$1,058
Homeowners Insurance Cost - Billings, MT
$198,100
Median Home Value - Billings, MT
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$12.7 | $1,045.3 |
| $1000 Deductible | -$112.36 | $945.64 |
| $1500 Deductible | -$167.8 | $890.2 |
| $2000 Deductible | -$249.9 | $808.1 |
| $2500 Deductible | -$298.36 | $759.64 |
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$296 | $762 |
| 30 year old | +$16 | $1,074 |
| 40 year old | +$28 | $1,086 |
| 50 year old | +$40 | $1,098 |
| Above 50 year old | +$51 | $1,109 |
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$148 | $910 |
| Superior | -$95 | $963 |
| Masonry | -$53 | $1,005 |
| Brick | -$53 | $1,005 |
| Hail Resistant Roof | -$21 | $1,037 |
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$21 | $1,079 |
| Swimming Pool With A Diving Board | +$53 | $1,111 |
| Swimming Pool With Slide | +$63 | $1,121 |
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $32 | $1,026 |
| Police Department | $11 | $1,047 |
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$444.36 | $1,502 |
| Filing a Second Liability Claim | +$402.04 | $1,460 |
| Filing a Second Theft Claim | +$402.04 | $1,460 |
| Filing a Second Water Claim | +$349.14 | $1,407 |
| Filing a Fire Claim | +$211.6 | $1,270 |
| Filing a Liability Claim | +$201.02 | $1,259 |
| Filing a Theft Claim | +$201.02 | $1,259 |
| Filing a Water Claim | +$169.28 | $1,227 |
| Filing a Weather Claim | +$169.28 | $1,227 |