Blue Ridge Insurance Rates:

Blue Ridge, VA homeowners insurance is nearly $694 to $947, about $57-$78/month. Our thorough research shows customers can save upto $328 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
After spending much time doing in-depth internet research, i discovered that state farm has the most competitive rates with the most comprehensive coverage.
State Farm
The state farm insurance company is the cheapest price than other company when your first time to buying in state farm company.
Alfa Insurance
Alfa insurance has the best rates for our home insurance than any other company my wife and i have found.
Allstate
I truly have never used any other company besides All State. All State has been the only insurance company I have used for all of my homes. They are truly excellent and no need to look else were.
State Farm
I get timely notifications on bills. So they are pretty good and maintaining that channel open. They also contact me often to check how I am doing.
Utica First Insurance Comany
It has been over 25 years and we have not really visited the company's website/mobile app. We just pay the bills since we never had any problems.
Esurance
I like its simplicity. I can easily navigate through the tabs and find exactly what I am looking for. Its design and layout are very simple for any user to use and understand.

Blue Ridge, VA Homeowners Insurance By Home Value

Blue Ridge, VA Home Value Total Homes % of Total Average Blue Ridge, VA Homeowners Insurance
Less than $50,000 127 4.0% $41
$125,000 to $149,999 44 1.0% $229
$150,000 to $174,999 56 2.0% $270
$175,000 to $199,999 114 4.0% $311
$200,000 to $249,999 316 11.0% $377
$250,000 to $299,999 285 10.0% $459
$300,000 to $399,999 1,741 63.0% $582

Top Home Insurance Agents Near Blue Ridge, VA

Home Insurance Company Near Blue Ridge, VA Homeowners Insurance Agency Near Blue Ridge, VA Address
NA Gregory A. Culver 14261 Triadelphia Mill Rd, Dayton, MD, 21036
State Farm Angela Rosser 528 H St NE Ste 2, Washington, DC, 20002-3374
State Farm Lana Shultz 1119 S George St, Charles Town, WV, 25414-4433
Nationwide Ray E Hykes 7310 Grove Road STE 107, Frederick, MD, 21704
State Farm Robert Jenkins Iii 16 Lee St Ste C, Luray, VA, 22835-1813

Cost Of Homeowners Insurance By Street Near Blue Ridge, VA

Streets in Blue Ridge Area Homeowners Insurance Cost
Greyfriar Dr, Mountain Ridge Ln, N 9th St, Patent House Ln, Hillock Ln, Elk Run Ct, Potomac Overlook Ln, Edgewood Farm Ln, State Rte 682, Oak Green Ln$878
Windfields Service Ln, Greysands Ln, Barbara Ellen Pl, Woodmar Farm Dr, Shoemaker School Rd, Peacock Cir, Ketoctin Church Rd, Dry Mill Rd SW, Bill Brower Ct, Lincoln Rd$796
New Ford Rd, Audrey Ct, Wintergreen Dr, Confederate Ct, Sweet Spring Ln, E A St, Foxcroft Rd, Sagle Rd, Aunt Lonas Ln, Sedgeway Ln$876
State Rte 623, Oakland Green Rd, Zulla Rd, Demory Ter, Mountain Spring Ln, Aldershot Pl, Woodgrove Rd, Chinn Ln, Kirkbridge Ct, Llangollen Rd$873
Welland Dr, Bittersweet Ln, Sycamore St, State Rte 764, Melmore Pl, Chapel Ln, Spinks Ferry Rd, State Rte 1106, E Loudoun St, Black Gold Pl$934
Spring Crossing Ln, State Rte 633, Statuary Way, Branchriver Rd, Valley Springs Dr, Milltown Rd, State Rte 780, Lickey Mill Rd, W School St, W Colonial Hwy$871
Sands Rd, Carmichael Pl, S Liberty St, Legard Farm Rd, Church St, Jeb Stuart Rd, State Rte 658, N 21st St, Elizabeths Field Ln, Francis Mill Rd$868
Airmont Rd, State Rte 689, Adelaides Ln, Nixon Rd, Pond Ct, Lees Crossing Ln, Golden Springs Ct, Heartwood Ct, Bush Rd, State Rte 739$865
State Rte 722, Kinloch Ridge Ct, Natalma Ct, Wynhurst Ct, Briar Patch Ln, Groveton Farm Ln, George Farm Dr, Lovettsville Rd, Hillsboro Rd, Irene Rd$866
Burnleigh Ct, State Rte 9, State Rte 733, Quail Creek Cir, McQuay Heights Ln, Somerset Ct, Ditchling Pl, Remington Dr, Chinn Ct, Clear Pond Ln$857

Blue Ridge, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Blue Ridge$122 to $125
Round Hill$116
Purcellville$119
Hamilton$114

Blue Ridge, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Round Hill town, Virginia $97 $129 $194
Purcellville town, Virginia $100 $133 $199
Hamilton town, Virginia $96 $127 $191

Blue Ridge, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Blue Ridge, VA2.3%8.2%
Round Hill2.55%10.82%
Purcellville2.27%9.74%
Hamilton3.2%11.61%

Blue Ridge Renters Insurance as a Percentage of Rent

Blue Ridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 28 1.0% $296
$300 to $499 32 2.0% $1196
$500 to $749 80 5.0% $1871
$750 to $999 247 16.0% $2621
$1,000 to $1,499 449 30.0% $3746
$1,500 or more 614 42.0% $5396

Blue Ridge, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Blue Ridge Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $11,500$11,000
Net Savings to Blue Ridge Home Owner from High Deductible Plan $500

Blue Ridge, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Blue Ridge, VA Home Replacement Value MORE than Home Value Blue Ridge, VA Home Replacement Value LESS than Home Value
Replacement Value $511,500 $378,500
Insurance Premium based on Replacement Value $2,050 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $81,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $200/year

Example Blue Ridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualErie InsuranceChubb Group of Insurance
Monthly Premium 140229252
Year Built 199720101941
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$700000-$800000$500000-$600000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Blue Ridge, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 250,000 Slate Shingles Roof 1,290 3 $500 Deductible 270 3 Vinyl siding No
1949 770,000 Membrane Roof 2,840 5 > $10,000 Deductible 1440 7 Stucco siding yes
1997 695,000 Metal Roof 2,640 4 $500- $1000 Deductible 360 1 Brick siding yes
1993 260,000 Wood Shake Roof 1,240 3 $500 Deductible 760 7 Fiber-Cement Siding yes
2002 335,000 Composition Roof 1,470 3 $500- $1000 Deductible 1760 12 Stucco siding yes
2010 555,000 Metal Roof 2,230 4 > $10,000 Deductible 740 6 Stone Siding No
1998 1,120,000 Wood Shake Roof 4,800 5 $1000-$2500 Deductible 1480 4 Stone Siding No
2008 665,000 Slate Shingles Roof 2,700 4 > $10,000 Deductible 380 2 Wood siding No
2014 410,000 Asphalt Shingles Roof 1,570 3 $500- $1000 Deductible 620 3 Stucco siding yes
1996 600,000 Slate Shingles Roof 2,340 3 $500- $1000 Deductible 2440 10 Brick siding No
1940 940,000 Slate Shingles Roof 3,440 5 $2500-$5000 Deductible 3420 10 Wood siding yes
2008 410,000 Slate Shingles Roof 1,630 3 $1000-$2500 Deductible 130 1 Stucco siding yes
2004 1,090,000 Wood Shake Roof 4,180 5 $1000-$2500 Deductible 3390 10 Stucco siding No
2009 920,000 Membrane Roof 3,540 5 $1000-$2500 Deductible 3490 12 Brick siding yes
2007 385,000 Asphalt Shingles Roof 1,620 4 > $10,000 Deductible 450 4 Wood siding yes
2005 470,000 Composition Roof 1,680 3 > $10,000 Deductible 910 9 Stone Siding No
1990 490,000 Shingles Roof 1,840 3 $500- $1000 Deductible 1200 6 Wood siding yes
1940 1,305,000 Tile Roof 4,640 5 $5000 to $10,000 Deductible 1480 7 Brick siding No
2014 595,000 Tile Roof 2,980 5 $2500-$5000 Deductible 1280 8 Stucco siding yes
2010 490,000 Metal Roof 2,310 4 $1000-$2500 Deductible 800 4 Stucco siding yes
1995 655,000 Composition Roof 2,460 4 $1000-$2500 Deductible 1030 4 Stucco siding No
1993 575,000 Composition Roof 2,350 4 $500- $1000 Deductible 2710 12 Wood siding yes
2006 435,000 Asphalt Shingles Roof 2,090 3 $500 Deductible 1090 7 Fiber-Cement Siding No
2011 680,000 Metal Roof 2,900 5 > $10,000 Deductible 810 5 Wood siding yes
1946 510,000 Wood Shake Roof 2,620 5 $500 Deductible 1910 10 Vinyl siding No
1999 605,000 Asphalt Shingles Roof 3,120 4 $5000 to $10,000 Deductible 500 3 Fiber-Cement Siding No
1994 720,000 Shingles Roof 3,150 5 $500 Deductible 4100 10 Vinyl siding No
1947 500,000 Composition Roof 2,370 3 $2500-$5000 Deductible 1200 9 Brick siding No
1996 240,000 Composition Roof 1,220 3 $5000 to $10,000 Deductible 170 3 Wood siding No
2004 435,000 Shingles Roof 1,960 5 > $10,000 Deductible 690 9 Brick siding No