Bonita Springs, FL homeowners insurance is nearly $1,021 to $1,387, about $85-$115/month. Our detailed guide reveals consumers can save as much as $481 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bonita Springs, FL | Homeowners Insurance Agency Near Bonita Springs, FL | Address |
|---|---|---|
| Allstate | Edward Donnelly | 2200 Kings Hwy Unit 2H, Port Charlotte, FL, 33980 |
| Allstate | Leslie Sayus | 4515 Del Prado Blvd S Ste 3, Cape Coral, FL, 33904 |
| Travelers | Ott Insurance | 10915 Bonita Beach Rd Se Ste 1141 , Bonita Springs, FL, 34135 |
| Travelers | Avalon Insurance Group | 7370 College Parkway Ste 312 Ft. Myers, Fort Myers, FL, 33907 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Estero CDP, Florida | $184 | $245 | $368 |
| Three Oaks CDP, Florida | $176 | $235 | $353 |
| San Carlos Park CDP, Florida | $173 | $230 | $345 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bonita Springs, FL | 5.6% | 16.9% |
| Estero | 5.06% | 15.16% |
| Three Oaks | 5.22% | 23.39% |
| San Carlos Park | 6.61% | 22.84% |
| Bonita Springs Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 97 | 1.0% | $1228 |
| $500 to $749 | 1,049 | 13.0% | $1903 |
| $750 to $999 | 2,466 | 31.0% | $2653 |
| $1,000 to $1,499 | 3,147 | 39.0% | $3778 |
| $1,500 or more | 1,091 | 13.0% | $5428 |
| Streets in Bonita Springs Area | Homeowners Insurance Cost |
|---|---|
| Tampa Rd, Rita Ln, Pensacola Ave, Strike Ln, Unique Cir, Hacienda Vlg Dr SE, Creek Branch Ln, Bridgeford Ave, Taft Ct, Busy Bee Dr | $1,211 |
| S Riverside Dr, Pilgrims Way E, Astonia Way, Duchess Ln, Pine Run Ln, Light Blue Cir, Bonapartes Gull, Oliver Dr, Via Veneto, Kindlewood Ln | $1,159 |
| Vintage Trace Cir, Cobble Hill Rd, Ani Cir, Golf Lake Cir, Sunset Strip, Pueblo Bonito Blvd, Oak Forest Dr, Robert E Lee Blvd E, Barletta Ln, Channel 30 Dr | $1,141 |
| Red Fox Run, Georgia Rd, Pago Pago Ln, North Carolina Dr, Shriver Ave, Fairwinds Ln, Bonita Village Blvd, Morgan Rd, Cypress Dr S, Aron Ct | $1,235 |
| Red Root Ct, Pinson Dr, Sundancer Ct, Rockwood Ln, Malaga Rd, Commons Way, Poinciana Dr, Sombrero Dr, Big Bend Rd, Oak Strand Dr | $1,232 |
| Palmas Grandes Blvd, Washington St, Sungate Ct, Little Hickory Rd, Coconut Shores Dr, Lynx Ct, Lantern Ln E, Hidden River Ct, Homewood Dr, Captiva Island Ln | $1,224 |
| Dorado Dr, Treasure Cay Ln, Sawgrass Point Dr, Persimmon Pl, Watkins Ave, Somers Dr, Sandpiper Rd, Mamie St, Corkscrew Commons Dr, Stony Run Ct | $1,252 |
| S Tampa Rd, Notting Hill Ln, Myrtle Oak Ct SW, Sandy Ln, Bear Hollow Cir, Arbor Strand Dr, Saint Thomas Dr, Villagewalk Cir, Avocado Dr, Casselberry Ln | $1,473 |
| Lake Devonwood Dr, Fuchsia Rd, Red Cedar Dr, Cherry Dr, Royal Palm Dr, Shell Rd, Trost Blvd, Shaddock Rd E, Lake Harbor Ct, Trillium Rd | $1,155 |
| Shifting Sand Ave, Anglers Dr, Abernathy St, Sun Dew Ln, Dogwood Rd, Tennessee St, Citrus Dr, la Pluma Way, Harrell Ave, River Homes Ln | $1,154 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bonita Springs | $180 to $183 |
| Estero | $183 |
| Three Oaks | $176 |
| San Carlos Park | $172 |
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | Tower Hill Preferred Insurance | $2,554 |
| 150,000 | 27 | NO | Universal Property & Casualty Insurance | $3,671 |
| 150,000 | 27 | YES | Asi Preferred Insurance | $1,916 |
| 150,000 | 27 | YES | Federated National Insurance | $1,436 |
| 150,000 | 27 | YES | St. Johns Insurance | $1,213 |
| 150,000 | 27 | YES | Universal Property & Casualty Insurance | $1,669 |
| 300,000 | 12 | NA | First Community Insurance | $2,964 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Bonita Springs Homeowner Insurance Premium Example | $8,500 | $8,000 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $60,500 | $60,000 |
| Net Savings to Bonita Springs Home Owner from High Deductible Plan | $500 | |
| Scenario | Bonita Springs, FL Home Replacement Value MORE than Home Value | Bonita Springs, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $169,000 | $99,500 |
| Insurance Premium based on Replacement Value | $3,925 | $2,325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $39,000 | Risk Exposure from Under Insuring Coverage is $30,500 |
| Premium Impact | Insurance cheaper by $700/year | Insurance costlier by $900/year |
| Insurance Company | Allstate | Chubb Group of Insurance | Travelers |
| Monthly Premium | 290 | 511 | 270 |
| Year Built | 2002 | 1994 | 2010 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $250000-$300000 | $300000-$350000 | $250000-$300000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | > $10,000 Deductible |