Big Spring Insurance Rates:

Big Spring, TX homeowners insurance is nearly $847 to $1,151, about $70-$95/month. Our exhaustive analysis shows customers can save upto $399 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Progressive
Their website is easily accessible, making it easy to update your information or make changes to your policy in your own time.
State Farm
This insurance company is near my home, thus making it very convenient for me to make changes to my policies.
Resident Shield
The final point i want to make is that resident shield was the only insurance company that accepted our income and our credit credentials. we found a company that was cheaper, but they didn't accept us.
Farmer's Insurance
I like Farmers insurance because of the availability of talking to a local insurance agent that will respond to my call when I need a question answered.
State Farm
Ease of use, insurance cards when needed. Can easily view terms and coverage 24 hours a day. Mobile app just as easy to use.
State Farm
I often log into the State Farm's site to review my policies, and the site often limits what I have access immediately, without searching deeper than the surface of information availability.
State Farm
I am satisfied with my premium. Of course, I would always like it to be a little lower. But, I feel that their rates are competitive with others in the market.
Farmer's Insurance
The company inspected our house prior to enforcing our policy without our notice. They later determined we needed to do a repair that cost us several thousand dollars before our policy could be in force.
Esurance
Based on my review of the policy documents and the coverage they offer, along with my experiences so far with billing and customer service, I would recommend this insurance company. If I ever have a claim, I will be able to speak to that part of the experience.
Farmer's Insurance
I would recommend my homeowners insurance company because they are fast, friendly and very helpful.

Big Spring, TX Homeowners Insurance By Home Value

Big Spring, TX Home Value Total Homes % of Total Average Big Spring, TX Homeowners Insurance
Less than $50,000 2,239 37.0% $389
$50,000 to $59,999 596 10.0% $819
$60,000 to $69,999 474 8.0% $1018
$70,000 to $79,999 391 6.0% $1178
$80,000 to $89,999 323 5.0% $1338
$90,000 to $99,999 139 2.0% $1498
$100,000 to $124,999 550 9.0% $1728
$125,000 to $149,999 388 6.0% $2167
$150,000 to $174,999 227 3.0% $2557
$175,000 to $199,999 238 4.0% $2957
$200,000 to $249,999 137 2.0% $3556
$250,000 to $299,999 82 1.0% $4345
$300,000 to $399,999 124 2.0% $5514

Top Home Insurance Agents Near Big Spring, TX

Home Insurance Company Near Big Spring, TX Homeowners Insurance Agency Near Big Spring, TX Address
State Farm Abraham Gutierrez 4310 W Illinois Ave Ste 280, Midland, TX, 79703-5708
Travelers Henry Norris Agency Inc 520 South First Street, Lamesa, TX, 79331
Travelers Insure All Of West Texas 3328 N MIDKIFF RD STE 1, MIDLAND, TX, 79705
State Farm Laura Ingram 3317 Andrews Hwy, Midland, TX, 79703-5148
Travelers Sanford & Tatum Insurance Agency 1824 26TH ST, SNYDER, TX, 79549

Cost Of Homeowners Insurance By Street Near Big Spring, TX

Streets in Big Spring Area Homeowners Insurance Cost
NW 12th St, NW 10th St, Kenley Rd, Abrams St, B Bobs Trl, W Hwy 80, Shepard Ln, Buena Vista Dr, Bracken Ln, Jones St$1,027
W 15th St, Washington Blvd, Andrews Ln, E 2nd St, Apache Dr, Young St, Stadium Ave, Lynn Dr, Highland Heather St, Dogwood St$1,013
la Junta Dr, Hilltop Rd, W 22nd St, Midland St, E 13th St, Borden Rd, NW 1st St, Wilson Ln, Abilene Ave, Monmouth Ave$1,020
E 11th Pl, W Cherokee St, NW 9th St, Hacks Valley Rd, Circle Dr, Daphne Rd, Murphy Rd, Richmondell St, Wasson Rd, Fisher St$1,010
Macauslan St, Vicky St, Robin St, Rebecca Dr, N Main St, Lark St, Anna St, Austin St, Magnolia Ave, Bilger St$991

Big Spring, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Big Spring$149 to $152
Forsan$148
Howard County$149
Coahoma$150

Big Spring, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Forsan city, Texas $124 $165 $247
Howard County, Texas $125 $166 $249
Sand Springs CDP, Texas $125 $166 $249

Big Spring, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Big Spring, TX8.4%22.6%
Forsan9.38%26.16%
Howard County8.59%23.65%
Sand Springs9.44%34.4%

Big Spring Renters Insurance as a Percentage of Rent

Big Spring Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 167 5.0% $362
$200 to $299 102 3.0% $812
$300 to $499 372 12.0% $1262
$500 to $749 1,144 38.0% $1937
$750 to $999 801 27.0% $2687
$1,000 to $1,499 269 9.0% $3812
$1,500 or more 93 3.0% $5462

Big Spring, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Big Spring Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,700$9,900
Net Savings to Big Spring Home Owner from High Deductible Plan $800

Big Spring, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Big Spring, TX Home Replacement Value MORE than Home Value Big Spring, TX Home Replacement Value LESS than Home Value
Replacement Value $76,000 $45,000
Insurance Premium based on Replacement Value $725 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Big Spring Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupAllstateState Farm
Monthly Premium 4383111
Year Built 196019491997
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$100000-$125000$175000-$200000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Big Spring, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 210,000 Shingles Roof 4,520 5 $500 Deductible 1660 12 Stucco siding No
1973 110,000 Wood Shake Roof 1,710 5 $2500-$5000 Deductible 660 12 Vinyl siding yes
1995 110,000 Composition Roof 1,740 3 $500 Deductible 390 5 Stone Siding No
1991 145,000 Slate Shingles Roof 2,200 3 $2500-$5000 Deductible 870 8 Stone Siding yes
1970 170,000 Shingles Roof 3,890 5 $1000-$2500 Deductible 100 1 Wood siding yes
1945 135,000 Shingles Roof 2,380 4 $500 Deductible 810 7 Vinyl siding No
1940 65,000 Shingles Roof 1,560 3 $500- $1000 Deductible 130 2 Wood siding yes
1966 105,000 Composition Roof 1,800 3 $500 Deductible 380 4 Stucco siding No
1946 80,000 Metal Roof 1,680 4 $1000-$2500 Deductible 90 2 Wood siding yes
1999 75,000 Tile Roof 1,320 3 $2500-$5000 Deductible 280 7 Fiber-Cement Siding yes
1980 80,000 Wood Shake Roof 1,630 3 $2500-$5000 Deductible 150 4 Stone Siding yes
1983 200,000 Shingles Roof 4,120 5 $500- $1000 Deductible 1210 8 Stone Siding yes
1948 110,000 Membrane Roof 2,360 3 $500 Deductible 1020 9 Stucco siding No
1983 180,000 Asphalt Shingles Roof 2,940 4 $500- $1000 Deductible 390 3 Stone Siding No
1987 200,000 Shingles Roof 4,590 5 $500- $1000 Deductible 1140 8 Brick siding No
1940 115,000 Composition Roof 2,360 5 $500- $1000 Deductible 730 12 Fiber-Cement Siding yes
1968 70,000 Composition Roof 1,350 3 $1000-$2500 Deductible 350 9 Stucco siding No
1993 155,000 Composition Roof 3,600 5 $500 Deductible 310 3 Stucco siding yes
1987 80,000 Metal Roof 1,810 4 $1000-$2500 Deductible 460 9 Stucco siding yes
1942 125,000 Tile Roof 2,730 4 $500- $1000 Deductible 1010 12 Stucco siding No
1984 205,000 Composition Roof 4,700 5 $500- $1000 Deductible 850 6 Fiber-Cement Siding yes
1942 75,000 Metal Roof 1,310 3 $1000-$2500 Deductible 320 9 Vinyl siding yes
1947 110,000 Membrane Roof 2,120 4 $2500-$5000 Deductible 1010 12 Brick siding No
1960 100,000 Shingles Roof 1,950 5 $2500-$5000 Deductible 270 5 Brick siding yes
1975 200,000 Wood Shake Roof 3,300 4 $1000-$2500 Deductible 1490 10 Fiber-Cement Siding No
1969 90,000 Metal Roof 1,510 3 $500- $1000 Deductible 670 10 Stone Siding yes
1977 95,000 Asphalt Shingles Roof 1,980 3 $500 Deductible 1000 10 Vinyl siding No
1965 90,000 Asphalt Shingles Roof 1,470 3 $500- $1000 Deductible 120 2 Fiber-Cement Siding yes
1974 105,000 Asphalt Shingles Roof 1,780 4 $500 Deductible 280 5 Fiber-Cement Siding yes
1960 150,000 Wood Shake Roof 3,280 4 $2500-$5000 Deductible 790 9 Stone Siding yes