Bonham Insurance Rates:

Bonham, TX homeowners insurance is nearly $858 to $1,170, about $71-$97/month. Our thorough research shows customers can save as much as $405 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bonham, TX Homeowners Insurance By Home Value

Bonham, TX Home Value Total Homes % of Total Average Bonham, TX Homeowners Insurance
Less than $50,000 768 26.0% $273
$50,000 to $59,999 161 5.0% $587
$60,000 to $69,999 132 4.0% $729
$70,000 to $79,999 189 6.0% $840
$80,000 to $89,999 244 8.0% $962
$90,000 to $99,999 166 5.0% $1073
$100,000 to $124,999 418 14.0% $1245
$125,000 to $149,999 259 8.0% $1549
$150,000 to $174,999 253 8.0% $1833
$175,000 to $199,999 99 3.0% $2117
$200,000 to $249,999 77 2.0% $2552
$250,000 to $299,999 43 1.0% $3120
$300,000 to $399,999 84 2.0% $3960

Top Home Insurance Agents Near Bonham, TX

Home Insurance Company Near Bonham, TX Homeowners Insurance Agency Near Bonham, TX Address
NA Boyd, Shackelford And Barnett, Llc 5800 Granite Pkwy 5800 Granite Pkwy, Plano, TX, 75024
State Farm Dixie Turman 1500 Live Oak St, Commerce, TX, 75428-2548
Travelers Iii-The Grimes Group Agency Llc 3550 B PARKWOOD BLVD STE 102, FRISCO, TX, 75034
State Farm Jon Lashbrook Clu, Lutcf, Chfc 111 S Murphy Road, Murphy, TX, 75094-3401
Allstate Terry Everett 1425 W Houston St, Sherman, TX, 75092

Cost Of Homeowners Insurance By Street Near Bonham, TX

Streets in Bonham Area Homeowners Insurance Cost
Co Rd 4210, Co Rd 2607, Elmview St, Co Rd 4230, Co Rd 3115, Co Rd 4246, Co Rd 4236, Co Rd 4250, E 9th St, W 1st St$1,009
E 10th St, N Village Dr, State Park 24, Co Rd 1540, Co Rd 1504, E Denison St, E 13th St, W Denison St, Graham Ave, Co Rd 4233$1,023
Co Rd 4220, Co Rd 1452, Cherry St, Co Rd 3025, Pvt Rd 114, Co Rd 4200, Co Rd 1451, Co Rd 2610, Co Rd 4232, S FM 898$1,009
Myrtle St, Boyd Rd, Co Rd 3070, Wes Michael Cir, Co Rd 2906, Evans St, Lakeview Dr, W 16th St, Red Bird Cir, Park Ave$1,020
E State Hwy 56, Majors St, Spr 311, S 5th St, Co Rd 3035, Lake Bonham Dr, Co Rd 4255, E 10th St, Reed St, Chaffin St$1,009

Bonham, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bonham$151 to $154
Fannin County$152
Ravenna$149
Bailey$148

Bonham, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fannin County, Texas $127 $169 $253
Ector CCD, Fannin County, Texas $127 $169 $254
Ravenna city, Texas $125 $166 $249

Bonham, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bonham, TX7.7%19.5%
Fannin County7.43%19.81%
Ector8.09%19.22%
Ravenna9.09%28.55%

Bonham Renters Insurance as a Percentage of Rent

Bonham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 1.0% $357
$200 to $299 142 13.0% $807
$300 to $499 171 15.0% $1257
$500 to $749 361 33.0% $1932
$750 to $999 282 26.0% $2682
$1,000 to $1,499 89 8.0% $3807
$1,500 or more 17 1.0% $5457

Bonham, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Bonham Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,400$9,800
Net Savings to Bonham Home Owner from High Deductible Plan $600

Bonham, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bonham, TX Home Replacement Value MORE than Home Value Bonham, TX Home Replacement Value LESS than Home Value
Replacement Value $91,000 $64,500
Insurance Premium based on Replacement Value $700 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Bonham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualChubb Group of Insurance
Monthly Premium 61106163
Year Built 197919882011
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$125000-$150000$200000-$250000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Bonham, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 115,000 Slate Shingles Roof 2,010 3 $500- $1000 Deductible 290 3 Fiber-Cement Siding yes
2005 245,000 Wood Shake Roof 3,480 5 $1000-$2500 Deductible 810 5 Wood siding No
2009 130,000 Composition Roof 2,370 4 $500 Deductible 110 1 Wood siding yes
1997 125,000 Asphalt Shingles Roof 1,610 5 $1000-$2500 Deductible 130 2 Vinyl siding yes
2014 160,000 Composition Roof 2,290 4 $500- $1000 Deductible 640 6 Wood siding No
2010 210,000 Metal Roof 2,870 4 $5000 to $10,000 Deductible 170 2 Stone Siding No
2013 195,000 Composition Roof 2,900 4 $500- $1000 Deductible 1550 9 Brick siding yes
1994 170,000 Composition Roof 2,290 4 $1000-$2500 Deductible 850 8 Wood siding No
2013 125,000 Asphalt Shingles Roof 2,150 3 $2500-$5000 Deductible 660 8 Brick siding No
1980 105,000 Asphalt Shingles Roof 1,440 3 $500 Deductible 90 1 Brick siding No
1976 270,000 Shingles Roof 4,780 5 > $10,000 Deductible 1390 12 Vinyl siding yes
1963 285,000 Slate Shingles Roof 4,170 5 > $10,000 Deductible 1240 12 Vinyl siding yes
1949 280,000 Asphalt Shingles Roof 4,050 5 $1000-$2500 Deductible 1610 7 Wood siding No
1963 155,000 Slate Shingles Roof 2,260 3 $500 Deductible 670 4 Wood siding yes
1942 85,000 Metal Roof 1,550 3 $500- $1000 Deductible 770 10 Brick siding No
1977 155,000 Shingles Roof 2,340 3 $5000 to $10,000 Deductible 460 6 Wood siding yes
1940 220,000 Slate Shingles Roof 3,070 4 $5000 to $10,000 Deductible 970 8 Wood siding No
1982 155,000 Wood Shake Roof 2,040 3 $1000-$2500 Deductible 620 7 Brick siding yes
1982 175,000 Tile Roof 2,520 4 $500- $1000 Deductible 420 4 Stone Siding No
2010 255,000 Membrane Roof 3,340 4 $500 Deductible 880 5 Vinyl siding yes
1978 125,000 Slate Shingles Roof 1,680 3 $1000-$2500 Deductible 560 7 Stucco siding No
2013 120,000 Shingles Roof 2,220 3 $1000-$2500 Deductible 590 6 Vinyl siding yes
1964 115,000 Slate Shingles Roof 1,670 3 $500- $1000 Deductible 890 12 Fiber-Cement Siding yes
1962 185,000 Slate Shingles Roof 3,010 5 $2500-$5000 Deductible 320 4 Stone Siding No
1985 150,000 Tile Roof 2,270 4 $500- $1000 Deductible 300 3 Stone Siding yes
1988 235,000 Metal Roof 3,100 5 $5000 to $10,000 Deductible 1070 9 Fiber-Cement Siding No
1993 145,000 Shingles Roof 2,100 3 $500- $1000 Deductible 240 2 Vinyl siding yes
1975 255,000 Wood Shake Roof 4,650 5 > $10,000 Deductible 280 3 Brick siding yes
2014 185,000 Metal Roof 2,820 4 $500 Deductible 880 9 Brick siding No
2013 245,000 Tile Roof 3,110 4 $500 Deductible 1110 5 Stucco siding yes
1960 110,000 Tile Roof 1,620 4 $1000-$2500 Deductible 420 5 Wood siding yes
1974 180,000 Asphalt Shingles Roof 3,300 4 $500 Deductible 360 2 Brick siding yes
1941 225,000 Shingles Roof 4,100 5 $5000 to $10,000 Deductible 720 8 Vinyl siding yes
1983 275,000 Shingles Roof 4,180 5 $2500-$5000 Deductible 220 2 Stone Siding No