Billerica Insurance Rates:

Billerica, MA homeowners insurance is approximately $895 to $1,212, about $74-$101/month. Our complete analysis indicates shoppers can save as much as $421 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Motorist Mutual
I do like the fact that i have a local agent for motorist mutual, but that being said, the ownership of the agency has changed over time and is not as efficient.
Homesite Insurance
I like that my home insurance company allows me to pay it through my escrow account, this allows me to only worry about maintaining my escrow account funds for paying my insurance, mortgage, and taxes, and is a huge convenience.
Electric Insurance
I don't like the fact that my insurance company raises rates every year even though we have no claims and have been claim free for years.
Metlife
I really can't say that there is anything I dislike about the company. In 29 years with them, I have never had a bad experience so it is hard to come up with anything.
Aaa
I wish the company offered more affordable options for home and auto coverage.
Farmer's Insurance
I have not access website or mobile app I will download there app I know it would be helpful
Concord Group Insurance
I often wonder if I could be paying less if I were to shop around, which I intend to do in the near future.
Farmer's Insurance
I like the customer service overall. I feel like I am part of a family with them and they do their best to make sure that I am always happy.

Billerica, MA Homeowners Insurance By Home Value

Billerica, MA Home Value Total Homes % of Total Average Billerica, MA Homeowners Insurance
Less than $50,000 184 2.0% $73
$100,000 to $124,999 97 1.0% $337
$125,000 to $149,999 142 1.0% $421
$150,000 to $174,999 203 2.0% $495
$175,000 to $199,999 246 2.0% $579
$200,000 to $249,999 812 8.0% $695
$250,000 to $299,999 1,844 20.0% $843
$300,000 to $399,999 5,497 60.0% $1075

Top Home Insurance Agents Near Billerica, MA

Home Insurance Company Near Billerica, MA Homeowners Insurance Agency Near Billerica, MA Address
Liberty Mutual Independent Carroll K Steele Ins Agency Inc 32 PLEASANT ST, GLOUCESTER, MA, 1930
Travelers Habig & Magoon 95 BELMONT ST, SOUTH EASTON, MA, 2375
Travelers Kaplansky Insurance Agency 2288 MASSACHUSETTS AVE, CAMBRIDGE, MA, 2140
Travelers Metro West Insurance Group Llc 100 CENTRAL ST STE 201, HOLLISTON, MA, 1746
Liberty Mutual Independent Wayside Insurance Agency Inc 60 NICHOLAS RD, FRAMINGHAM, MA, 1701

Cost Of Homeowners Insurance By Street Near Billerica, MA

Streets in Billerica Area Homeowners Insurance Cost
Chester Rd, Agawam Cir, Gove Rd, Dartmouth Dr, Hardwood Dr, Little John Dr, Carter Ave, Tower Farm Rd, Governor Peabody Rd, Moran Rd$1,061
Utopia Rd, Mellon Rd, Peach Ave, John F Allen Dr, Twin Pines Ave, Glenside Ave, Applewood Ave, Webster Ln, Handel Rd, Cable St$1,060
Charnstaff Ln, Twin Pines Cir, Port Sunlight Rd, Shalloo Rd, Montclair Cir, Kenrick Ave, Ranlett Ln, Ricca Farm Rd, Casey St, Ingersoll Rd$1,061
Arrow St, Ironwood St, Tremlett Rd, Alrose Dr, Canterbury St, Beaconcrest Ct, Allard Way, Fenner St, Webb Brook Rd, Albion Rd$1,049
Chesterfield Ave, Meadowglen Rd, Verbena Rd, Russet Rd, McDougall St, Harjean Rd, Carson St, Asa's Path, Shannon Rd, Driftwood Ln$1,047

Billerica, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Billerica$157 to $160
Pinehurst$158
Tewksbury$157
Bedford$167

Billerica, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pinehurst CDP, Massachusetts $132 $176 $264
Tewksbury town, Middlesex County, Massachusetts $132 $175 $263
Bedford town, Middlesex County, Massachusetts $139 $185 $278

Billerica, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Billerica, MA4.2%13.2%
Pinehurst4.06%13.62%
Tewksbury3.82%12.65%
Bedford2.93%9.27%

Billerica Renters Insurance as a Percentage of Rent

Billerica Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 172 7.0% $1249
$500 to $749 170 7.0% $1924
$750 to $999 231 10.0% $2674
$1,000 to $1,499 1,032 47.0% $3799
$1,500 or more 533 24.0% $5449

Billerica, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Billerica Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,100$15,900
Net Savings to Billerica Home Owner from High Deductible Plan $1,200

Billerica, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Billerica, MA Home Replacement Value MORE than Home Value Billerica, MA Home Replacement Value LESS than Home Value
Replacement Value $355,500 $261,500
Insurance Premium based on Replacement Value $2,500 $1,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $425/year

Example Billerica Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 296285251
Year Built 196419881973
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$400000-$500000$400000-$500000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Billerica, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 680,000 Composition Roof 4,280 5 $500- $1000 Deductible 7180 12 Stucco siding yes
1984 455,000 Membrane Roof 2,960 5 $500- $1000 Deductible 3500 10 Wood siding No
1948 470,000 Shingles Roof 2,340 3 $2500-$5000 Deductible 930 5 Stucco siding No
1973 345,000 Tile Roof 1,700 4 > $10,000 Deductible 290 2 Wood siding yes
1973 595,000 Shingles Roof 3,730 5 > $10,000 Deductible 1180 5 Vinyl siding No
1948 495,000 Wood Shake Roof 3,050 4 > $10,000 Deductible 890 6 Brick siding yes
1968 530,000 Metal Roof 2,810 5 $5000 to $10,000 Deductible 1120 5 Wood siding No
2011 620,000 Slate Shingles Roof 3,140 4 $2500-$5000 Deductible 3020 10 Brick siding yes
1980 335,000 Metal Roof 1,930 3 $5000 to $10,000 Deductible 1270 9 Fiber-Cement Siding yes
1948 420,000 Metal Roof 2,170 5 > $10,000 Deductible 620 7 Wood siding No
1964 355,000 Shingles Roof 2,060 4 $2500-$5000 Deductible 1110 7 Wood siding No
2014 665,000 Composition Roof 3,240 5 > $10,000 Deductible 410 2 Fiber-Cement Siding No
2010 375,000 Wood Shake Roof 2,290 3 $500 Deductible 890 3 Brick siding No
1975 720,000 Wood Shake Roof 4,720 5 $500- $1000 Deductible 4700 12 Brick siding No
1941 580,000 Membrane Roof 3,290 4 $500 Deductible 2060 5 Stucco siding No
1944 455,000 Membrane Roof 2,820 5 $5000 to $10,000 Deductible 520 3 Fiber-Cement Siding No
2013 510,000 Wood Shake Roof 2,860 4 $5000 to $10,000 Deductible 190 1 Stucco siding yes
1973 200,000 Shingles Roof 1,370 3 $500 Deductible 880 6 Fiber-Cement Siding No
1946 305,000 Metal Roof 1,790 4 $500 Deductible 1250 6 Vinyl siding No
1980 575,000 Metal Roof 3,470 5 $1000-$2500 Deductible 4800 12 Stone Siding yes
1975 350,000 Membrane Roof 2,010 3 $500- $1000 Deductible 2060 8 Vinyl siding No
1985 485,000 Shingles Roof 3,080 5 $5000 to $10,000 Deductible 880 5 Wood siding yes
1987 735,000 Wood Shake Roof 4,610 5 > $10,000 Deductible 1610 7 Stucco siding No