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Billings, MT Home Values & Insurance Rates

Billings, MT Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,656 9.0% $108
$50,000 to $59,999 330 1.0% $231
$60,000 to $69,999 348 1.0% $286
$70,000 to $79,999 285 1.0% $332
$80,000 to $89,999 422 1.0% $371
$90,000 to $99,999 412 1.0% $417
$100,000 to $124,999 2,270 8.0% $486
$125,000 to $149,999 3,218 11.0% $610
$150,000 to $174,999 4,981 17.0% $718
$175,000 to $199,999 4,389 15.0% $827
$200,000 to $249,999 4,641 16.0% $997
$250,000 to $299,999 2,519 8.0% $1221
$300,000 to $399,999 1,745 6.0% $1553

Top Home Insurance Agents Near Billings, MT

Home Insurance Company Near Billings, MT Homeowners Insurance Agency Near Billings, MT Address
State Farm Ed Smith 1655 Shiloh Rd Ste B, Billings, MT, 59106-1726
Farmers George Schmalz 1211 24th St W Ste 5, Billings, MT, 59102
Allstate Mandeville Insurance 130 S PRATTEN ST, COLUMBUS, MT, 59019
Allstate Peggy D. Schneider 2646 Grand Ave Ste 3, Billings, MT, 59102
NA Key Insurance Of Roundup Inc 437 Main Street, Roundup, MT, 59072

Estimated Home Insurance By Street Area Near Billings, MT

Billings Area Estimated House Insurance
Northridge Cir, Sanford St, Discus Cir, Nordbye Ln, Highwood Cir, Southgrove Pl, Claim Jumper Ln, Juneau Dr, Tepee Trl, Park Ridge$755
Goldstrike Dr, Conway St, Ronan Dr, Wendimere Ln, Wild Rose Ave, S Lakeview Dr, S 34th St, S 23rd St, Beverly Ln, Irving Pl$783
Brook Hollow Dr, Industrial Ave, Harmon Ln, Yellowstone River Rd, Full Moon Dr, Lamar Dr, Granger Ave S, Lily Valley Cir, 22nd St W, Swallow Ln$787
Park Ln, Breeds Hill St, McDougall Dr, Fair Park Dr, Centennial St, Smokey Ln, Kluge Ln, Coach Cir, Maywood Dr, Flora Ave$777
Maine St, Greenspring Pl, Colt Trl, Concord Dr, 6th St W, Governors Blvd, Augsburg Drive A, Belknap Ave, Alta Vista Ave, Angel Ln$785
River View Dr, Wentworth Dr, Saddle Ln, Bridle Path Rd, S 33rd St, Carbon St, 27th St W, Waverly Dr, 11th Ave S, Golf Dr$783
Chancery Ln, Terminal Cir, Labrun Ln, S Daffodil Dr, Weil St, S 22nd St W, 11th St W, Pryor Ave, Stinson Ave, Becraft Ln$766
Old Hwy 87, S Mariposa Ln, Millice Ave, N 7th St, Castle Stone Ave, S 27th St, Ruby Range Way, Mecca Dr, Wingate Ln, Swan Ln$808
Thrush St, Westlake Cir, 16th St W, Belknap Ave, Monroe St, 38th St W, Overland Ave, State Ave, 10th Ave S, Ashley Ct W$761
Grecian Way, Nimitz Dr, Vida Ln, Dorothy Ln, 8th Ave N, Surrey Cir, Summerwood Cir, Pemberton Ln, Highwood Dr, Big Sky Country Cir$797

Savings on home insurance for senior occupied homes

PlaceSavings
Billings$115 to $117
Lockwood$114
Laurel$116
South Yellowstone$117

Billings, MT Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Billings, MT5.1%16.7%
Lockwood6.34%17.73%
Laurel4.87%16.5%
Shepherd4.51%14.97%

Billings Renters Insurance as a Percentage of Rent

Billings Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 371 2.0% $347
$200 to $299 621 3.0% $797
$300 to $499 2,102 13.0% $1247
$500 to $749 5,772 36.0% $1922
$750 to $999 4,348 27.0% $2672
$1,000 to $1,499 1,769 11.0% $3797
$1,500 or more 628 4.0% $5447

Billings, MT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Billings Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,400$9,800
Net Savings to Billings Home Owner from High Deductible Plan $600

Billings, MT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Billings, MT Home Replacement Value MORE than Home Value Billings, MT Home Replacement Value LESS than Home Value
Replacement Value $292,000 $177,000
Insurance Premium based on Replacement Value $1,225 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $68,500 Risk Exposure from Under Insuring Coverage is $46,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $275/year

Example Billings Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateTravelers
Monthly Premium 1234449
Year Built 199319812010
Home Details 5 Beds, 4 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$125000-$150000$150000-$175000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Billings, MT Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Lockwood CDP, Montana $96 $127 $191
Laurel CCD, Yellowstone County, Montana $97 $129 $194
Shepherd CCD, Yellowstone County, Montana $97 $129 $193

Sample Home Insurance Rates for Billings, MT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 215,000 Tile Roof 2,390 3 $500- $1000 Deductible 100 1 Wood siding No
1988 430,000 Wood Shake Roof 3,790 5 $500- $1000 Deductible 1090 6 Wood siding No
2001 205,000 Membrane Roof 2,480 5 $500- $1000 Deductible 870 9 Stone Siding yes
1965 460,000 Slate Shingles Roof 4,850 5 $2500-$5000 Deductible 130 1 Vinyl siding yes
1963 290,000 Shingles Roof 2,380 4 $500- $1000 Deductible 440 4 Wood siding yes
1979 85,000 Asphalt Shingles Roof 920 2 $500 Deductible 80 2 Wood siding yes
1995 175,000 Metal Roof 1,750 4 $500 Deductible 230 3 Vinyl siding No
1975 215,000 Slate Shingles Roof 1,790 4 $2500-$5000 Deductible 330 4 Wood siding yes