Bloomington Insurance Rates:

Bloomington, IN homeowners insurance is roughly $722 to $983, about $60-$81/month. Our complete analysis reveals consumers can save as much as $340 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I really enjoy this insurance company. everyone is always so friendly and willing to help when i call with issues at all.
Shelter Insurance
Since our agent was assigned to us by our insurance company, we didn't really have a choice of who we got. i wish i have the option of working with someone who lives close to our residence.
Old Republic Home Protection
I unfortunately had a very poor experience with old republic home protection. however, something i did like about them was the fact that they had been providing good after sales service

Bloomington, IN Homeowners Insurance By Home Value

Bloomington, IN Home Value Total Homes % of Total Average Bloomington, IN Homeowners Insurance
Less than $50,000 642 6.0% $119
$60,000 to $69,999 101 1.0% $315
$70,000 to $79,999 247 2.0% $366
$80,000 to $89,999 515 5.0% $417
$90,000 to $99,999 422 4.0% $460
$100,000 to $124,999 1,019 10.0% $536
$125,000 to $149,999 911 9.0% $673
$150,000 to $174,999 1,282 13.0% $792
$175,000 to $199,999 831 8.0% $920
$200,000 to $249,999 1,433 14.0% $1107
$250,000 to $299,999 994 10.0% $1354
$300,000 to $399,999 1,175 12.0% $1721

Top Home Insurance Agents Near Bloomington, IN

Home Insurance Company Near Bloomington, IN Homeowners Insurance Agency Near Bloomington, IN Address
Erie Mark J Phillippe 5850 E Washington Street, Indianapolis, IN, 46219
State Farm Pete Fay Casl, Clu, Cpcu, Flmi, Chfc 431 E Northfield Dr, Brownsburg, IN, 46112-2208
State Farm Tanya Mitchell-Yeager 2666 E 2nd St, Bloomington, IN, 47401-5371
Travelers Brooks Insurance Professionals 32 East Broadway Street, Shelbyville, IN, 46176
Travelers Isu Ins Services- Bright Ins Services Inc 1231 N STATE STREET, NORTH VERNON, IN, 47265

Bloomington, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Monroe County, Indiana $105 $140 $210
Richland township, Monroe County, Indiana $104 $138 $207
Van Buren township, Monroe County, Indiana $103 $137 $205

Bloomington, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bloomington, IN5.9%16.4%
Monroe County5.92%17.43%
Richland5.97%18.47%
Van Buren6.41%18.87%

Bloomington Renters Insurance as a Percentage of Rent

Bloomington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 368 1.0% $328
$200 to $299 315 1.0% $778
$300 to $499 1,810 9.0% $1228
$500 to $749 7,052 35.0% $1903
$750 to $999 4,661 23.0% $2653
$1,000 to $1,499 3,776 19.0% $3778
$1,500 or more 1,664 8.0% $5428

Bloomington, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Bloomington Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Bloomington Home Owner from High Deductible Plan $600

Bloomington, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bloomington, IN Home Replacement Value MORE than Home Value Bloomington, IN Home Replacement Value LESS than Home Value
Replacement Value $177,500 $114,500
Insurance Premium based on Replacement Value $825 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Bloomington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 4517295
Year Built 197020051996
Home Details 3 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$400000-$500000$200000-$250000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Bloomington, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 205,000 Asphalt Shingles Roof 2,190 3 $5000 to $10,000 Deductible 60 1 Stucco siding yes
1973 390,000 Metal Roof 3,470 5 $2500-$5000 Deductible 950 7 Wood siding No
1980 210,000 Asphalt Shingles Roof 2,440 4 $500- $1000 Deductible 420 5 Stone Siding No
2013 190,000 Shingles Roof 1,960 4 $500 Deductible 550 7 Vinyl siding No
1944 195,000 Shingles Roof 1,990 4 $1000-$2500 Deductible 250 4 Brick siding yes
1996 150,000 Shingles Roof 1,750 5 $2500-$5000 Deductible 50 1 Wood siding yes
2013 395,000 Composition Roof 3,580 5 $500- $1000 Deductible 150 1 Stucco siding yes
1991 390,000 Tile Roof 4,660 5 $2500-$5000 Deductible 1020 10 Brick siding yes
1974 110,000 Slate Shingles Roof 930 2 $500- $1000 Deductible 70 2 Brick siding No
1945 240,000 Membrane Roof 2,070 5 $500 Deductible 1190 12 Stone Siding No
2013 115,000 Membrane Roof 1,010 2 $2500-$5000 Deductible 120 5 Stone Siding No
1983 115,000 Composition Roof 1,410 2 $500 Deductible 790 12 Stone Siding No
2002 160,000 Tile Roof 1,590 3 $1000-$2500 Deductible 390 9 Stone Siding No
2013 255,000 Tile Roof 2,250 4 $1000-$2500 Deductible 660 6 Wood siding yes