Bienville Insurance Rates:

Bienville, LA homeowners insurance is approximately $1,031 to $1,400, about $85-$116/month. Our detailed guide indicates shoppers can save as much as $486 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Bienville, LA Homeowners Insurance By Home Value

Bienville, LA Home Value Total Homes % of Total Average Bienville, LA Homeowners Insurance
Less than $50,000 1,820 44.0% $522
$50,000 to $59,999 341 8.0% $1106
$60,000 to $69,999 253 6.0% $1374
$70,000 to $79,999 234 5.0% $1580
$80,000 to $89,999 156 3.0% $1799
$90,000 to $99,999 137 3.0% $2006
$100,000 to $124,999 388 9.0% $2322
$125,000 to $149,999 192 4.0% $2906
$150,000 to $174,999 232 5.0% $3441
$175,000 to $199,999 82 2.0% $3976
$200,000 to $249,999 168 4.0% $4778
$250,000 to $299,999 41 1.0% $5836

Top Home Insurance Agents Near Bienville, LA

Home Insurance Company Near Bienville, LA Homeowners Insurance Agency Near Bienville, LA Address
State Farm Benjamin Lee 5510 Airline Drive, Bossier City, LA, 71111-6728
Allstate Debbie Eason 1020 Bellevue Rd, Haughton, LA, 71037
State Farm Maxie Branch 1016 Benton Rd, Bossier City, LA, 71111-3606
State Farm Toni Little 6030 Line Ave Ste 420, Shreveport, LA, 71106-2029
Allstate United Ins Agcy 200 North Main Street, Farmerville, LA, 71241

Cost Of Homeowners Insurance By Street Near Bienville, LA

Streets in Bienville Area Homeowners Insurance Cost
Bp 763.1, Pine Grove Church Rd, R P Jackson Rd, Florida St, State Rte 795, Parish Rd 587, Texas St, Pinecrest Dr, Kennon, 6th St$1,225
Red Clay Rd, US Hwy 371, Hay Morris St, Parish Rd 522, Pleasant St, C Waites Rd, Butler, Heather Ln, State Rte 9, Carr Rd$1,228
B P 432-4, Payton Garner Rd, Dennis Rd, T Triggs Rd, Maple St, Rochelle Rd, Parish Rd 526, Loud Rd, Pinecrest Rd, Parish Rd 192$1,213
Parish Rd 723, del Mar Dr, Mount Lebanon St, S Maple St, Hwy 516, Parish Rd 789-2, Pleasant Rd, Walker Rd, Enos Lowe Rd, Jims Rd$1,213
Hwy 155, Parish Rd 636, Waterfront Rd, Beckhams Camp Rd, Bp 432-2, Parish Rd 679, Back Rd, Washington St, Beech St, Danville Rd$1,213
Winzer Rd, Brown Rd, Joy Rd, Mable Hall Rd, School, Foster Rd, Jot Em Down Rd, A Melton Rd, Parish Rd 186, Burkheimer Rd$1,213
5th St, Bp 408-1, Bailey Rd, Flannigan Rd, Barron Rd, Weathers St, Lela St, Aline Rd, Atkins St, Bp 744$1,214
Ivy St, Watson Rd, Parish Rd 402, W L Foster Rd, Bp 757, 7th St, Parish Rd 771, Barbara Ln, Parish Rd 260, Pietsch Rd$1,234
Penny Ln, Thomas St, Bp 460, Parish Rd 720-1, Floyd Wood Rd, Tipton Rd, Parish Rd 300, Mill, B P 434, Benjamin St$1,212
Holland Dr, Ellington St, State Rte 147, Tom Woods Rd, 8th St, Tipton St, Parish Rd 173, Hamner Rd, Roberson St, Warehouse Rd$1,234

Bienville, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bienville$181 to $184
Lucky$180
Bryceland$184
Jamestown$183

Bienville, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lucky village, Louisiana $151 $201 $301
Bryceland village, Louisiana $154 $205 $307
Jamestown village, Louisiana $153 $204 $306

Bienville, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bienville, LA12.6%38.1%
Lucky12.18%46.31%
Bryceland12.81%47.9%
Jamestown9.97%31.44%

Bienville Renters Insurance as a Percentage of Rent

Bienville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 63 5.0% $375
$200 to $299 95 8.0% $825
$300 to $499 423 39.0% $1275
$500 to $749 311 29.0% $1950
$750 to $999 124 11.0% $2700
$1,000 to $1,499 16 1.0% $3825
$1,500 or more 38 3.0% $5475

Bienville, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Bienville Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,800$12,600
Net Savings to Bienville Home Owner from High Deductible Plan $1,200

Bienville, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bienville, LA Home Replacement Value MORE than Home Value Bienville, LA Home Replacement Value LESS than Home Value
Replacement Value $59,000 $44,500
Insurance Premium based on Replacement Value $1,175 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $5,000 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Bienville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmAllstate
Monthly Premium 98238103
Year Built 200719831990
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$150000-$175000$100000-$125000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Bienville, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 80,000 Composition Roof 1,690 5 $1000-$2500 Deductible 750 7 Wood siding yes
1962 120,000 Tile Roof 2,660 4 $500 Deductible 180 1 Vinyl siding yes
1984 140,000 Tile Roof 2,360 3 $1000-$2500 Deductible 1690 9 Stucco siding yes
1982 105,000 Asphalt Shingles Roof 1,650 4 $500 Deductible 190 1 Vinyl siding No
1973 130,000 Metal Roof 2,220 3 $500 Deductible 1260 8 Wood siding No
1967 85,000 Wood Shake Roof 1,920 5 $1000-$2500 Deductible 1260 12 Stucco siding yes
1992 70,000 Metal Roof 1,500 3 $500 Deductible 1120 8 Stucco siding No
2006 65,000 Wood Shake Roof 1,410 3 $500- $1000 Deductible 330 4 Wood siding yes
2000 75,000 Asphalt Shingles Roof 1,810 5 $500- $1000 Deductible 360 5 Stone Siding yes
1960 220,000 Slate Shingles Roof 3,670 5 $500 Deductible 660 2 Wood siding No
1986 140,000 Asphalt Shingles Roof 2,730 4 $500 Deductible 170 1 Wood siding No
1982 150,000 Composition Roof 2,940 4 $1000-$2500 Deductible 1440 10 Stone Siding yes
1965 75,000 Shingles Roof 1,750 4 $500 Deductible 440 4 Brick siding No
1973 150,000 Composition Roof 3,210 4 $500 Deductible 1130 6 Stucco siding No
1987 95,000 Asphalt Shingles Roof 1,840 4 $500 Deductible 560 3 Stone Siding yes
1979 155,000 Composition Roof 3,000 4 $5000 to $10,000 Deductible 1100 9 Brick siding No
1969 155,000 Membrane Roof 2,580 4 $500- $1000 Deductible 1200 8 Brick siding yes
1960 160,000 Composition Roof 2,880 4 $5000 to $10,000 Deductible 930 8 Vinyl siding No
1969 85,000 Wood Shake Roof 1,670 4 $2500-$5000 Deductible 310 3 Wood siding No
1978 85,000 Asphalt Shingles Roof 1,810 3 $1000-$2500 Deductible 330 4 Stucco siding yes
1961 150,000 Tile Roof 3,290 4 $5000 to $10,000 Deductible 1280 12 Stucco siding yes
1987 200,000 Tile Roof 3,300 4 $500 Deductible 1500 5 Vinyl siding yes
2000 65,000 Tile Roof 1,550 5 $500- $1000 Deductible 1060 12 Vinyl siding yes
1971 225,000 Composition Roof 4,410 5 > $10,000 Deductible 1340 12 Stone Siding yes
2003 160,000 Composition Roof 3,360 5 $5000 to $10,000 Deductible 1630 12 Stone Siding yes
1969 190,000 Shingles Roof 3,690 5 $5000 to $10,000 Deductible 2220 12 Brick siding No
1972 205,000 Asphalt Shingles Roof 3,650 5 > $10,000 Deductible 1060 7 Brick siding yes
1999 170,000 Slate Shingles Roof 3,090 4 $2500-$5000 Deductible 1530 8 Fiber-Cement Siding yes
1960 270,000 Membrane Roof 4,510 5 $5000 to $10,000 Deductible 2450 9 Wood siding No
1974 105,000 Metal Roof 1,910 3 $500 Deductible 1020 7 Brick siding yes
1981 195,000 Metal Roof 3,450 5 $2500-$5000 Deductible 1320 5 Fiber-Cement Siding yes