Bloomfield Insurance Rates:

Bloomfield, NJ homeowners insurance is nearly $731 to $993, about $60-$82/month. Our exhaustive research reveals consumers can save as much as $344 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
The level of coverage could be better with lower deductible required and higher value of personal belongings covered under the policy.
Farmer's Insurance
I like that my agent is easy to reach. i'm also able to get an appointment with the agent very easy.
Aaa
I like the fact that i can either call or email my representative with a question and i will get an answer by the next day at the very latest.
Aaa
That I can bundle and get a discount on the website and it is easy to use.
Progressive
I like the company because they are easy to work with and I feel like they are honest. They seem to hold high values
Esurance
The company is financially sound so I do not have to worry about coverage if I do need to follow a claim.
Geico
I have never had to make a claim, so I am not really that familiar with customer service. However, it was easy to set up my coverage.
Allstate
I do not like the forced insurance on drivers ages 16 and over, and the refusal to remove a driver that no longer lives in your household. Allstate is not the cheapest company out there either.

Bloomfield, NJ Homeowners Insurance By Home Value

Bloomfield, NJ Home Value Total Homes % of Total Average Bloomfield, NJ Homeowners Insurance
Less than $50,000 188 2.0% $60
$125,000 to $149,999 184 2.0% $336
$150,000 to $174,999 275 3.0% $396
$175,000 to $199,999 197 2.0% $465
$200,000 to $249,999 749 10.0% $560
$250,000 to $299,999 1,397 19.0% $680
$300,000 to $399,999 4,052 56.0% $870

Top Home Insurance Agents Near Bloomfield, NJ

Home Insurance Company Near Bloomfield, NJ Homeowners Insurance Agency Near Bloomfield, NJ Address
State Farm Diana Casey 1093 N Broadway, Massapequa, NY, 11758-1752
Travelers Donnelly & Sproul Inc 55 HARRISTOWN ROAD, GLEN ROCK, NJ, 7452
Allstate Frank Tinelli 90 Gardiners Ave, Levittown, NY, 11756
Allstate Robert Russo 336 9th St, Brooklyn, NY, 11215
NA Orrino Insurance Group Agency Inc. 360 Route 109 Ste A , West Babylon, NY, 11704

Cost Of Homeowners Insurance By Street Near Bloomfield, NJ

Streets in Bloomfield Area Homeowners Insurance Cost
Municipal Plz, State St, Washington Pl, Elizabeth Ct, Clover Ln, Jerome Pl, Parkview Dr, Carol Pl, Gordon Ct, Fitzherbert St$882
Willet St, Palmer St, Llewellyn Ave, Pettit St, Pilch St, Oak Tree Ln, Chadwick Dr, Davis Ave, Lakewood Dr, West St$854
Willard Ave, Fritz St, Hinrichs Pl, Arcadia Ct, Olive St, Clubb St, Oakridge Rd, Greenbrook Dr, Phillips St, Fremont St$864
Perry Rd, Lakewood Ter, Wilber Ter, Myrtle St, Plymouth Ct, N 15th St, Ella St, Donna Dr, Twain St, Berkeley Pl$866
Daka Ct, Jefferson Ave, Corsi Rd, School St, Bland Ct, Willet St, Watsessing Ave, Holly Ct, Oakland Ave, Vine Pl$854

Bloomfield, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bloomfield$129 to $131
Glen Ridge$139
Belleville$127
Montclair$140

Bloomfield, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Glen Ridge borough, New Jersey $117 $155 $233
Belleville township, Essex County, New Jersey $106 $141 $212
Montclair township, Essex County, New Jersey $117 $156 $234

Bloomfield, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bloomfield, NJ2.6%7.2%
Glen Ridge2.06%7.76%
Belleville2.75%7.08%
Montclair2.07%7.8%

Bloomfield Renters Insurance as a Percentage of Rent

Bloomfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 126 1.0% $1228
$500 to $749 240 3.0% $1903
$750 to $999 1,823 22.0% $2653
$1,000 to $1,499 4,431 55.0% $3778
$1,500 or more 1,270 15.0% $5428

Bloomfield, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Bloomfield Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,500$9,900
Net Savings to Bloomfield Home Owner from High Deductible Plan $600

Bloomfield, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bloomfield, NJ Home Replacement Value MORE than Home Value Bloomfield, NJ Home Replacement Value LESS than Home Value
Replacement Value $471,000 $334,500
Insurance Premium based on Replacement Value $2,825 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $78,500 Risk Exposure from Under Insuring Coverage is $58,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $475/year

Example Bloomfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualFarmers Insurance
Monthly Premium 74111151
Year Built 195219721945
Home Details 5 Beds, 4 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000$400000-$500000$300000-$350000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Bloomfield, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1955 195,000 Tile Roof 1,390 2 $1000-$2500 Deductible 730 12 Stucco siding yes
1949 290,000 Tile Roof 1,530 3 $500- $1000 Deductible 240 2 Stucco siding yes
1957 175,000 Shingles Roof 1,240 2 $500- $1000 Deductible 420 8 Wood siding yes
1941 535,000 Asphalt Shingles Roof 3,120 4 $500 Deductible 310 2 Stone Siding No
1952 145,000 Tile Roof 1,050 2 $500 Deductible 690 9 Wood siding yes
1979 175,000 Membrane Roof 930 2 $5000 to $10,000 Deductible 260 6 Stucco siding yes
1954 310,000 Asphalt Shingles Roof 1,520 5 $500- $1000 Deductible 1460 12 Fiber-Cement Siding yes
1979 445,000 Shingles Roof 2,250 3 > $10,000 Deductible 260 3 Fiber-Cement Siding yes
1958 340,000 Wood Shake Roof 1,770 2 > $10,000 Deductible 420 8 Wood siding yes
1963 310,000 Asphalt Shingles Roof 1,670 2 $5000 to $10,000 Deductible 1300 12 Stucco siding No
1956 280,000 Tile Roof 1,810 3 $2500-$5000 Deductible 1000 12 Wood siding yes
1951 665,000 Membrane Roof 3,380 5 $500 Deductible 1850 9 Stone Siding yes
1951 355,000 Shingles Roof 1,950 3 $1000-$2500 Deductible 400 4 Stone Siding yes
1965 535,000 Composition Roof 2,760 5 $500 Deductible 310 2 Stucco siding yes
1979 240,000 Membrane Roof 1,430 2 $500 Deductible 100 1 Stone Siding No
1963 240,000 Wood Shake Roof 1,600 5 $500- $1000 Deductible 170 2 Stucco siding No
1945 735,000 Metal Roof 3,740 5 $2500-$5000 Deductible 2320 10 Vinyl siding yes
1951 375,000 Wood Shake Roof 2,040 3 > $10,000 Deductible 560 8 Vinyl siding yes
1948 425,000 Metal Roof 2,040 4 > $10,000 Deductible 920 8 Fiber-Cement Siding No
1978 265,000 Metal Roof 1,600 2 $2500-$5000 Deductible 1020 10 Vinyl siding No
1966 310,000 Membrane Roof 1,730 5 $2500-$5000 Deductible 910 10 Stone Siding No
1950 275,000 Composition Roof 1,860 4 $2500-$5000 Deductible 80 1 Stucco siding yes
1949 335,000 Shingles Roof 2,290 4 $1000-$2500 Deductible 1040 9 Fiber-Cement Siding No