How To Make Your Birmingham, AL Home Insurance Cheaper
Birmingham, AL, homeowners insurance is about $1111. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Birmingham, AL Home Insurance Rates with the Jefferson County Average
| Place | Jefferson County Average: $1,569.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Birmingham, AL | $1,111.0 | -458.0 | -0.29 | 456,221 | 121,200 |
Cost of Birmingham, AL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Graysville | 97,800 | 5,648 | $975 |
| Wegra | 69,500 | 23,213 | $783 |
| Cordova | 73,200 | 16,019 | $810 |
| Montevallo | 111,400 | 8,932 | $1,056 |
Homeowners Insurance Comparison for the Cheapest Premiums in Birmingham, AL
| American National Property and Casualty Company | Country Financial | MetLife | |
| Median Home Value ($) | 121,200 | 121,200 | 121,200 |
| Age of Home | Above Year 50 | Newly Constructed Home | Newly Constructed Home |
| Home Coverage ($) | $250,000 -$299,999 | $500,000 -$749,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $3,380.4 | $4,533.4 | $6,198.0 |
Cost of Birmingham, AL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Allstate | 2500 | $300,000-$399,999 | 2,612.5 |
| Farmer's Insurance | 2000 | $750,000-$999,999 | 5,440.8 |
| The Hartford | 500 | $175,000-$199,999 | 1,550.5 |
| MetLife | 1500 | $200,000-$249,999 | 1,581.7 |
| State Farm | 500 | $300,000-$399,999 | 3,519.6 |
| Safeco Insurance | 2000 | $400,000-$499,999 | 3,676.2 |
| Progressive | 1500 | $150,000-$174,999 | 1,129.6 |
| Horace Mann Educators Corporation | 1000 | $200,000-$249,999 | 1,671.6 |
| GEICO | 1500 | $400,000-$499,999 | 3,945.2 |
| American Modern Insurance | 2500 | $1000,000-$1499,999 | 5,261.5 |