Bloomington Insurance Rates:

Bloomington, IL homeowners insurance is nearly $646 to $875, about $53-$72/month. Our all inclusive research indicates shoppers can save upto $304 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
The deductible for my policy is $500 which is not out of line its low cost out of pocket and the policy will cover fire and water damage as well as everything else.
State Farm
Our State Farm premium seems comparible to other companies. We have chosen a little bit higher deductible because I don't feel we will submit a claim very often in our lifetime.
Aaa
The policy in total doesn't cost much, yet it covers everything important i own so i don't have to worry.
Progressive
Our insurance agent sent us home insurance quotes from several insurance companies.Progressive had the lowest rate with the best coverage.
Erie Insurance
I do not know how Erie's home insurance policy offerings compare with those of other carriers. I have been with Erie for 15 years, and I no longer shop for insurance annually.
State Farm
I would recommend State Farm for home insurance because their method of service is always reliable and the ability to always reach someone is also always readily available.
Geico
The customer service from Geico is amazing and excellent. I have been a customer for over 30 years and the customer service gets better every year. They respond within an hour to any emailed questions or problems.
State Farm
The hours are perfect with our busy work schedule. they are even open on saturday for our needs. i would indeed tell family and friends.
State Farm
State farm has excellent ratings and seems to be very dedicated to assisting a client with all aspects of the insurance process from purchasing the policy through renewal and claims.
Farmer's Insurance
I don't dislike my insurance company since I have never had a bad experience with them at all.
Aaa
Everyone wants to pay less, but what bothers me the most is that it keeps going up every year. It would be nice if it stayed the same or decreased one of these times.
State Farm
The one time I had to talk to the guy when I got a dog, I left a message and he got back to me right away. He sends me a magnetic thing for my fridge each year with his name and phone number on it. He's a pleasant person. I've had no problems with the company, but that could be because I have never filed a claim.
State Farm
I would rate the company's customer service very high. Any time I have ever had an issue they were extremely nice and helpful. I tend to ask a lot of questions and they have always been very patient with me.
Erie Insurance
i dislike that when i have had to call them with a question about my policy it took quite a while to be connected with someone.
Farmer's Insurance
A smaller insurance company means more personalized service, they know who I am, and are easy to work and communicate with. I get my insurance packet in a timely fashion each year, and take advantage of bundling my car insurance with them as well.
Allstate
They offer all that we need and more. The prices are fair and we feel comfortable with the rates. We are happy with the company because they are honest on what we actually need.
State Farm
My premium and deductible was met and was not very high at all. I was completely satisfied and have recommended this company to many people.
Homesite Insurance
Homesite homeowners insurance seems like a solid company. They have competitive premiums and have an intuitive website. They seem like a solid company.
Geico
I would recommend Geico, they have good customer service and fair premiums. You can also combine with your auto insurance which is convenient.

Bloomington, IL Homeowners Insurance By Home Value

Bloomington, IL Home Value Total Homes % of Total Average Bloomington, IL Homeowners Insurance
Less than $50,000 1,845 9.0% $114
$60,000 to $69,999 350 1.0% $304
$70,000 to $79,999 502 2.0% $350
$80,000 to $89,999 509 2.0% $403
$90,000 to $99,999 938 5.0% $448
$100,000 to $124,999 2,456 13.0% $517
$125,000 to $149,999 2,107 11.0% $654
$150,000 to $174,999 2,307 12.0% $768
$175,000 to $199,999 1,589 8.0% $890
$200,000 to $249,999 2,889 15.0% $1073
$250,000 to $299,999 1,356 7.0% $1308
$300,000 to $399,999 1,641 8.0% $1666

Top Home Insurance Agents Near Bloomington, IL

Home Insurance Company Near Bloomington, IL Homeowners Insurance Agency Near Bloomington, IL Address
NA Vangundy Agency Inc 101 S Towanda Ave, Normal, IL, 61761
State Farm Corey North 22955 Grosenbach Rd, Washington, IL, 61571-9215
Travelers Ledgestone Insurance Group Inc 122 S Main Street, Morton, IL, 61550
State Farm Rich Dierker 429 S Main St, Creve Coeur, IL, 61610
Liberty Mutual Independent Wyman Group 230 SW ADAMS ST STE 501, PEORIA, IL, 61602

Bloomington, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Bloomington, IL

Streets in Bloomington Area Homeowners Insurance Cost
Hidden Pines Trl, Co Rd 500 N, Raintree Rd, Fon du Lac Dr, Iris Way, Goose Creek Dr, Hollycrest Dr, 1560 E, 7th St, Springfield Rd$791
Bancroft Dr, Meadow Ridge Dr, Marimarsh Ln, Brook Dr, E 1350 North Rd, Packard St, Gabor Dr, Winston Ct, Co Rd 2200 N, Ark Dr$760
Crestway Dr, Co Rd 425 E, S Seminary St, Emperor Ln, E Jefferson St, Hidden Valley Loop, Mill Creek Rd, Capen Dr, Godfrey Dr, Co Rd 960 N$772
S Western Ave, Buffalo Ln, Windsor Dr, Kent, Wolf Creek Ln, Co Rd 1025 E, Arrowhead Dr, Holiday Dr, Lucern Dr, N Cottage Ave$745
Stern Dr, Co Hwy 44, Rex Dr, Union St, Patterson Dr, Briar Dr, McLean Rd, S Evans St, Huntington Dr, Rainbow Ave$750
Bentown Rd, N 1650 East Rd, Rettick Ln, Fox Hill Cir, Summit St, S Vale St, Zachary Ln, Richland Ave, Buffalo Trce, Washington Rd$772
W Wood St, Brentwood Ct, Kenneth, Thompson St, Davis Ave, Longden Ave, New Gate, Russell Ct, Oakwood Dr, E 700 North Rd$769
W Macarthur Ave, Co Rd 600 N, Heather Downs Rd, Wildflower Pl, Co Rd 2850 N, S Gridley St, Challenger Dr, 840 E, Gamma, Old Fort Jesse Rd$758
E 650 North Rd, 970 E Rd, Martin Luther King Dr, Red Oak Rd, Northpointe Dr, Co Rd 2125 E, N 2250 East Rd, Sutter Rd, Donbly Blvd, E 2450 North Rd$776
Co Rd 1075 E, Folsom St, Derby Way, E Sullivan, Clover Ln, Hunter Dr, Rathmore Rd, Hillcrest St, Co Rd 2535N, Napa Ln$767

Bloomington, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bloomington$113 to $116
Normal$114
Old Town$121
McLean County$113

Bloomington, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Normal town, Illinois $95 $127 $190
Old Town township, McLean County, Illinois $101 $135 $202
McLean County, Illinois $95 $126 $189

Bloomington, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bloomington, IL4.4%11.7%
Normal4.46%12.24%
Old Town3.19%8.42%
McLean County4.43%12.12%

Bloomington Renters Insurance as a Percentage of Rent

Bloomington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 147 1.0% $339
$200 to $299 222 2.0% $789
$300 to $499 1,360 12.0% $1239
$500 to $749 4,007 37.0% $1914
$750 to $999 2,974 27.0% $2664
$1,000 to $1,499 1,684 15.0% $3789
$1,500 or more 330 3.0% $5439

Bloomington, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Bloomington Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$8,500
Net Savings to Bloomington Home Owner from High Deductible Plan $1,200

Bloomington, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bloomington, IL Home Replacement Value MORE than Home Value Bloomington, IL Home Replacement Value LESS than Home Value
Replacement Value $276,000 $158,500
Insurance Premium based on Replacement Value $1,375 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $62,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $275/year

Example Bloomington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmerican Family InsuranceFarmers Insurance
Monthly Premium 655160
Year Built 194519952005
Home Details 5 Beds, 1 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$175000-$200000$125000-$150000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Bloomington, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 215,000 Tile Roof 2,350 3 $5000 to $10,000 Deductible 350 6 Wood siding No
1941 360,000 Wood Shake Roof 3,250 4 $5000 to $10,000 Deductible 250 4 Vinyl siding yes
2000 165,000 Asphalt Shingles Roof 2,000 3 $500- $1000 Deductible 60 1 Vinyl siding yes
2010 255,000 Composition Roof 2,680 5 $500- $1000 Deductible 460 5 Wood siding yes
1990 285,000 Asphalt Shingles Roof 3,160 4 $500- $1000 Deductible 690 6 Vinyl siding No
1998 85,000 Asphalt Shingles Roof 980 2 $500- $1000 Deductible 80 2 Vinyl siding yes
1945 295,000 Wood Shake Roof 3,040 4 $5000 to $10,000 Deductible 560 6 Vinyl siding yes
1998 140,000 Metal Roof 1,720 3 $500- $1000 Deductible 210 5 Vinyl siding No
1946 115,000 Composition Roof 1,500 2 $2500-$5000 Deductible 30 1 Wood siding yes
1948 150,000 Wood Shake Roof 1,770 3 $1000-$2500 Deductible 190 4 Brick siding yes
2001 140,000 Wood Shake Roof 1,270 2 $500 Deductible 410 6 Brick siding yes
1993 125,000 Composition Roof 1,330 3 $500 Deductible 240 4 Fiber-Cement Siding yes
1992 170,000 Shingles Roof 2,100 4 $5000 to $10,000 Deductible 380 10 Fiber-Cement Siding No
2001 275,000 Wood Shake Roof 3,100 5 $500 Deductible 1190 10 Brick siding No
1994 290,000 Metal Roof 2,790 4 $500- $1000 Deductible 690 8 Stone Siding yes
1987 115,000 Shingles Roof 1,160 2 $1000-$2500 Deductible 170 5 Wood siding No
1981 285,000 Wood Shake Roof 3,110 4 > $10,000 Deductible 790 12 Stucco siding No
1981 125,000 Slate Shingles Roof 1,210 3 $1000-$2500 Deductible 370 10 Vinyl siding yes
1982 125,000 Metal Roof 1,170 2 $2500-$5000 Deductible 230 6 Wood siding No
1949 185,000 Composition Roof 2,190 3 $500- $1000 Deductible 710 12 Stucco siding No
1998 320,000 Shingles Roof 2,860 5 $500- $1000 Deductible 680 4 Stucco siding yes
2014 285,000 Composition Roof 3,050 4 $1000-$2500 Deductible 1000 12 Brick siding No
1991 210,000 Shingles Roof 2,390 3 $2500-$5000 Deductible 1000 12 Fiber-Cement Siding No
2005 300,000 Tile Roof 3,370 4 $5000 to $10,000 Deductible 760 9 Vinyl siding No
1984 140,000 Composition Roof 1,620 3 $1000-$2500 Deductible 220 5 Brick siding No
1983 280,000 Tile Roof 2,670 5 $500- $1000 Deductible 180 2 Wood siding yes
2012 190,000 Tile Roof 1,760 5 $500- $1000 Deductible 410 7 Stone Siding No
1948 520,000 Slate Shingles Roof 4,610 5 > $10,000 Deductible 440 4 Stone Siding yes
1989 475,000 Tile Roof 4,680 5 > $10,000 Deductible 220 2 Vinyl siding yes
1947 140,000 Slate Shingles Roof 1,340 2 $1000-$2500 Deductible 130 3 Stone Siding No
1941 315,000 Asphalt Shingles Roof 3,240 5 $1000-$2500 Deductible 170 2 Brick siding yes
2012 85,000 Shingles Roof 970 2 $500 Deductible 110 5 Fiber-Cement Siding yes
1944 130,000 Wood Shake Roof 1,400 2 $2500-$5000 Deductible 160 5 Fiber-Cement Siding No
2008 305,000 Metal Roof 3,140 4 > $10,000 Deductible 140 3 Fiber-Cement Siding yes
2009 395,000 Composition Roof 3,694 4 $500 Deductible 1620 8 Vinyl siding yes

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