Bloomington, IL homeowners insurance is nearly $646 to $875, about $53-$72/month. Our all inclusive research indicates shoppers can save upto $304 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Bloomington, IL | Homeowners Insurance Agency Near Bloomington, IL | Address |
|---|---|---|
| State Farm | Corey North | 22955 Grosenbach Rd, Washington, IL, 61571-9215 |
| Travelers | Ledgestone Insurance Group Inc | 122 S Main Street, Morton, IL, 61550 |
| State Farm | Rich Dierker | 429 S Main St, Creve Coeur, IL, 61610 |
| Liberty Mutual Independent | Wyman Group | 230 SW ADAMS ST STE 501, PEORIA, IL, 61602 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Normal town, Illinois | $95 | $127 | $190 |
| Old Town township, McLean County, Illinois | $101 | $135 | $202 |
| McLean County, Illinois | $95 | $126 | $189 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bloomington, IL | 4.4% | 11.7% |
| Normal | 4.46% | 12.24% |
| Old Town | 3.19% | 8.42% |
| McLean County | 4.43% | 12.12% |
| Bloomington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 147 | 1.0% | $339 |
| $200 to $299 | 222 | 2.0% | $789 |
| $300 to $499 | 1,360 | 12.0% | $1239 |
| $500 to $749 | 4,007 | 37.0% | $1914 |
| $750 to $999 | 2,974 | 27.0% | $2664 |
| $1,000 to $1,499 | 1,684 | 15.0% | $3789 |
| $1,500 or more | 330 | 3.0% | $5439 |
| Streets in Bloomington Area | Homeowners Insurance Cost |
|---|---|
| Hidden Pines Trl, Co Rd 500 N, Raintree Rd, Fon du Lac Dr, Iris Way, Goose Creek Dr, Hollycrest Dr, 1560 E, 7th St, Springfield Rd | $791 |
| Bancroft Dr, Meadow Ridge Dr, Marimarsh Ln, Brook Dr, E 1350 North Rd, Packard St, Gabor Dr, Winston Ct, Co Rd 2200 N, Ark Dr | $760 |
| Crestway Dr, Co Rd 425 E, S Seminary St, Emperor Ln, E Jefferson St, Hidden Valley Loop, Mill Creek Rd, Capen Dr, Godfrey Dr, Co Rd 960 N | $772 |
| S Western Ave, Buffalo Ln, Windsor Dr, Kent, Wolf Creek Ln, Co Rd 1025 E, Arrowhead Dr, Holiday Dr, Lucern Dr, N Cottage Ave | $745 |
| Stern Dr, Co Hwy 44, Rex Dr, Union St, Patterson Dr, Briar Dr, McLean Rd, S Evans St, Huntington Dr, Rainbow Ave | $750 |
| Bentown Rd, N 1650 East Rd, Rettick Ln, Fox Hill Cir, Summit St, S Vale St, Zachary Ln, Richland Ave, Buffalo Trce, Washington Rd | $772 |
| W Wood St, Brentwood Ct, Kenneth, Thompson St, Davis Ave, Longden Ave, New Gate, Russell Ct, Oakwood Dr, E 700 North Rd | $769 |
| W Macarthur Ave, Co Rd 600 N, Heather Downs Rd, Wildflower Pl, Co Rd 2850 N, S Gridley St, Challenger Dr, 840 E, Gamma, Old Fort Jesse Rd | $758 |
| E 650 North Rd, 970 E Rd, Martin Luther King Dr, Red Oak Rd, Northpointe Dr, Co Rd 2125 E, N 2250 East Rd, Sutter Rd, Donbly Blvd, E 2450 North Rd | $776 |
| Co Rd 1075 E, Folsom St, Derby Way, E Sullivan, Clover Ln, Hunter Dr, Rathmore Rd, Hillcrest St, Co Rd 2535N, Napa Ln | $767 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bloomington | $113 to $116 |
| Normal | $114 |
| Old Town | $121 |
| McLean County | $113 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $2,900 |
| Yearly Bloomington Homeowner Insurance Premium Example | $1,100 | $700 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,700 | $8,500 |
| Net Savings to Bloomington Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Bloomington, IL Home Replacement Value MORE than Home Value | Bloomington, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $276,000 | $158,500 |
| Insurance Premium based on Replacement Value | $1,375 | $800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,500 | Risk Exposure from Under Insuring Coverage is $62,000 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $275/year |
| Insurance Company | State Farm | American Family Insurance | Farmers Insurance |
| Monthly Premium | 65 | 51 | 60 |
| Year Built | 1945 | 1995 | 2005 |
| Home Details | 5 Beds, 1 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $175000-$200000 | $125000-$150000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |