Blountstown Insurance Rates:

Blountstown, FL homeowners insurance is approximately $941 to $1,281, about $78-$106/month. Our exhaustive analysis reveals consumers can save upto $444 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Blountstown, FL Homeowners Insurance By Home Value

Blountstown, FL Home Value Total Homes % of Total Average Blountstown, FL Homeowners Insurance
Less than $50,000 681 38.0% $411
$50,000 to $59,999 120 6.0% $877
$60,000 to $69,999 135 7.0% $1088
$70,000 to $79,999 151 8.0% $1255
$80,000 to $89,999 73 4.0% $1422
$90,000 to $99,999 34 1.0% $1588
$100,000 to $124,999 110 6.0% $1844
$125,000 to $149,999 55 3.0% $2310
$150,000 to $174,999 128 7.0% $2721
$175,000 to $199,999 86 4.0% $3144
$200,000 to $249,999 130 7.0% $3788
$300,000 to $399,999 30 1.0% $5877

Top Home Insurance Agents Near Blountstown, FL

Home Insurance Company Near Blountstown, FL Homeowners Insurance Agency Near Blountstown, FL Address
NA The Norris Insurance Agency, Inc. 962 Rosemont Dr Panama City, Panama City, FL, 32405
NA St. Andrews Insurance Agency, Inc. 1742 W. 15Th St Panama City, Panama City, FL, 32401
Allstate Dr. Manuel (Manny) Garcia 1069 Main St, Chipley, FL, 32428
Travelers Rogers Gunter Vaughn Insurance Inc 2190 CRAWFORDVILLE HWY, CRAWFORDVILLE, FL, 32327
Travelers Swanner Insurance Agency Inc 227 WILEY AVE, DONALSONVILLE, GA, 39845

Cost Of Homeowners Insurance By Street Near Blountstown, FL

Streets in Blountstown Area Homeowners Insurance Cost
NE Ash Ave, 18th St, Mayhaw Dr, NW Franklin Dr, Ashley Shiver Rd NW, SE Iola Ave, Mason Rd, Goodman Rd, Davis St, SE Fern St$1,109
SE Main St, 17th St, NE State Rte 69, SE Thomas Leath Dr, Houston St, Hickory St, NW Blount St, Seminole Ln, Railroad Ave, NW Cr 275$1,115
SW Owens Ln, NW Merchel Ln, Bullhead Bay Abe Spring, NE Luke Holland Rd, Blount St, Anderson Rd, SE Cci Mhp, Veterans St, 12th St, Main St$1,107
Charlie Johns St, SW Lee Bailey Landing Rd, SE Azalea Dr, Canal Ln, 2nd St, C D Clark Rd, Fuller Warren Dr, Ayers Cemetery Rd, Ward Rd, Parrish Lake Rd$1,107
Warren St, Lee Bailey Landing Rd, Lockwood Ave, Pine St, SE Fannin Ave, Barfield Rd, NE Jim Godwin Rd, Myers Dairy Rd, N Main St, Juniper St$1,113

Blountstown, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Blountstown$165 to $167
Calhoun County$167
Lake Mystic$169
Bristol$168

Blountstown, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Calhoun County, Florida $167 $223 $335
Lake Mystic CDP, Florida $170 $226 $339
Bristol city, Florida $168 $224 $336

Blountstown, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Blountstown, FL9.8%35.6%
Calhoun County9.71%35.23%
Lake Mystic8.16%24.76%
Bristol10.33%25.16%

Blountstown Renters Insurance as a Percentage of Rent

Blountstown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 2.0% $353
$200 to $299 69 10.0% $803
$300 to $499 157 24.0% $1253
$500 to $749 238 36.0% $1928
$750 to $999 88 13.0% $2678
$1,000 to $1,499 74 11.0% $3803
$1,500 or more 8 1.0% $5453

Average Cost Of Home Insurance By Company In Areas Nearby Blountstown For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $1,916
150,000 27 NO Citizens Property Insurance $1,022
150,000 27 NO First Protective Insurance $1,155
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,479
150,000 27 NO Florida Peninsula Insurance $930
150,000 27 NO Southern Fidelity Insurance $1,314
150,000 27 NO Southern Oak Insurance $1,419
150,000 27 NO St. Johns Insurance $2,464
150,000 27 YES Asi Preferred Insurance $1,583
150,000 27 YES Liberty Mutual Fire Insurance $1,331
150,000 27 YES Southern Fidelity Insurance $1,021
300,000 12 NA Auto Club Insurance $2,109
300,000 12 NA Castle Key Indemnity Company Insurance $2,362
300,000 12 NA Florida Family Insurance $2,771
300,000 12 NA Florida Farm Bureau Casualty Insurance $1,344
300,000 12 NA Safeway Property Insurance $1,459
300,000 12 NA Southern Fidelity Insurance $1,988
300,000 12 NA Southern Oak Insurance $1,895
300,000 12 NA St. Johns Insurance $2,200
300,000 12 NA United Property & Casualty Insurance $1,634

Blountstown, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Blountstown Homeowner Insurance Premium Example $3,000$2,500
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,700$16,200
Net Savings to Blountstown Home Owner from High Deductible Plan $500

Blountstown, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Blountstown, FL Home Replacement Value MORE than Home Value Blountstown, FL Home Replacement Value LESS than Home Value
Replacement Value $84,000 $47,500
Insurance Premium based on Replacement Value $2,025 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $425/year

Example Blountstown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualGEICO Insurance
Monthly Premium 138266275
Year Built 199920051961
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$150000-$175000$175000-$200000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Blountstown, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 110,000 Tile Roof 2,120 3 $1000-$2500 Deductible 980 8 Vinyl siding No
1970 165,000 Slate Shingles Roof 3,310 4 $500- $1000 Deductible 730 4 Vinyl siding No
1996 110,000 Asphalt Shingles Roof 1,880 3 $500 Deductible 2320 12 Vinyl siding yes
2005 165,000 Composition Roof 2,460 4 $500- $1000 Deductible 1330 6 Brick siding No
1992 115,000 Asphalt Shingles Roof 2,200 3 $1000-$2500 Deductible 970 7 Vinyl siding yes
1965 115,000 Metal Roof 2,340 3 $2500-$5000 Deductible 1730 12 Vinyl siding yes
1989 135,000 Metal Roof 2,440 4 $500 Deductible 540 3 Wood siding yes
1967 110,000 Membrane Roof 1,830 3 $500 Deductible 540 3 Stucco siding No
1986 140,000 Shingles Roof 2,350 4 $1000-$2500 Deductible 620 5 Wood siding yes
1989 85,000 Tile Roof 1,520 3 $500- $1000 Deductible 150 1 Brick siding No
1973 120,000 Asphalt Shingles Roof 2,040 3 $1000-$2500 Deductible 810 4 Stone Siding No
1985 120,000 Shingles Roof 1,800 3 $500- $1000 Deductible 1740 10 Fiber-Cement Siding No
2004 120,000 Wood Shake Roof 2,200 3 $500 Deductible 790 5 Stucco siding yes
1983 140,000 Membrane Roof 2,410 4 $2500-$5000 Deductible 1800 9 Brick siding No
1981 120,000 Asphalt Shingles Roof 2,260 3 $2500-$5000 Deductible 350 2 Stone Siding yes
2009 180,000 Shingles Roof 2,700 4 $500- $1000 Deductible 660 2 Vinyl siding yes
1992 185,000 Asphalt Shingles Roof 2,940 4 $500 Deductible 2150 7 Wood siding yes
1970 135,000 Tile Roof 2,490 4 $1000-$2500 Deductible 1630 10 Vinyl siding yes
1981 115,000 Slate Shingles Roof 2,000 4 $500 Deductible 1770 8 Vinyl siding yes
1999 150,000 Tile Roof 2,290 4 $500 Deductible 2310 9 Vinyl siding No
1988 135,000 Composition Roof 2,250 4 $2500-$5000 Deductible 320 2 Wood siding No
1968 85,000 Metal Roof 1,330 3 $1000-$2500 Deductible 450 4 Stone Siding yes
1994 85,000 Shingles Roof 1,570 3 $500- $1000 Deductible 150 1 Brick siding yes
1982 145,000 Slate Shingles Roof 2,290 3 $500 Deductible 1920 10 Vinyl siding yes
1991 90,000 Shingles Roof 1,470 3 $1000-$2500 Deductible 300 3 Wood siding No
1990 115,000 Wood Shake Roof 2,050 3 $1000-$2500 Deductible 2120 12 Fiber-Cement Siding yes
1977 120,000 Metal Roof 2,060 3 $500 Deductible 2390 12 Fiber-Cement Siding yes
1971 145,000 Tile Roof 3,290 4 $1000-$2500 Deductible 130 1 Stone Siding yes
1965 135,000 Metal Roof 2,350 4 $500- $1000 Deductible 1240 6 Stucco siding No
1990 150,000 Asphalt Shingles Roof 2,340 4 $1000-$2500 Deductible 2200 10 Vinyl siding No
1980 120,000 Metal Roof 2,690 4 $500 Deductible 620 4 Stone Siding yes
2004 145,000 Wood Shake Roof 2,920 4 $1000-$2500 Deductible 750 3 Wood siding No
1991 95,000 Tile Roof 1,900 3 $500 Deductible 1090 6 Stucco siding yes
1962 130,000 Wood Shake Roof 2,250 4 $1000-$2500 Deductible 1360 8 Vinyl siding No