Boerne Insurance Rates:

Boerne, TX homeowners insurance is nearly $950 to $1,312, about $79-$109/month. Our exhaustive guide indicates shoppers can save as much as $452 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
They have coverage that will protect you against damage, theft, and more. they will make sure you have the protection you need.
Farmer's Insurance
I dislike the rates that they have and have been considering leaving because it is so expensive. it is a real inconvenience.
Allstate
My home insurance has one of the best rates all around and they make it convenient for me to pay online.
State Farm
I can't think of anything I dislike. I wish the premium were lower but this is Florida. Hurricanes are guaranteed as well as the damage caused by them.
State Farm
My friend is my insurance agent and is able to return my calls whenever I call. I don't even need to wait on hold with national reps.
Amica Mutual Insurance
We have looked over our policy and made adjustments once since we have had the policy and we feel like our agent was helpful and explained things in a way we could understand. We have not had to file any claims.
Liberty Mutual
My only dislike is how expensive the auto insurance is. I would like to bundle my services, but their auto premiums are almost $80 than what I currently pay. The discount in bundling would not make up for the extra cost of their insurance.
Allstate
The customer service is amazing. Every time that I have had to speak with someone, they have been nothing but polite, friendly, and helpful. We have never had any issues since the very first time that we contacted them. They are always more than happy to answer any questions, address any concerns, etc.

Boerne, TX Homeowners Insurance By Home Value

Boerne, TX Home Value Total Homes % of Total Average Boerne, TX Homeowners Insurance
Less than $50,000 395 7.0% $90
$50,000 to $59,999 72 1.0% $192
$70,000 to $79,999 121 2.0% $282
$80,000 to $89,999 60 1.0% $316
$90,000 to $99,999 167 3.0% $361
$100,000 to $124,999 200 3.0% $418
$125,000 to $149,999 313 6.0% $520
$150,000 to $174,999 533 10.0% $610
$175,000 to $199,999 599 11.0% $712
$200,000 to $249,999 914 17.0% $859
$250,000 to $299,999 594 11.0% $1040
$300,000 to $399,999 1,156 22.0% $1334

Top Home Insurance Agents Near Boerne, TX

Home Insurance Company Near Boerne, TX Homeowners Insurance Agency Near Boerne, TX Address
NA Wallace Cook Agency, Inc. 3902 Clark Ave San Antonio, San Antonio, TX, 78223
NA Del Rio Insurance Services, Llc 18303 Diamond Circle San Antonio, San Antonio, TX, 78258
Allstate Eric Wagner 6415 Babcock Rd Ste 109, San Antonio, TX, 78249
Travelers Levy & Levy & Lefton Ins Agcy 40 NE LOOP 410 STE 340, SAN ANTONIO, TX, 78216
Allstate Paul Sanchez 1919 Oakwell Farms Pkwy Ste 265, San Antonio, TX, 78218

Cost Of Homeowners Insurance By Street Near Boerne, TX

Streets in Boerne Area Homeowners Insurance Cost
FM 3551 N, Riverwalk, W Remington Dr, Spring Hill Rd, Sisterdale Rd, Chinkipin, N Wagon Wheel Dr, Dove Mountain Dr E, Mayacama Ridge, Mountain Top Dr$1,210
Wild Turkey Blvd, Yoalana St, Deer Summit, Possum Creek Rd, S Brackenridge St, Jo-Ba-Do Ranch Rd, Swede Creek, Pecan St, Horse Hill, Fawn Valley Dr$1,092
Winsbrook Dr, E Winding Loop, Savanah Jon Blvd, N Plant Ave, Sun Glo, Shooting Club Rd S, E High Bluff Cir, Lake Run Dr, Lake Side Cir, Horizon Crst$1,103
Elm St, Irons St, Eagle Ct, Bartel Rd, Dresdon Wood Dr, Grimm Ln, Calk Ln, Red Oak Dr, River Ridge Rd, Indian Bluff$1,181
Cibolo Creek Dr, Pasadera, Redbird Ct, Dove Ct E, Cascade Caverns Rd, Hampton Bend, Cordillera Trce, Rexon Cir, Coveney Trl, Corley Rd$1,145

Boerne, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Boerne$167 to $171
Fair Oaks Ranch$177
Kendall County$167
Scenic Oaks$171

Boerne, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fair Oaks Ranch city, Texas $178 $237 $356
Kendall County, Texas $167 $223 $335
Scenic Oaks CDP, Texas $171 $228 $342

Boerne, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Boerne, TX4.7%16.1%
Fair Oaks Ranch3.43%10.88%
Kendall County4.88%17.14%
Scenic Oaks3.88%13.28%

Boerne Renters Insurance as a Percentage of Rent

Boerne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 1.0% $316
$200 to $299 64 2.0% $766
$300 to $499 34 1.0% $1216
$500 to $749 286 11.0% $1891
$750 to $999 751 31.0% $2641
$1,000 to $1,499 822 34.0% $3766
$1,500 or more 401 16.0% $5416

Boerne, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$7,800
Yearly Boerne Homeowner Insurance Premium Example $3,600$2,400
Out of Pocket Expense During Claim$1,800$7,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $23,400$22,200
Net Savings to Boerne Home Owner from High Deductible Plan $1,200

Boerne, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Boerne, TX Home Replacement Value MORE than Home Value Boerne, TX Home Replacement Value LESS than Home Value
Replacement Value $513,500 $314,000
Insurance Premium based on Replacement Value $5,175 $3,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $110,500 Risk Exposure from Under Insuring Coverage is $89,000
Premium Impact Insurance cheaper by $900/year Insurance costlier by $1,100/year

Example Boerne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 105337242
Year Built 199819842009
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$400000-$500000$250000-$300000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Boerne, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 325,000 Tile Roof 2,580 4 $500- $1000 Deductible 1700 9 Wood siding yes
2010 465,000 Shingles Roof 2,740 4 $2500-$5000 Deductible 890 4 Wood siding No
2006 360,000 Wood Shake Roof 2,250 3 $2500-$5000 Deductible 970 4 Vinyl siding No
2014 220,000 Wood Shake Roof 1,410 3 > $10,000 Deductible 680 6 Wood siding yes
2013 290,000 Tile Roof 2,110 3 $500- $1000 Deductible 1440 7 Vinyl siding No
2011 525,000 Shingles Roof 3,150 4 > $10,000 Deductible 2050 8 Brick siding yes
2011 350,000 Shingles Roof 2,020 5 $5000 to $10,000 Deductible 1510 10 Stucco siding yes
2006 575,000 Wood Shake Roof 3,310 4 $500 Deductible 4430 9 Vinyl siding No
2007 600,000 Slate Shingles Roof 3,850 5 > $10,000 Deductible 2360 8 Vinyl siding yes
1998 370,000 Shingles Roof 2,520 4 $500- $1000 Deductible 2580 10 Stucco siding yes
1988 175,000 Membrane Roof 1,350 3 $500 Deductible 980 9 Vinyl siding yes
1983 325,000 Tile Roof 2,030 3 > $10,000 Deductible 1240 10 Wood siding yes
2014 335,000 Tile Roof 1,900 4 $2500-$5000 Deductible 1510 6 Fiber-Cement Siding yes
2008 305,000 Metal Roof 2,020 4 $500- $1000 Deductible 2080 10 Brick siding yes
2001 425,000 Membrane Roof 3,500 5 $1000-$2500 Deductible 1470 7 Wood siding No
2011 310,000 Composition Roof 2,280 3 $500 Deductible 960 5 Stucco siding No
1993 405,000 Tile Roof 2,550 5 > $10,000 Deductible 200 1 Brick siding yes
2013 705,000 Asphalt Shingles Roof 4,920 5 $2500-$5000 Deductible 1100 4 Brick siding No
1991 255,000 Slate Shingles Roof 1,380 3 $500- $1000 Deductible 2250 10 Brick siding yes
1990 295,000 Composition Roof 2,420 4 $1000-$2500 Deductible 210 1 Stucco siding yes
1985 330,000 Slate Shingles Roof 2,050 3 $500 Deductible 2600 9 Stone Siding No
1986 280,000 Slate Shingles Roof 1,840 3 $5000 to $10,000 Deductible 1260 9 Stucco siding yes
2014 375,000 Shingles Roof 2,160 3 $2500-$5000 Deductible 1580 8 Brick siding No
2001 245,000 Slate Shingles Roof 1,960 4 $5000 to $10,000 Deductible 290 3 Wood siding yes
2014 235,000 Slate Shingles Roof 1,860 3 $2500-$5000 Deductible 420 3 Brick siding No
2009 650,000 Composition Roof 4,100 5 $5000 to $10,000 Deductible 2680 6 Brick siding yes