Biddeford Insurance Rates:

Biddeford, ME homeowners insurance is about $583 to $794, about $48-$66/month. Our detailed analysis reveals consumers can save as much as $275 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I am more than satisfied with the service given by my local agents. they are fast, efficient and really cater to the customer. i may not like them so much if i actually had to make a claim which makes me a bit nervous.
Allstate
She is very knowledgeable in her field of work. whenever i have a question regarding my policy, she has an answer for me.
Travelers
I don't have any communication with them unless I contact them. They send me a letter once a year when it's renewal time.
Nationwide
I always get email updates along with the mail. Always seem to be in the loop and never had an increase I wasn't ready for.
State Farm
I have only used customer service once but I was very satisfied with the conversation I had with the representative.
State Farm
There is nothing that I dislike about State Farm. I have had their insurance for 50 years and have never really looked for a replacement company.

Biddeford, ME Homeowners Insurance By Home Value

Biddeford, ME Home Value Total Homes % of Total Average Biddeford, ME Homeowners Insurance
Less than $50,000 87 2.0% $75
$50,000 to $59,999 48 1.0% $158
$60,000 to $69,999 58 1.0% $192
$100,000 to $124,999 87 2.0% $337
$125,000 to $149,999 181 4.0% $420
$150,000 to $174,999 716 18.0% $496
$175,000 to $199,999 519 13.0% $571
$200,000 to $249,999 953 24.0% $689
$250,000 to $299,999 628 15.0% $840
$300,000 to $399,999 640 16.0% $1074

Top Home Insurance Agents Near Biddeford, ME

Home Insurance Company Near Biddeford, ME Homeowners Insurance Agency Near Biddeford, ME Address
Allstate Chalmers Ins Grp 557 Main St PO Box 230, Fryeburg, ME, 4037
Travelers Coastal Insurance Group 558 BRIGHTON AVE, PORTLAND, ME, 4102
Liberty Mutual Independent D B Warlick & Co 69 LAFAYETTE RD, NORTH HAMPTON, NH, 3862
State Farm Dawn Mcintosh 449 Forest Ave Ste 19, Portland, ME, 04101-2008
Travelers Spence & Mathews Insurance 4 SULLIVAN ST, BERWICK, ME, 3901

Cost Of Homeowners Insurance By Street Near Biddeford, ME

Streets in Biddeford Area Homeowners Insurance Cost
Cape View Dr, Penny Ave, Harvard St, Easy St, Robin Cir, Freeman St, Kristel Ln, Belmont Ave, Kid Cir, Bergeron Ln$672
Victory Ln, Kennedy Dr, Jefferson St, Falcon Ridge, Crescent St, Valerie Cir, Kossuth St, Fortunes Rocks Rd, Morin St, Falls St$674
Raymond St, Lambert St, Rocky Way, Fieldcrest Dr, Apostolic Way, Wild Acres Dr, Saint Marys St, Slyes Hill, Cleaves St, E Crescent Cove Ln$675
Saint Joseph St, Rugby St, McKenney Dr, May St, Old Hollis Rd, High Pine Dr, Piersons Ln, Wood Island Acres, Danny's Way, Journey Walk$696
Westfield St Exd, Jacqueline Dr, Wadlin Rd, Pare St, Pike St, Miller Ave, Center St, Ranch Ln, Indebt Dr, Pierson Ln$677

Biddeford, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Biddeford$102 to $105
Kennebunkport$113
Saco$103
Old Orchard Beach$102

Biddeford, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kennebunkport town, York County, Maine $95 $126 $189
Saco city, Maine $87 $115 $173
Arundel town, York County, Maine $87 $115 $173

Biddeford, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Biddeford, ME3.5%10.4%
Kennebunkport2.91%10.9%
Saco3.41%10.11%
Arundel3.68%10.69%

Biddeford Renters Insurance as a Percentage of Rent

Biddeford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 109 2.0% $328
$200 to $299 285 6.0% $778
$300 to $499 333 7.0% $1228
$500 to $749 1,072 23.0% $1903
$750 to $999 1,940 41.0% $2653
$1,000 to $1,499 734 15.0% $3778
$1,500 or more 171 3.0% $5428

Biddeford, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Biddeford Homeowner Insurance Premium Example $3,100$2,700
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $22,200$21,400
Net Savings to Biddeford Home Owner from High Deductible Plan $800

Biddeford, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Biddeford, ME Home Replacement Value MORE than Home Value Biddeford, ME Home Replacement Value LESS than Home Value
Replacement Value $236,000 $169,000
Insurance Premium based on Replacement Value $1,000 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $100/year

Example Biddeford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualNationwide Insurance
Monthly Premium 408751
Year Built 199519421985
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Biddeford, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 285,000 Metal Roof 2,400 3 $500 Deductible 480 4 Fiber-Cement Siding No
1946 185,000 Slate Shingles Roof 1,780 2 $500 Deductible 840 9 Stucco siding yes
1940 405,000 Slate Shingles Roof 3,450 5 $500 Deductible 1720 9 Fiber-Cement Siding yes
1996 310,000 Metal Roof 2,620 4 $5000 to $10,000 Deductible 470 6 Stucco siding No
1944 500,000 Wood Shake Roof 4,180 5 > $10,000 Deductible 520 4 Brick siding yes
1946 420,000 Metal Roof 4,190 5 $2500-$5000 Deductible 220 2 Stone Siding No
1942 180,000 Shingles Roof 1,730 4 $500- $1000 Deductible 530 7 Stone Siding No
1945 235,000 Shingles Roof 1,870 3 $5000 to $10,000 Deductible 340 5 Wood siding yes
1990 670,000 Composition Roof 4,690 5 $500- $1000 Deductible 730 3 Wood siding No
1981 245,000 Slate Shingles Roof 1,900 3 $5000 to $10,000 Deductible 440 10 Brick siding No
1997 175,000 Shingles Roof 1,600 4 $500- $1000 Deductible 390 7 Stone Siding yes
1994 245,000 Composition Roof 1,810 4 $500 Deductible 450 5 Wood siding yes
1986 260,000 Membrane Roof 2,130 4 $5000 to $10,000 Deductible 630 8 Stucco siding yes
1986 180,000 Slate Shingles Roof 1,260 2 $5000 to $10,000 Deductible 230 4 Brick siding yes
1943 620,000 Wood Shake Roof 4,570 5 $500 Deductible 1830 8 Vinyl siding No
1988 105,000 Shingles Roof 930 2 $2500-$5000 Deductible 130 4 Brick siding No
1994 545,000 Tile Roof 4,560 5 $2500-$5000 Deductible 1630 8 Vinyl siding yes
1941 190,000 Metal Roof 1,500 2 $500 Deductible 450 4 Fiber-Cement Siding No
1996 250,000 Tile Roof 2,520 4 > $10,000 Deductible 240 5 Stucco siding No
1992 250,000 Slate Shingles Roof 1,770 2 $500- $1000 Deductible 1090 10 Stucco siding yes
1994 280,000 Asphalt Shingles Roof 2,770 4 $500- $1000 Deductible 660 5 Stone Siding yes
1985 230,000 Composition Roof 1,820 3 $500 Deductible 960 7 Stone Siding No
1948 145,000 Metal Roof 1,410 2 $500 Deductible 250 5 Stone Siding No