Blue Springs Insurance Rates:

Blue Springs, MO homeowners insurance is about $840 to $1,141, about $70-$95/month. Our detailed research reveals consumers can save as much as $396 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
Travelers insurance has great rates. i shopped a lot for the best price and coverage but none of the others could compare with traveler's pricing.
Allstate
One thing i don't like about my insurance company is the customer service. i once called to ask questions about the terms of my insurance and they were hard to get in touch with and not very friendly.
Travelers
I like that we receive a discount for bundling with our auto insurance and that i can access information about both policies online through the same portal.
American Family
We've had good customer service since signing up for the insurance. We have not had to submit a claim yet though.
Safeco Insurance
I don't think it's really a dislike it's just the way it is. But I wish insurance did not cost so much with taxes and all it all adds up. Otherwise, I have no complaints.

Blue Springs, MO Homeowners Insurance By Home Value

Blue Springs, MO Home Value Total Homes % of Total Average Blue Springs, MO Homeowners Insurance
Less than $50,000 358 2.0% $158
$70,000 to $79,999 222 1.0% $495
$80,000 to $89,999 274 2.0% $564
$90,000 to $99,999 618 4.0% $634
$100,000 to $124,999 2,540 19.0% $733
$125,000 to $149,999 2,882 21.0% $911
$150,000 to $174,999 2,402 18.0% $1080
$175,000 to $199,999 1,202 9.0% $1248
$200,000 to $249,999 1,313 9.0% $1506
$250,000 to $299,999 831 6.0% $1843
$300,000 to $399,999 556 4.0% $2338

Top Home Insurance Agents Near Blue Springs, MO

Home Insurance Company Near Blue Springs, MO Homeowners Insurance Agency Near Blue Springs, MO Address
NA Builders' Insurance Consultants 1100 Walnut St Ste 3010 Kansas City, Kansas City, MO, 64106
Farmers Christopher Chris Grant 10800 Farley St Ste 240, Overland Park, KS, 66210
Travelers Corporate Assurance Inc 6811 SHAWNEE MISSION PKY, OVERLAND PARK, KS, 66202
Travelers Mike Keith Insurance 123 E Gay St # A1, Warrensburg, MO, 64093
Farmers Teresa Brown Lutcf 9200 Ward Pkwy Ste 530, Kansas City, MO, 64114

Cost Of Homeowners Insurance By Street Near Blue Springs, MO

Streets in Blue Springs Area Homeowners Insurance Cost
Countryside Rd, Lobb Cemetery Rd, Rome Ct, NW Saunders Rd, NW Wimbleton Ct, NE Kestral Ct, NE 2 St, NW 16th St, S Whitney Ct, NW 26 St$976
SE Moreland School Rd, Porter Cir, NE Coronado Dr, Lake Tapawingo Block B Rd, NW Club Dr, Dana Dr, E Strode Rd, E Litchfield Rd, SW 11th St Ct, Porter Dr$1,005
Wood Cir, NW 4 St, NE Seth Ct, SW Stoney Brook Ln, S Shippy Rd, NW 4 St, Conway Ct, SE Cedrus Ln, Megan Dr, S Fisher Rd$971
NW 37th St Ter, SW Oxford Dr, S Enochs Mills Rd, NW Valley View Rd, S Milton Ct, NW Ashford Ct, NW Ashton Dr, SW Williamsburg Dr, Wall St, NW Chestnut$984
E 50th Terrace Dr S, Waterfield Ln, NW 6th Ter, NW Sherwood Dr, NE Diana Ct, NW Ashton Dr, SW Meadowridge Dr, E 51st Street Ct S, NE Peregrin Dr, SW 15th Ct$995
SW Burris Rd, SW Briarwood Oaks Dr, SE Redwood Ln, S Owens School Rd, Avon St, SW Smith St, SE 1st St, Dockside Ln, SW Hickory Ct, Skyline Dr$995
SW Edgewood St, Vicki's Ct, NE Roanoke Dr, State Hwy Aa, NE Linz Ave, NW 18th St, S Cliff Ave, NE 2nd St, NW 14th St, NW 41st St Ter$977
SW Manhattan St, SW Eugene St, SW Parkwood Dr, NE Lamplighter Ln, NE 1 St, SW Clear Creek Ct, SW Horizon Dr, S Downey Ave, SE Rose Garden Ln, SW Liggett Rd$1,002
NE Lake Point Ct, SW 38th St, NW Porter Cir, NW Creekside Ln, SW 14th Street Ter, S Redtail Dr, E 53rd St S, SW 26th St, E Bradford Lane Ct, NE 5th St$999
SW McDaniels St, NW Wallingford Dr, SW Rockwood St, NE County Park Rd, E 51st Terrace Ct S, SW 24th St, NW Sunridge Dr, SW Stonecreek Ct, NE Fox Trail Dr, Victoria Lane Dr$1,008

Blue Springs, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Blue Springs$148 to $150
Lake Tapawingo$159
Sni-A-Bar$148
Grain Valley$149

Blue Springs, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Tapawingo city, Missouri $159 $212 $318
Sni-A-Bar township, Jackson County, Missouri $149 $198 $297
Grain Valley city, Missouri $149 $199 $299

Blue Springs, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Blue Springs, MO5.8%17.0%
Lake Tapawingo4.8%12.78%
Sni-A-Bar5.76%16.91%
Grain Valley5.61%17.13%

Blue Springs Renters Insurance as a Percentage of Rent

Blue Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 125 2.0% $788
$300 to $499 178 3.0% $1238
$500 to $749 1,322 24.0% $1913
$750 to $999 1,824 34.0% $2663
$1,000 to $1,499 1,572 29.0% $3788
$1,500 or more 283 5.0% $5438

Blue Springs, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Blue Springs Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,800$11,800
Net Savings to Blue Springs Home Owner from High Deductible Plan $1,000

Blue Springs, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Blue Springs, MO Home Replacement Value MORE than Home Value Blue Springs, MO Home Replacement Value LESS than Home Value
Replacement Value $238,500 $163,500
Insurance Premium based on Replacement Value $950 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $75/year

Example Blue Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 7048172
Year Built 198519932003
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$125000-$150000$400000-$500000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Blue Springs, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 250,000 Shingles Roof 2,990 4 > $10,000 Deductible 140 2 Wood siding yes
2013 170,000 Asphalt Shingles Roof 1,700 3 $1000-$2500 Deductible 420 6 Brick siding No
1984 400,000 Wood Shake Roof 4,670 5 $2500-$5000 Deductible 1260 8 Stucco siding No
1985 245,000 Shingles Roof 2,990 4 $500- $1000 Deductible 610 5 Vinyl siding No
2000 170,000 Asphalt Shingles Roof 1,870 3 $5000 to $10,000 Deductible 100 2 Brick siding yes
1993 515,000 Shingles Roof 4,700 5 $5000 to $10,000 Deductible 300 3 Brick siding No
1999 185,000 Wood Shake Roof 2,050 5 $5000 to $10,000 Deductible 720 12 Wood siding No
2009 160,000 Metal Roof 1,620 3 $1000-$2500 Deductible 340 7 Fiber-Cement Siding No
2014 190,000 Shingles Roof 2,280 5 $1000-$2500 Deductible 60 1 Stucco siding yes
1996 205,000 Asphalt Shingles Roof 1,860 3 $500- $1000 Deductible 960 12 Fiber-Cement Siding No
2013 225,000 Shingles Roof 2,140 3 $500 Deductible 460 5 Fiber-Cement Siding yes
1995 260,000 Wood Shake Roof 3,000 5 $500- $1000 Deductible 180 2 Wood siding yes
1981 170,000 Metal Roof 1,990 3 $5000 to $10,000 Deductible 310 8 Stone Siding No
1984 170,000 Asphalt Shingles Roof 2,390 5 $2500-$5000 Deductible 350 9 Fiber-Cement Siding yes
1983 200,000 Slate Shingles Roof 2,520 5 $500- $1000 Deductible 490 10 Brick siding No
2003 345,000 Slate Shingles Roof 3,350 5 > $10,000 Deductible 600 7 Wood siding yes
2013 350,000 Slate Shingles Roof 4,510 5 $5000 to $10,000 Deductible 340 3 Stone Siding No
2008 130,000 Metal Roof 1,790 3 $500 Deductible 620 12 Stone Siding yes