Homeowners Insurance Cost - Billings, MT
Median Home Value - Billings, MT
Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
---|---|---|
$500 Deductible | -$12.7 | $1,045.3 |
$1000 Deductible | -$112.36 | $945.64 |
$1500 Deductible | -$167.8 | $890.2 |
$2000 Deductible | -$249.9 | $808.1 |
$2500 Deductible | -$298.36 | $759.64 |
Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
---|---|---|
Newly Constructed Home | -$296 | $762 |
30 year old | +$16 | $1,074 |
40 year old | +$28 | $1,086 |
50 year old | +$40 | $1,098 |
Above 50 year old | +$51 | $1,109 |
Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
---|---|---|
Fire Resistive | -$148 | $910 |
Superior | -$95 | $963 |
Masonry | -$53 | $1,005 |
Brick | -$53 | $1,005 |
Hail Resistant Roof | -$21 | $1,037 |
Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
---|---|---|
Owning A Swimming Pool | +$21 | $1,079 |
Swimming Pool With A Diving Board | +$53 | $1,111 |
Swimming Pool With Slide | +$63 | $1,121 |
Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
---|---|---|
Fire Station | $32 | $1,026 |
Police Department | $11 | $1,047 |
Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
---|---|---|
Filing a Second Fire Claim | +$444.36 | $1,502 |
Filing a Second Liability Claim | +$402.04 | $1,460 |
Filing a Second Theft Claim | +$402.04 | $1,460 |
Filing a Second Water Claim | +$349.14 | $1,407 |
Filing a Fire Claim | +$211.6 | $1,270 |
Filing a Liability Claim | +$201.02 | $1,259 |
Filing a Theft Claim | +$201.02 | $1,259 |
Filing a Water Claim | +$169.28 | $1,227 |
Filing a Weather Claim | +$169.28 | $1,227 |