Bluefield Insurance Rates:

Bluefield, WV homeowners insurance is about $750 to $1,023, about $62-$85/month. Our thorough analysis indicates shoppers can save as much as $354 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Bluefield, WV Homeowners Insurance By Home Value

Bluefield, WV Home Value Total Homes % of Total Average Bluefield, WV Homeowners Insurance
Less than $50,000 1,039 33.0% $301
$50,000 to $59,999 290 9.0% $629
$60,000 to $69,999 178 5.0% $779
$70,000 to $79,999 248 7.0% $903
$80,000 to $89,999 345 11.0% $1027
$90,000 to $99,999 72 2.0% $1142
$100,000 to $124,999 311 9.0% $1329
$125,000 to $149,999 148 4.0% $1665
$150,000 to $174,999 122 3.0% $1966
$175,000 to $199,999 56 1.0% $2268
$200,000 to $249,999 178 5.0% $2728
$300,000 to $399,999 142 4.0% $4235

Top Home Insurance Agents Near Bluefield, WV

Home Insurance Company Near Bluefield, WV Homeowners Insurance Agency Near Bluefield, WV Address
Allstate David Kennedy 548 E Riverside Dr Ste B, North Tazewell, VA, 24630
Nationwide David Martin Insurance Agency Inc 8494 S Scenic Highway PO Box 189, Bland, VA, 24315
Erie Huffman Insurance Agency Inc. 2303 2nd Street, Richlands, VA, 24641
Nationwide Wayne Aubrey Runyon 3 Main St, Gilbert, WV, 25621
Erie West Virginia Insurance Agency 130 Brookshire Lane, Beckley, WV, 25801

Cost Of Homeowners Insurance By Street Near Bluefield, WV

Streets in Bluefield Area Homeowners Insurance Cost
Chestnut St, Lebanon St, S Towers St, Tower Rd, Adairs Run Rd, Viney Cir, Co Hwy 3/5, Crotty St, Coppinger St, Lusk Ave$885
Co Hwy 25/4, Maple Acres Rd, Williams St, Ball Dairy Rd, Balsam St, Glenwood Park Rd, Rock St, Cherry Dr, Meadowcrest Rd, Lyndale Ave$869
Sperry St, Adams St, Paynes Fork Rd, Hales Gap Rd, E Cumberland Rd, Vineyard St, Lawson St, Church Hill Rd, Mapledale Dairy Rd, Honeysuckle Hill$888
Surry St, Halifax St, Bray Rd, Giles St, State Rte 219/3, Southern Hollow Rd, Grant St, Mountain View Ave, Dewey Rd, Co Hwy 219/9$883
Junebug Ln, Hudson St, Dead End Rd, North St, Wyoming St, Tulip St, Whistler Pl, Co Hwy 460/1, Marshall Rd, Hunter Ln$867

Bluefield, WV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bluefield$132 to $135
Brush Fork$131
Bluefield$104
Bluewell$133

Bluefield, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brush Fork CDP, West Virginia $131 $175 $263
Bluefield town, Virginia $104 $139 $209
Bluewell CDP, West Virginia $133 $177 $266

Bluefield, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bluefield, WV9.0%21.8%
Brush Fork9.43%26.64%
Bluefield5.66%16.88%
Bluewell9.15%30.2%

Bluefield Renters Insurance as a Percentage of Rent

Bluefield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 169 11.0% $381
$200 to $299 93 6.0% $831
$300 to $499 314 22.0% $1281
$500 to $749 530 37.0% $1956
$750 to $999 175 12.0% $2706
$1,000 to $1,499 130 9.0% $3831

Bluefield, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Bluefield Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Bluefield Home Owner from High Deductible Plan $600

Bluefield, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bluefield, WV Home Replacement Value MORE than Home Value Bluefield, WV Home Replacement Value LESS than Home Value
Replacement Value $88,000 $55,500
Insurance Premium based on Replacement Value $500 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Bluefield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateNationwide Insurance
Monthly Premium 4031103
Year Built 195919631947
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$75000-$100000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Bluefield, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 280,000 Slate Shingles Roof 4,310 5 $5000 to $10,000 Deductible 640 8 Brick siding yes
1945 230,000 Tile Roof 3,960 5 $5000 to $10,000 Deductible 620 12 Fiber-Cement Siding No
1962 135,000 Slate Shingles Roof 2,230 5 $500 Deductible 270 5 Vinyl siding yes
1947 110,000 Asphalt Shingles Roof 1,960 4 $500- $1000 Deductible 50 1 Brick siding yes
1948 170,000 Tile Roof 3,240 5 $2500-$5000 Deductible 550 9 Wood siding yes
1968 205,000 Metal Roof 3,320 4 > $10,000 Deductible 520 12 Fiber-Cement Siding yes
1967 85,000 Shingles Roof 1,320 3 $500 Deductible 110 3 Brick siding yes
1941 120,000 Membrane Roof 2,100 3 $2500-$5000 Deductible 80 2 Brick siding yes
1963 110,000 Wood Shake Roof 1,680 3 $500- $1000 Deductible 430 12 Vinyl siding yes
1941 180,000 Composition Roof 3,420 5 $1000-$2500 Deductible 220 3 Vinyl siding yes
1968 85,000 Composition Roof 1,670 4 $500- $1000 Deductible 150 3 Vinyl siding yes
1940 135,000 Tile Roof 1,980 3 $500- $1000 Deductible 400 6 Stone Siding yes
1960 235,000 Tile Roof 3,380 4 $500- $1000 Deductible 310 3 Brick siding yes
1952 105,000 Metal Roof 2,140 5 $2500-$5000 Deductible 220 8 Fiber-Cement Siding yes
1967 125,000 Metal Roof 2,570 5 $2500-$5000 Deductible 320 8 Stucco siding No
1942 135,000 Membrane Roof 2,430 4 $500- $1000 Deductible 570 10 Brick siding No
1956 85,000 Asphalt Shingles Roof 1,540 3 $500 Deductible 150 4 Brick siding yes
1952 170,000 Membrane Roof 2,820 4 $5000 to $10,000 Deductible 410 8 Vinyl siding yes
1947 105,000 Asphalt Shingles Roof 2,120 3 $500- $1000 Deductible 240 8 Stucco siding No
1942 135,000 Tile Roof 2,090 4 $1000-$2500 Deductible 190 5 Wood siding No
1964 125,000 Asphalt Shingles Roof 2,190 4 $1000-$2500 Deductible 140 3 Wood siding No
1940 190,000 Slate Shingles Roof 3,230 5 $2500-$5000 Deductible 600 12 Fiber-Cement Siding yes
1969 305,000 Composition Roof 4,980 5 $5000 to $10,000 Deductible 720 8 Brick siding yes
1951 115,000 Wood Shake Roof 1,770 5 $1000-$2500 Deductible 90 2 Stone Siding yes
1951 80,000 Tile Roof 1,300 3 $1000-$2500 Deductible 50 2 Brick siding No
1969 80,000 Shingles Roof 1,640 5 $500 Deductible 170 6 Stucco siding No
1944 260,000 Slate Shingles Roof 5,000 5 $5000 to $10,000 Deductible 340 7 Brick siding No
1957 175,000 Slate Shingles Roof 3,150 4 $5000 to $10,000 Deductible 420 12 Brick siding yes
1943 70,000 Tile Roof 1,290 3 $500 Deductible 300 8 Vinyl siding No
1955 200,000 Shingles Roof 2,970 4 $5000 to $10,000 Deductible 460 9 Brick siding No
1958 190,000 Slate Shingles Roof 3,090 5 $2500-$5000 Deductible 320 7 Fiber-Cement Siding yes
1964 145,000 Asphalt Shingles Roof 2,390 4 $1000-$2500 Deductible 320 9 Vinyl siding No
1967 220,000 Wood Shake Roof 3,920 5 $1000-$2500 Deductible 840 10 Stucco siding No
1949 100,000 Metal Roof 1,680 5 $1000-$2500 Deductible 460 12 Stucco siding No