Boca Raton Insurance Rates:

Boca Raton, FL homeowners insurance is nearly $1,086 to $1,477, about $90-$123/month. Our thorough research indicates shoppers can save as much as $512 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Compared to other insurance providers Travelers policy was better suited for me based on competitors as I felt the offerings were much greater than the others. I would recommend.
Olympus Insurance
If you have to call and speak with somebody there is a long wait and the call needs to be transferred around to a lot of people before you can fully address the concern
USAA has the best customer service. Short wait times on hold and real people when you have questions. They have the hearts of teacher and not just trying to upsell to more expensive products.
Security First Home Insurance
I have only been a policyholder with Security First for about 4 months now. I have not yet had to make any claims or interact with their customer service.
The price is very competitive for my area. it is not the cheapest, but with the coverage i have, it is quite competitive with many large companies.
State Farm
Home insurance policy is pretty good. Have not had any problems or seen any outliers that would suggest I am getting a bad deal.
I would recommend my home insurance company to family and friends for various reasons some of which include excellent insurance policies, excellent support system among others
I love having Allstate. It makes me feel better in case something ever happened to my house. I give allstate a 5 rating.
Liberty Mutual
Id recommend because i felt like they were really trying to help rather than just take money out of my pocket!. Deductible is great!.
American Integrity Insurance
I would rate them a 5. I haven't had to file a claim with them yet, but I once has an issue with my bill and I called them and it was taken care of within just a few minutes with no problems.
State Farm
I have been satisfied with State Farm so far with the amount I pay for home insurance. The same deductible at a lower rate. The two claims I have made with them have gone quickly and smoothly. The customer service were very helpful.
Liberty Mutual
We recently moved into a newly built home almost two years ago. This was our family's first home so finding insurance was a new experience. We did not have any issues finding one and they were helpful.
State Farm
The lack of communication due to language barrier resulted in some of my questions not getting answered because she couldn't understand.
State Farm
My home insurance company will bill my mortgage company directly which is nice because i only have to send one check when paying my bills.
The rates are much better than other companies I had looked at by quite a bit and had a simplified way of showing rates.
I can't say many bad things about the company, but I disliked they doubled our home insurance premium after having a claim that was because of an act of nature. When I countered they couldn't raise our rates because of that, they said that our home was now in a higher premium zone. The rates went from $500 annually to almost $1000 and have never gone back down. The claim was 10 years ago.
I cannot think of many things I do not like about USAA. We have several friends and family members who also use USAA, and they have all had good experiences as well.
American Integrity Insurance
I don't like that they initially choose who will work on my house should I need to file a claim.
Liberty Mutual
When we decided on the insurance company while buying our house, we looked at the best deal and they had the best premium options.
When I did speak to them they were very helpful. The issue was getting someone to call me back. I wanted more check-ups to see if I had questions.
Real easy to contact and they always have a solution when we have a problem. The people we contact are always friendly and return calls in a reasonable time
Been with them for 18 yrs that I've owned my home. My agent's office is a few blocks Away from me So I'm glad he's very local and easily assessable.
Citizens Property Insurance
Everything I have stated. Ease of communication. Ease of use with the company. Online offering of documents. Great customer service. Very helpful staff
I dislike that the company is a bit more expensive than other companies. However, I am willing to overlook this for the sake of good customer service and support.
USAA is a company that I trust with most of my needs. They have always been there for me when I needed them.
Security First Home Insurance
I would recommend them because their service is still better than most and they are competitively priced.
Kilbride Insurance
It is difficult to get coverage on the homes in my neighborhood because they are usually about 100 years old. The company I have is one of the few that cover my type of house.
They have great prices. There rates stay consistent every year. The company has been around a long time
State Farm
I would highly recommend State Farm for your home insurance. They have great customer service, they are extremely genuine and make sure you are covered to a T. They really take the stress out of your hands and put it into their own to ensure you are the happiest that you can be.
State Farm
They have the best customer service and are actually local people, I would recommend them to anyone
I would rate this company a 4 out of 5. They have very good prices even with low deductibles. They also are very quick to respond to any claim you make.
The premium for my home insurance policy is a bit high from my insurance provider, compared with other providers.The deductible is reasonable, however, and fair for what I pay.
Amica Mutual Insurance
I like my policy with Amica because I could get the full coverage I wanted for a very reasonable price. I was also able to get the other policies I wanted as a idscont.
Liberty Mutual
I love this company and can't say enough about it. The best insurance company I have ever had to deal with for anything and I have dealt with a lot of them.
Amazing customer service along with great communicative people that honestly becomes a joy to work with them.
I like the customer service and personal attention at your fingertips. I like that they market to certain groups which make me feel more valued.

Boca Raton, FL Homeowners Insurance By Home Value

Boca Raton, FL Home Value Total Homes % of Total Average Boca Raton, FL Homeowners Insurance
Less than $50,000 514 2.0% $89
$50,000 to $59,999 327 1.0% $179
$60,000 to $69,999 247 1.0% $230
$80,000 to $89,999 473 2.0% $307
$90,000 to $99,999 608 2.0% $333
$100,000 to $124,999 1,399 5.0% $397
$125,000 to $149,999 1,230 5.0% $487
$150,000 to $174,999 1,957 8.0% $589
$175,000 to $199,999 1,633 6.0% $679
$200,000 to $249,999 3,867 16.0% $807
$250,000 to $299,999 4,163 17.0% $999
$300,000 to $399,999 6,971 29.0% $1269

Top Home Insurance Agents Near Boca Raton, FL

Home Insurance Company Near Boca Raton, FL Homeowners Insurance Agency Near Boca Raton, FL Address
NA Rick Gibbs Pa 1000 S Sr 7, Plantation, FL, 33317
Liberty Mutual Independent Brown & Brown Of Florida Inc 14900 NW 79TH CT STE 200, Lester Insurance Group Inc. D/B/A The Harper Age, FL, 33016
Travelers M & L Insurance Agency Inc 2855 UNIVERSITY DR 110, CORAL SPRINGS, FL, 33065
Travelers Oyer Macoviak And Associates 511 E Ocean Ave Boynton Beach, Boynton Beach, FL, 33435
State Farm Shirley Licia Saul 8100 NW 155th Street, Miami Lakes, FL, 33016-5865

Boca Raton, FL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Boca Raton, FL

Streets in Boca Raton Area Homeowners Insurance Cost
NE 25th Ter, Cherry Palm Rd, NE 45th St, Travelers Tree Dr, Argyll Ter, Amberwoods Dr, NE 8th St, NE 10th St, S Rogers Cir, NW 26th Ct$1,208
SW 12th Way, Ascot Bend Rd, Oregon Ln, Camino Gardens Blvd, Fern Dr, NE 71st St, Camino Lakes Cir, Fan Palm Rd, NW 47th St, Via Stel$1,327
Executive Center Cir NW, Ericarose Ct, Spring Bottom Way, Yorkshire Ct, NW 29th St, NW 23rd Ter, Esplanada Dr, NW 9th Ter, Steeple Chase, Mirabella Dr$1,437
Rio del Mar Dr, Sugar Plum Dr, Forsyth St, Cypress Knee Dr, NW 8th Ter, NW 63rd St, NW 26th Ter, Clubside Dr, Jeffery St, Alzira Cir$1,319
NW 26th Pl, NW 23rd Ter, Caravelle Cir, NW 2nd Ter, Pine Haven Cir, NW 35th St, Coach House Cir, Lancaster St, SW 15th Pl, NW 6th Dr$1,357
NW 29th Ave, W Country Club Blvd, Wessex Way, NW 3rd Way, del Rio Blvd, Coco Plum Blvd, NW 29th Ave, NW 26th Cir, NW 64th Blvd, Kingsbridge St$1,370
Appleby St, NE 77th St, Gateside Dr, Oak Cir, NW 51st St, SE 15th St, Montebello Dr, Brevard Ct, SE 31st St, Executive Center Dr NW$1,193
Andrews Pl, Queen Palm Rd, NW Corporate Blvd, Pinehurst Ln, SW 4th Cir, NW 72nd St, Boca Palms Dr, Thatch Palm Dr, Burning Wood Dr, SW Pepperridge Trl$1,221
Balboa Cir, NW 42nd St, NW 12th Ter, Park Dr W, Antigua Point Dr, NE 75th St, NW 36th St, Wildwood Cir, Cactus Cir, NW 6th Ter$1,208
NW 31st St, NW 45th St, NW 28th Ter, NW 16th Ave, Bay Laurel Way, Potomac Rd, Bayberry Ter, NW 63rd Ln, Ballantrae Ct, Seville Pl$1,249

Boca Raton, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Boca Raton$191 to $194
Highland Beach$207
Delray Beach$179
Deerfield Beach$181

Boca Raton, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Highland Beach town, Florida $173 $230 $345
Delray Beach city, Florida $149 $199 $298
Deerfield Beach CCD, Broward County, Florida $151 $201 $302

Boca Raton, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Boca Raton, FL4.5%11.4%
Highland Beach3.1%11.51%
Delray Beach5.65%16.41%
Deerfield Beach4.79%18.3%

Boca Raton Renters Insurance as a Percentage of Rent

Boca Raton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 440 3.0% $1882
$750 to $999 1,702 11.0% $2632
$1,000 to $1,499 5,941 40.0% $3757
$1,500 or more 6,284 43.0% $5407

Average Cost Of Home Insurance By Company In Areas Nearby Boca Raton For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Castle Key Indemnity Company Insurance $4,939
150,000 27 NO Florida Farm Bureau Casualty Insurance $6,403
150,000 27 NO Southern Fidelity Insurance $3,798
150,000 27 YES First Protective Insurance $1,447
300,000 12 NA Florida Peninsula Insurance $4,419

Boca Raton, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Boca Raton Homeowner Insurance Premium Example $9,300$8,300
Out of Pocket Expense During Claim$1,200$7,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $66,300$65,300
Net Savings to Boca Raton Home Owner from High Deductible Plan $1,000

Boca Raton, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Boca Raton, FL Home Replacement Value MORE than Home Value Boca Raton, FL Home Replacement Value LESS than Home Value
Replacement Value $300,000 $184,000
Insurance Premium based on Replacement Value $7,100 $4,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,000 Risk Exposure from Under Insuring Coverage is $58,000
Premium Impact Insurance cheaper by $1,375/year Insurance costlier by $1,375/year

Example Boca Raton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualGEICO Insurance
Monthly Premium 425274676
Year Built 197719901981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $350000-$400000$350000-$400000$600000-$700000
Deductible $1000-$2500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Boca Raton, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 435,000 Composition Roof 2,230 4 $500 Deductible 6780 10 Stone Siding No
1998 520,000 Membrane Roof 3,040 4 $1000-$2500 Deductible 600 1 Stone Siding No
2002 560,000 Asphalt Shingles Roof 3,420 5 $500- $1000 Deductible 3710 5 Wood siding No
1997 290,000 Asphalt Shingles Roof 1,980 3 $500- $1000 Deductible 460 1 Stone Siding No
1986 280,000 Membrane Roof 1,840 5 > $10,000 Deductible 520 2 Wood siding yes
1987 495,000 Composition Roof 2,790 5 > $10,000 Deductible 3860 8 Wood siding yes
1992 260,000 Slate Shingles Roof 1,460 3 $500- $1000 Deductible 3930 7 Vinyl siding yes
1989 300,000 Slate Shingles Roof 1,830 5 $500- $1000 Deductible 5160 10 Brick siding yes
1975 555,000 Slate Shingles Roof 2,770 4 > $10,000 Deductible 560 1 Stucco siding No
1984 470,000 Asphalt Shingles Roof 2,260 3 $2500-$5000 Deductible 5620 8 Wood siding yes
2005 410,000 Membrane Roof 2,260 3 > $10,000 Deductible 340 1 Stone Siding yes
1991 540,000 Slate Shingles Roof 2,730 5 > $10,000 Deductible 3380 5 Brick siding No
2008 250,000 Shingles Roof 1,600 3 $1000-$2500 Deductible 2580 7 Stucco siding yes
1987 535,000 Asphalt Shingles Roof 2,970 4 $500 Deductible 8370 9 Fiber-Cement Siding yes
1978 375,000 Slate Shingles Roof 1,820 5 $2500-$5000 Deductible 1000 2 Fiber-Cement Siding No
1970 880,000 Composition Roof 4,440 5 $5000 to $10,000 Deductible 5980 7 Stucco siding No
1978 550,000 Slate Shingles Roof 2,780 4 $1000-$2500 Deductible 780 1 Fiber-Cement Siding yes
1997 485,000 Composition Roof 2,340 4 $2500-$5000 Deductible 1190 2 Brick siding yes
1988 820,000 Slate Shingles Roof 4,580 5 $1000-$2500 Deductible 5640 6 Brick siding No
2006 490,000 Metal Roof 2,860 5 > $10,000 Deductible 390 1 Fiber-Cement Siding No
1994 480,000 Wood Shake Roof 3,290 5 > $10,000 Deductible 840 3 Stone Siding No
1991 355,000 Wood Shake Roof 1,750 3 $5000 to $10,000 Deductible 4030 12 Vinyl siding yes
1999 330,000 Asphalt Shingles Roof 2,060 4 $2500-$5000 Deductible 3540 9 Stucco siding yes
2007 685,000 Wood Shake Roof 3,530 5 $1000-$2500 Deductible 4160 6 Fiber-Cement Siding yes
1986 1,030,000 Wood Shake Roof 4,980 5 $1000-$2500 Deductible 8650 6 Wood siding yes
1983 330,000 Shingles Roof 2,040 4 $1000-$2500 Deductible 4300 7 Vinyl siding yes
1970 305,000 Slate Shingles Roof 2,050 3 > $10,000 Deductible 550 2 Vinyl siding yes
1990 415,000 Tile Roof 2,360 3 $2500-$5000 Deductible 5820 12 Stone Siding No
2005 550,000 Composition Roof 2,930 4 $5000 to $10,000 Deductible 8120 12 Stucco siding No
1978 230,000 Slate Shingles Roof 1,873 3 $1000-$2500 Deductible 760 2 Stone Siding yes

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