Bloomington Insurance Rates:

Bloomington, MN homeowners insurance is approximately $891 to $1,208, about $74-$100/month. Our all inclusive guide shows customers can save upto $420 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The state farm insurance company is cheapest than other company when your first buying, it can save anymore what auto and home insurance.
State Farm
What i like about state farm is that they always answer their phones and respond very rapidly and very nicely. very nice people.
Fairmont Farmers Mutual
I don't like that every year the overall premium keeps increasing even when i haven't had any claims, possibly in part due to bundling.
Liberty Mutual
Our premium is nearly same as other insurance companies. We have it automatically withdrawn from our account every month to make it a bit easier to work with. That doesn't mean it's not expensive for us to pay, its average for the industry I believe.
Farm Bureau
The prices seem to be good. The first claim that was made many years ago went very efficiently. There is a local branch we can go talk to if we need to.
Safeco Insurance
I occasionally use the website to get information about my policy or claims. The website is easy to use and understand. I have always been treated well by Safeco.
First National Insurance
They offer a compelling value package when combined with auto insurance. They are quick to respond and have answers when I need them.

Bloomington, MN Homeowners Insurance By Home Value

Bloomington, MN Home Value Total Homes % of Total Average Bloomington, MN Homeowners Insurance
Less than $50,000 601 2.0% $105
$100,000 to $124,999 857 3.0% $504
$125,000 to $149,999 1,027 4.0% $630
$150,000 to $174,999 2,573 11.0% $745
$175,000 to $199,999 3,132 14.0% $861
$200,000 to $249,999 6,428 28.0% $1029
$250,000 to $299,999 3,714 16.0% $1260
$300,000 to $399,999 3,241 14.0% $1606

Top Home Insurance Agents Near Bloomington, MN

Home Insurance Company Near Bloomington, MN Homeowners Insurance Agency Near Bloomington, MN Address
NA David Simmons Agency, Llc 6990 151St St W Apple Valley, Apple Valley, MN, 55124
Travelers Insurance Center Of Buffalo 1200 HIGHWAY 25 N, BUFFALO, MN, 55313
State Farm Kimberly Nybo 2724 University Ave SE, Minneapolis, MN, 55414
Travelers Northern Insurance Agency Alliance Llc 4021 VERNON AVE S STE 100, ST LOUIS PARK, MN, 55416
Liberty Mutual Independent Safenet Commercial Insurance Agency Inc. 119 14Th St Nw Ste 300, SAINT PAUL, MN, 55112

Cost Of Homeowners Insurance By Street Near Bloomington, MN

Streets in Bloomington Area Homeowners Insurance Cost
E 104th St, Yukon Rd S, E 85th St, Morris Ave S, Russell Cir, Valentine Ter, W 80th 1/2 St, Xylon Ct, E 95th St, Park View Cir$1,024
Normandale Highlands Dr, Queen Cir, Chalet Rd, Hyland Creek Rd, Ensign Curve, River Ridge Rd, Chicago Cir, Morgan Cir, Woodbridge Rd, Wyoming Cir S$1,055
Glen Wilding Ln, Washburn Pl, Oregon Ave, Terracewood Dr, Towerview Cir, Lakeview Cir S, Colorado Rd, Daisy Cir, Ensign Cir, Pebblebrook Cir$1,062
Johnson Cir, Haeg Cir, Drew Cir, E 80th St, Johnson Rd, Zinran Rd S, International Dr, Bloomington Ferry Rd, Drew Cir, Stanley Cir$1,078
Irwin Rd, Yosemite Cir, Hyland Creek Cir, Briar Rd, Kentucky Cir, Xylon Ave, Mount Normandale Dr, Quinn Cir, Goodrich Cir, S Bay Cir$1,108

Bloomington, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bloomington$157 to $159
Richfield$155
Edina$171
Burnsville$156

Bloomington, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Richfield city, Minnesota $155 $206 $309
Edina city, Minnesota $171 $228 $342
Burnsville city, Minnesota $156 $208 $312

Bloomington, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bloomington, MN5.1%16.5%
Richfield5.49%17.69%
Edina4.0%13.54%
Burnsville5.26%15.93%

Bloomington Renters Insurance as a Percentage of Rent

Bloomington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 196 1.0% $325
$200 to $299 191 1.0% $775
$300 to $499 473 4.0% $1225
$500 to $749 1,617 15.0% $1900
$750 to $999 4,076 38.0% $2650
$1,000 to $1,499 3,148 29.0% $3775
$1,500 or more 1,016 9.0% $5425

Bloomington, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$6,700
Yearly Bloomington Homeowner Insurance Premium Example $2,400$1,400
Out of Pocket Expense During Claim$1,700$6,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,100$15,100
Net Savings to Bloomington Home Owner from High Deductible Plan $1,000

Bloomington, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bloomington, MN Home Replacement Value MORE than Home Value Bloomington, MN Home Replacement Value LESS than Home Value
Replacement Value $339,500 $231,000
Insurance Premium based on Replacement Value $3,200 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $68,000
Premium Impact Insurance cheaper by $650/year Insurance costlier by $375/year

Example Bloomington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceState Farm
Monthly Premium 14316052
Year Built 196119791996
Home Details 3 Beds, 1 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$75000-$100000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Bloomington, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 265,000 Slate Shingles Roof 2,220 3 $500 Deductible 340 2 Stone Siding yes
1967 265,000 Composition Roof 2,140 4 $500 Deductible 370 2 Stone Siding No
1987 365,000 Tile Roof 3,180 5 > $10,000 Deductible 670 5 Vinyl siding No
1971 205,000 Tile Roof 1,400 2 $1000-$2500 Deductible 1100 9 Stone Siding No
1992 330,000 Asphalt Shingles Roof 2,510 5 $1000-$2500 Deductible 1680 12 Vinyl siding No
1994 160,000 Wood Shake Roof 1,230 2 $5000 to $10,000 Deductible 480 8 Wood siding yes
1976 250,000 Wood Shake Roof 1,750 4 > $10,000 Deductible 660 8 Fiber-Cement Siding No
1979 305,000 Metal Roof 2,280 4 $500 Deductible 2490 10 Stone Siding No
1960 510,000 Shingles Roof 4,440 5 $500 Deductible 370 1 Stone Siding yes
1975 235,000 Composition Roof 1,650 2 $2500-$5000 Deductible 290 3 Wood siding yes
1965 200,000 Asphalt Shingles Roof 1,710 5 > $10,000 Deductible 290 4 Wood siding No
1970 305,000 Slate Shingles Roof 2,820 5 $500- $1000 Deductible 2830 12 Brick siding No
1984 395,000 Composition Roof 2,870 5 $500 Deductible 240 1 Brick siding No
1967 170,000 Tile Roof 1,560 3 $5000 to $10,000 Deductible 770 9 Vinyl siding yes
1961 165,000 Shingles Roof 1,410 3 $1000-$2500 Deductible 390 4 Stone Siding No
1961 160,000 Slate Shingles Roof 1,410 3 $1000-$2500 Deductible 420 4 Stone Siding yes
1969 240,000 Shingles Roof 1,780 4 $5000 to $10,000 Deductible 540 7 Brick siding yes
1979 235,000 Asphalt Shingles Roof 1,790 3 $1000-$2500 Deductible 140 1 Fiber-Cement Siding No
1969 315,000 Wood Shake Roof 2,960 4 $500- $1000 Deductible 480 2 Stone Siding No
1994 220,000 Wood Shake Roof 1,650 3 $500- $1000 Deductible 1040 7 Fiber-Cement Siding yes
1974 690,000 Tile Roof 4,930 5 $500 Deductible 2310 6 Fiber-Cement Siding No
1991 315,000 Metal Roof 2,710 5 $500 Deductible 1270 7 Stucco siding No
1983 185,000 Wood Shake Roof 1,590 2 $500- $1000 Deductible 110 1 Fiber-Cement Siding No
1975 280,000 Slate Shingles Roof 2,190 3 $2500-$5000 Deductible 670 5 Brick siding No