Boca Raton Insurance Rates:

Boca Raton, FL homeowners insurance is nearly $1,086 to $1,477, about $90-$123/month. Our thorough research indicates shoppers can save as much as $512 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The lack of communication due to language barrier resulted in some of my questions not getting answered because she couldn't understand.
State Farm
My home insurance company will bill my mortgage company directly which is nice because i only have to send one check when paying my bills.
Olympus Insurance
If you have to call and speak with somebody there is a long wait and the call needs to be transferred around to a lot of people before you can fully address the concern
Usaa
The rates are much better than other companies I had looked at by quite a bit and had a simplified way of showing rates.
Usaa
The price is very competitive for my area. it is not the cheapest, but with the coverage i have, it is quite competitive with many large companies.

Boca Raton, FL Homeowners Insurance By Home Value

Boca Raton, FL Home Value Total Homes % of Total Average Boca Raton, FL Homeowners Insurance
Less than $50,000 514 2.0% $89
$50,000 to $59,999 327 1.0% $179
$60,000 to $69,999 247 1.0% $230
$80,000 to $89,999 473 2.0% $307
$90,000 to $99,999 608 2.0% $333
$100,000 to $124,999 1,399 5.0% $397
$125,000 to $149,999 1,230 5.0% $487
$150,000 to $174,999 1,957 8.0% $589
$175,000 to $199,999 1,633 6.0% $679
$200,000 to $249,999 3,867 16.0% $807
$250,000 to $299,999 4,163 17.0% $999
$300,000 to $399,999 6,971 29.0% $1269

Top Home Insurance Agents Near Boca Raton, FL

Home Insurance Company Near Boca Raton, FL Homeowners Insurance Agency Near Boca Raton, FL Address
NA Rick Gibbs Pa 1000 S Sr 7, Plantation, FL, 33317
Liberty Mutual Independent Brown & Brown Of Florida Inc 14900 NW 79TH CT STE 200, Lester Insurance Group Inc. D/B/A The Harper Age, FL, 33016
Travelers M & L Insurance Agency Inc 2855 UNIVERSITY DR 110, CORAL SPRINGS, FL, 33065
Travelers Oyer Macoviak And Associates 511 E Ocean Ave Boynton Beach, Boynton Beach, FL, 33435
State Farm Shirley Licia Saul 8100 NW 155th Street, Miami Lakes, FL, 33016-5865

Cost Of Homeowners Insurance By Street Near Boca Raton, FL

Streets in Boca Raton Area Homeowners Insurance Cost
NE 25th Ter, Cherry Palm Rd, NE 45th St, Travelers Tree Dr, Argyll Ter, Amberwoods Dr, NE 8th St, NE 10th St, S Rogers Cir, NW 26th Ct$1,208
SW 12th Way, Ascot Bend Rd, Oregon Ln, Camino Gardens Blvd, Fern Dr, NE 71st St, Camino Lakes Cir, Fan Palm Rd, NW 47th St, Via Stel$1,327
Executive Center Cir NW, Ericarose Ct, Spring Bottom Way, Yorkshire Ct, NW 29th St, NW 23rd Ter, Esplanada Dr, NW 9th Ter, Steeple Chase, Mirabella Dr$1,437
Rio del Mar Dr, Sugar Plum Dr, Forsyth St, Cypress Knee Dr, NW 8th Ter, NW 63rd St, NW 26th Ter, Clubside Dr, Jeffery St, Alzira Cir$1,319
NW 26th Pl, NW 23rd Ter, Caravelle Cir, NW 2nd Ter, Pine Haven Cir, NW 35th St, Coach House Cir, Lancaster St, SW 15th Pl, NW 6th Dr$1,357
NW 29th Ave, W Country Club Blvd, Wessex Way, NW 3rd Way, del Rio Blvd, Coco Plum Blvd, NW 29th Ave, NW 26th Cir, NW 64th Blvd, Kingsbridge St$1,370
Appleby St, NE 77th St, Gateside Dr, Oak Cir, NW 51st St, SE 15th St, Montebello Dr, Brevard Ct, SE 31st St, Executive Center Dr NW$1,193
Andrews Pl, Queen Palm Rd, NW Corporate Blvd, Pinehurst Ln, SW 4th Cir, NW 72nd St, Boca Palms Dr, Thatch Palm Dr, Burning Wood Dr, SW Pepperridge Trl$1,221
Balboa Cir, NW 42nd St, NW 12th Ter, Park Dr W, Antigua Point Dr, NE 75th St, NW 36th St, Wildwood Cir, Cactus Cir, NW 6th Ter$1,208
NW 31st St, NW 45th St, NW 28th Ter, NW 16th Ave, Bay Laurel Way, Potomac Rd, Bayberry Ter, NW 63rd Ln, Ballantrae Ct, Seville Pl$1,249

Boca Raton, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Boca Raton$191 to $194
Highland Beach$207
Delray Beach$179
Deerfield Beach$181

Boca Raton, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Highland Beach town, Florida $173 $230 $345
Delray Beach city, Florida $149 $199 $298
Deerfield Beach CCD, Broward County, Florida $151 $201 $302

Boca Raton, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Boca Raton, FL4.5%11.4%
Highland Beach3.1%11.51%
Delray Beach5.65%16.41%
Deerfield Beach4.79%18.3%

Boca Raton Renters Insurance as a Percentage of Rent

Boca Raton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 440 3.0% $1882
$750 to $999 1,702 11.0% $2632
$1,000 to $1,499 5,941 40.0% $3757
$1,500 or more 6,284 43.0% $5407

Average Cost Of Home Insurance By Company In Areas Nearby Boca Raton For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Castle Key Indemnity Company Insurance $4,939
150,000 27 NO Florida Farm Bureau Casualty Insurance $6,403
150,000 27 NO Southern Fidelity Insurance $3,798
150,000 27 YES First Protective Insurance $1,447
300,000 12 NA Florida Peninsula Insurance $4,419

Boca Raton, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$7,200
Yearly Boca Raton Homeowner Insurance Premium Example $9,300$8,300
Out of Pocket Expense During Claim$1,200$7,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $66,300$65,300
Net Savings to Boca Raton Home Owner from High Deductible Plan $1,000

Boca Raton, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Boca Raton, FL Home Replacement Value MORE than Home Value Boca Raton, FL Home Replacement Value LESS than Home Value
Replacement Value $300,000 $184,000
Insurance Premium based on Replacement Value $7,100 $4,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,000 Risk Exposure from Under Insuring Coverage is $58,000
Premium Impact Insurance cheaper by $1,375/year Insurance costlier by $1,375/year

Example Boca Raton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualGEICO Insurance
Monthly Premium 425274676
Year Built 197719901981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $350000-$400000$350000-$400000$600000-$700000
Deductible $1000-$2500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Boca Raton, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 490,000 Metal Roof 2,860 5 > $10,000 Deductible 390 1 Fiber-Cement Siding No
1994 480,000 Wood Shake Roof 3,290 5 > $10,000 Deductible 840 3 Stone Siding No
1991 355,000 Wood Shake Roof 1,750 3 $5000 to $10,000 Deductible 4030 12 Vinyl siding yes
1999 330,000 Asphalt Shingles Roof 2,060 4 $2500-$5000 Deductible 3540 9 Stucco siding yes
2007 685,000 Wood Shake Roof 3,530 5 $1000-$2500 Deductible 4160 6 Fiber-Cement Siding yes
1986 1,030,000 Wood Shake Roof 4,980 5 $1000-$2500 Deductible 8650 6 Wood siding yes
1983 330,000 Shingles Roof 2,040 4 $1000-$2500 Deductible 4300 7 Vinyl siding yes
1970 305,000 Slate Shingles Roof 2,050 3 > $10,000 Deductible 550 2 Vinyl siding yes
1990 415,000 Tile Roof 2,360 3 $2500-$5000 Deductible 5820 12 Stone Siding No
2005 550,000 Composition Roof 2,930 4 $5000 to $10,000 Deductible 8120 12 Stucco siding No
1978 230,000 Slate Shingles Roof 1,873 3 $1000-$2500 Deductible 760 2 Stone Siding yes