1230 5 Wood siding yes
2014 215,000 Composition Roof 1,800 4 $1000-$2500 Deductible 3550 12 Fiber-Cement Siding No
1991 250,000 Tile Roof 1,890 4 $1000-$2500 Deductible 3670 10 Brick siding No
2014 155,000 Membrane Roof 1,290 3 $500 Deductible 260 1 Brick siding No
2001 245,000 Tile Roof 2,460 4 $500- $1000 Deductible 3370 9 Stone Siding No
2001 455,000 Asphalt Shingles Roof 3,230 4 > $10,000 Deductible 6000 12 Stone Siding No
2002 185,000 Membrane Roof 1,293 2 $500 Deductible 400 1 Brick siding yes

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