Blountstown, FL homeowners insurance is approximately $941 to $1,281, about $78-$106/month. Our exhaustive analysis reveals consumers can save upto $444 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Blountstown, FL Home Value | Total Homes | % of Total | Average Blountstown, FL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 681 | 38.0% | $411 |
| $50,000 to $59,999 | 120 | 6.0% | $877 |
| $60,000 to $69,999 | 135 | 7.0% | $1088 |
| $70,000 to $79,999 | 151 | 8.0% | $1255 |
| $80,000 to $89,999 | 73 | 4.0% | $1422 |
| $90,000 to $99,999 | 34 | 1.0% | $1588 |
| $100,000 to $124,999 | 110 | 6.0% | $1844 |
| $125,000 to $149,999 | 55 | 3.0% | $2310 |
| $150,000 to $174,999 | 128 | 7.0% | $2721 |
| $175,000 to $199,999 | 86 | 4.0% | $3144 |
| $200,000 to $249,999 | 130 | 7.0% | $3788 |
| $300,000 to $399,999 | 30 | 1.0% | $5877 |
| Home Insurance Company Near Blountstown, FL | Homeowners Insurance Agency Near Blountstown, FL | Address |
|---|---|---|
| NA | The Norris Insurance Agency, Inc. | 962 Rosemont Dr Panama City, Panama City, FL, 32405 |
| NA | St. Andrews Insurance Agency, Inc. | 1742 W. 15Th St Panama City, Panama City, FL, 32401 |
| Allstate | Dr. Manuel (Manny) Garcia | 1069 Main St, Chipley, FL, 32428 |
| Travelers | Rogers Gunter Vaughn Insurance Inc | 2190 CRAWFORDVILLE HWY, CRAWFORDVILLE, FL, 32327 |
| Travelers | Swanner Insurance Agency Inc | 227 WILEY AVE, DONALSONVILLE, GA, 39845 |
| Streets in Blountstown Area | Homeowners Insurance Cost |
|---|---|
| NE Ash Ave, 18th St, Mayhaw Dr, NW Franklin Dr, Ashley Shiver Rd NW, SE Iola Ave, Mason Rd, Goodman Rd, Davis St, SE Fern St | $1,109 |
| SE Main St, 17th St, NE State Rte 69, SE Thomas Leath Dr, Houston St, Hickory St, NW Blount St, Seminole Ln, Railroad Ave, NW Cr 275 | $1,115 |
| SW Owens Ln, NW Merchel Ln, Bullhead Bay Abe Spring, NE Luke Holland Rd, Blount St, Anderson Rd, SE Cci Mhp, Veterans St, 12th St, Main St | $1,107 |
| Charlie Johns St, SW Lee Bailey Landing Rd, SE Azalea Dr, Canal Ln, 2nd St, C D Clark Rd, Fuller Warren Dr, Ayers Cemetery Rd, Ward Rd, Parrish Lake Rd | $1,107 |
| Warren St, Lee Bailey Landing Rd, Lockwood Ave, Pine St, SE Fannin Ave, Barfield Rd, NE Jim Godwin Rd, Myers Dairy Rd, N Main St, Juniper St | $1,113 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Blountstown | $165 to $167 |
| Calhoun County | $167 |
| Lake Mystic | $169 |
| Bristol | $168 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Calhoun County, Florida | $167 | $223 | $335 |
| Lake Mystic CDP, Florida | $170 | $226 | $339 |
| Bristol city, Florida | $168 | $224 | $336 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Blountstown, FL | 9.8% | 35.6% |
| Calhoun County | 9.71% | 35.23% |
| Lake Mystic | 8.16% | 24.76% |
| Bristol | 10.33% | 25.16% |
| Blountstown Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 16 | 2.0% | $353 |
| $200 to $299 | 69 | 10.0% | $803 |
| $300 to $499 | 157 | 24.0% | $1253 |
| $500 to $749 | 238 | 36.0% | $1928 |
| $750 to $999 | 88 | 13.0% | $2678 |
| $1,000 to $1,499 | 74 | 11.0% | $3803 |
| $1,500 or more | 8 | 1.0% | $5453 |
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | American Integrity Insurance | $1,916 |
| 150,000 | 27 | NO | Citizens Property Insurance | $1,022 |
| 150,000 | 27 | NO | First Protective Insurance | $1,155 |
| 150,000 | 27 | NO | Florida Farm Bureau Casualty Insurance | $1,479 |
| 150,000 | 27 | NO | Florida Peninsula Insurance | $930 |
| 150,000 | 27 | NO | Southern Fidelity Insurance | $1,314 |
| 150,000 | 27 | NO | Southern Oak Insurance | $1,419 |
| 150,000 | 27 | NO | St. Johns Insurance | $2,464 |
| 150,000 | 27 | YES | Asi Preferred Insurance | $1,583 |
| 150,000 | 27 | YES | Liberty Mutual Fire Insurance | $1,331 |
| 150,000 | 27 | YES | Southern Fidelity Insurance | $1,021 |
| 300,000 | 12 | NA | Auto Club Insurance | $2,109 |
| 300,000 | 12 | NA | Castle Key Indemnity Company Insurance | $2,362 |
| 300,000 | 12 | NA | Florida Family Insurance | $2,771 |
| 300,000 | 12 | NA | Florida Farm Bureau Casualty Insurance | $1,344 |
| 300,000 | 12 | NA | Safeway Property Insurance | $1,459 |
| 300,000 | 12 | NA | Southern Fidelity Insurance | $1,988 |
| 300,000 | 12 | NA | Southern Oak Insurance | $1,895 |
| 300,000 | 12 | NA | St. Johns Insurance | $2,200 |
| 300,000 | 12 | NA | United Property & Casualty Insurance | $1,634 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $3,700 |
| Yearly Blountstown Homeowner Insurance Premium Example | $3,000 | $2,500 |
| Out of Pocket Expense During Claim | $1,700 | $3,700 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $16,700 | $16,200 |
| Net Savings to Blountstown Home Owner from High Deductible Plan | $500 | |
| Scenario | Blountstown, FL Home Replacement Value MORE than Home Value | Blountstown, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $84,000 | $47,500 |
| Insurance Premium based on Replacement Value | $2,025 | $1,150 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $18,500 | Risk Exposure from Under Insuring Coverage is $18,000 |
| Premium Impact | Insurance cheaper by $450/year | Insurance costlier by $425/year |
| Insurance Company | Allstate | Liberty Mutual | GEICO Insurance |
| Monthly Premium | 138 | 266 | 275 |
| Year Built | 1999 | 2005 | 1961 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $75000-$100000 | $150000-$175000 | $175000-$200000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $500 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2006 | 110,000 | Tile Roof | 2,120 | 3 | $1000-$2500 Deductible | 980 | 8 | Vinyl siding | No |
| 1970 | 165,000 | Slate Shingles Roof | 3,310 | 4 | $500- $1000 Deductible | 730 | 4 | Vinyl siding | No |
| 1996 | 110,000 | Asphalt Shingles Roof | 1,880 | 3 | $500 Deductible | 2320 | 12 | Vinyl siding | yes |
| 2005 | 165,000 | Composition Roof | 2,460 | 4 | $500- $1000 Deductible | 1330 | 6 | Brick siding | No |
| 1992 | 115,000 | Asphalt Shingles Roof | 2,200 | 3 | $1000-$2500 Deductible | 970 | 7 | Vinyl siding | yes |
| 1965 | 115,000 | Metal Roof | 2,340 | 3 | $2500-$5000 Deductible | 1730 | 12 | Vinyl siding | yes |
| 1989 | 135,000 | Metal Roof | 2,440 | 4 | $500 Deductible | 540 | 3 | Wood siding | yes |
| 1967 | 110,000 | Membrane Roof | 1,830 | 3 | $500 Deductible | 540 | 3 | Stucco siding | No |
| 1986 | 140,000 | Shingles Roof | 2,350 | 4 | $1000-$2500 Deductible | 620 | 5 | Wood siding | yes |
| 1989 | 85,000 | Tile Roof | 1,520 | 3 | $500- $1000 Deductible | 150 | 1 | Brick siding | No |
| 1973 | 120,000 | Asphalt Shingles Roof | 2,040 | 3 | $1000-$2500 Deductible | 810 | 4 | Stone Siding | No |
| 1985 | 120,000 | Shingles Roof | 1,800 | 3 | $500- $1000 Deductible | 1740 | 10 | Fiber-Cement Siding | No |
| 2004 | 120,000 | Wood Shake Roof | 2,200 | 3 | $500 Deductible | 790 | 5 | Stucco siding | yes |
| 1983 | 140,000 | Membrane Roof | 2,410 | 4 | $2500-$5000 Deductible | 1800 | 9 | Brick siding | No |
| 1981 | 120,000 | Asphalt Shingles Roof | 2,260 | 3 | $2500-$5000 Deductible | 350 | 2 | Stone Siding | yes |
| 2009 | 180,000 | Shingles Roof | 2,700 | 4 | $500- $1000 Deductible | 660 | 2 | Vinyl siding | yes |
| 1992 | 185,000 | Asphalt Shingles Roof | 2,940 | 4 | $500 Deductible | 2150 | 7 | Wood siding | yes |
| 1970 | 135,000 | Tile Roof | 2,490 | 4 | $1000-$2500 Deductible | 1630 | 10 | Vinyl siding | yes |
| 1981 | 115,000 | Slate Shingles Roof | 2,000 | 4 | $500 Deductible | 1770 | 8 | Vinyl siding | yes |
| 1999 | 150,000 | Tile Roof | 2,290 | 4 | $500 Deductible | 2310 | 9 | Vinyl siding | No |
| 1988 | 135,000 | Composition Roof | 2,250 | 4 | $2500-$5000 Deductible | 320 | 2 | Wood siding | No |
| 1968 | 85,000 | Metal Roof | 1,330 | 3 | $1000-$2500 Deductible | 450 | 4 | Stone Siding | yes |
| 1994 | 85,000 | Shingles Roof | 1,570 | 3 | $500- $1000 Deductible | 150 | 1 | Brick siding | yes |
| 1982 | 145,000 | Slate Shingles Roof | 2,290 | 3 | $500 Deductible | 1920 | 10 | Vinyl siding | yes |
| 1991 | 90,000 | Shingles Roof | 1,470 | 3 | $1000-$2500 Deductible | 300 | 3 | Wood siding | No |
| 1990 | 115,000 | Wood Shake Roof | 2,050 | 3 | $1000-$2500 Deductible | 2120 | 12 | Fiber-Cement Siding | yes |
| 1977 | 120,000 | Metal Roof | 2,060 | 3 | $500 Deductible | 2390 | 12 | Fiber-Cement Siding | yes |
| 1971 | 145,000 | Tile Roof | 3,290 | 4 | $1000-$2500 Deductible | 130 | 1 | Stone Siding | yes |
| 1965 | 135,000 | Metal Roof | 2,350 | 4 | $500- $1000 Deductible | 1240 | 6 | Stucco siding | No |
| 1990 | 150,000 | Asphalt Shingles Roof | 2,340 | 4 | $1000-$2500 Deductible | 2200 | 10 | Vinyl siding | No |
| 1980 | 120,000 | Metal Roof | 2,690 | 4 | $500 Deductible | 620 | 4 | Stone Siding | yes |
| 2004 | 145,000 | Wood Shake Roof | 2,920 | 4 | $1000-$2500 Deductible | 750 | 3 | Wood siding | No |
| 1991 | 95,000 | Tile Roof | 1,900 | 3 | $500 Deductible | 1090 | 6 | Stucco siding | yes |
| 1962 | 130,000 | Wood Shake Roof | 2,250 | 4 | $1000-$2500 Deductible | 1360 | 8 | Vinyl siding | No |