Bloomfield Insurance Rates:

Bloomfield, CT homeowners insurance is approximately $719 to $977, about $59-$81/month. Our in depth guide indicates shoppers can save as much as $339 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
We called everywhere and that is one of the best deals out there.
Liberty Mutual
communicate the insurance services is good. any doubt clear to all time. so I am satisfied the company
State Farm
What irritates me the most is that when you ask a question it goes to email and no one ever replies? It often takes a phone call to get a response
Farmer's Insurance
I appreciate the fact that i have a good working relationship with my agent and feel like i can trust her and her suggestions.
State Farm
State farm seems to have the habit of changing the amount of your policy and not telling you, and that is very aggravating.

Bloomfield, CT Homeowners Insurance By Home Value

Bloomfield, CT Home Value Total Homes % of Total Average Bloomfield, CT Homeowners Insurance
Less than $50,000 82 1.0% $93
$80,000 to $89,999 71 1.0% $322
$100,000 to $124,999 392 7.0% $415
$125,000 to $149,999 483 8.0% $517
$150,000 to $174,999 813 14.0% $610
$175,000 to $199,999 637 11.0% $712
$200,000 to $249,999 1,201 21.0% $856
$250,000 to $299,999 932 16.0% $1043
$300,000 to $399,999 866 15.0% $1331

Top Home Insurance Agents Near Bloomfield, CT

Home Insurance Company Near Bloomfield, CT Homeowners Insurance Agency Near Bloomfield, CT Address
Travelers Byrnes Agency Inc 6 CONSUMERS AVE, NORWICH, CT, 6360
Travelers Insurlynx Llc 10 OAK GLEN DR, SHELTON, CT, 6484
State Farm Kevin Piscitelli 380 Boston Post Rd, Orange, CT, 06477-3524
Allstate Mohamed Ouda 451 New Britain Ave, Newington, CT, 6111
Liberty Mutual Independent Petruzelo Ins Agcy Inc 4 RESEARCH PKWY, WALLINGFORD, CT, 6492

Cost Of Homeowners Insurance By Street Near Bloomfield, CT

Streets in Bloomfield Area Homeowners Insurance Cost
Filley St, Boxwood Cir, Bay Hill Dr, E Euclid St, Stillman Rd, Ashley Ct, Beacon Hill Dr, Craigmore Rd, Shepard Rd, Livingstone Rd$849
Gun Mill Rd, Louis Dr, Lisa Ln, Andrea Ln, Wyndemere Rd, Sandpiper Dr, Nolan Dr, Jaybee Dr, Gabb Rd, Elizabeth Ave$872
Cobey Rd, Hiram Ln, Lincoln Ter, Dorothy Dr, Woodland Rd, Crystal Ln, Pinney Rd, Talcottview Dr, Mucko Rd, Christine Cir$866
Burr Rd, Applewood Rd, Marguerite Ave, Woodland Ave, Seabury Dr, Stone Hill, Florence Rd, Tunxis Ave, Walker Ln, West Ln$854
Brookline Ave, Cottage Grove Rd, Carpenter Ln, Fern Dr, Sherman Way, Skinner Dr, Puritan Dr, Timothy Ln, Loeffler Rd, Stuart Dr$877

Bloomfield, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bloomfield$126 to $129
Hartford County$128
Blue Hills$124
Simsbury Center$131

Bloomfield, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hartford County, Connecticut $107 $143 $214
Blue Hills CDP, Connecticut $104 $138 $207
Windsor town, Hartford County, Connecticut $107 $142 $213

Bloomfield, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bloomfield, CT3.7%8.5%
Hartford County3.64%9.36%
Blue Hills3.92%10.79%
Windsor3.74%9.91%

Bloomfield Renters Insurance as a Percentage of Rent

Bloomfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 65 2.0% $343
$200 to $299 110 5.0% $793
$300 to $499 293 13.0% $1243
$500 to $749 114 5.0% $1918
$750 to $999 142 6.0% $2668
$1,000 to $1,499 698 31.0% $3793
$1,500 or more 778 35.0% $5443

Bloomfield, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Bloomfield Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $8,100$7,100
Net Savings to Bloomfield Home Owner from High Deductible Plan $1,000

Bloomfield, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bloomfield, CT Home Replacement Value MORE than Home Value Bloomfield, CT Home Replacement Value LESS than Home Value
Replacement Value $260,000 $162,500
Insurance Premium based on Replacement Value $2,825 $1,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $63,500 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $700/year

Example Bloomfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceLiberty Mutual
Monthly Premium 82126342
Year Built 198319641974
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$350000-$400000$600000-$700000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Bloomfield, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 340,000 Composition Roof 2,770 4 $500 Deductible 2340 9 Stucco siding No
1977 140,000 Tile Roof 1,220 3 $500 Deductible 870 8 Stone Siding yes
1961 365,000 Composition Roof 2,980 5 $500 Deductible 720 2 Brick siding No
1994 175,000 Membrane Roof 1,590 2 $500 Deductible 1530 10 Brick siding yes
1970 275,000 Slate Shingles Roof 2,570 5 $2500-$5000 Deductible 800 5 Stucco siding No
1988 290,000 Wood Shake Roof 2,130 3 $2500-$5000 Deductible 780 5 Brick siding yes
1977 220,000 Wood Shake Roof 1,520 5 $2500-$5000 Deductible 670 4 Brick siding yes
1977 190,000 Wood Shake Roof 1,320 2 $1000-$2500 Deductible 620 6 Vinyl siding yes
1973 305,000 Asphalt Shingles Roof 2,890 4 $500- $1000 Deductible 1850 7 Fiber-Cement Siding No
1995 215,000 Asphalt Shingles Roof 2,150 3 $500 Deductible 880 7 Vinyl siding yes
1992 425,000 Metal Roof 3,200 4 $1000-$2500 Deductible 1680 6 Stone Siding yes
1973 240,000 Wood Shake Roof 1,800 2 $2500-$5000 Deductible 820 5 Brick siding No
1979 270,000 Wood Shake Roof 2,360 3 $500- $1000 Deductible 1740 7 Wood siding yes
1992 315,000 Wood Shake Roof 2,480 4 $500- $1000 Deductible 1490 6 Brick siding yes
1973 170,000 Slate Shingles Roof 1,170 2 $500 Deductible 1260 9 Stucco siding No
1994 175,000 Composition Roof 1,560 2 $5000 to $10,000 Deductible 180 2 Brick siding No
1962 625,000 Metal Roof 4,950 5 $500- $1000 Deductible 3670 6 Stucco siding No
1969 195,000 Tile Roof 1,880 4 $5000 to $10,000 Deductible 530 5 Stucco siding yes
1997 195,000 Membrane Roof 1,440 2 $500 Deductible 1320 10 Stucco siding No
1976 350,000 Shingles Roof 3,550 5 $2500-$5000 Deductible 1410 7 Vinyl siding yes
1999 150,000 Membrane Roof 1,430 2 $500- $1000 Deductible 210 2 Stone Siding yes
1963 270,000 Tile Roof 2,560 4 $500- $1000 Deductible 2060 12 Stucco siding No
1991 90,000 Asphalt Shingles Roof 930 2 $2500-$5000 Deductible 290 5 Stucco siding No
1992 395,000 Asphalt Shingles Roof 2,710 4 $5000 to $10,000 Deductible 790 5 Fiber-Cement Siding yes
1961 140,000 Slate Shingles Roof 1,370 3 $500- $1000 Deductible 1370 12 Fiber-Cement Siding yes
1985 240,000 Metal Roof 1,670 3 $5000 to $10,000 Deductible 1020 8 Wood siding yes
1976 240,000 Wood Shake Roof 1,770 2 > $10,000 Deductible 1280 9 Vinyl siding No
1993 370,000 Slate Shingles Roof 3,300 4 > $10,000 Deductible 680 4 Stucco siding No