Bonita Springs Insurance Rates:

Bonita Springs, FL homeowners insurance is nearly $1,021 to $1,387, about $85-$115/month. Our detailed guide reveals consumers can save as much as $481 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
In-house customer service was nice, friendly, and prompt, professional and courteous. i've highlighted some points above that would build my interest in wanting to stay with state farm. as a paying customer, i would like to personally be informed of all changes so that i understand why the changes are occurring. a phone call or an email.
Allstate
It is really pricey and they should add more discounts for staying with them so long and being loyal
State Farm
State farm is a lovely insurance company that is there for me when i needed them in my car crash and in the hurricane against my home.

Bonita Springs, FL Homeowners Insurance By Home Value

Bonita Springs, FL Home Value Total Homes % of Total Average Bonita Springs, FL Homeowners Insurance
Less than $50,000 1,644 6.0% $132
$50,000 to $59,999 624 2.0% $276
$60,000 to $69,999 913 3.0% $349
$70,000 to $79,999 1,051 4.0% $397
$80,000 to $89,999 676 2.0% $457
$90,000 to $99,999 854 3.0% $505
$100,000 to $124,999 2,111 8.0% $589
$125,000 to $149,999 1,856 7.0% $734
$150,000 to $174,999 2,486 10.0% $878
$175,000 to $199,999 1,873 7.0% $1011
$200,000 to $249,999 4,077 16.0% $1216
$250,000 to $299,999 2,754 11.0% $1492
$300,000 to $399,999 3,908 15.0% $1890

Top Home Insurance Agents Near Bonita Springs, FL

Home Insurance Company Near Bonita Springs, FL Homeowners Insurance Agency Near Bonita Springs, FL Address
NA Acentria Insurance 6640 Taylor Rd #111 , Punta Gorda, FL, 33950
Travelers Avalon Insurance Group 7370 College Parkway Ste 312 Ft. Myers, Fort Myers, FL, 33907
Allstate Edward Donnelly 2200 Kings Hwy Unit 2H, Port Charlotte, FL, 33980
Allstate Leslie Sayus 4515 Del Prado Blvd S Ste 3, Cape Coral, FL, 33904
Travelers Ott Insurance 10915 Bonita Beach Rd Se Ste 1141 , Bonita Springs, FL, 34135

Cost Of Homeowners Insurance By Street Near Bonita Springs, FL

Streets in Bonita Springs Area Homeowners Insurance Cost
Tampa Rd, Rita Ln, Pensacola Ave, Strike Ln, Unique Cir, Hacienda Vlg Dr SE, Creek Branch Ln, Bridgeford Ave, Taft Ct, Busy Bee Dr$1,211
S Riverside Dr, Pilgrims Way E, Astonia Way, Duchess Ln, Pine Run Ln, Light Blue Cir, Bonapartes Gull, Oliver Dr, Via Veneto, Kindlewood Ln$1,159
Vintage Trace Cir, Cobble Hill Rd, Ani Cir, Golf Lake Cir, Sunset Strip, Pueblo Bonito Blvd, Oak Forest Dr, Robert E Lee Blvd E, Barletta Ln, Channel 30 Dr$1,141
Red Fox Run, Georgia Rd, Pago Pago Ln, North Carolina Dr, Shriver Ave, Fairwinds Ln, Bonita Village Blvd, Morgan Rd, Cypress Dr S, Aron Ct$1,235
Red Root Ct, Pinson Dr, Sundancer Ct, Rockwood Ln, Malaga Rd, Commons Way, Poinciana Dr, Sombrero Dr, Big Bend Rd, Oak Strand Dr$1,232
Palmas Grandes Blvd, Washington St, Sungate Ct, Little Hickory Rd, Coconut Shores Dr, Lynx Ct, Lantern Ln E, Hidden River Ct, Homewood Dr, Captiva Island Ln$1,224
Dorado Dr, Treasure Cay Ln, Sawgrass Point Dr, Persimmon Pl, Watkins Ave, Somers Dr, Sandpiper Rd, Mamie St, Corkscrew Commons Dr, Stony Run Ct$1,252
S Tampa Rd, Notting Hill Ln, Myrtle Oak Ct SW, Sandy Ln, Bear Hollow Cir, Arbor Strand Dr, Saint Thomas Dr, Villagewalk Cir, Avocado Dr, Casselberry Ln$1,473
Lake Devonwood Dr, Fuchsia Rd, Red Cedar Dr, Cherry Dr, Royal Palm Dr, Shell Rd, Trost Blvd, Shaddock Rd E, Lake Harbor Ct, Trillium Rd$1,155
Shifting Sand Ave, Anglers Dr, Abernathy St, Sun Dew Ln, Dogwood Rd, Tennessee St, Citrus Dr, la Pluma Way, Harrell Ave, River Homes Ln$1,154

Bonita Springs, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bonita Springs$180 to $183
Estero$183
Three Oaks$176
San Carlos Park$172

Bonita Springs, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Estero CDP, Florida $184 $245 $368
Three Oaks CDP, Florida $176 $235 $353
San Carlos Park CDP, Florida $173 $230 $345

Bonita Springs, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bonita Springs, FL5.6%16.9%
Estero5.06%15.16%
Three Oaks5.22%23.39%
San Carlos Park6.61%22.84%

Bonita Springs Renters Insurance as a Percentage of Rent

Bonita Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 97 1.0% $1228
$500 to $749 1,049 13.0% $1903
$750 to $999 2,466 31.0% $2653
$1,000 to $1,499 3,147 39.0% $3778
$1,500 or more 1,091 13.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Bonita Springs For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Tower Hill Preferred Insurance $2,554
150,000 27 NO Universal Property & Casualty Insurance $3,671
150,000 27 YES Asi Preferred Insurance $1,916
150,000 27 YES Federated National Insurance $1,436
150,000 27 YES St. Johns Insurance $1,213
150,000 27 YES Universal Property & Casualty Insurance $1,669
300,000 12 NA First Community Insurance $2,964

Bonita Springs, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$7,800
Yearly Bonita Springs Homeowner Insurance Premium Example $5,100$3,700
Out of Pocket Expense During Claim$800$7,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $31,400$30,000
Net Savings to Bonita Springs Home Owner from High Deductible Plan $1,400

Bonita Springs, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bonita Springs, FL Home Replacement Value MORE than Home Value Bonita Springs, FL Home Replacement Value LESS than Home Value
Replacement Value $329,000 $241,500
Insurance Premium based on Replacement Value $5,925 $4,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $875/year Insurance costlier by $700/year

Example Bonita Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersLiberty Mutual
Monthly Premium 221175311
Year Built 200019952010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$200000-$250000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Bonita Springs, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 305,000 Wood Shake Roof 3,160 4 $2500-$5000 Deductible 5030 12 Brick siding yes
2006 225,000 Metal Roof 1,920 3 $500- $1000 Deductible 3410 12 Brick siding yes
1994 220,000 Wood Shake Roof 1,940 3 $5000 to $10,000 Deductible 1200 5 Wood siding yes
2013 195,000 Tile Roof 1,890 4 $2500-$5000 Deductible 3710 12 Fiber-Cement Siding No
2008 190,000 Tile Roof 1,370 3 $5000 to $10,000 Deductible 1440 7 Stone Siding yes
2007 265,000 Asphalt Shingles Roof 2,120 3 $2500-$5000 Deductible 3790 12 Wood siding No
2014 230,000 Shingles Roof 1,590 3 > $10,000 Deductible 1060 5 Fiber-Cement Siding No
2011 260,000 Shingles Roof 2,350 4 $5000 to $10,000 Deductible 3770 10 Wood siding yes
2005 210,000 Tile Roof 1,470 3 $1000-$2500 Deductible 1230 5 Wood siding yes
2014 215,000 Composition Roof 1,800 4 $1000-$2500 Deductible 3550 12 Fiber-Cement Siding No
1991 250,000 Tile Roof 1,890 4 $1000-$2500 Deductible 3670 10 Brick siding No
2014 155,000 Membrane Roof 1,290 3 $500 Deductible 260 1 Brick siding No
2001 245,000 Tile Roof 2,460 4 $500- $1000 Deductible 3370 9 Stone Siding No
2001 455,000 Asphalt Shingles Roof 3,230 4 > $10,000 Deductible 6000 12 Stone Siding No
2002 185,000 Membrane Roof 1,293 2 $500 Deductible 400 1 Brick siding yes