Bluffton, SC homeowners insurance is approximately $735 to $1,002, about $61-$83/month. Our comprehensive guide shows customers can save as much as $347 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bluffton, SC | Homeowners Insurance Agency Near Bluffton, SC | Address |
|---|---|---|
| Nationwide | Beach Insurance Group Inc | 507 E Montgomery Crossroads, Savannah, GA, 31406 |
| Travelers | Love Insurance Agency Inc | 10500 Abercorn St, Savannah, GA, 31419 |
| Travelers | Peoples Choice Insurance Agency Llc | 586 PARRIS ISLAND GTWY, BEAUFORT, SC, 29906 |
| Travelers | Sherrill & Company | 7805 WATERS AVE STE 10A, SAVANNAH, GA, 31406 |
| Allstate | Thomas Sheehan Ins | 144 Habersham St, Savannah, GA, 31401 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hardeeville CCD, Jasper County, South Carolina | $119 | $159 | $239 |
| Hilton Head Island CCD, Beaufort County, South Carolina | $146 | $194 | $291 |
| Shell Point CDP, South Carolina | $125 | $167 | $251 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bluffton, SC | 4.3% | 15.6% |
| Hardeeville | 5.93% | 18.95% |
| Hilton Head Island | 3.4% | 11.12% |
| Shell Point | 5.39% | 18.31% |
| Bluffton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 111 | 2.0% | $1220 |
| $500 to $749 | 408 | 9.0% | $1895 |
| $750 to $999 | 873 | 19.0% | $2645 |
| $1,000 to $1,499 | 2,163 | 48.0% | $3770 |
| $1,500 or more | 868 | 19.0% | $5420 |
| Streets in Bluffton Area | Homeowners Insurance Cost |
|---|---|
| Black Mink Ln, Fairway Dr, Bluffton Pkwy, Kitties Landing Rd, Derby Ct, Ibis Cir, Goethe Rd, Whitehouse Plantation Rd, Club House Ln, Lady Slipper Dr | $865 |
| Sundome Ct, Hawthorne Ct, Strandhill Ave, Saw Mill Rd, Prospect Ln, Williams Dr, Pinedrop Ct, Wyndham Dr, Blue Willow St, Fishdancer Ct | $858 |
| 3rd Ave, Pelot Ct, South Sq, Berwyn Cir, Pink House Ln, Walnut Hill Rd, Oxen Ln, Cinnamon Fern, Clubhouse Ct, Sapelo Island Ln | $911 |
| Sutton Ct, Able St, Bellavista Ct, Camp Eight Rd, Bryan Rd, Elvis Presley Rd, Kerby St, Lake Linden Dr, River Birch Pl, Timber Ln | $823 |
| River Rd, Lichen Ln, Landing Ln, Caspian Ln, Fording Ct, State Rd S-7-461, Baywood Dr, Fernbank Ave, Volunteers Rdg, Freeport Rd | $919 |
| Sea Island Dr, Boyds Lndg, W Kershaw Dr, Dunsmuir Ct, Palmetto Beach Ln, Hickory Hill Ln, Manchester Ct, Sylvan Ct, Archdale Cir, Prominence Pt | $992 |
| Coastal Dr, Bluffton Rd, Estill Beach Cir, Crestview Ln, Callison Ln, Bull Bunt Ln, Deu Blu Ct, Grassy Ln, Woodstock Way, Friendship Ln | $836 |
| Myrtle Ford Rd, Hawkes Rd, Baltusrol Ct, State Rd S-7-592, Prater Creek Cir, Weston Ct, Cedar Lake Ln, Palmetto Bluff Rd, Black Watch Dr, Colleton River Dr | $833 |
| Covey Rise, Old Fripp Rd, Boone Hall Ct, Fairforest Ln, Jake Washington Rd, S Campus Dr, Pine Shadow Ct, Shults St, Dolphin Lndg, Fifth Ave | $1,054 |
| Cherry Ln, Daniels Island Way, Doncaster Ln, Abbeville Ct, Covington Ln, Solomon Ln, River Cove Ct, Cattle Run Way, Blackstone River Rd, Warrington Pl | $851 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bluffton | $129 to $132 |
| Hardeeville | $119 |
| Hilton Head Island | $145 |
| Shell Point | $125 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $7,300 |
| Yearly Bluffton Homeowner Insurance Premium Example | $2,900 | $1,900 |
| Out of Pocket Expense During Claim | $1,300 | $7,300 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $21,600 | $20,600 |
| Net Savings to Bluffton Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Bluffton, SC Home Replacement Value MORE than Home Value | Bluffton, SC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $232,500 | $135,500 |
| Insurance Premium based on Replacement Value | $2,075 | $1,200 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,000 | Risk Exposure from Under Insuring Coverage is $42,000 |
| Premium Impact | Insurance cheaper by $375/year | Insurance costlier by $500/year |
| Insurance Company | Travelers | State Farm | Nationwide Insurance |
| Monthly Premium | 153 | 138 | 105 |
| Year Built | 2002 | 2011 | 2000 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |