Bohemia Insurance Rates:

Bohemia, NY homeowners insurance is nearly $548 to $749, about $45-$62/month. Our thorough analysis shows customers can save upto $259 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bohemia, NY Homeowners Insurance By Home Value

Bohemia, NY Home Value Total Homes % of Total Average Bohemia, NY Homeowners Insurance
Less than $50,000 95 7.0% $38
$70,000 to $79,999 111 8.0% $116
$80,000 to $89,999 66 5.0% $129
$150,000 to $174,999 37 2.0% $252
$175,000 to $199,999 54 4.0% $291
$200,000 to $249,999 27 2.0% $349
$250,000 to $299,999 193 14.0% $434
$300,000 to $399,999 697 53.0% $550

Top Home Insurance Agents Near Bohemia, NY

Home Insurance Company Near Bohemia, NY Homeowners Insurance Agency Near Bohemia, NY Address
NA Ronald J Henry Co 1675 Post Road, Fairfield, CT, 6430
Travelers Alwex Inc 15 MAIDEN LN 8TH FL, NEW YORK, NY, 10038
Liberty Mutual Miriam Mendez Lutcf 145 Huguenot St. Ste 310, New Rochelle, NY, 10801
Travelers Proficient Services Llc 683 MYRTLE AVE, BROOKLYN, NY, 11205
Nationwide The Carey Celeste Agency Inc 87 Glen Cove Rd, Greenvale, NY, 11548-1037

Cost Of Homeowners Insurance By Street Near Bohemia, NY

Streets in Bohemia Area Homeowners Insurance Cost
Village Rd, Buttercup Dr, Oakdale Bohemia Rd, Vincent St, Chelsea Ct, Valley Forge Dr, Revere, Ashford Dr, Brooktree Ct, Eagle Ct$587
Periwinkle Dr, Sal Ct, Nathan Dr, Blair St, Yosemite Cir, Sayville Ave, Cori Ln, Minuteman Dr, Julia Goldbach Ave, Hauser St$629
Musket Walk, Pam Ct, Mid Pl, Birchwood Ct, Feureisen Ave, Phillips St, Middleton Rd, Glimar Ct, Arbor Ct, Lafayette Ct$648
McCormick Dr, Franklyn Ave, Gaye Ln, Millenium Ct, Artic Ave, Keyland Ct, Belfry Walk, S Friedner Ln, Nicole Ct, Westgate Dr$562
Sunrise Rd, Saddle Cove Rd, Bentley Ct, Debbie Lee Ln, Crestwood Rd, Frederick St, Inlet Ct, Orville Dr, Christine Ct, Shirley St$649

Bohemia, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bohemia$96 to $99
Ronkonkoma$95
North Great River$96
Oakdale$99

Bohemia, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ronkonkoma CDP, New York $80 $106 $159
North Great River CDP, New York $80 $107 $160
Oakdale CDP, New York $83 $110 $165

Bohemia, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bohemia, NY2.0%5.4%
Ronkonkoma2.06%5.31%
North Great River1.85%5.35%
Oakdale1.91%5.49%

Bohemia Renters Insurance as a Percentage of Rent

Bohemia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 9 1.0% $1221
$500 to $749 37 5.0% $1896
$750 to $999 68 9.0% $2646
$1,000 to $1,499 157 22.0% $3771
$1,500 or more 437 61.0% $5421

Bohemia, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Bohemia Homeowner Insurance Premium Example $5,900$4,900
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $19,400$18,400
Net Savings to Bohemia Home Owner from High Deductible Plan $1,000

Bohemia, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bohemia, NY Home Replacement Value MORE than Home Value Bohemia, NY Home Replacement Value LESS than Home Value
Replacement Value $203,500 $151,500
Insurance Premium based on Replacement Value $2,125 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $275/year

Example Bohemia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualState Farm
Monthly Premium 511241133
Year Built 196919741990
Home Details 5 Beds, 3 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$600000-$700000$200000-$250000
Deductible $500- $1000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Bohemia, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 240,000 Metal Roof 1,410 2 $500 Deductible 1470 7 Vinyl siding yes
1999 260,000 Slate Shingles Roof 1,240 2 $500 Deductible 540 3 Stucco siding yes
1999 645,000 Asphalt Shingles Roof 3,650 5 $5000 to $10,000 Deductible 780 2 Vinyl siding yes
1995 605,000 Asphalt Shingles Roof 2,530 5 $5000 to $10,000 Deductible 1020 2 Stucco siding No
1999 935,000 Asphalt Shingles Roof 4,790 5 $500 Deductible 3650 5 Wood siding yes
1996 560,000 Wood Shake Roof 2,760 4 $1000-$2500 Deductible 920 2 Vinyl siding No
1995 390,000 Metal Roof 1,640 3 $500 Deductible 3670 9 Stone Siding No
1982 420,000 Composition Roof 2,110 4 $500- $1000 Deductible 2920 9 Stone Siding No
1996 255,000 Wood Shake Roof 1,080 2 $1000-$2500 Deductible 950 7 Stucco siding No
1964 195,000 Tile Roof 930 2 $1000-$2500 Deductible 1350 8 Wood siding No
1973 290,000 Shingles Roof 1,610 2 $500 Deductible 2630 9 Stone Siding No
1972 295,000 Metal Roof 1,710 4 $2500-$5000 Deductible 930 5 Stucco siding yes
1989 300,000 Slate Shingles Roof 1,310 2 $2500-$5000 Deductible 2020 12 Stucco siding yes
1971 295,000 Shingles Roof 1,670 3 $2500-$5000 Deductible 290 2 Stone Siding No
1969 820,000 Composition Roof 4,990 5 $500- $1000 Deductible 1890 3 Stone Siding yes
1972 325,000 Tile Roof 1,890 3 > $10,000 Deductible 790 6 Stucco siding yes
1974 655,000 Slate Shingles Roof 2,970 4 $500- $1000 Deductible 3410 8 Fiber-Cement Siding yes
1999 285,000 Metal Roof 1,670 3 $1000-$2500 Deductible 440 2 Wood siding yes
1967 475,000 Shingles Roof 1,960 5 $500 Deductible 3420 8 Wood siding No
1994 330,000 Slate Shingles Roof 1,400 2 $5000 to $10,000 Deductible 2270 10 Stucco siding yes
1963 295,000 Wood Shake Roof 1,580 3 $500 Deductible 540 2 Fiber-Cement Siding No
1978 560,000 Asphalt Shingles Roof 2,310 4 $5000 to $10,000 Deductible 2140 9 Stucco siding No
1972 375,000 Tile Roof 1,760 3 $2500-$5000 Deductible 1980 12 Vinyl siding No
1978 580,000 Slate Shingles Roof 3,030 4 $500 Deductible 2710 5 Brick siding yes
1967 255,000 Tile Roof 1,430 2 $5000 to $10,000 Deductible 440 3 Fiber-Cement Siding No
1978 385,000 Asphalt Shingles Roof 2,080 5 $2500-$5000 Deductible 1190 5 Wood siding No
1987 300,000 Composition Roof 1,450 3 $1000-$2500 Deductible 220 1 Fiber-Cement Siding No
1970 445,000 Membrane Roof 1,910 3 $1000-$2500 Deductible 1110 4 Stone Siding No
1987 285,000 Wood Shake Roof 1,330 2 $2500-$5000 Deductible 750 5 Fiber-Cement Siding No
1962 295,000 Shingles Roof 1,630 5 $5000 to $10,000 Deductible 1460 8 Stucco siding No