Beverly, MA homeowners insurance is approximately $900 to $1,221, about $75-$101/month. Our in depth guide indicates shoppers can save upto $424 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Beverly, MA | Homeowners Insurance Agency Near Beverly, MA | Address |
|---|---|---|
| Travelers | Lister Insurance Agency | 110 Central Avenue, Medford, MA, 2155 |
| Travelers | Morse Insurance Agency Inc | 285 WASHINGTON ST, NORTH EASTON, MA, 2356 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Wenham town, Essex County, Massachusetts | $142 | $189 | $283 |
| Manchester-by-the-Sea town, Essex County, Massachusetts | $151 | $201 | $301 |
| Marblehead CDP, Massachusetts | $141 | $187 | $281 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Beverly, MA | 3.9% | 11.5% |
| Wenham | 3.21% | 9.42% |
| Manchester-by-the-Sea | 3.44% | 10.02% |
| Marblehead | 3.37% | 10.87% |
| Beverly Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 289 | 5.0% | $796 |
| $300 to $499 | 471 | 8.0% | $1246 |
| $500 to $749 | 666 | 11.0% | $1921 |
| $750 to $999 | 1,022 | 18.0% | $2671 |
| $1,000 to $1,499 | 2,132 | 38.0% | $3796 |
| $1,500 or more | 927 | 16.0% | $5446 |
| Streets in Beverly Area | Homeowners Insurance Cost |
|---|---|
| Kelleher Rd, Chapman St, Farms Ln, Crescent Ave, Central Ct, Big Rock Ln, Foster Dr, Millbrook Rd, Windsor Rd, Sunnycrest Ave | $1,119 |
| Lakeshore Dr, Parsons Dr, Livingstone Ave, Webster Ave, Vestry Ter, Ellsworth Ave, Spruce Run, Holly Ln, L P Henderson Rd, Bancroft Ave | $1,069 |
| Vestry St, Holmes St, Cressy St, Haskell St, Sunnyvale St, Pickett Ct, Cross Ln, Gove Ave, Old Planters Rd, Brandt Cir | $1,119 |
| Enon St, Marsh Ave, Bailey Ave, Somerset Ave, Gary Ave, Boden St, Hersey Ave, Tozer Rd, Knowlton St, Country Dr | $1,061 |
| Penny Ln, Paine Ave, Trask Ln, Longview Dr, Woodbury Dr, Eaton Ave, Ryan Pl, New Balch St, Broughton Dr, Judson St | $1,061 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Beverly | $158 to $161 |
| Wenham | $169 |
| Manchester-by-the-Sea | $180 |
| Marblehead | $168 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Beverly Homeowner Insurance Premium Example | $2,600 | $2,100 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $12,300 | $11,300 |
| Net Savings to Beverly Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Beverly, MA Home Replacement Value MORE than Home Value | Beverly, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $622,000 | $459,000 |
| Insurance Premium based on Replacement Value | $5,975 | $4,400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $51,000 | Risk Exposure from Under Insuring Coverage is $112,000 |
| Premium Impact | Insurance cheaper by $1,075/year | Insurance costlier by $500/year |
| Insurance Company | Amica Mutual Insurance Company | Allstate | Liberty Mutual |
| Monthly Premium | 183 | 205 | 222 |
| Year Built | 1988 | 1941 | 1964 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $400000-$500000 | $300000-$350000 |
| Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |