Bloomingdale Insurance Rates:

Bloomingdale, NJ homeowners insurance is roughly $736 to $1,000, about $61-$83/month. Our in depth research reveals consumers can save upto $347 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bloomingdale, NJ Homeowners Insurance By Home Value

Bloomingdale, NJ Home Value Total Homes % of Total Average Bloomingdale, NJ Homeowners Insurance
Less than $50,000 14 1.0% $52
$50,000 to $59,999 19 1.0% $121
$100,000 to $124,999 14 1.0% $260
$150,000 to $174,999 27 2.0% $382
$200,000 to $249,999 95 7.0% $530
$250,000 to $299,999 175 13.0% $651
$300,000 to $399,999 912 71.0% $825

Top Home Insurance Agents Near Bloomingdale, NJ

Home Insurance Company Near Bloomingdale, NJ Homeowners Insurance Agency Near Bloomingdale, NJ Address
Allstate Anthony Frasca 5637 Mosholu Ave, Bronx, NY, 10471
Travelers Arthur J Gallagher & Co 101 JFK PKWY, SHORT HILLS, NJ, 7078
Nationwide Lawrence J Mantovi 193 Brower Ave, Rockville Centre, NY, 11570-2602
State Farm Rami Attieh 272 Washington Ave, Belleville, NJ, 07109-3155
Travelers The Excelsior Group Inc 71 South Central Avenue Suite 305 Valley Steam, Valley Stream, NY, 11580

Cost Of Homeowners Insurance By Street Near Bloomingdale, NJ

Streets in Bloomingdale Area Homeowners Insurance Cost
Crane Ave, Andrew Pl, Jeffrey Dr, Brandt Ln, Sheep Farm Rd, Highland Rd, Sandra Ln, High Point Rd, Natalie Ct, Hillside Dr$869
Bogue Dr, Pine Tree Rd, Overlook Rd, Hamilton St, Clark St, Walter Dr, South Rd, Pearl, Ballston St, Anna Rose Ct$867
Morse Lake Rd, Snake Den Rd Exd, Knolls Rd, Glenwild Ave, Passaic County 694 II, Wallace Ave, Fichter St, Birch St, Glade Rd, Woodward Ave$870
Demarest Rd, Hillcrest Dr, Old Ridge Rd, Valley View Ave, Leary Ave, Wood Pl, Cook Ct, Pleasant View Ave, Red Twig Trl, Bailey Ave$869
Delazier Pl, Treetop Ct, Poplar St, Short Rd, Star Lake Rd, Lake Iosco Rd, Hillside Dr N, Oakwood Ter, Webber St, Rafkind Rd$866

Bloomingdale, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bloomingdale$129 to $132
Passaic County$130
Wanaque$128
Butler$129

Bloomingdale, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Passaic County, New Jersey $130 $173 $260
Wanaque borough, New Jersey $128 $171 $257
Butler borough, New Jersey $130 $173 $260

Bloomingdale, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bloomingdale, NJ2.5%7.2%
Passaic County2.65%7.22%
Wanaque2.87%7.12%
Butler2.89%7.21%

Bloomingdale Renters Insurance as a Percentage of Rent

Bloomingdale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 128 14.0% $1900
$750 to $999 47 5.0% $2650
$1,000 to $1,499 553 60.0% $3775
$1,500 or more 179 19.0% $5425

Bloomingdale, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Bloomingdale Homeowner Insurance Premium Example $4,100$3,600
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $26,000$25,000
Net Savings to Bloomingdale Home Owner from High Deductible Plan $1,000

Bloomingdale, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bloomingdale, NJ Home Replacement Value MORE than Home Value Bloomingdale, NJ Home Replacement Value LESS than Home Value
Replacement Value $421,500 $264,000
Insurance Premium based on Replacement Value $2,225 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $102,500 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $550/year

Example Bloomingdale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceLiberty Mutual
Monthly Premium 1559277
Year Built 196819491975
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$250000-$300000$175000-$200000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Bloomingdale, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 190,000 Membrane Roof 990 2 $500 Deductible 1070 12 Stone Siding yes
1981 150,000 Composition Roof 980 2 $5000 to $10,000 Deductible 200 7 Stucco siding No
1981 390,000 Membrane Roof 2,490 5 > $10,000 Deductible 890 8 Stone Siding yes
1984 280,000 Asphalt Shingles Roof 1,850 4 $1000-$2500 Deductible 1250 12 Vinyl siding yes
1980 510,000 Metal Roof 2,370 4 > $10,000 Deductible 400 5 Brick siding yes
1969 375,000 Membrane Roof 1,950 5 $1000-$2500 Deductible 840 9 Stucco siding yes
1979 340,000 Shingles Roof 2,140 3 $500- $1000 Deductible 310 2 Vinyl siding yes
1976 195,000 Asphalt Shingles Roof 1,330 3 $500- $1000 Deductible 80 1 Vinyl siding yes
1969 465,000 Membrane Roof 2,920 4 $500 Deductible 1500 8 Stone Siding yes
1986 745,000 Membrane Roof 3,440 5 $500 Deductible 940 3 Fiber-Cement Siding No
1964 230,000 Membrane Roof 1,590 2 $5000 to $10,000 Deductible 420 10 Wood siding yes
1985 305,000 Shingles Roof 1,670 5 $500- $1000 Deductible 420 5 Wood siding No
1981 475,000 Composition Roof 2,210 3 $5000 to $10,000 Deductible 720 5 Stone Siding yes
1967 355,000 Shingles Roof 2,040 3 $500 Deductible 920 5 Wood siding No
1964 245,000 Shingles Roof 1,260 2 $2500-$5000 Deductible 240 4 Fiber-Cement Siding No
1971 285,000 Wood Shake Roof 1,950 4 $5000 to $10,000 Deductible 300 4 Stucco siding yes
1965 455,000 Composition Roof 3,080 5 $1000-$2500 Deductible 300 2 Brick siding yes
1966 235,000 Asphalt Shingles Roof 1,600 3 $2500-$5000 Deductible 460 7 Stone Siding No
1974 530,000 Slate Shingles Roof 2,680 4 $2500-$5000 Deductible 1290 9 Stucco siding yes
1963 515,000 Shingles Roof 3,290 4 $2500-$5000 Deductible 1110 7 Stucco siding yes
1960 580,000 Composition Roof 3,030 4 $2500-$5000 Deductible 970 6 Stucco siding No
1979 435,000 Metal Roof 2,360 4 $500- $1000 Deductible 320 2 Wood siding yes
1949 710,000 Membrane Roof 4,710 5 $2500-$5000 Deductible 1720 8 Stucco siding yes
1966 450,000 Wood Shake Roof 2,370 4 > $10,000 Deductible 240 3 Stone Siding No
1942 490,000 Shingles Roof 2,610 4 $1000-$2500 Deductible 360 3 Stone Siding No
1981 190,000 Composition Roof 1,190 2 $5000 to $10,000 Deductible 500 12 Stone Siding yes
1984 360,000 Shingles Roof 1,760 2 > $10,000 Deductible 280 4 Fiber-Cement Siding yes
1945 560,000 Wood Shake Roof 3,140 4 $500- $1000 Deductible 540 3 Wood siding No
1974 495,000 Shingles Roof 2,660 4 $1000-$2500 Deductible 320 2 Stone Siding No
1949 555,000 Composition Roof 3,440 5 $500- $1000 Deductible 1970 8 Stucco siding yes
1974 190,000 Metal Roof 940 2 $500- $1000 Deductible 300 4 Stucco siding yes
1980 440,000 Wood Shake Roof 2,930 5 $500- $1000 Deductible 810 6 Fiber-Cement Siding No
1986 470,000 Slate Shingles Roof 2,350 3 $1000-$2500 Deductible 430 3 Fiber-Cement Siding No
1943 185,000 Metal Roof 920 2 $500 Deductible 760 7 Fiber-Cement Siding No