Biloxi Insurance Rates:

Biloxi, MS homeowners insurance is roughly $815 to $1,110, about $67-$92/month. Our comprehensive research shows customers can save upto $384 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
Overall, allstate has excellent customer service when you need to make a claim. they are responsive and quick to come out and check the damages.
Allstate
I also love how personal it is to talk to my insurance agent.
Allstate
Customer service is very good. When I call my agent he usually takes my call and if he can't he returns my call very quickly and always finds the answers I need.
State Farm
I recently had a claim due to a weather-related event. I was paid really fast and without having to haggle. I am very satisfied thus far with State Farm.
Progressive
Progressive is slightly less a rip off than many other insurance companies I have had over the last 40 years. What I hate most is the annual premium always is going up. Even though I NEVER make claims like asshole neighbors seem to like doing.
Allstate
Allstate's customer service is very friendly and professional. The take the time to understand my problem and work to quickly resolve it.
Allstate
I don't like the fact that they are going to more automated services. There are competitors that are cheaper that are all automated. I pay this company because they used to provide personal service. If that leaves, I may switch.

Biloxi, MS Homeowners Insurance By Home Value

Biloxi, MS Home Value Total Homes % of Total Average Biloxi, MS Homeowners Insurance
Less than $50,000 810 9.0% $153
$50,000 to $59,999 172 1.0% $327
$60,000 to $69,999 109 1.0% $404
$70,000 to $79,999 247 2.0% $471
$80,000 to $89,999 496 5.0% $529
$90,000 to $99,999 326 3.0% $596
$100,000 to $124,999 1,049 12.0% $692
$125,000 to $149,999 1,309 15.0% $865
$150,000 to $174,999 1,268 14.0% $1019
$175,000 to $199,999 641 7.0% $1183
$200,000 to $249,999 916 10.0% $1414
$250,000 to $299,999 730 8.0% $1731
$300,000 to $399,999 652 7.0% $2202

Top Home Insurance Agents Near Biloxi, MS

Home Insurance Company Near Biloxi, MS Homeowners Insurance Agency Near Biloxi, MS Address
Travelers Bancorpsouth Ins Services Inc 213 PORTER AVE, BILOXI, MS, 39533
Allstate Betsy Mcarn 207 Tanner Williams Ct Ste A, Mobile, AL, 36608
Liberty Mutual Independent Burkholder Insurance Inc 115 University Blvd., Mobile, AL, 36608
Nationwide James Poulos 831 Jackson St, Biloxi, MS, 39530-4235
Travelers Mattina Insurance Agency Inc 11010 HWY 49 STE 1, GULFPORT, MS, 39503

Cost Of Homeowners Insurance By Street Near Biloxi, MS

Streets in Biloxi Area Homeowners Insurance Cost
Mulberry Dr, John Morris St, Vee St, Regency Dr, Windrush Ct, Walker Rd, Covenant Square Dr, Summer Lane Rd, Executive Pl, Beverly Dr$965
Dogwood Dr, Walda Dr, Whitney Dr, Phantom St, E St, Natchez Ln, Lantana Cove, Woodland Hills Dr, Mary Ct, Bayview Ave$953
Saint Jude St, Pecan Rd, Quail Cove, Eastview Dr, Heron Cove, Somerset Ct, Longwood Cir, River Oaks Ct, Eisenhower Dr, Leisure Ln$986
Rd 122, Carter Rd, Reed Ave, Rodenberg Ave, Dukate St, Clearview Dr, Pringle Cir, Larkin Pl E, Knox St, Violet St$971
Clifton Ln, Carlisle Ln, Paul David Dr, Midway St, Clay St, Pecan Hill Dr, Pearl St, Lanfair Rd, Parkway Rd, Longwood Ct$978
Keesler Cir, McNarney Dr, Bay Vw, Kellogg Rd, Third St, Old Bay Rd, Dunvegan Dr, Snug Harbor Rd, Jim Lee Rd, Sabrina Dr$979
Oakridge Cir, Oaklawn Rd, Canterbury Dr, Curtis St, Gould Rd, Collier St, Hudson Krohn Rd, Georgia Dr, W Wortham Rd, Alden Cir$977
Merry Ln, Teal Cove, Percy St, Shell St, Donwood Pl, Country Ln, Woodlands Hill Dr, Brighton Cir, A St, Rd 244$966
Rd 106, Lasalle Dr, Camelia Pl, Holly Bluff Cir, Joachim Pl, Oakridge Pl, Buddleia Cove, Bay Shore Dr, Balboa St, Division St$964
Jam Ln, Barton Rd, Aster Cir, Summer Field Dr, Porter Ave, Delauney St, St Paul St, River Walk Cir, Woolmarket Rd, Gill Ave$979

Biloxi, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Biloxi$143 to $145
D'Iberville$141
St. Martin$140
Latimer$143

Biloxi, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
D'Iberville city, Mississippi $118 $157 $236
St. Martin CDP, Mississippi $117 $156 $234
Latimer CDP, Mississippi $119 $159 $238

Biloxi, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Biloxi, MS5.9%20.5%
D'Iberville7.41%20.53%
St. Martin5.95%22.14%
Latimer6.4%21.31%

Biloxi Renters Insurance as a Percentage of Rent

Biloxi Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 116 1.0% $342
$200 to $299 243 3.0% $792
$300 to $499 683 8.0% $1242
$500 to $749 1,979 24.0% $1917
$750 to $999 2,747 34.0% $2667
$1,000 to $1,499 2,027 25.0% $3792
$1,500 or more 269 3.0% $5442

Biloxi, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Biloxi Homeowner Insurance Premium Example $2,700$2,200
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $19,800$19,300
Net Savings to Biloxi Home Owner from High Deductible Plan $500

Biloxi, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Biloxi, MS Home Replacement Value MORE than Home Value Biloxi, MS Home Replacement Value LESS than Home Value
Replacement Value $198,000 $114,500
Insurance Premium based on Replacement Value $3,000 $1,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $525/year Insurance costlier by $750/year

Example Biloxi Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAllstate
Monthly Premium 170332171
Year Built 198020131992
Home Details 5 Beds, 4 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$125000-$150000
Deductible > $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Biloxi, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 455,000 Slate Shingles Roof 4,610 5 $500- $1000 Deductible 7080 12 Fiber-Cement Siding yes
2003 105,000 Tile Roof 1,140 2 $500 Deductible 430 3 Wood siding No
1973 105,000 Tile Roof 1,290 3 $1000-$2500 Deductible 1070 10 Stucco siding yes
1992 145,000 Membrane Roof 1,690 3 $1000-$2500 Deductible 1220 7 Vinyl siding No
1972 335,000 Asphalt Shingles Roof 3,370 5 $500 Deductible 4070 8 Stone Siding No
2011 155,000 Membrane Roof 1,690 3 $2500-$5000 Deductible 580 4 Stucco siding No
1984 180,000 Asphalt Shingles Roof 2,080 3 $500 Deductible 2310 9 Stone Siding No
2010 125,000 Asphalt Shingles Roof 1,490 3 $1000-$2500 Deductible 790 6 Stucco siding No
2013 155,000 Tile Roof 1,750 2 $5000 to $10,000 Deductible 270 2 Wood siding yes
2013 120,000 Metal Roof 1,080 2 $2500-$5000 Deductible 740 7 Brick siding yes
2012 150,000 Wood Shake Roof 1,700 3 $1000-$2500 Deductible 890 7 Fiber-Cement Siding No
1982 140,000 Asphalt Shingles Roof 1,260 2 $2500-$5000 Deductible 230 2 Fiber-Cement Siding No
2005 185,000 Wood Shake Roof 2,130 4 $2500-$5000 Deductible 1300 8 Stone Siding yes
2013 150,000 Membrane Roof 1,610 2 $500 Deductible 890 4 Brick siding yes
1971 130,000 Asphalt Shingles Roof 1,620 5 $1000-$2500 Deductible 1850 9 Wood siding yes
1975 235,000 Composition Roof 2,310 5 $2500-$5000 Deductible 1160 6 Brick siding yes
2012 175,000 Slate Shingles Roof 1,640 5 $2500-$5000 Deductible 1440 8 Wood siding yes
1987 105,000 Membrane Roof 1,020 2 $500- $1000 Deductible 280 3 Fiber-Cement Siding yes
2014 225,000 Composition Roof 2,300 3 $500- $1000 Deductible 3480 12 Fiber-Cement Siding No
2005 170,000 Tile Roof 2,130 3 $2500-$5000 Deductible 1030 9 Vinyl siding yes
2007 135,000 Metal Roof 1,240 3 $1000-$2500 Deductible 710 4 Wood siding yes
1993 275,000 Membrane Roof 2,890 4 $5000 to $10,000 Deductible 2820 12 Brick siding yes