Bethesda Insurance Rates:

Bethesda, MD homeowners insurance is nearly $716 to $977, about $59-$81/month. Our exhaustive guide reveals consumers can save upto $338 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I was new to the idea of insurance when we got state farm insurance, and was slightly surprised to learn of the benefits of such an arrangement. not only does this company protect you financially when things go wrong — such as accidents — they also do their best if no such disasters take place
Erie Insurance
The reputation of this company is good considering its lower price and other features such as convenient online account to manager my plans and some special discounts.
Usaa
They insure active duty and military veterans and are run by them also. their board of directors is mostly former military officers.
Usaa
Good access to policy documents and changes as required. Contact information available as well as faq section. Customer representatives are friendly when talking. Good communication. Good company overall.
Usaa
A good customer service rating for a homeowners insurance company will mean painless communication in every phase. You're more likely to receive accurate quotes and sufficient coverage and be properly compensated for claims.
State Farm
Any time that I’ve needed something I can email or text my agent and I usually get it back within a couple of hours
State Farm
They are available 24/7. Also, I have spoken to them before in times of need and they were very accommodating. They stuck to their word and they helped me out before.
Allstate
Sometimes I think they should be more proactive in reaching out to me to review my coverage or make changes

Bethesda, MD Homeowners Insurance By Home Value

Bethesda, MD Home Value Total Homes % of Total Average Bethesda, MD Homeowners Insurance
Less than $50,000 72 3.0% $25
$80,000 to $89,999 35 1.0% $84
$90,000 to $99,999 43 2.0% $93
$100,000 to $124,999 30 1.0% $109
$150,000 to $174,999 108 5.0% $169
$175,000 to $199,999 62 3.0% $194
$200,000 to $249,999 289 15.0% $228
$250,000 to $299,999 458 24.0% $287
$300,000 to $399,999 736 39.0% $363

Top Home Insurance Agents Near Bethesda, MD

Home Insurance Company Near Bethesda, MD Homeowners Insurance Agency Near Bethesda, MD Address
NA Agencia De Seguros Godoy Inc 8452 Centerville Rd Manassas Pk, Manassas Park, VA, 20111
NA Peter K Yang & Associates 6109-F Arlington Blvd. , Falls Church, VA, 22044
Liberty Mutual Independent Gorges & Company Inc 2345 YORK RD, TIMONIUM, MD, 21093
State Farm Max James 1713 7th Street NW, Washington, DC, 20001-3000
Allstate Norris Insurance 925 Merritt Blvd, Baltimore, MD, 21222

Cost Of Homeowners Insurance By Street Near Bethesda, MD

Streets in Bethesda Area Homeowners Insurance Cost
Aubinoe Farm Dr, Tyburn Ter, Shady Oak Ln, Chanute Dr, Burdette Rd, Lambeth Rd, Arandale Rd, Terrace Garden Way, Norwood Dr, Selkirk Dr$872
Elgin Ln, Kenhowe Dr, Manor Oak Way, Holland Ave, Dorset Ave, Maplewood Park Pl, Cloister, Radnor Ct, Edgemoor Ln, Melvern Dr$877
Woodlawn Ave, Braeburn Ct, Parsons Rd, Linder Ln, Armat Dr, Pembroke Rd, Dickens Ave, Lawn Way, Melody Ln, Granada Dr$None
Tilbury St, Van Reypen Rd, Dellwood Rd, King Charles Way, Nottingham Dr, Acacia Ave, Walsh St, Loughborough Pl, Yorktown Rd, Glenbrook Rd$834
Marengo Rd, Onondaga Rd, Shelton St, Wedgewood Rd, Willett Pkwy, Sangamore Rd, East Ln, Jefferson St, Algonquin Ave, Winterberry Ct$863

Bethesda, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Bethesda$126 to $129
Glen Echo$124
Somerset$134
Friendship Heights Village$110

Bethesda, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Glen Echo town, Maryland $125 $166 $249
Somerset town, Maryland $134 $179 $269
Friendship Heights Village CDP, Maryland $110 $146 $219

Bethesda, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Bethesda, MD2%7.0%
Somerset1.87%7.48%
Friendship Heights Village2.62%6.11%
Brookmont2.0%7.35%

Bethesda Renters Insurance as a Percentage of Rent

Bethesda Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 119 1.0% $261
$500 to $749 96 1.0% $1836
$750 to $999 209 2.0% $2586
$1,000 to $1,499 1,747 23.0% $3711
$1,500 or more 5,057 68.0% $5361

Average Cost Of Home Insurance By Company In Areas Nearby Bethesda For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
360,000 500 Frame 25 Brethren Mutual Insurance Co. 856
310,000 500 Frame 35 Everett Cash Mutual Insurance Co. 1,324
460,000 1,000 Frame 10 Homesite Insurance Co. Of The Midwest 1,097
410,000 1,000 Masonry 15 Horace Mann Insurance Co. 1,233
310,000 500 Frame 35 Liberty Insurance Corp. 1,181
410,000 1,000 Masonry 15 Liberty Insurance Corp. 1,285
460,000 1,000 Frame 10 Mutual Benefit Insurance Co. 1,486
460,000 1,000 Frame 10 Nationwide General Insurance Co. 1,138
460,000 1,000 Frame 10 Standard Guaranty Insurance Co. 4,721
410,000 1,000 Masonry 15 Usaa General Indemnity Co. 1,802

Bethesda, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Bethesda Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,500$17,000
Net Savings to Bethesda Home Owner from High Deductible Plan $1,500

Bethesda, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Bethesda, MD Home Replacement Value MORE than Home Value Bethesda, MD Home Replacement Value LESS than Home Value
Replacement Value $1,109,000 $684,500
Insurance Premium based on Replacement Value $5,550 $3,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $182,000 Risk Exposure from Under Insuring Coverage is $242,500
Premium Impact Insurance cheaper by $1,225/year Insurance costlier by $900/year

Example Bethesda Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceState FarmLiberty Mutual
Monthly Premium 161185332
Year Built 198519621950
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $500000-$600000$600000-$700000More than 10000000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Bethesda, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 895,000 Slate Shingles Roof 2,150 3 > $10,000 Deductible 1690 7 Fiber-Cement Siding yes
1988 1,075,000 Membrane Roof 2,870 4 $5000 to $10,000 Deductible 2180 7 Stone Siding No
1984 1,370,000 Composition Roof 4,370 5 $1000-$2500 Deductible 2700 7 Fiber-Cement Siding No
1960 995,000 Slate Shingles Roof 2,370 3 $2500-$5000 Deductible 3060 10 Brick siding yes
1966 1,150,000 Tile Roof 2,760 4 $5000 to $10,000 Deductible 840 3 Fiber-Cement Siding yes
1951 990,000 Wood Shake Roof 3,220 5 $500- $1000 Deductible 2750 9 Vinyl siding yes
1981 760,000 Asphalt Shingles Roof 1,970 4 $1000-$2500 Deductible 1540 7 Vinyl siding yes
1975 735,000 Shingles Roof 1,890 3 $500 Deductible 2550 6 Wood siding No
1950 910,000 Shingles Roof 2,150 4 $5000 to $10,000 Deductible 2650 9 Stucco siding yes
1953 1,285,000 Shingles Roof 3,090 5 > $10,000 Deductible 1130 5 Fiber-Cement Siding No
1954 735,000 Wood Shake Roof 2,220 5 $500- $1000 Deductible 1950 8 Vinyl siding No
1961 425,000 Composition Roof 1,070 2 $5000 to $10,000 Deductible 620 5 Fiber-Cement Siding No
1984 725,000 Wood Shake Roof 1,820 3 $500 Deductible 1500 8 Brick siding yes
1967 560,000 Metal Roof 1,720 5 $500 Deductible 2810 10 Vinyl siding yes
1957 1,010,000 Metal Roof 2,840 5 $2500-$5000 Deductible 620 2 Stone Siding No
1956 370,000 Slate Shingles Roof 910 2 $500 Deductible 720 4 Vinyl siding yes
1986 675,000 Wood Shake Roof 1,540 2 $5000 to $10,000 Deductible 340 2 Stone Siding yes
1980 850,000 Composition Roof 2,820 4 $5000 to $10,000 Deductible 810 4 Fiber-Cement Siding yes
1955 1,425,000 Slate Shingles Roof 3,470 5 $500- $1000 Deductible 1600 4 Stucco siding No
1964 405,000 Metal Roof 1,200 3 $500- $1000 Deductible 1000 6 Stucco siding yes
1950 710,000 Wood Shake Roof 2,010 3 $500- $1000 Deductible 820 4 Wood siding No
1978 715,000 Slate Shingles Roof 1,880 4 $500 Deductible 590 3 Fiber-Cement Siding yes
1968 810,000 Shingles Roof 1,970 3 $500- $1000 Deductible 4550 12 Stucco siding No