Bon Air Insurance Rates:

Bon Air, VA homeowners insurance is approximately $626 to $849, about $52-$70/month. Our complete research reveals consumers can save as much as $294 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bon Air, VA Homeowners Insurance By Home Value

Bon Air, VA Home Value Total Homes % of Total Average Bon Air, VA Homeowners Insurance
Less than $50,000 330 6.0% $81
$90,000 to $99,999 52 1.0% $309
$100,000 to $124,999 143 2.0% $353
$125,000 to $149,999 279 5.0% $449
$150,000 to $174,999 427 8.0% $530
$175,000 to $199,999 727 14.0% $611
$200,000 to $249,999 1,386 27.0% $737
$250,000 to $299,999 1,075 21.0% $899
$300,000 to $399,999 616 12.0% $1142

Top Home Insurance Agents Near Bon Air, VA

Home Insurance Company Near Bon Air, VA Homeowners Insurance Agency Near Bon Air, VA Address
Travelers Gibrall Insurance Agency Inc 3510 MAYLAND CT, RICHMOND, VA, 23233
Travelers Insurance & Investment Agents Of Va Llc 5219 HICKORY PARK DR STE A, GLEN ALLEN, VA, 23059
State Farm Mike Devlin 9984 Brook Rd, Glen Allen, VA, 23059-6501
Nationwide Timothy C Grant 105 N Main St, Bowling Green, VA, 22427-0527
Travelers Woodward Insurance Agency 508 East Main Street, Louisa, VA, 23093

Cost Of Homeowners Insurance By Street Near Bon Air, VA

Streets in Bon Air Area Homeowners Insurance Cost
W Huguenot Rd, Highstream Way, Mohawk Dr, Tudor Ln, Evon Ave, Cherrytree Ln, Creekside Ct, Deauville Rd, Peck Rd, Castlestone Rd$741
Shoreham Dr, Cowan Rd, Inspiration Dr, Gateway Centre Pkwy, Beechdale Rd, Hedgelawn Dr, Garden View Pointe, Milbrook Dr, Huntersdell Pl, Winding Way$735
Rubis Ter, W Bon View Dr, Trotters Ln, Elaine Ave, Clairidge Ct, State Rte 683, Suburban Village Trl, Grand Summit Cir, Penrose Dr, Lochness Rd$729
Sodbury Dr, Guilford Rd, Autumn Way, Copperfield Pl, Winterslow Ter, Greenock Dr, Dunleith Ct, Whittington Dr, Neptune Dr, Woodmont Dr$806
Jeffers Dr, N Pinetta Dr, Old Indian Rd, Redington Dr, Spring Lake Rd, Brantley Rd, Greenfield Dr, Sunview Ct, Caddington Ter, Bard Ln$723

Bon Air, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bon Air$110 to $112
Manchester$109
Midlothian$113
Rockwood$110

Bon Air, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Manchester CDP, Virginia $109 $145 $218
Midlothian district, Chesterfield County, Virginia $113 $151 $227
Rockwood CDP, Virginia $110 $146 $219

Bon Air, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bon Air, VA3.9%13.3%
Manchester4.16%14.02%
Midlothian3.38%12.26%
Rockwood3.68%12.93%

Bon Air Renters Insurance as a Percentage of Rent

Bon Air Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 14 1.0% $1237
$500 to $749 51 4.0% $1912
$750 to $999 302 25.0% $2662
$1,000 to $1,499 727 60.0% $3787
$1,500 or more 103 8.0% $5437

Bon Air, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Bon Air Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,200$9,000
Net Savings to Bon Air Home Owner from High Deductible Plan $1,200

Bon Air, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bon Air, VA Home Replacement Value MORE than Home Value Bon Air, VA Home Replacement Value LESS than Home Value
Replacement Value $566,000 $386,500
Insurance Premium based on Replacement Value $3,225 $2,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $85,000 Risk Exposure from Under Insuring Coverage is $94,500
Premium Impact Insurance cheaper by $550/year Insurance costlier by $475/year

Example Bon Air Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceErie Insurance
Monthly Premium 6639112
Year Built 197319901989
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$350000-$400000
Deductible > $10,000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Bon Air, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 270,000 Wood Shake Roof 2,360 3 > $10,000 Deductible 790 10 Brick siding yes
1975 215,000 Tile Roof 2,050 3 $5000 to $10,000 Deductible 670 10 Wood siding yes
1988 275,000 Tile Roof 2,110 3 > $10,000 Deductible 200 3 Brick siding No
1962 175,000 Shingles Roof 1,460 3 $500- $1000 Deductible 500 8 Fiber-Cement Siding No
1962 360,000 Slate Shingles Roof 2,470 4 $1000-$2500 Deductible 350 3 Wood siding No
1983 250,000 Asphalt Shingles Roof 2,200 3 $5000 to $10,000 Deductible 360 5 Brick siding yes
1965 525,000 Shingles Roof 4,430 5 $500- $1000 Deductible 990 5 Brick siding yes
1976 220,000 Membrane Roof 1,530 3 $5000 to $10,000 Deductible 700 12 Fiber-Cement Siding yes
1972 250,000 Wood Shake Roof 2,280 3 $500- $1000 Deductible 320 4 Fiber-Cement Siding No
1972 220,000 Tile Roof 2,250 3 $5000 to $10,000 Deductible 280 6 Fiber-Cement Siding No
1997 200,000 Composition Roof 1,890 5 > $10,000 Deductible 200 5 Stone Siding No
1975 675,000 Asphalt Shingles Roof 4,590 5 $5000 to $10,000 Deductible 1440 10 Vinyl siding No
1996 235,000 Membrane Roof 1,640 3 $500 Deductible 780 12 Wood siding No
1997 420,000 Tile Roof 3,870 5 $5000 to $10,000 Deductible 730 9 Fiber-Cement Siding No
1974 320,000 Slate Shingles Roof 2,270 4 $1000-$2500 Deductible 540 4 Wood siding No
1996 315,000 Slate Shingles Roof 2,900 4 $1000-$2500 Deductible 330 3 Wood siding yes
1974 175,000 Slate Shingles Roof 1,310 3 $1000-$2500 Deductible 230 4 Wood siding No
1997 215,000 Tile Roof 1,670 3 $5000 to $10,000 Deductible 760 10 Brick siding yes
1976 195,000 Membrane Roof 1,910 3 $1000-$2500 Deductible 420 8 Wood siding yes
1990 210,000 Slate Shingles Roof 1,630 3 $1000-$2500 Deductible 600 7 Brick siding yes
1977 280,000 Asphalt Shingles Roof 2,090 3 > $10,000 Deductible 110 2 Fiber-Cement Siding yes
1997 125,000 Asphalt Shingles Roof 1,280 3 $500- $1000 Deductible 470 12 Fiber-Cement Siding yes
1974 345,000 Wood Shake Roof 2,540 4 $500 Deductible 450 3 Stucco siding No
1971 545,000 Composition Roof 4,270 5 $500- $1000 Deductible 2570 12 Fiber-Cement Siding yes
1984 205,000 Metal Roof 1,690 3 > $10,000 Deductible 170 5 Brick siding No
1990 160,000 Metal Roof 1,200 3 $500- $1000 Deductible 300 6 Brick siding No
1999 405,000 Membrane Roof 2,800 5 > $10,000 Deductible 910 8 Fiber-Cement Siding yes
1981 195,000 Tile Roof 1,620 4 $500- $1000 Deductible 390 5 Vinyl siding yes
1973 605,000 Slate Shingles Roof 5,000 5 $5000 to $10,000 Deductible 1840 12 Vinyl siding No
1978 120,000 Composition Roof 1,200 3 $500- $1000 Deductible 260 7 Fiber-Cement Siding yes
1975 180,000 Asphalt Shingles Roof 1,420 3 $2500-$5000 Deductible 780 12 Wood siding yes
1970 410,000 Asphalt Shingles Roof 3,090 4 $1000-$2500 Deductible 1100 7 Brick siding No
1993 260,000 Asphalt Shingles Roof 2,460 5 $1000-$2500 Deductible 620 7 Vinyl siding yes
1967 285,000 Slate Shingles Roof 2,010 3 > $10,000 Deductible 780 12 Stone Siding yes