Bluffton Insurance Rates:

Bluffton, SC homeowners insurance is approximately $735 to $1,002, about $61-$83/month. Our comprehensive guide shows customers can save as much as $347 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Home Insurance Companies in Bluffton, SC: Customer-Reviewed Options

Top Home Insurance Agents Near Bluffton, SC

Home Insurance Company Near Bluffton, SC Homeowners Insurance Agency Near Bluffton, SC Address
Nationwide Beach Insurance Group Inc 507 E Montgomery Crossroads, Savannah, GA, 31406
Travelers Love Insurance Agency Inc 10500 Abercorn St, Savannah, GA, 31419
Travelers Peoples Choice Insurance Agency Llc 586 PARRIS ISLAND GTWY, BEAUFORT, SC, 29906
Travelers Sherrill & Company 7805 WATERS AVE STE 10A, SAVANNAH, GA, 31406
Allstate Thomas Sheehan Ins 144 Habersham St, Savannah, GA, 31401

Bluffton, SC Home Insurance Agents for Top Companies


Bluffton, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hardeeville CCD, Jasper County, South Carolina $119 $159 $239
Hilton Head Island CCD, Beaufort County, South Carolina $146 $194 $291
Shell Point CDP, South Carolina $125 $167 $251


Bluffton, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bluffton, SC4.3%15.6%
Hilton Head Island3.4%11.12%
Shell Point5.39%18.31%

Bluffton Renters Insurance as a Percentage of Rent

Bluffton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 111 2.0% $1220
$500 to $749 408 9.0% $1895
$750 to $999 873 19.0% $2645
$1,000 to $1,499 2,163 48.0% $3770
$1,500 or more 868 19.0% $5420

Cost Of Homeowners Insurance By Street Near Bluffton, SC

Streets in Bluffton Area Homeowners Insurance Cost
Black Mink Ln, Fairway Dr, Bluffton Pkwy, Kitties Landing Rd, Derby Ct, Ibis Cir, Goethe Rd, Whitehouse Plantation Rd, Club House Ln, Lady Slipper Dr$865
Sundome Ct, Hawthorne Ct, Strandhill Ave, Saw Mill Rd, Prospect Ln, Williams Dr, Pinedrop Ct, Wyndham Dr, Blue Willow St, Fishdancer Ct$858
3rd Ave, Pelot Ct, South Sq, Berwyn Cir, Pink House Ln, Walnut Hill Rd, Oxen Ln, Cinnamon Fern, Clubhouse Ct, Sapelo Island Ln$911
Sutton Ct, Able St, Bellavista Ct, Camp Eight Rd, Bryan Rd, Elvis Presley Rd, Kerby St, Lake Linden Dr, River Birch Pl, Timber Ln$823
River Rd, Lichen Ln, Landing Ln, Caspian Ln, Fording Ct, State Rd S-7-461, Baywood Dr, Fernbank Ave, Volunteers Rdg, Freeport Rd$919
Sea Island Dr, Boyds Lndg, W Kershaw Dr, Dunsmuir Ct, Palmetto Beach Ln, Hickory Hill Ln, Manchester Ct, Sylvan Ct, Archdale Cir, Prominence Pt$992
Coastal Dr, Bluffton Rd, Estill Beach Cir, Crestview Ln, Callison Ln, Bull Bunt Ln, Deu Blu Ct, Grassy Ln, Woodstock Way, Friendship Ln$836
Myrtle Ford Rd, Hawkes Rd, Baltusrol Ct, State Rd S-7-592, Prater Creek Cir, Weston Ct, Cedar Lake Ln, Palmetto Bluff Rd, Black Watch Dr, Colleton River Dr$833
Covey Rise, Old Fripp Rd, Boone Hall Ct, Fairforest Ln, Jake Washington Rd, S Campus Dr, Pine Shadow Ct, Shults St, Dolphin Lndg, Fifth Ave$1,054
Cherry Ln, Daniels Island Way, Doncaster Ln, Abbeville Ct, Covington Ln, Solomon Ln, River Cove Ct, Cattle Run Way, Blackstone River Rd, Warrington Pl$851

Bluffton, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bluffton$129 to $132
Hilton Head Island$145
Shell Point$125

Bluffton, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Bluffton Homeowner Insurance Premium Example $2,900$1,900
Out of Pocket Expense During Claim$1,300$7,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,600$20,600
Net Savings to Bluffton Home Owner from High Deductible Plan $1,000


Bluffton, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bluffton, SC Home Replacement Value MORE than Home Value Bluffton, SC Home Replacement Value LESS than Home Value
Replacement Value $232,500 $135,500
Insurance Premium based on Replacement Value $2,075 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $42,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $500/year


Example Bluffton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmNationwide Insurance
Monthly Premium 153138105
Year Built 200220112000
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible