Blue Ridge Insurance Rates:

Blue Ridge, TX homeowners insurance is about $867 to $1,206, about $72-$100/month. Our in depth guide indicates shoppers can save upto $414 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Blue Ridge, TX Homeowners Insurance By Home Value

Blue Ridge, TX Home Value Total Homes % of Total Average Blue Ridge, TX Homeowners Insurance
Less than $50,000 328 18.0% $196
$50,000 to $59,999 132 7.0% $414
$60,000 to $69,999 104 5.0% $518
$70,000 to $79,999 36 2.0% $600
$80,000 to $89,999 82 4.0% $673
$90,000 to $99,999 65 3.0% $756
$100,000 to $124,999 190 10.0% $880
$125,000 to $149,999 90 5.0% $1098
$150,000 to $174,999 286 16.0% $1295
$175,000 to $199,999 74 4.0% $1502
$200,000 to $249,999 86 4.0% $1802
$250,000 to $299,999 97 5.0% $2206
$300,000 to $399,999 186 10.0% $2807

Top Home Insurance Agents Near Blue Ridge, TX

Home Insurance Company Near Blue Ridge, TX Homeowners Insurance Agency Near Blue Ridge, TX Address
Travelers Waldman Bros Llp 6200 Lbj Freeway Ste 200, Dallas, TX, 75240
State Farm Luis Rivera 2261 Singleton Blvd Ste 107B, Dallas, TX, 75212-3756
State Farm Marc Matney 4181 Main St Ste 800, The Colony, TX, 75056-2803
Farmers Mindy Norman 2260 Country Club Rd Ste 102, Wylie, TX, 75098
State Farm Steve Burlison 8131 Lbj Fwy Ste 110, Dallas, TX, 75251-1327

Cost Of Homeowners Insurance By Street Near Blue Ridge, TX

Streets in Blue Ridge Area Homeowners Insurance Cost
Co Rd 619, Co Rd 672, Co Rd 668, Co Rd 494, Beryl Ln, Austin St, Co Rd 470, Co Rd 570, Co Rd 670, Lackey Dr$1,026
Co Rd 973, Co Rd 676, W Davis St, Horseshoe Bend, Co Rd 585, Co Rd 833, Davis St, Dunn St, Co Rd 429, N Broadway Ave$1,049
Ridgetop Ct, Co Rd 982, Richardson St, Co Rd 533, Co Rd 505, Co Rd 631, Pvt Rd 5019, E Heap St, Co Rd 674, White St$1,047
Co Rd 625, Tiger Pride Cir, Sunset Ln, E Lamm St, E Ridgeway Dr, Co Rd 620, Co Rd 630, Co Rd 580, Co Rd 575, Co Rd 671$1,051
Pruett, L'Hote Rd, Co Rd 577, Co Rd 1216, N Morrow St, Co Rd 665, Rd 5085, FM 1562, Co Rd 500, Bratcher St$1,028

Blue Ridge, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Blue Ridge$152 to $158
Westminster$148
Melissa$160
Trenton$150

Blue Ridge, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westminster CDP, Texas $149 $198 $297
Melissa city, Texas $161 $214 $321
Trenton city, Texas $150 $200 $300

Blue Ridge, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Blue Ridge, TX6.2%18.5%
Westminster12.33%22.48%
Melissa4.61%16.38%
Trenton9.19%21.85%

Blue Ridge Renters Insurance as a Percentage of Rent

Blue Ridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 14 5.0% $799
$300 to $499 3 1.0% $1249
$500 to $749 40 16.0% $1924
$750 to $999 123 49.0% $2674
$1,000 to $1,499 59 23.0% $3799
$1,500 or more 9 3.0% $5449

Blue Ridge, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$5,900
Yearly Blue Ridge Homeowner Insurance Premium Example $2,000$1,200
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,900$14,300
Net Savings to Blue Ridge Home Owner from High Deductible Plan $1,600

Blue Ridge, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Blue Ridge, TX Home Replacement Value MORE than Home Value Blue Ridge, TX Home Replacement Value LESS than Home Value
Replacement Value $143,000 $100,500
Insurance Premium based on Replacement Value $1,275 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $250/year

Example Blue Ridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyTravelers
Monthly Premium 13614587
Year Built 200620131984
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$125000-$150000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Blue Ridge, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 250,000 Shingles Roof 2,680 4 $2500-$5000 Deductible 440 4 Fiber-Cement Siding No
1981 150,000 Membrane Roof 2,070 4 $500 Deductible 100 1 Stone Siding yes
1998 145,000 Wood Shake Roof 1,650 4 $1000-$2500 Deductible 1140 12 Brick siding yes
1984 230,000 Composition Roof 3,400 5 $1000-$2500 Deductible 1310 9 Fiber-Cement Siding No
2007 165,000 Shingles Roof 2,160 3 $500 Deductible 130 1 Stucco siding yes
2011 205,000 Composition Roof 2,170 4 $2500-$5000 Deductible 760 7 Brick siding No
1994 195,000 Wood Shake Roof 2,000 3 $2500-$5000 Deductible 200 2 Wood siding No
1987 290,000 Asphalt Shingles Roof 3,850 5 $500- $1000 Deductible 2040 10 Fiber-Cement Siding yes
2006 270,000 Membrane Roof 4,070 5 $5000 to $10,000 Deductible 2410 12 Fiber-Cement Siding No
2005 240,000 Membrane Roof 2,680 4 $5000 to $10,000 Deductible 1340 12 Fiber-Cement Siding yes
2014 140,000 Tile Roof 1,780 5 $500- $1000 Deductible 610 7 Vinyl siding yes
2010 140,000 Tile Roof 1,660 5 $500- $1000 Deductible 300 4 Brick siding No
1989 220,000 Shingles Roof 2,840 5 $2500-$5000 Deductible 980 7 Stucco siding No
1998 155,000 Wood Shake Roof 1,940 5 $500- $1000 Deductible 1270 10 Stucco siding No
2004 150,000 Metal Roof 1,690 3 $2500-$5000 Deductible 730 10 Fiber-Cement Siding No
1981 170,000 Tile Roof 1,850 3 $2500-$5000 Deductible 80 1 Brick siding No
1991 125,000 Wood Shake Roof 1,610 3 $500 Deductible 1210 10 Fiber-Cement Siding yes
2005 160,000 Shingles Roof 1,610 3 $500 Deductible 310 3 Stone Siding No
2000 115,000 Tile Roof 1,450 3 $1000-$2500 Deductible 950 10 Vinyl siding yes
2011 235,000 Shingles Roof 2,490 4 $500- $1000 Deductible 1750 12 Stucco siding No
2012 265,000 Shingles Roof 3,020 5 $2500-$5000 Deductible 1080 7 Fiber-Cement Siding No
2000 150,000 Tile Roof 1,950 5 $1000-$2500 Deductible 760 7 Vinyl siding yes
1998 120,000 Shingles Roof 1,340 3 $2500-$5000 Deductible 270 4 Wood siding yes
2011 275,000 Asphalt Shingles Roof 3,290 4 $2500-$5000 Deductible 490 4 Stucco siding yes
1980 120,000 Shingles Roof 1,380 3 $1000-$2500 Deductible 520 6 Fiber-Cement Siding yes
1994 120,000 Slate Shingles Roof 1,720 3 $500- $1000 Deductible 820 10 Stucco siding No
2013 190,000 Composition Roof 2,640 5 $2500-$5000 Deductible 150 1 Stucco siding No
1993 195,000 Tile Roof 2,230 4 $5000 to $10,000 Deductible 500 7 Vinyl siding yes