Big Sandy Insurance Rates:

Big Sandy, TX homeowners insurance is nearly $856 to $1,162, about $71-$96/month. Our detailed research shows customers can save as much as $403 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Big Sandy, TX Homeowners Insurance By Home Value

Big Sandy, TX Home Value Total Homes % of Total Average Big Sandy, TX Homeowners Insurance
Less than $50,000 398 24.0% $302
$50,000 to $59,999 93 5.0% $645
$60,000 to $69,999 111 6.0% $807
$70,000 to $79,999 227 13.0% $928
$80,000 to $89,999 173 10.0% $1049
$90,000 to $99,999 64 3.0% $1180
$100,000 to $124,999 210 12.0% $1362
$125,000 to $149,999 51 3.0% $1705
$150,000 to $174,999 105 6.0% $2018
$175,000 to $199,999 45 2.0% $2330
$200,000 to $249,999 39 2.0% $2805
$250,000 to $299,999 27 1.0% $3430
$300,000 to $399,999 84 5.0% $4358

Top Home Insurance Agents Near Big Sandy, TX

Home Insurance Company Near Big Sandy, TX Homeowners Insurance Agency Near Big Sandy, TX Address
NA Turner-Bass And Associates, Inc. 135 Shelly Drive, Tyler, TX, 75711
Allstate C. Bruce Moler 400 S Madison Ave, Mount Pleasant, TX, 75455
Farmers Lance Eitel 17052 FM 2493, Flint, TX, 75762
Liberty Mutual Independent Offenhauser & Company 1801 W FERGUSON RD, MT PLEASANT, TX, 75455
Travelers Simons & Company Ins 406 NORTH MAIN ST, WINNSBORO, TX, 75494

Cost Of Homeowners Insurance By Street Near Big Sandy, TX

Streets in Big Sandy Area Homeowners Insurance Cost
Pvt Rd 3311, Clover Ln, Pvt Rd 3806, Wiley Blvd, Kay Ave, Shady Grove St, Broadway, Pvt Rd 3039, Pvt Rd 3354, Pvt Rd 1001$1,011
Todd Rd, Bamboo Rd, Silk Tree Rd, Carrington Ln, N Live Oak Rd, Cottonwood Rd, Silk Tree Lake Ests, Pvt Rd 3805, Pvt Rd 1002, Hamill Blvd$1,006
S Tyler St, Pvt Rd 3798, Sweet Gum Rd, Red Maple Rd, Almond Rd, Chapote Rd, S Meason St, Tangerine Rd, Corporate Dr, Pvt Rd 3300$1,009
W Groves St, Pvt Rd 3351, Water Tower Rd, White Dogwood Rd, Silver Spruce Rd, Pvt Rd 3704, Palm Rd, Lemon Rd, Forrest Hill Ln, Peachtree Ln$1,006
Pvt Rd 3472, Scrub Pine Rd, Pvt Rd 3352, Red Cedar Rd, Border St, Family World Dr, Lakeside Dr, River Rd S, Pvt Rd 3251, Pvt Rd 3489$1,007

Big Sandy, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Big Sandy$150 to $153
Gilmer$152
Union Grove$155
Winona$151

Big Sandy, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gilmer CCD, Upshur County, Texas $152 $203 $305
Union Grove city, Texas $155 $207 $311
Winona CCD, Smith County, Texas $152 $202 $303

Big Sandy, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Big Sandy, TX8.0%24.7%
Gilmer8.86%23.83%
Union Grove8.2%35.53%
Winona7.06%25.33%

Big Sandy Renters Insurance as a Percentage of Rent

Big Sandy Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 8 1.0% $359
$200 to $299 61 12.0% $809
$300 to $499 43 8.0% $1259
$500 to $749 197 40.0% $1934
$750 to $999 119 24.0% $2684
$1,000 to $1,499 46 9.0% $3809
$1,500 or more 9 1.0% $5459

Big Sandy, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Big Sandy Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,800$8,800
Net Savings to Big Sandy Home Owner from High Deductible Plan $1,000

Big Sandy, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Big Sandy, TX Home Replacement Value MORE than Home Value Big Sandy, TX Home Replacement Value LESS than Home Value
Replacement Value $95,500 $71,500
Insurance Premium based on Replacement Value $700 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,500 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Big Sandy Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupAllstateAmica Mutual Insurance Company
Monthly Premium 73127181
Year Built 199520001985
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Big Sandy, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 120,000 Shingles Roof 1,980 3 $1000-$2500 Deductible 720 10 Vinyl siding No
2011 205,000 Wood Shake Roof 3,150 4 > $10,000 Deductible 570 7 Brick siding No
1942 130,000 Composition Roof 2,100 3 $500- $1000 Deductible 940 9 Stone Siding yes
2011 210,000 Membrane Roof 2,830 5 $500- $1000 Deductible 1210 9 Brick siding yes
1974 160,000 Membrane Roof 2,380 3 $2500-$5000 Deductible 880 9 Wood siding yes
1978 180,000 Slate Shingles Roof 3,130 4 $2500-$5000 Deductible 270 3 Vinyl siding yes
2011 250,000 Shingles Roof 3,790 5 $5000 to $10,000 Deductible 1060 8 Stone Siding yes
1973 215,000 Metal Roof 2,950 4 $5000 to $10,000 Deductible 1120 12 Vinyl siding No
1982 140,000 Slate Shingles Roof 2,300 3 $500- $1000 Deductible 1050 10 Fiber-Cement Siding yes
1943 190,000 Slate Shingles Roof 2,620 4 $500 Deductible 900 6 Stone Siding No
1946 95,000 Membrane Roof 1,450 3 $500- $1000 Deductible 250 5 Wood siding yes
1946 105,000 Asphalt Shingles Roof 1,580 3 $500 Deductible 330 5 Stone Siding No
2003 70,000 Metal Roof 1,400 3 $1000-$2500 Deductible 140 3 Brick siding No
1973 115,000 Asphalt Shingles Roof 1,660 3 $500 Deductible 420 6 Vinyl siding yes
1941 125,000 Metal Roof 1,730 3 $500 Deductible 80 1 Wood siding yes
1946 180,000 Membrane Roof 3,330 4 $2500-$5000 Deductible 760 6 Fiber-Cement Siding No
1971 185,000 Tile Roof 2,730 4 $500- $1000 Deductible 1140 12 Wood siding No
2006 75,000 Asphalt Shingles Roof 1,210 3 $500 Deductible 50 1 Wood siding No
1992 95,000 Membrane Roof 1,460 3 $2500-$5000 Deductible 350 7 Wood siding No
1997 100,000 Tile Roof 1,780 4 $1000-$2500 Deductible 320 7 Wood siding yes
1973 315,000 Slate Shingles Roof 4,240 5 > $10,000 Deductible 670 4 Brick siding No
1940 170,000 Membrane Roof 3,150 4 $500 Deductible 580 7 Wood siding No
1995 185,000 Metal Roof 3,780 5 $2500-$5000 Deductible 300 4 Brick siding yes
1980 130,000 Tile Roof 1,930 3 $500 Deductible 860 10 Vinyl siding yes
1942 110,000 Tile Roof 1,790 3 $1000-$2500 Deductible 600 10 Brick siding yes
1941 95,000 Membrane Roof 1,520 5 $500 Deductible 530 7 Wood siding No
2006 150,000 Slate Shingles Roof 2,030 4 $5000 to $10,000 Deductible 280 3 Stone Siding yes
1946 205,000 Composition Roof 3,770 5 $1000-$2500 Deductible 610 5 Stucco siding No