Bettendorf, IA Home Insurance - Analysis On Quotes, Rates & Agents
Bettendorf Insurance Rates:
Bettendorf, IA homeowners insurance is nearly $586 to $796, about $48-$66/month. Our in depth analysis reveals consumers can save as much as $276 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
Liberty MutualThey have an easy website to look up coverage and file a claim. i've seen other smaller companies without these features.
ProgressiveI moved to a rural area a few years ago and purchased a house. i am covered, however, progressive does not have a wide range of physical locations where i can drop in or make an appointment.
Liberty MutualI have no negative comments about my home insurance company. i have submitted no claims. i do not like that i have a $1000 deductible on my policy
State FarmThe customer service has been exceptional so far. Every time I call in they are super friendly and helpful and understanding.
Farm BureauThe company's mobile app is very user-friendly and is easy to navigate. I am always able to find what I need when I use the mobile app.
State FarmI like that they don't bother me. If I need something, I contact them. Otherwise, I get info from mailings or e-mails.
State FarmI have been with them a long time, so it is hard to switch since others may not offer that same level of coverage or the same extras that I am getting now.
Farm BureauI dislike that they aren't open 7 days a week. If something happens on the weekend, the office is closed.
Bettendorf, IA Homeowners Insurance By Home Value
| Bettendorf, IA Home Value | Total Homes | % of Total | Average Bettendorf, IA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 272 | 2.0% | $96 |
| $70,000 to $79,999 | 195 | 2.0% | $304 |
| $80,000 to $89,999 | 181 | 1.0% | $338 |
| $90,000 to $99,999 | 475 | 5.0% | $380 |
| $100,000 to $124,999 | 1,202 | 12.0% | $442 |
| $125,000 to $149,999 | 1,629 | 17.0% | $552 |
| $150,000 to $174,999 | 1,317 | 14.0% | $656 |
| $175,000 to $199,999 | 786 | 8.0% | $760 |
| $200,000 to $249,999 | 1,172 | 12.0% | $912 |
| $250,000 to $299,999 | 977 | 10.0% | $1112 |
| $300,000 to $399,999 | 1,065 | 11.0% | $1416 |
Top Home Insurance Agents Near Bettendorf, IA
| Home Insurance Company Near Bettendorf, IA | Homeowners Insurance Agency Near Bettendorf, IA | Address |
|---|---|---|
| NA | Van Buer Insurance, Inc. | 1830 N 2Nd St, Clinton, IA, 52732 |
| Travelers | Csb Insurance | 218 S Exchange, Galva, IL, 61434 |
| Allstate | Derek Newton | 3311 Avenue Of The Cities, Moline, IL, 61265 |
| State Farm | Matt Mccall | 102 E. South St, Tipton, IA, 52772 |
| Travelers | Mel Foster Co Insurance Inc | 3218 E 35Th Street Ct, DAVENPORT, IA, 52807 |
Cost Of Homeowners Insurance By Street Near Bettendorf, IA
| Streets in Bettendorf Area | Homeowners Insurance Cost |
|---|---|
| Clover Hills Ct, Parklane Cir, N 14th St, Bellevue Ave, Oxford Dr, Kilt Ct, Zimmerman Dr, 191st St, Summit Hills Ct, Red Fox Rd | $731 |
| 290th Street Pl, Kohles Ct, 251st Ave, Clay St, Marynoel, Central Ave, Tanglefoot Ter, Lindbergh Dr, Wendy Ct, San Jose Ct | $699 |
| 264th St, Rolling Hills Dr, Mississippi Blvd, 42 St, Parkdale Dr, Glenn St, Richmond Ct, Silver Spur Ct, Cherry St, 257th Ave | $705 |
| Holmes St, Hollows Ct, Elmwood Ave, Iowa Dr, 23rd Street Ct, 205th St, 33rd St, 290th St, Bunker Hill Dr, Douglas Ct | $718 |
| 282nd St, Perkins Ct, Crow Valley Dr, Chestnut St, Ashworth Ct, Kings Ct, Levi Ln, S 10th St, Eagle View Ct, 42nd St S | $702 |
| Saint Andrews Cir, Reynolds St, Hopewell Ave, Hartford, Coachman Rd, Woodberry Ct, Eldorado Dr, Baron Ct, Central Ln, Cliffside Dr | $739 |
| Thornwood Ln, Meadows Cir, Stone Terrace Ct, E Ridge Pl, Criswell St, 300th St, 49th Ave, Fieldcrest Rd, Forest Hills Rd, New Castle Ln | $733 |
| Spencer Dr, Rosehill Ave, Heather Glen Cir, Colonial Ave, 179th St, Maplewood Dr, Harmony Ct, 34th St, Eastmere Dr, Brown Ct | $778 |
| Dodge St, Middle Haven Rd, Johnathan Ave, 221st St, W Valley Dr, N 23rd St, Woodcrest Ct, Dundee Ln, Bristol Dr, Pius Ln | $734 |
| S 4th St, S 15th St, N 6th St, 250th Ave, Timberline Dr, Squire Dr, Winston Dr, Victoria St, Belmont Rd, Medina Dr | $730 |
Bettendorf, IA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Bettendorf | $103 to $105 |
| Pleasant Valley | $103 |
| Panorama Park | $99 |
| Riverdale | $102 |
Bettendorf, IA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Pleasant Valley township, Scott County, Iowa | $104 | $138 | $207 |
| Panorama Park city, Iowa | $99 | $132 | $198 |
| Riverdale city, Iowa | $103 | $137 | $206 |
Bettendorf, IA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Bettendorf, IA | 4.1% | 13.4% |
| Pleasant Valley | 4.07% | 13.42% |
| Panorama Park | 5.52% | 15.76% |
| Riverdale | 3.6% | 15.08% |
Bettendorf Renters Insurance as a Percentage of Rent
| Bettendorf Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 101 | 3.0% | $773 |
| $300 to $499 | 367 | 12.0% | $1223 |
| $500 to $749 | 1,006 | 34.0% | $1898 |
| $750 to $999 | 838 | 28.0% | $2648 |
| $1,000 to $1,499 | 350 | 12.0% | $3773 |
| $1,500 or more | 240 | 8.0% | $5423 |
Bettendorf, IA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $3,700 |
| Yearly Bettendorf Homeowner Insurance Premium Example | $1,400 | $1,000 |
| Out of Pocket Expense During Claim | $1,700 | $3,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $11,500 | $10,700 |
| Net Savings to Bettendorf Home Owner from High Deductible Plan | $800 | |
Bettendorf, IA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Bettendorf, IA Home Replacement Value MORE than Home Value | Bettendorf, IA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $411,000 | $275,000 |
| Insurance Premium based on Replacement Value | $2,825 | $1,900 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $56,500 | Risk Exposure from Under Insuring Coverage is $79,500 |
| Premium Impact | Insurance cheaper by $550/year | Insurance costlier by $375/year |
Example Bettendorf Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Travelers | Chubb Group of Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 54 | 148 | 165 |
| Year Built | 1990 | 1972 | 2010 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $100000-$125000 | $250000-$300000 | $400000-$500000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible |
Sample Home Insurance Rates for Bettendorf, IA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1961 | 230,000 | Membrane Roof | 2,330 | 3 | $5000 to $10,000 Deductible | 1180 | 10 | Fiber-Cement Siding | No |
| 2004 | 345,000 | Metal Roof | 3,690 | 5 | $5000 to $10,000 Deductible | 510 | 5 | Stucco siding | No |
| 1992 | 200,000 | Membrane Roof | 2,410 | 4 | $500 Deductible | 570 | 6 | Stone Siding | No |
| 2014 | 270,000 | Wood Shake Roof | 3,010 | 4 | $500 Deductible | 1520 | 8 | Stucco siding | No |
| 1961 | 275,000 | Tile Roof | 3,100 | 4 | $5000 to $10,000 Deductible | 1190 | 12 | Stucco siding | yes |
| 1966 | 210,000 | Wood Shake Roof | 2,210 | 5 | $500- $1000 Deductible | 130 | 1 | Vinyl siding | yes |
| 1961 | 155,000 | Wood Shake Roof | 1,370 | 3 | $500- $1000 Deductible | 470 | 8 | Vinyl siding | yes |
| 1981 | 450,000 | Slate Shingles Roof | 4,220 | 5 | $1000-$2500 Deductible | 1910 | 7 | Vinyl siding | No |
| 2004 | 210,000 | Metal Roof | 2,290 | 3 | $1000-$2500 Deductible | 110 | 1 | Wood siding | No |
| 1990 | 230,000 | Membrane Roof | 2,390 | 4 | > $10,000 Deductible | 430 | 7 | Stucco siding | No |
| 1967 | 205,000 | Slate Shingles Roof | 2,290 | 5 | $500- $1000 Deductible | 770 | 10 | Brick siding | yes |
| 1978 | 370,000 | Membrane Roof | 3,250 | 4 | $2500-$5000 Deductible | 510 | 3 | Wood siding | yes |
| 2013 | 295,000 | Composition Roof | 2,780 | 4 | $5000 to $10,000 Deductible | 1040 | 10 | Stone Siding | yes |
| 2002 | 205,000 | Wood Shake Roof | 1,860 | 4 | $500 Deductible | 1080 | 10 | Wood siding | No |
| 1989 | 320,000 | Wood Shake Roof | 2,920 | 5 | $1000-$2500 Deductible | 920 | 5 | Stone Siding | No |
| 1984 | 225,000 | Slate Shingles Roof | 2,340 | 4 | $1000-$2500 Deductible | 780 | 8 | Vinyl siding | No |
| 2000 | 180,000 | Metal Roof | 1,550 | 5 | $1000-$2500 Deductible | 550 | 8 | Wood siding | No |
| 2002 | 450,000 | Asphalt Shingles Roof | 4,230 | 5 | $5000 to $10,000 Deductible | 940 | 6 | Wood siding | yes |
| 1995 | 320,000 | Wood Shake Roof | 3,420 | 5 | $1000-$2500 Deductible | 330 | 2 | Fiber-Cement Siding | yes |
| 1977 | 280,000 | Shingles Roof | 3,340 | 4 | $500 Deductible | 150 | 1 | Vinyl siding | yes |
| 2004 | 510,000 | Wood Shake Roof | 4,550 | 5 | $500 Deductible | 2600 | 12 | Brick siding | yes |
| 1974 | 130,000 | Tile Roof | 1,500 | 3 | $2500-$5000 Deductible | 370 | 9 | Stucco siding | No |
| 1974 | 125,000 | Shingles Roof | 1,370 | 3 | $2500-$5000 Deductible | 230 | 5 | Wood siding | yes |
| 1990 | 330,000 | Slate Shingles Roof | 3,380 | 4 | $1000-$2500 Deductible | 2120 | 12 | Brick siding | yes |
| 1961 | 145,000 | Tile Roof | 1,790 | 4 | $1000-$2500 Deductible | 780 | 8 | Stucco siding | yes |
| 1996 | 255,000 | Composition Roof | 2,160 | 3 | > $10,000 Deductible | 400 | 4 | Wood siding | No |
| 1988 | 185,000 | Tile Roof | 2,260 | 5 | $5000 to $10,000 Deductible | 130 | 2 | Brick siding | yes |
| 1969 | 240,000 | Shingles Roof | 2,160 | 3 | $500 Deductible | 780 | 5 | Fiber-Cement Siding | yes |